Zechowy, Linda€¦ · Zechowy, Linda ... 1

1

Zechowy, Linda

From: Luehrs, DawnSent: Monday, February 03, 2014 7:36 AMTo: Zechowy, LindaCc: Calabrese, KateSubject: FW: "The Queen Latifah Show" - AD&D/AME Invoice (& Policy)Attachments: The Queen Latifah Show - AD&D-AME (Participants Coverage) - Invoice.pdf; The Queen

Latifah Show (AD&D-AME Policy #9907-48-43).pdf

Did I send you this? Didn’t appear that I did. Kate, did you ever receive the coding from Paul? You asked him on the 16th. ………d Dawn Luehrs Director, Risk Management Production (310) 244-4230 - Direct Line (310) 244-6111 - Fax (310) 487-9690 - Cell

From: Michael Glees [mailto:[email protected]] Sent: Thursday, January 16, 2014 9:46 AM To: Calabrese, Kate; Luehrs, Dawn Cc: Luehrs, Dawn; Au, Aaron; Juliana Selfridge Subject: "The Queen Latifah Show" - AD&D/AME Invoice (& Policy) Morning Kate, Morning Dawn, Attached please find our invoice in the amount of $1,250 regarding the premium due for “The Queen Latifah Show” AD&D/AME coverage effective 1.16.2014 – 1.20.2014. Please have production remit payment as soon as possible. Also attached is a copy of the policy (#9907‐48‐43) we just received – if you have any questions/concerns please let us know. Thanks Dawn! Thanks Kate! Michael Glees | Account Specialist Aon/Albert G. Ruben Insurance Services, Inc. 15303 Ventura Blvd., Suite 1200 Sherman Oaks, CA 91403-5817 CA License: 0806034 Tel: +1 818.742.0547 | Fax: +1 847.953.2615 Email: [email protected] | http://www.aonagr.com/ The Business of Entertainment Facebook Twitter LinkedIn.com This email message, including any attachment(s), is intended only for the named recipient(s) and may contain confidential, proprietary or legally privileged information. Unauthorized individuals or entities are not permitted access to this information. Any dissemination, distribution, disclosure, or

2

copying of this information is unauthorized and strictly prohibited. If you have received this message in error, please advise the sender by reply email, and delete this message and any attachments.

From: Luehrs, Dawn [mailto:[email protected]] Sent: Wednesday, January 15, 2014 12:13 PM To: Michael Glees Cc: Calabrese, Kate; Juliana Selfridge Subject: RE: "Queen Latifah" - Participants AD&D/AME Coverage (Invoice Processing) Why don’t you put it under Trackdown. Thank you ………d Dawn Luehrs Director, Risk Management Production (310) 244-4230 - Direct Line (310) 244-6111 - Fax (310) 487-9690 - Cell

From: Michael Glees [mailto:[email protected]] Sent: Wednesday, January 15, 2014 11:17 AM To: Luehrs, Dawn Cc: Calabrese, Kate; Juliana Selfridge Subject: "Queen Latifah" - Participants AD&D/AME Coverage (Invoice Processing) Hi Dawn, Further to my voice mail… would you like this invoice to read/show “Trackdown Productions, Inc.” on it… or would you prefer it show/read the standard “Sony Pictures Entertainment”? Thanks Dawn!

From: Luehrs, Dawn [mailto:[email protected]] Sent: Wednesday, January 15, 2014 10:59 AM To: Juliana Selfridge; Paul Jones; Michael Glees Cc: Clausen, Janel; Calabrese, Kate; Barnes, Britianey; Zechowy, Linda; Allen, Louise; Herrera, Terri Subject: RE: Queen latifah - Cover Girl/Pantene Integration The Life Coach will sign the waivers like everyone else. She will talk with each participant re their life goals and what they can do to achieve them. Each woman wants to change something about her life. Hope to have their decision on the specific activities soon. Do you need it? …….d Dawn Luehrs Director, Risk Management Production (310) 244-4230 - Direct Line (310) 244-6111 - Fax (310) 487-9690 - Cell

From: Juliana Selfridge [mailto:[email protected]] Sent: Wednesday, January 15, 2014 9:29 AM To: Luehrs, Dawn; Paul Jones; Michael Glees Cc: Clausen, Janel; Calabrese, Kate; Barnes, Britianey; Zechowy, Linda; Allen, Louise; Herrera, Terri Subject: RE: Queen latifah - Cover Girl/Pantene Integration

3

Thank you for the bind order. Will the Life Couch be signing the same releases/waivers and performing the same activities? Juliana Selfridge| Vice President Aon/Albert G. Ruben Insurance Services, Inc. 15303 Ventura Blvd., Suite 1200 Sherman Oaks, CA 91403-5817 CA License: 0806034 Tel: +1 818.742.0760 | Mobile: +1 818.205.7528 | Fax: +1 847.953.7587 Email: [email protected] | http://www.aonagr.com

The Business of Entertainment Facebook Twitter LinkedIn.com

This email message, including any attachment(s), is intended only for the named recipient(s) and may contain confidential, proprietary or legally privileged information. Unauthorized individuals or entities are not permitted access to this information. Any dissemination, distribution, disclosure, or copying of this information is unauthorized and strictly prohibited. If you have received this message in error, please advise the sender by reply email, and delete this message and any attachments.

From: Luehrs, Dawn [mailto:[email protected]] Sent: Wednesday, January 15, 2014 9:20 AM To: Juliana Selfridge; Paul Jones; Michael Glees Cc: Clausen, Janel; Calabrese, Kate; Barnes, Britianey; Zechowy, Linda; Allen, Louise; Herrera, Terri Subject: RE: Queen latifah - Cover Girl/Pantene Integration We would like to bind coverage including one additional person, the Life Coach. I told production there would not be an additional charge so work some magic. Will send you the signed acknowledgment and soon as I can. ……..d Dawn Luehrs Director, Risk Management Production (310) 244-4230 - Direct Line (310) 244-6111 - Fax (310) 487-9690 - Cell

From: Juliana Selfridge [mailto:[email protected]] Sent: Tuesday, January 14, 2014 2:35 PM To: Luehrs, Dawn; Paul Jones; Michael Glees Cc: Clausen, Janel; Calabrese, Kate; Barnes, Britianey; Zechowy, Linda; Allen, Louise; Herrera, Terri Subject: RE: Queen latifah - Cover Girl/Pantene Integration Dawn, Attached please find the insurance proposal, quote letter and commission compensation report for AD&D/AME coverage on the three (3) participants. Please let me know if you have any questions. Best, Juliana Juliana Selfridge| Vice President Aon/Albert G. Ruben Insurance Services, Inc. 15303 Ventura Blvd., Suite 1200 Sherman Oaks, CA 91403-5817 CA License: 0806034 Tel: +1 818.742.0760 | Mobile: +1 818.205.7528 | Fax: +1 847.953.7587

4

Email: [email protected] | http://www.aonagr.com



From: Juliana Selfridge Sent: Tuesday, January 14, 2014 10:40 AM To: 'Luehrs, Dawn'; Paul Jones; Michael Glees Cc: Clausen, Janel; Calabrese, Kate; Barnes, Britianey; Zechowy, Linda; Allen, Louise; Herrera, Terri Subject: RE: Queen latifah - Cover Girl/Pantene Integration I spoke with the underwriter this morning and we expect to receive a quote this afternoon. He understands the urgency. Thank you, Juliana Juliana Selfridge| Vice President Aon/Albert G. Ruben Insurance Services, Inc. 15303 Ventura Blvd., Suite 1200 Sherman Oaks, CA 91403-5817 CA License: 0806034 Tel: +1 818.742.0760 | Mobile: +1 818.205.7528 | Fax: +1 847.953.7587 Email: [email protected] | http://www.aonagr.com



From: Luehrs, Dawn [mailto:[email protected]] Sent: Tuesday, January 14, 2014 10:35 AM To: Juliana Selfridge; Paul Jones; Michael Glees Cc: Clausen, Janel; Calabrese, Kate; Barnes, Britianey; Zechowy, Linda; Allen, Louise; Herrera, Terri Subject: RE: Queen latifah - Cover Girl/Pantene Integration Any news? Dawn Luehrs Director, Risk Management Production (310) 244-4230 - Direct Line (310) 244-6111 - Fax (310) 487-9690 - Cell

From: Juliana Selfridge [mailto:[email protected]] Sent: Monday, January 13, 2014 4:40 PM To: Luehrs, Dawn; Paul Jones; Michael Glees

