Disclaimer: This communication has been prepared solely for information purposes. It is strongly recommended that appropriate professional advice be sought before acting on any information contained herein. While every care has been taken in preparing this communication, no representation, guarantee, warranty or undertaking, expressed orimplied, is given as to the accuracy or completeness of the information or representations. All information contained herein is subject to change after publication, at any time, without notice. The past performance of any investment product is not an indication of future performance.Nedbank Ltd Reg No 1951/000009/06, 135 Rivonia Road, Sandown, Sandton, 2196, South Africa. We subscribe to the Code of Banking Practice of The Banking Association South Africa and, for unresolved disputes, support resolution through the Ombudsman for Banking Services. We are an authorised financial services provider. We are a registeredcredit provider in terms of the National Credit Act (NCR Reg No NCRCP16).

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Nedbank is located in your area with a view to delivering to yourdoorstep a local point of access to Nedbank’s worldclass bankingexpertise, client-specific solutions and comprehensive range offinancial products and services.

Via our various Retail branches and our Business Banking office locatedin Kingsmead, we are able to provide you with a holistic solution toyour personal and business banking requirements, making it easierfor you to do your banking with us.

We, as a bank for all South Africans, aim to deliver a choice ofdistinctive client-centred banking experiences to all our clients. Ourintention is to listen to, and understand our clients’ needs so that wecan Make Things Happen across South Africa. Our focus is onworldclass risk management practices to enable strong collaborationand alignment among various business units in Nedbank, with a viewto refining our offering in the entry-level-banking and small-businessmarkets, while building on our historic strength in business banking.

Nedbank’s presence in your area is the result of collaboration among experienced Business Banking, Retail Banking, Private Bankand Small Business Services staff. The objective is to cater for thefinancial needs of entrepreneurs and their employees through ourdifferentiated Nedbank @ Work offering. This solution makesbanking more accessible for all by offering great-value banking thatis not only affordable, but also convenient. We bring full-servicebanking with specific benefits to your workplace through our RetailRelationship Banking and Private Bank teams.

Nedbank Small Business Services caters for startup and establishedsmall businesses with an annual turnover of between R500 000 andR7,5 million. In addition to managing their financial requirements,Nedbank Small Business Services provides access to mentorship andsupport programmes, as well as free small-business seminars aimed at providing entrepreneurs with practical advice on growingtheir businesses.

Meeting the specific needs of medium-sized companies with anannual turnover of between R7,5 million and R400 million, NedbankBusiness Banking client service teams are located in NedbankKingsmead, ensuring a quick response to client requests and earlyidentification of risks and service opportunities. The client serviceteams are supported by product specialists, who facilitate morecomplex client needs, including specialist finance, invoicediscounting, transactional banking, merchant card services, foreignexchange, asset management and investment management.

Nedbank Business Banking caters for all industries, but in the Durbanarea it specialises in the franchising and professional segments. Itssolution for the professional market has been specifically tailored foran industry that is highly pressurised and requires quick turnaroundtimes. With a high level of expertise and sound understanding of themarket, largely gained from the bank’s acquisition of Imperial Bankwith its excellent track record in the professional sector, Nedbank isnow able to bring a holistic banking experience to its clients in anuninterrupted and seamless manner. Through one point of contact,professionals can benefit from various banking products, includingtransactional banking, lending and private banking solutions;business assurance and insurance; and value-added wealth creationproducts and services.

For more information on how we can make it easier for you to doyour banking please call:• Business Banking on 031 364 2316 or email infobusinessbankdurban@nedbank.co.za;• Small Business Services on 0860 116 400; or• Retail Relationship Banking on 083 327 5793 or email allank@nedbank.co.za.

Nedbank: Making it easier for clients to do business

The Kingsmead Business Banking team standing from left to right:Kershen Govindasamy, Sarah Meyer, Munro Reddy, Lana Louw

Seated from left to right:Renee Letord, Bruce Harris, Seelan Chinsamy, Shamila Singh, Thulani Lushaba, Lance Jones