5

Cc: Clausen, Janel; Calabrese, Kate; Barnes, Britianey; Zechowy, Linda; Allen, Louise; Herrera, Terri Subject: RE: Queen latifah - Cover Girl/Pantene Integration Hi Dawn, We are looking into this and will get back to you shortly. Best, Juliana Juliana Selfridge| Vice President Aon/Albert G. Ruben Insurance Services, Inc. 15303 Ventura Blvd., Suite 1200 Sherman Oaks, CA 91403-5817 CA License: 0806034 Tel: +1 818.742.0760 | Mobile: +1 818.205.7528 | Fax: +1 847.953.7587 Email: [email protected] | http://www.aonagr.com



From: Luehrs, Dawn [mailto:[email protected]] Sent: Monday, January 13, 2014 2:47 PM To: Paul Jones; Juliana Selfridge; Michael Glees Cc: Clausen, Janel; Calabrese, Kate; Barnes, Britianey; Zechowy, Linda; Allen, Louise; Herrera, Terri Subject: Queen latifah - Cover Girl/Pantene Integration Importance: High Hello Based on the below, can you get me a quote for participant’s coverage? I don’t know what specific activities will take place but they will be selected from the list in Gail’s 11:56 e‐mail of today. Shoot is this Friday/Saturday. As noted, QL is not participating…. Well maybe the SPA part ;‐) Dawn Luehrs Director, Risk Management Production (310) 244-4230 - Direct Line (310) 244-6111 - Fax (310) 487-9690 - Cell

From: Gail Porter [mailto:[email protected]] Sent: Monday, January 13, 2014 2:34 PM To: Luehrs, Dawn; Clements, John Cc: Chris Krueger; Jakki Taylor Richardson; Amanda Klein; Corcoran, Jon; Carretta, Annemarie; Jones, Ruth; Herrera, Terri; Zechowy, Linda; Allen, Louise; Barnes, Britianey; Larson, Rick Subject: Re: Queen latifah - Cover Girl/Pantene Integration Importance: High We are shooting at Miraval Resort in Arizona. See http://www.miravalresorts.com/.

6

3 participants will be selected by the producers will participate in the activities. We had a conference call right before I sent the below email. The women will engage in 3‐4 of the below activities PLUS they will be able to take part in 1 spa service. The participants and a lift coach will arrive at Miraval on 1/16 (Thursday) and will leave on 1/19 (Sunday). The participants and a life coach (potentially) will engage in the activities on 1/17 and 1/18. The participants will be asked to sign Miraval's attached release as well as Trackdown's risky activity release, also attached.

From: <Luehrs>, Dawn <[email protected]> To: "Clements, John" <[email protected]>, Gail Porter <[email protected]> Cc: Chris Krueger <[email protected]>, Jakki Taylor Richardson <[email protected]>, Amanda Klein <[email protected]>, "Corcoran, Jon" <[email protected]>, "Carretta, Annemarie" <[email protected]>, "Jones, Ruth" <[email protected]>, "Herrera, Terri" <[email protected]>, "Zechowy, Linda" <[email protected]>, "Allen, Louise" <[email protected]>, "Barnes, Britianey" <[email protected]>, "Larson, Rick" <[email protected]> Subject: RE: Queen latifah ‐ Cover Girl/Pantene Integration

Gail, I would at least like to get a quesstimate of premium for Participant’s Coverage. How many people are we talking about and if Safety’s concerns are satisfied, are we pretty sure the below referenced activities are “the” ones? When does it happen and where? …………d Dawn Luehrs Director, Risk Management Production (310) 244-4230 - Direct Line (310) 244-6111 - Fax (310) 487-9690 - Cell

From: Clements, John Sent: Monday, January 13, 2014 12:35 PM To: Gail Porter; Luehrs, Dawn; Herrera, Terri; Zechowy, Linda; Allen, Louise; Barnes, Britianey; Larson, Rick Cc: Chris Krueger; Jakki Taylor Richardson; Amanda Klein; Corcoran, Jon; Carretta, Annemarie; Jones, Ruth Subject: RE: Queen latifah - Cover Girl/Pantene Integration Importance: High Gail: I believe that these are team‐building activities conducted by the hotel on a somewhat regular basis, however I will still require additional information to be comfortable that proper procedures are in place during the shoot. Dance Fusion appears to be a fairly straight forward dance / exercise class. Please let me know if this is not the case. The remaining 4 outdoor / adventure challenges all look to have a higher degree of potential risk. For the outdoor / adventure challenges, I will need additional information including,

Instructor(s) experience and qualifications (certifications?). How many instructors will be present during the challenges?

Information about the structures and rigging utilized. Are they part of / owned by the hotel or a third party, have they been engineered, etc? Are they inspected on a regular basis, etc?

What type of safety equipment is utilized during the challenges? Are they provided by the facility or by the production?

7

What type of medical coverage will be present during the challenges? Are there rescue plans in place for the challenges which involve rigging and working at heights? If so, please let me know what the plans are.

How will this be filmed? Will everything be shot from the ground or will equipment such as aerial lifts be utilized? Will the camera crew be accessing the challenge structures and / or be utilizing any harnesses, etc?

Do all of the participants have the prerequisite yoga experience mentioned in the Aerial Yoga description? Please let me know if you have any questions on this. Thanks! John John N. Clements, CSP Executive Director, Production Safety Security, Environmental, Health and Safety (SEHS) Sony Pictures Entertainment 310 244‐4458 310 628‐7364 (mobile) 310 244‐2345 (fax)

From: Gail Porter [mailto:[email protected]] Sent: Monday, January 13, 2014 11:56 AM To: Luehrs, Dawn; Clements, John; Herrera, Terri; Zechowy, Linda; Allen, Louise; Barnes, Britianey; Larson, Rick Cc: Chris Krueger; Jakki Taylor Richardson; Amanda Klein; Corcoran, Jon; Carretta, Annemarie; Jones, Ruth Subject: Re: Queen latifah - Cover Girl/Pantene Integration Importance: High Hi Dawn and John‐ We will engage in 3‐4 of the following activities. Descriptions from http://www.miravalresorts.com/activities/ are included. Dawn, let me know if you need any additional information for the underwriter: Dance Fusion Join us in this fun trip down memory lane dancing through the decades. Face to Face

Face to Face is a paired event which encourages you to notice how you communicate with another person under stress. Moving together slowly and intentionally engages ideas of trust, commitment and how to balance self‐care and support of a partner

The cables of Face to Face are intentionally spread too far apart for you to reach the end of the "V." Because there is no clear ending point to the event, and therefore no concrete goal, you are challenged to stay present where you are. This is a great

8

event for "Type A" personalities because of the necessity to slow down. It also helps strengthen personal or professional relationships.

Explore the balance between self‐care and support of others as you move in pairs across cables suspended 30‐feet off the ground.

* Wear closed toed sturdy shoes, preferably sneakers. You will be harnessed during this challenge, so carefully consider your choice of pants, comfortable yoga pants or longer shorts are desirable rather than heavier options like jeans. Don’t forget your Miraval water bottle!

Sky Ziplining

The Desert Sky Zipline Experience is centered on the act of letting go and celebrating life. It is a fun event, reminiscent of being a child on the swing set. It can also matter in a deeper way as the conversation shifts to ideas of letting go of the past and moving forward into new beginnings of healthier ways of living. Yet standing on the platform with other people complicates the activity in a way that is similar to how we experience compromise in other life relationships. Communication, trust and commitment are usually intimately integrated into the discussion. The Desert Sky Zipline Experience is a great event for teambuilding and strengthening relationships. Celebrate the freedom of letting go of fear and stepping toward new beginnings as you soar from a height of 40 feet above the desert floor.

* Wear closed toed sturdy shoes, preferably sneakers. You will be harnessed during this challenge, so carefully consider your choice of pants, comfortable Yoga pants or longer shorts are desirable rather than heavier options like jeans. Don’t forget your Miraval water bottle!

Quantam Leap

Quantum Leap lends itself to discussion about transitions and letting go. Standing on top of a pole with nothing to hold on to and then leaping into the air involves significant trust in oneself and the other group members. Facilitators invite you to make a dedication or acknowledge something or someone you'd like to leave behind when you leap and what changes you want to leap into metaphorically and practically. Find a renewed sense of balance and relearn trust as you leap from a 25‐foot pole.

Wear closed toed sturdy shoes, preferably sneakers. You will be harnessed during this challenge, so carefully consider your choice of pants, comfortable yoga pants or longer shorts are desirable rather than heavier options like jeans. Don’t forget your Miraval water bottle!

Quantum Leap II, similar to Quantum Leap, encourages you to make each movement with awareness and openness. Yet standing on the pole with another person complicates the activity in a way that is similar to how we experience compromise in other life relationships. Communication, trust and commitment are usually intimately integrated into the discussion. Quantum Leap II is a great event for teambuilding and strengthening relationships. Explore new ways of communicating and revitalize trust in yourself and others as you leap from a 35‐foot pole.


Aerial Yoga

Breathe, flow and fly in this exciting new yoga practice that helps improve overall health and physical agility, lengthens muscles and releases tension throughout your entire body. You will stretch, strengthen and realign using the support of silk hammocks suspended three feet from the ground.

9

Note: Participants should have a regular yoga practice of 2‐3 times per week for at least the past 6 months or have participated in a private Aerial Yoga session while here at Miraval. If you have Glaucoma, are beyond your first trimester of pregnancy, or have had Botox injections within 24 hours you should not participate in this class.

From:<Luehrs>, Dawn <[email protected]> To: Gail Porter <[email protected]>, "Clements, John" <[email protected]>, "Herrera, Terri" <[email protected]>, "Zechowy, Linda" <[email protected]>, "Allen, Louise" <[email protected]>, "Barnes, Britianey" <[email protected]>, "Carretta, Annemarie" <[email protected]>, "Jones, Ruth" <[email protected]>, "Larson, Rick" <[email protected]> Cc: Chris Krueger <[email protected]>, Jakki Taylor Richardson <[email protected]>, Amanda Klein <[email protected]>, "Corcoran, Jon" <[email protected]> Subject: RE: Queen latifah ‐ Cover Girl/Pantene Integration An application needs to be completed to receive a real quote but we will be able to give you our best guesstimate rather quickly once we know the activities. Will everything take place here on the lot? …..d Dawn Luehrs Director, Risk Management Production (310) 244-4230 - Direct Line (310) 244-6111 - Fax (310) 487-9690 - Cell

From: Gail Porter [mailto:[email protected]] Sent: Thursday, January 09, 2014 3:41 PM To: Luehrs, Dawn; Clements, John; Herrera, Terri; Zechowy, Linda; Allen, Louise; Barnes, Britianey; Carretta, Annemarie; Jones, Ruth; Larson, Rick Cc: Chris Krueger; Jakki Taylor Richardson; Amanda Klein; Corcoran, Jon Subject: Re: Queen latifah - Cover Girl/Pantene Integration Hi Dawn‐ There will be 3 participants. We should have the activities for you tomorrow. Once we give you the activities, how long do you anticipate it will be for us to get back the cost of participant coverage?

From: <Luehrs>, Dawn <[email protected]> Date: Thursday, January 9, 2014 3:16 PM To: "Clements, John" <[email protected]>, Gail Porter <[email protected]>, "Herrera, Terri" <[email protected]>, "Zechowy, Linda" <[email protected]>, "Allen, Louise" <[email protected]>, "Barnes, Britianey" <[email protected]>, "Carretta, Annemarie" <[email protected]>, "Jones, Ruth" <[email protected]>, "Larson, Rick" <[email protected]> Cc: Chris Krueger <[email protected]>, Jakki Taylor Richardson <[email protected]>, Amanda Klein <[email protected]>, "Corcoran, Jon" <[email protected]> Subject: Queen latifah ‐ Cover Girl/Pantene Integration Regardless of what the participants sign, we should be purchasing Participants Coverage as we suggested during Fearless Living Week. To give you a guesstimate of premium, we would need to know the activities and how many people.

10

…..d Dawn Luehrs Director, Risk Management Production (310) 244-4230 - Direct Line (310) 244-6111 - Fax (310) 487-9690 - Cell

From: Clements, John Sent: Thursday, January 09, 2014 2:49 PM To: Gail Porter; Luehrs, Dawn; Herrera, Terri; Zechowy, Linda; Allen, Louise; Barnes, Britianey; Carretta, Annemarie; Jones, Ruth; Larson, Rick Cc: Chris Krueger; Jakki Taylor Richardson; Amanda Klein; Corcoran, Jon Subject: RE: Cover Girl/Pantene Integration Importance: High Gail: As I recall, the basic requirements for the firewalking segment are as follows:

Fire permit from local fire jurisdiction, A fire safety officer at the location (if required by jurisdiction), Standby medic with appropriate equipment for possible burns, Fire extinguishers with trained operators on stand‐by, Trained, certified firewalking instructor with an adequate number of support staff to ensure the safety of

everyone participating and/or documenting the activity. Underwriters / insurance may require additional measures.

These are the basic requirements. Please provide me with the specific details and plans for the segment, when available. It is possible / likely that additional precautions may need to be implemented based on the specific plans for the segment. Please let me know if you have any questions on this matter. Thanks! John John N. Clements, CSP Executive Director, Production Safety Security, Environmental, Health and Safety (SEHS) Sony Pictures Entertainment 310 244‐4458 310 628‐7364 (mobile) 310 244‐2345 (fax)

11

From: Gail Porter [mailto:[email protected]] Sent: Thursday, January 09, 2014 11:28 AM To: Luehrs, Dawn; Herrera, Terri; Zechowy, Linda; Allen, Louise; Barnes, Britianey; Carretta, Annemarie; Jones, Ruth; Clements, John; Larson, Rick Cc: Chris Krueger; Jakki Taylor Richardson; Amanda Klein Subject: Cover Girl/Pantene Integration Importance: High Hi Team‐ We are planning a Cover Girl and Pantene Integration that shoots on 1/18 and 1/19 at a location like Miraval (http://www.miravalresorts.com/activities/) where 3‐5 guests from different backgrounds will be brought for spa and team activities. We hope to know the actual location by tomorrow. Details:

The women selected will be looking to make changes in their lives. They will be asked to engage in activities like (1) laughing yoga, (2) fire walking, and (3) free falling from a hoisted trapeze.

We will ask each participant to be cleared by their doctor. Note, Queen Latifah will not be participating in this field shoot.

We will have each participant sign a gift acknowledgement form and W‐9 for the value of the trip.

Questions: LEGAL— Does Sony have a "Declaration of Health" that it has used in the past for doctors to sign or is a note from a doctor clearing the participant good enough? SAFETY — I will let you know when I have a complete list of the activities the participants will engage in. We have previously had discussions re fire walking. What are the specific requirements that you have for this activity? RISK MANAGEMENT ‐‐ We'll need to know what type of insurance coverage that Sony requires from the location for these types of shoots.

I have provided as much information as I have at this date.I should have more information shortly. THIS SHOOTS IN 6 BUSINESS DAYS.

1

Zechowy, Linda

From: Luehrs, DawnSent: Wednesday, January 15, 2014 11:08 AMTo: Juliana Selfridge; Paul Jones; Michael GleesCc: Clausen, Janel; Calabrese, Kate; Barnes, Britianey; Zechowy, Linda; Allen, Louise; Herrera,

TerriSubject: RE: Queen latifah - Cover Girl/Pantene Integration

Thank you ……….d Dawn Luehrs Director, Risk Management Production (310) 244-4230 - Direct Line (310) 244-6111 - Fax (310) 487-9690 - Cell

From: Juliana Selfridge [mailto:[email protected]] Sent: Wednesday, January 15, 2014 10:38 AM To: Luehrs, Dawn; Paul Jones; Michael Glees Cc: Clausen, Janel; Calabrese, Kate; Barnes, Britianey; Zechowy, Linda; Allen, Louise; Herrera, Terri Subject: RE: Queen latifah - Cover Girl/Pantene Integration Dawn, Confirming the fourth participant is included for no additional premium. Invoice and policy will follow shortly for policy term 1/16/14 to 1/20/14. Best, Juliana Juliana Selfridge| Vice President Aon/Albert G. Ruben Insurance Services, Inc. 15303 Ventura Blvd., Suite 1200 Sherman Oaks, CA 91403-5817 CA License: 0806034 Tel: +1 818.742.0760 | Mobile: +1 818.205.7528 | Fax: +1 847.953.7587 Email: [email protected] | http://www.aonagr.com



From: Luehrs, Dawn [mailto:[email protected]] Sent: Wednesday, January 15, 2014 9:20 AM To: Juliana Selfridge; Paul Jones; Michael Glees Cc: Clausen, Janel; Calabrese, Kate; Barnes, Britianey; Zechowy, Linda; Allen, Louise; Herrera, Terri Subject: RE: Queen latifah - Cover Girl/Pantene Integration We would like to bind coverage including one additional person, the Life Coach. I told production there would not be an additional charge so work some magic. Will send you the signed acknowledgment and soon as I can.

2

……..d Dawn Luehrs Director, Risk Management Production (310) 244-4230 - Direct Line (310) 244-6111 - Fax (310) 487-9690 - Cell

From: Juliana Selfridge [mailto:[email protected]] Sent: Tuesday, January 14, 2014 2:35 PM To: Luehrs, Dawn; Paul Jones; Michael Glees Cc: Clausen, Janel; Calabrese, Kate; Barnes, Britianey; Zechowy, Linda; Allen, Louise; Herrera, Terri Subject: RE: Queen latifah - Cover Girl/Pantene Integration Dawn, Attached please find the insurance proposal, quote letter and commission compensation report for AD&D/AME coverage on the three (3) participants. Please let me know if you have any questions. Best, Juliana Juliana Selfridge| Vice President Aon/Albert G. Ruben Insurance Services, Inc. 15303 Ventura Blvd., Suite 1200 Sherman Oaks, CA 91403-5817 CA License: 0806034 Tel: +1 818.742.0760 | Mobile: +1 818.205.7528 | Fax: +1 847.953.7587 Email: [email protected] | http://www.aonagr.com



From: Juliana Selfridge Sent: Tuesday, January 14, 2014 10:40 AM To: 'Luehrs, Dawn'; Paul Jones; Michael Glees Cc: Clausen, Janel; Calabrese, Kate; Barnes, Britianey; Zechowy, Linda; Allen, Louise; Herrera, Terri Subject: RE: Queen latifah - Cover Girl/Pantene Integration I spoke with the underwriter this morning and we expect to receive a quote this afternoon. He understands the urgency. Thank you, Juliana Juliana Selfridge| Vice President Aon/Albert G. Ruben Insurance Services, Inc. 15303 Ventura Blvd., Suite 1200 Sherman Oaks, CA 91403-5817 CA License: 0806034 Tel: +1 818.742.0760 | Mobile: +1 818.205.7528 | Fax: +1 847.953.7587 Email: [email protected] | http://www.aonagr.com

Aon/Albert G. Ruben Insurance Services | CA Ins Lic #0806034 Proposal Date – 1/14/2014 Edition Date: October 31, 2012 1

Insurance Proposal for Policy Period

01/16/2014 to 01/20/2014

Presented to Trackdown Productions, Inc.

January 14, 2014

This insurance document is furnished to you as a matter of information for your convenience. It only summarizes the listed proposed policy(ies) and is not intended to reflect all the terms and conditions or exclusions of such proposed policy(ies). Moreover, the information contained in this document reflects proposed coverage as of the effective date(s) of the proposed policy(ies) and does not include subsequent changes. This document is not an insurance policy and does not amend, alter or extend the coverage afforded by the listed proposed policy(ies). The insurance afforded by the listed proposed policy(ies) is subject to all the terms, exclusions and conditions of such policy(ies). The services and placements outlined in this proposal will be provided in accordance with the terms of the notices and policies set forth in Section VII: ARS Business Terms.

Special RiskINSURANCE PROGRAM

Issued byFEDERAL INSURANCE COMPANY

FOR

TRACKDOWN PRODUCTIONS, INC.

Chubb Underwriting Office: FEDERAL INSURANCE COMPANY202 Hall's Mill RoadP.O. Box 1600Whitehouse Station, New Jersey 08889-1600

Words and phrases that appear in bold print have special meaning and are defined in the Definitionssection(s) of this policy. Defined terms include the plural.

Throughout this policy the words "We", "Us" and "Our" refer to the Company providing this insurance.

Please Read This Policy Carefully

BTA5000

1

Table of ContentsInsuring Agreement...................................................................................................................................... 3

Premium Summary....................................................................................................................................... 4

Schedule Of Benefits.................................................................................................................................... 5

Hazards......................................................................................................................................................... 8

Contract......................................................................................................................................................... 9

I - Insurance.......................................................................................................................................... 9

II - Eligibility...................................................................................................................................... 11

III - Extensions.................................................................................................................................... 12

IV - Maximum Payment for Multiple Losses and Multiple Benefits................................................. 12

V - Territory........................................................................................................................................ 12

VI - Exclusions................................................................................................................................... 12

VII - Definitions.................................................................................................................................. 14

VIII - General Provisions.................................................................................................................... 25

Endorsements.............................................................................................................................................. 35

Applications................................................................................................................................................ 41

BTA5001

2

Insuring Agreement

Section I

Chubb Group of Insurance Companies15 Mountain View Road, P.O. Box 1615Warren, New Jersey 07061-1615

Policyholder's Name and Address:TRACKDOWN PRODUCTIONS, INC.10202 W. WASHINGTON BLVDCULVER CITY, CA 90232

Issued by the stock insurance companyPolicy Number: SPEC-IM-ENindicated below:Effective Date: 01/16/2014FEDERAL INSURANCE COMPANYAnniversary Date: January 20Incorporated under the laws ofINDIANA

BTA5002

Section II Policy Period and Company

Policy Period

To: 01/20/2014From: 01/16/201412:01 A.M. standard time at the Policyholder's address shown in Section I of the Insuring Agreement.

This insurance is provided by the Company in consideration of payment of the required premium.

The insurance under this policy begins on the Effective Date shown in Section I of the Insuring Agreement.The insurance under this policy ends on the last day of the Policy Period shown in Section II of the InsuringAgreement.

The Policyholder's acceptance of this policy terminates any prior policy of the same policy number, effectivewith the inception of this policy.

Company

The Company issuing this policy has caused this policy to be signed by it's authorized officers, but thispolicy shall not be valid unless also signed by a duly authorized representative of the Company.

FEDERAL INSURANCE COMPANY (Incorporated under the laws of INDIANA)

SecretaryPresident

Authorized RepresentativeBTA5004

3

Premium Summary

Section I - Premium Due Date

01/16/2014

Section II - Premium Payment

The Policyholder shown in Section I of the Insuring Agreement is responsible for the collection andremittance of all required premiums. Premiums are calculated and payable as follows:

Special Risk$1,250Amount Due:

Any premiums shown as subject to adjustment will be adjusted as stated in the Premium Provisions underSection VIII - General Provisions of the Contract.

BTA5006

4

Schedule of Benefits

Chubb Group of Insurance Companies15 Mountain View Road, P.O. Box 1615Warren, New Jersey 07061-1615

Policyholder's Name:TRACKDOWN PRODUCTIONS, INC.

Issued by the stock insurance companyindicated below:FEDERAL INSURANCE COMPANYIncorporated under the laws ofINDIANA

BTA6000

Section I - Insured Persons

The following are the Insured Persons under this policy:

DescriptionClassAll participants in the Mirival events and activities sponsored by the Policyholder.1

BTA6002

If, subject to all the terms and conditions of this policy a person is eligible for insurance under multipleClasses of Insured Persons described above, then such person will only be insured under the Class whichprovides the Insured Person the largest Benefit Amount for the loss that has occurred.

BTA6004

Section II - Qualification Period

For Insured Persons in an eligible Class on the Effective Date: noneFor Insured Persons entering an eligible Class after the Effective Date: none

BTA6008

Section III - Hazards

The following are the Hazards for which insurance applies:

Hazard(s)ClassCovered Activities1

If, subject to all the terms and conditions of this policy an Insured Person has insurance for covered losson the date of an Accident, covered under multiple Hazards described above, then only one Benefit Amountwill be paid. This Benefit Amount shall be the largest Benefit Amount applicable under all such Hazards.

BTA6010 (Ed. 7/06)

5

Section IV - Benefits

A) Principal Sum

The following are Principal Sums for each Class:Principal SumHazardClass$250,000Covered Activities1

BTA6012

B) Accidental Death and Dismemberment Benefits:

This benefit applies to all Classes of Insured Persons. The following are Losses insured and thecorresponding Benefit Amount expressed as a percentage of the Principal Sum:

Class(es)All

Benefit Amounts (Percentageof Principal Sum)

Accidental:

100%Loss of Life100%Loss of Speech and Loss of Hearing

100%Loss of Speech and one of Loss of Hand, Loss of Foot or Loss of Sightof One Eye

100%Loss of Hearing and one of Loss of Hand, Loss of Foot or Loss of Sightof One Eye

100%Loss of Hands (Both), Loss of Feet (Both), Loss of Sight or a combinationof any two of Loss of Hand, Loss of Foot or Loss of Sight of One Eye

100%Quadriplegia75%Paraplegia50%Hemiplegia

50%Loss of Hand, Loss of Foot or Loss of Sight of One Eye(Any one of each)

50%Loss of Speech or Loss of Hearing25%Uniplegia25%Loss of Thumb and Index Finger of the same hand

This Benefit Amount is subject to Section IV - Maximum Payment for Multiple Losses and MultipleBenefits, of the Contract.BTA6016

6

If an Insured Person has multiple Losses as the result of one Accident, then We will pay only the singlelargest Benefit Amount applicable to the Losses suffered, as described in Section IV - Maximum PaymentFor Multiple Losses and Multiple Benefits of the Contract.

BTA6018

C) Additional Benefits

The following are Benefit Amounts for all other benefits provided under this policy:

Accident Medical ExpenseClass 1

Maximum Benefit Amount $250,000Deductible $1,000Medical Expense (Covered Activity) $50,000

The Benefit Amounts shown above for Medical Expenses (Covered Activity) are part of, and not in additionto, the Maximum Benefit Amount for Accident Medical Expense. Payment of these Benefit Amountsreduces and does not increase the Benefit Amount for Accident Medical Expense.This Benefit Amount is not subject to Section IV - Maximum Payment for Multiple Losses and MultipleBenefits, of the Contract.

BTA6039

Medical Evacuation and RepatriationClass 1

Maximum Benefit Amount $250,000Benefit Amount(Hospital Admission Guaranty) $5,000Family Travel Expense

(Maximum Per Day) $100(Maximum Number of Days) 5

The Benefit Amounts shown above for Hospital Admission Guaranty and Family Travel Expense, are partof, and not in addition to, the Maximum Benefit Amount for Medical Evacuation and Repatriation. ThisBenefit Amount is not subject to Section IV - Maximum Payment for Multiple Losses and Multiple Benefits,of the Contract.

BTA6056 (Ed. 7/06)

Section V - Aggregate Limit of Insurance

$1,000,000 per Accident

If more than one (1) Insured Person suffers a Loss in the same Accident, then We will not pay more thanthe Aggregate Limit of Insurance shown above. If an Accident results in Benefit Amounts becomingpayable, which when totaled, exceed the applicable Aggregate Limit of Insurance shown above, then theAggregate Limit of Insurance will be divided proportionally among the Insured Persons, based on eachapplicable Benefit Amount.

BTA6088

Insurance only applies for the Classes, Hazards, Benefits and Losses that are specifically indicated asinsured.

BTA6090

7

Hazards

Covered Activity Hazard

Covered Activity Hazard means all circumstances, subject to the terms and conditions of this policy, arisingfrom and occurring while a Primary Insured Person is participating in Covered Activity.

Covered Activity means all those activities set forth below for which a Primary Insured Person is insuredunder this policy.

Covered Activity:All activities related to The Queen Latifah Show whichare sponsored or supervised by the Policyholder. Directtravel to and from such activities is included.

BTA5529

8

Contract

Section I - Insurance

Subject to all the terms and conditions of this policy and the payment of required premium, We willprovide the following insurance:

Accidental Death and Dismemberment

We will pay the applicable Benefit Amount, shown in Section IV-B of the Schedule of Benefits, if anAccident results in a covered Loss not otherwise excluded. The Accident must result from an insuredHazard and occur while an Insured Person is insured under this policy, while it is in force. The coveredLoss must occur within one (1) year after the Accident.BTA5010

Accident Medical Expense

We will reimburse up to the Maximum Benefit Amount for Accident Medical Expense if AccidentalBodily Injury causes an Insured Person to first incur Medical Expenses for care and treatment of theAccidental Bodily Injury within ninety (90) days after an Accident. The Benefit Amount for AccidentMedical Expense is payable only for Medical Expenses incurred within 365 day(s) after the date of theAccident causing the Accidental Bodily Injury. The Benefit Amount is subject to the Deductible andMaximum Benefit Amount as shown in Section IV-C of the Schedule of Benefits. The Benefit Amountfor Accident Medical Expense is payable in addition to any other applicable Benefit Amounts under thispolicy.

We will reimburse up to the Benefit Amount for Medical Expenses (Covered Activity), shown in SectionIV-C of the Schedule of Benefits, if an Insured Person incurs medical expenses for care and treatment ofa disease or illness for which symptoms first appear during a Covered Activity. The first medical expensefor such disease or illness must be incurred during a Covered Activity. The Benefit Amount for medicalexpenses is payable only for medical expenses incurred within 365 day(s) after the date of participating ina Covered Activity. The Benefit Amount is subject to the Deductible and Maximum Benefit Amount asshown in Section IV-C of the Schedule of Benefits. The Benefit Amount is payable in addition to any otherapplicable Benefit Amounts under this policy. With respect to payment for these medical expenses only,the Disease or Illness Exclusion in Section VI - General Exclusions of the Contract does not apply.

Excess ProvisionThe Maximum Benefit Amount for Accident Medical Expense is payable on an excess basis. We willdetermine the Reasonable and Customary Charge for the covered Medical Expense. We will then reducethat amount by amounts already paid or payable by any Other Plan. We will pay the resulting amount lessthe Deductible. In no event will We pay more than the Maximum Benefit Amount for Accident MedicalExpense, shown in Section IV-C of the Schedule of Benefits.

Deductible

The Deductible for Accident Medical Expense, shown in Section IV-C of the Schedule of Benefits, willbe deducted from any Benefit Amount for Accident Medical Expense that We pay. This Deductible appliesseparately to each Insured Person and each Accident.

Limitation on Accident Medical Expense

The Benefit Amount for Accident Medical Expense does not apply to charges and services:1) for which an Insured Person has no obligation to pay;

9

2) for any injury where worker's compensation benefits or occupational injury benefitsare payable;

3) for any injury occurring while fighting, except in self-defense;

4) for treatment that is educational, experimental or investigational in nature or thatdoes not constitute accepted medical practice; or

5) for treatment by a person employed or retained by the Policyholder

6) for treatment involving conditions caused by Repetitive Motion Injuries, orcumulative trauma and not as the result of an Accidental Bodily Injury.

This insurance applies only to Medically Necessary charges and services.BTA5031

Medical Evacuation and Repatriation

If an Insured Person's Accidental Bodily Injury, disease or illness occurs while insured under a Hazardand requires the Medical Evacuation or Repatriation of the Insured Person while the Insured Personis on a covered trip, then We will pay the Covered Expenses for such Medical Evacuation or Repatriationup to the Benefit Amount for Medical Evacuation and Repatriation, shown in Section IV-C of theSchedule of Benefits. The Benefit Amount for Medical Evacuation or Repatriation is payable in additionto any other applicable Benefit Amounts under this policy.

This insurance applies only if the covered trip:1) is more than 100 miles from the Insured Person's primary residence; and

2) lasts no more than 180 consecutive days.

The Medical Evacuation or Repatriation must be ordered by a Physician, who certifies that the MedicalEvacuation or Repatriation is necessary to prevent death or serious deterioration of the Insured Person'smedical condition. The Medical Evacuation or Repatriation must be approved and arranged by OurAssistance Services Administrator.

If an Insured Person's Accidental Bodily Injury, disease or illness occurs during an insured Hazard andrequires Emergency Medical Treatment while the Insured Person is on a covered trip, then We willguarantee payment of the Hospital Admission Guaranty incurred for such Emergency Medical Treatmentup to the Benefit Amount for Hospital Admission Guaranty, shown in Section IV-C of the Schedule ofBenefits. The Assistance Services Administrator must approve the Hospital Admission Guaranty.

If an Insured Person's Accidental Bodily Injury, disease or illness occurs during an insured Hazard andrequires a Hospital stay for more than five (5) day(s) while the Insured Person is on a covered trip, thenWe will pay the Benefit Amount for Family Travel Expense, if all the following conditions are met:

1) the Insured Person is confined to a Hospital; and

2) the Hospital is at least seventy five (75) miles from the Insured Person's permanent residence;and

3) all transportation arrangements for an Immediate Family Member are made by Our AssistanceServices Administrator and are by the most direct and economical route.

If an Insured Person's Accidental Bodily Injury, disease or illness occurs during an insured Hazard andrequires a Hospital stay for more than five (5) day(s) while the Insured Person is on a covered trip, thenWe will pay for an accompanying Dependent Child to return to his or her primary residence. Alltransportation arrangements must be made by Our Assistance Services Administrator and shall be by themost direct and economical route.

The Benefit Amount for Medical Evacuation or Repatriation is payable on an excess basis. We willdetermine the charges for Medical Evacuation or Repatriation. We will then reduce that amount byamounts already paid or payable by any Other Plan. We will pay the resulting Benefit Amount. The Benefit

10

Amounts for Hospital Admission Guaranty, and Family Travel Expense, are part of, and not in addition to,the Maximum Benefit Amount for Medical Evacuation and Repatriation. In no event will We pay morethan the Maximum Benefit Amount for Medical Evacuation or Repatriation shown in Section IV-C ofthe Schedule of Benefits.

With respect to Medical Evacuation and Repatriation only, the Disease or Illness Exclusion in SectionVI - General Exclusions of the Contract does not apply.

BTA5046 (Ed. 7/06)

Section II - Eligibility, Effective Date and Termination

Eligibility

A person becomes insured under this policy if:1) such person is a member of an eligible Class of Insured Persons as shown in Section I of the

Schedule of Benefits;

2) such person has completed any required Qualification Period as shown in Section II of the Scheduleof Benefits; and

3) the required premium for such person has been paid.

BTA5080

Effective Date of Insurance for an Insured Person

Insurance for an Insured Person becomes effective on the latest of:1) the effective date of this policy;

2) the date on which such person first meets the eligibility criteria as an Insured Person; or

3) the beginning of the period for which required premium is paid for such Insured Person.

BTA5082

Termination of Insurance for an Insured Person

Insurance for an Insured Person automatically terminates on the earliest of:1) the termination date of this policy;

2) the expiration of the period for which required premium has been paid for such Insured Person;

3) the date on which a person no longer meets the eligibility criteria as an Insured Person.

BTA5084

11

Section III - Extensions Of Insurance

Extensions of Insurance are subject to the provisions of Section I-Insurance of the Contract, and all otherpolicy terms and conditions.

Disappearance

If an Insured Person has not been found within one (1) year of the disappearance, stranding, sinking, orwrecking of any Conveyance in which an Insured Person was an occupant at the time of the Accident,then it will be assumed, subject to all other terms and conditions of this Policy, that an Insured Person hassuffered Loss of Life insured under this policy.BTA5088

Exposure

If an Accident resulting from an insured Hazard causes an Insured Person to be unavoidably exposed tothe elements and as a result of such exposure an Insured Person has a Loss, then such Loss will be insuredunder this policy.BTA5090

Section IV - Maximum Payment for Multiple Losses and Multiple Benefits

For any Benefit Amount identified as subject to this provision in the Schedule of Benefits, payment of suchBenefit Amount will reduce the Principal Sum. If, subject to all the terms and conditions of this policy,an Insured Person is entitled to receive payment of multiple Benefit Amounts as the result of one (1)Accident, then the maximum We will pay for all benefits shall not exceed the Principal Sum.

For any Benefit Amount identified as not subject to this provision in the Schedule of Benefits, payment ofsuch Benefit Amount will be in addition to any Principal Sum payable under this policy.

If, subject to all the terms and conditions of this policy, an Insured Person suffers multiple covered Lossesas the result of one (1) Accident, then We will only pay the single largest Benefit Amount applicable toall such covered Losses.

BTA5092

Section V - Territory

This insurance applies worldwide.

BTA5094

Section VI - General Exclusions

The following exclusions apply to all benefits or Hazards under this policy. Additional exclusions,limitations or conditions may also apply to specific benefits or Hazards. Please read this entire policycarefully.

12

Aircraft Pilot or Crew

This insurance does not apply to any Accident, Accidental Bodily Injury or Loss caused by or resultingfrom, directly or indirectly, an Insured Person being in, entering, or exiting any aircraft while acting ortraining as a pilot or crew member.

This exclusion does not apply to passengers who temporarily perform pilot or crew functions in a life-threatening emergency.

BTA5098 (Ed. 7/06)

Disease or Illness

This insurance does not apply to any Accident, Accidental Bodily Injury or Loss caused by or resultingfrom, directly or indirectly, an Insured Person's emotional trauma, mental or physical illness, disease,pregnancy, childbirth or miscarriage, bacterial or viral infection, bodily malfunctions or medical or surgicaltreatment thereof.

This exclusion does not apply to an Insured Person's bacterial infection caused by an Accident or byAccidental consumption of a substance contaminated by bacteria.BTA5102 (Ed. 7/06)

Incarceration

This insurance does not apply to any Accident, Accidental Bodily Injury or Loss caused by or resultingfrom, directly or indirectly any occurrence while an Insured Person is incarcerated after conviction.

BTA5106

Service in the Armed Forces

This insurance does not apply to any Accident, Accidental Bodily Injury or Loss caused by or resultingfrom, directly or indirectly, an Insured Person participating in military action while in active militaryservice with the armed forces of any country or established international authority. However, this exclusiondoes not apply to the first sixty (60) consecutive days of active military service with the armed forces ofany country or established international authority.

BTA5116

Suicide or Intentional Injury

This insurance does not apply to any Accident, Accidental Bodily Injury or Loss caused by or resultingfrom, directly or indirectly, an Insured Person's suicide, attempted suicide or intentionally self-inflictedinjury.

BTA5120

13

Trade Sanctions

This insurance does not apply to any Accident, Accidental Bodily Injury or Loss when:1) the United States of America has imposed any trade or economic sanctions prohibiting insurance

of any Accident, Accidental Bodily Injury or Loss; or

2) there is any other legal prohibition against providing insurance of any Accident, AccidentalBodily Injury or Loss.

BTA5122

War

This insurance does not apply to any Accident, Accidental Bodily Injury or Loss caused by or resultingfrom, directly or indirectly, a declared or undeclared War.BTA5126

Section VII - Definitions

For the purpose of these definitions, the singular includes the plural and the plural includes thesingular, unless otherwise noted.

Accident or Accidental

Accident or Accidental means a sudden, unforeseen, and unexpected event which:1) happens by chance;

2) arises from a source external to an Insured Person;

3) is independent of illness, disease or other bodily malfunction or medical or surgicaltreatment thereof;

4) occurs while the Insured Person is insured under this policy which is in force; and

5) is the direct cause of loss.

BTA5600

Accidental Bodily Injury

Accidental Bodily Injury means bodily injury, which:1) is Accidental;

2) is the direct cause of a loss; and

3) occurs while an Insured Person is insured under this policy, which is in force.

Accidental Bodily Injury does not mean a Repetitive Motion Injury.BTA5602 (Ed. 7/06)

14

Actively at Work or Active Work

Actively at Work, or Active Work means a person is performing the material and substantial duties of hisor her regular occupation for compensation.BTA5606

Assistance Services Administrator

Assistance Services Administrator means the organization that contracts with the Company to provideMedical Evacuation and Repatriation services to an Insured Person.BTA5610

Benefit Amount

Benefit Amount means the amount stated in the Schedule of Benefits for this policy which applies:1) at the time of an Accident;

2) to an Insured Person; and

3) for the applicable Hazard.

BTA5612

Business Travel

Business Travel means travel by a Primary Insured Person that is :1) away from such Primary Insured Person's regular place of employment;

2) at the authorization, direction and expense of the Policyholder;

3) on the Policyholder's business; and

4) for periods of 180 days or less.

Business Travel does not include Commutation. Business Travel includes Personal Excursion.BTA5622 (Ed. 7/06)

Class

Class means the categories of Insured Persons described in Section I of the Schedule of Benefits.BTA5628

Company

Company means FEDERAL INSURANCE COMPANY.BTA5648

Conveyance

Conveyance means any motorized craft, vehicle or mode of transportation licensed or registered by agovernmental authority with competent jurisdiction.BTA5650

15

Covered Activity

Covered Activity means those activities set forth in the Covered Activities Hazard, and for which anInsured Person is insured under the policy.BTA5652

Covered Expenses

1) With respect to Medical Evacuation, Covered Expenses means the cost for:1) a land, water or air Conveyance, required to transport an Insured Person during

a Medical Evacuation. Special transportation by, but not limited to, air ambulances,land ambulances and private motor vehicles must:a) be recommended by an attending Physician; and

b) comply with the standard regulations of the Conveyance transporting anInsured Person.

The means of transportation that is best suited to accommodate an InsuredPerson, based on the seriousness of an Insured Person's condition, will beused.

2) medical supplies and services which are:a) ordered or prescribed by an attending Physician; and

b) are, in the opinion of an attending Physician, necessarily incurred inconnection with the Medical Evacuation of an Insured Person.

2) With respect to Repatriation, Covered Expenses means the cost for:1) Repatriation of an Insured Person; and

2) medical supplies and services which:a) are ordered or prescribed by an attending Physician;

b) are, in the opinion of an attending Physician, necessarily incurred inconnection with Repatriation of an Insured Person; and

c) are the necessary expenses for embalming, cremation, transportation andpurchase of a shipping container as required by applicable law or regulation.

With respect to Medical Evacuation and Repatriation, all transportation arrangements made for an InsuredPerson will be by the most direct and economical route. All Covered Expenses must be arranged andreceive the prior approval of Our Assistance Service Administrator.

Covered Expenses do not include those expenses incurred by an Insured Person for Accidental BodilyInjury, illness or disease, which occurs while an Insured Person is:

1) traveling against the advice of a Physician; or

2) traveling for the purpose of obtaining medical treatment.

BTA5654

16

Dependent Child

Dependent Child means a Primary Insured Person's unmarried child from the moment of birth, includinga natural child, grandchild, stepchild or adopted child from the date of placement with a Primary InsuredPerson. The Dependent Child must be primarily dependent upon such Primary Insured Person formaintenance and support, and must be:

1) under the age of nineteen (19);

2) under the age of twenty five (25) if enrolled as a full-time student at an Institution ofHigher Learning; or

3) classified as an Incapacitated Dependent Child.

BTA5662

Domestic Partner

Domestic Partner means a person designated by a Primary Insured Person who is registered as a DomesticPartner or legal equivalent under laws of the governing jurisdiction or who:

1) is at least 18 years of age and competent to enter into a contract;

2) is not related to the Primary Insured Person by blood;

3) has exclusively lived with the Primary Insured Person for at least twelve (12) monthsprior to the date of enrollment;

4) is not legally married or separated; and

5) as of the date of enrollment, has with the Primary Insured Person at least two (2) of thefollowing financial arrangements:

a) a joint mortgage or lease;

b) a joint bank account;

c) joint title to or ownership of a motor vehicle or status as a joint lessee on a motorvehicle lease; or

d) a joint credit card account with a financial institution.

Neither the Primary Insured Person nor the Domestic Partner can be married to, nor be in a civil unionwith anyone else.BTA5666 (Ed. 7/06)

Emergency Medical Treatment

Emergency Medical Treatment means Hospital treatment for a medical condition which:1) arises suddenly and unexpectedly; and

2) if left untreated could result in Loss of Life, or in serious deterioration of an InsuredPerson's medical condition.

BTA5674

Family Travel Expense

Family Travel Expense means actual costs incurred by an Immediate Family Member for temporarylodging, transportation and meals while traveling to and from visits with an Insured Person.BTA5678

17

Full-time Employee

Full-time Employee means an employee who works at least 30 hours per week.

BTA5684

Hazard

Hazard means the circumstances for which this insurance is provided as stated in Section III of the Scheduleof Benefits and described in the Hazard Section of this policy.

BTA5696

Hemiplegia

Hemiplegia means complete and irreversible loss of all motion and all practical use of one arm and one legon the same side of the body that lasts longer than 365 days as determined by a Physician approved by Us.BTA5702

Hospital

Hospital means a public or private institution which:1) is licensed in accordance with the laws of the jurisdiction where it is located;

2) is accredited by the Joint Commission on Accreditation of Hospitals;

3) operates for the reception, care and treatment of sick, ailing or injured persons as in-patients;

4) provides organized facilities for diagnosis and medical or surgical treatment;

5) provides twenty-four (24) hour nursing care;

6) has a Physician or staff of Physicians; and

7) is not primarily a day clinic, rest or convalescent home, assisted living facility or similarestablishment and is not, other than incidentally, a place for the treatment of alcoholics ordrug addicts.

BTA5712

Hospital Admission Guaranty

Hospital Admission Guaranty means any charge or expense made by a Hospital prior to and as a conditionof an Insured Person's admission.BTA5714

18

Immediate Family Member

Immediate Family Member means an Insured Person's:

1) Spouse or Domestic Partner;

2) children including adopted children and stepchildren;

3) legal guardians or wards;

4) siblings or siblings-in-law;

5) parents or parents-in-law;

6) grandparents or grandchildren;

7) aunts or uncles;

8) nieces and nephews.

Immediate Family Member also means a Spouse's or Domestic Partner's children, including adoptedchildren and stepchildren; legal guardians or wards; siblings or siblings-in-law; parents or parents-in-law;grandparents or grandchildren; aunts or uncles; nieces or nephews.BTA5716

Incapacitated Dependent Child

Incapacitated Dependent Child means a child who, as a result of being mentally or physically challenged,is permanently incapable of self-support and permanently dependent on a Primary Insured Person forsupport and maintenance. The incapacity must have occurred while the child was:

1) under the age of nineteen (19); or

2) under the age of twenty five (25) if enrolled as a full-time student at an Institution of HigherLearning.

BTA5718

Institution of Higher Learning

Institution of Higher Learning means any accredited public or private college, university, professionaltrade or vocational school beyond the twelfth (12th) grade.BTA5724

Insured Person

Insured Person means a person, qualifying as a Class member under Section I of the Schedule of Benefits:1) who elects insurance; or

2) for whom insurance is elected,

3) and on whose behalf premium is paid.

BTA5728

19

Leased Aircraft

Leased Aircraft means an aircraft not owned by the Policyholder, which is subject to a written leaseagreement between the Policyholder and the lessor. The Policyholder uses the aircraft as it wishes for theterm of the written lease agreement. The Policyholder cannot alter or sell the aircraft without the consentof the lessor. Leased Aircraft does not include aircraft which are chartered for single trips.BTA5730 (Ed. 7/06)

Loss

Loss means Accidental:Loss of FootLoss of HandLoss of HearingLoss of LifeLoss of SightLoss of Sight of One EyeQuadriplegiaParaplegiaHemiplegiaLoss of SpeechUniplegiaLoss of Thumb and Index Finger

Loss must occur within one (1) year after the Accident.BTA5732

Loss of Foot

Loss of Foot means the complete severance of a foot through or above the ankle joint. We will considersuch severance a Loss of Foot even if the foot is later reattached. If the reattachment fails and amputationbecomes necessary, then We will not pay an additional Benefit Amount for such amputation.BTA5734

Loss of Hand

Loss of Hand means complete severance, as determined by a Physician, of at least four (4) fingers at orabove the metacarpal phalangeal joint on the same hand or at least three (3) fingers and the thumb on thesame hand. We will consider such severance a Loss of Hand even if the hand, fingers or thumb are laterreattached. If the reattachment fails and amputation becomes necessary, then We will not pay an additionalBenefit Amount for such amputation.BTA5736

Loss of Hearing

Loss of Hearing means permanent, irrecoverable and total deafness, as determined by a Physician, withan auditory threshold of more than 90 decibels in each ear. The deafness cannot be corrected by any aid ordevice, as determined by a Physician.BTA5738

20

Loss of Life

Loss of Life means death, including clinical death, as determined by the local governing medical authoritywhere such death occurs within 365 days after an Accident.BTA5740

Loss of Sight

Loss of Sight means permanent loss of vision. Remaining vision must be no better than 20/200 using acorrective aid or device, as determined by a Physician.BTA5742

Loss of Sight of One Eye

Loss of Sight of One Eye means permanent loss of vision of one eye. Remaining vision in that eye mustbe no better than 20/200 using a corrective aid or device, as determined by a Physician.BTA5744

Loss of Speech

Loss of Speech means the permanent, irrecoverable and total loss of the capability of speech without theaid of mechanical devices, as determined by a Physician.BTA5748

Loss of Thumb and Index Finger

Loss of Thumb and Index Finger means complete severance, through the metacarpal phalangeal joints,of the thumb and index finger of the same hand, as determined by a Physician. We will consider suchseverance a Loss of Thumb and Index Finger even if a thumb, an index finger or both are later reattached.If the reattachment fails and amputation becomes necessary, then We will not pay an additional BenefitAmount for such amputation.BTA5750

Medical Expense

Medical Expense means the Reasonable and Customary Charges for Medical Services for the care andtreatment of Accidental Bodily Injuries sustained in an Accident.BTA5752

Medical Evacuation

Medical Evacuation means the emergency transportation of an Insured Person from the location wheresuch Insured Person is injured or becomes ill to the nearest Hospital where appropriate medical care andtreatment can be provided.BTA5756

21

Medically Necessary

Medically Necessary means a medical or dental service, supply or course of treatment which:1) is ordered or prescribed by a Physician;

2) is appropriate and consistent with the patient's diagnosis;

3) is in accord with current accepted medical or dental practice; and

4) could not be eliminated without adversely affecting the patient's condition.

BTA5758

Medical Services

Medical Services means Medically Necessary services, including but not limited to:1) medical care and treatment by a Physician;

2) Hospital room and board and Hospital care, both inpatient and outpatient;

3) drugs and medicines required and prescribed by a Physician;

4) diagnostic tests and x-rays prescribed by a Physician;

5) transportation of an Insured Person in an emergency transportation vehicle from thelocation where such Insured Person becomes injured to the nearest Hospital whereappropriate medical treatment can be obtained;

6) dental care and treatment due to Accidental Bodily Injury;

7) physical therapy, including diathermy, ultrasonic, whirlpool or heat treatment, adjustment,manipulation, massage and the office visit associated with such therapy;

8) treatment performed by a licensed medical professional when prescribed by a Physician,if hospitalization would have been otherwise required;

9) rental of durable medical equipment;

10) artificial limbs and other prosthetic devices;

11) orthopedic appliances or braces.

12) eyeglasses, contact lenses and other vision or hearing aids

BTA5760 (Ed. 7/06)

Operated Aircraft

Operated Aircraft means any aircraft not owned by the Policyholder but over which the Policyholderexercises control. Operated Aircraft includes an aircraft for which the Policyholder pays operating expenses.BTA5768

Other Plan

Other Plan means any other insurance or payment source for Medical Services or disability, including butnot limited to health coverage, disability insurance, worker's compensation insurance; or coverage providedor required by any law or statute, including, automobile insurance "fault" or "no-fault", employer sick leaveor salary continuation plan, or similar benefit provided or required by governmental plan or program.BTA5770

22

Owned Aircraft

Owned Aircraft means any aircraft to which the Policyholder holds legal or equitable title.BTA5772

Paraplegia

Paraplegia means complete and irreversible loss of all motion and all practical use of both legs that lastslonger than 365 days, as determined by a Physician approved by Us.BTA5774

Physician

Physician means a licensed practitioner of the healing arts, acting within the scope of his or her license tothe extent provided by the laws of the jurisdiction in which medical treatment is provided. Physician doesnot include:

1) an Insured Person;

2) an Immediate Family Member.

3) the Insured Person's employer or business partner.

4) the policyholder.

BTA5782

Policyholder

Policyholder means the entity identified in the Insuring Agreement.BTA5786

Primary Insured Person

Primary Insured Person means an Insured Person who:1) has a direct relationship with the Policyholder; and

2) where applicable, elects insurance under this policy.

BTA5790

Principal Sum

Principal Sum means the amount of insurance appearing in Section IV-A of the Schedule of Benefitsapplicable to each Class.BTA5792

Proof of Loss

Proof of Loss means written evidence acceptable to Us that an Accident, Accidental Bodily Injury orLoss has occurred.BTA5794

23

Quadriplegia

Quadriplegia means complete and irreversible loss of all motion and all practical use of both arms and legsthat lasts longer than 365 days, as determined by a Physician approved by Us.BTA5798

Reasonable and Customary Charge

Reasonable and Customary Charge means the lesser of:1) the usual charge made by Physicians or other health care providers for a given service or

supply; or

2) the charge We reasonably determine to be the prevailing charge made by Physicians orother health care providers for a given service or supply in the geographical area where itis furnished.

BTA5804

Repatriation

Repatriation means:1) the transfer of an Insured Person, from the local Hospital where Emergency Medical

Treatment is initially given to another Hospital or to an Insured Person's domicile orpermanent residence; and

2) the necessary arrangements for the return of an Insured Person's remains to an InsuredPerson's domicile or permanent residence in the event of an Insured Person's Loss ofLife.

BTA5810

Repetitive Motion Injury

Repetitive Motion Injury means bursitis, stress fracture, strain, shin splints, Osgood Schlatter Disease,Chondromalacia, stress fractures, tendinitis and Carpal Tunnel Syndrome.BTA5609

Spouse

Spouse means an Insured Person's husband or wife or who is recognized as such by the laws of thejurisdiction in which the Primary Insured Person resides.BTA5828

Subsidiary

Subsidiary means any organization in which:1) more than 50% of the outstanding securities or voting rights representing the present right

to vote for election of directors is owned or controlled, directly or indirectly, in anycombination by the Policyholder; or

2) the Policyholder exercises management control.

BTA5832

24

Uniplegia

Uniplegia means complete and irreversible loss of all motion and all practical use of one arm or one legthat lasts more than 365 days, as determined by a Physician approved by Us.BTA5854

War

War means:1) hostilities following a formal declaration of War by a governmental authority;

2) in the absence of a formal declaration of War by a governmental authority armed, openand continuous hostilities between two countries; or

3) armed, open and continuous hostilities between two factions, each in control of territory,or claiming jurisdiction over the geographic area of hostility.

BTA5858

We, Us and Our

We, Us and Our means FEDERAL INSURANCE COMPANY.BTA5860

Section VIII - General Provisions

Addition of New Insured Persons

Any new person who meets the eligibility criteria for the Class(es) described in Section I of the Scheduleof Benefits, Insured Persons, will automatically be an Insured Person under this policy.BTA5150

Benefit Assignment

An Insured Person may assign Benefit Amounts other than those for Loss of Life. Such assignment mustbe in writing, signed by the Insured Person and filed with the Policyholder. The assignment shall beprovided to Us at the time of claim or at such other time as We may require. We do not assume theresponsibility for the validity of any assignment.BTA5154

25

Arbitration

In the event of a dispute under this policy, either We, an Insured Person, or in the event of Loss of Life,an Insured Person's beneficiary, may make a written demand for arbitration. In that case, We and anInsured Person, or in the event of Loss of Life, an Insured Person's beneficiary, will each select anarbitrator. The two arbitrators will select a third. If they cannot agree within fifteen (15) days, then eitherWe, an Insured Person, or in the event of Loss of Life, an Insured Person's beneficiary, may request thatthe choice of arbitrator be submitted to the American Arbitration Association. The arbitration will be heldin the State of an Insured Person's principal residence.

Each participant shall bear the cost for arbitration and shall share equally in the cost of the umpire and theproceedings.BTA5156

26

Beneficiary

A) Designation

An Insured Person has the right to designate a beneficiary. The Primary Insured Person shall have thesole right to designate a beneficiary for any Dependent Child who is a minor. All beneficiary designationsmust be:

1) in writing;

2) filed with the Policyholder; and

3) provided to Us at the time of claim; or

4) at such other time as We may require

B) Change

The Insured Person, and no one else, unless there is an irrevocable assignment, has the right to change thebeneficiary except as set forth above. The Insured Person does not need the consent of anyone to do so.All beneficiary changes must be:

1) in writing;

2) filed with the Policyholder; and

3) provided to Us at the time of claim or at such other time as We may require.

We do not assume any responsibility for the validity of these changes.

C) Payment

The Benefit Amount for covered Loss of Life will be paid to the beneficiary designated by an InsuredPerson. Any Benefit Amount payable due to the Loss of Life of a Dependent Child will be paid to thePrimary Insured Person, absent any beneficiary designation by the Dependent Child.

If an Insured Person has not chosen a beneficiary or if there is no beneficiary alive when the InsuredPerson dies, then We will pay the Benefit Amount for Loss of Life to the first surviving party in thefollowing order:

1) the Insured Person's Spouse or Domestic Partner;

2) in equal shares to the Insured Person's surviving children;

3) in equal shares to the Insured Person's surviving parents;

4) in equal shares to the Insured Person's surviving brothers and sisters;

5) the Insured Person's estate.

All other Benefit Amounts are paid to the Insured Person, unless otherwise directed by an Insured Personor an Insured Person's designee, or unless otherwise noted in this policy.

If any beneficiary has not reached the legal age of majority, then We will pay such beneficiary's legalguardian.BTA5158

27

Cancellation, Nonrenewal and Grace Period

A) Grace Period

The Policyholder is entitled to a grace period of thirty one (31) days from the premium due date for thepayment of premium due. This policy will continue in force during the grace period. The grace period doesnot apply to the first premium payable during this policy term. Failure to pay the first premium on or beforethe due date will immediately terminate this policy as of inception. We are not required to provide notificationof such termination.BTA5160

B) Cancellation, Nonrenewal

The Policyholder may cancel this policy, or any of its individual insurance benefits, by sending Us writtennotice stating when cancellation is to take effect. The effective date of cancellation may not be earlier thanthe date notice is postmarked or transmitted.

We may cancel this policy, or any of its individual insurance benefits, if the Policyholder fails to pay thepremium within the grace period of thirty one (31) days after the premium due date, except for the firstpremium due during the Policy Period. We will send written notice stating the effective date of cancellation,which will be no earlier than thirty one (31) days after the premium due date.

We may cancel this policy, or any of its individual insurance benefits, for reasons other than nonpaymentof premium by sending written notice stating when thereafter such cancellation shall take effect. If this is amulti-year policy, then We may cancel the policy, or any of its individual insurance benefits, by sendingwritten notice at least forty five (45) days prior to the Anniversary Date shown in the Insuring Agreement.

We may nonrenew this policy by sending written notice at least forty five (45) days before the expirationdate of the Policy Period shown in the Insuring Agreement.

We will send notice of cancellation or nonrenewal to the Policyholder at its last known address. If the noticeis mailed, proof of mailing will be considered proof of cancellation or nonrenewal.

The Policyholder is required to immediately provide notice of cancellation or nonrenewal to all InsuredPersons.

The earned premium will be computed on a pro-rata basis. Any unearned premium will be returned to thePolicyholder as soon as practicable.BTA5162

Certificate

When required by law, We will issue to the Policyholder for delivery to the Primary Insured Person aCertificate of Insurance. The Certificate of Insurance will describe the benefits, exclusions, limitations, andconditions of this policy and state to whom benefits are payable. Any subsequent changes to this policy willalso apply to the existing Certificates of Insurance.BTA5164

28

Changes

This policy can only be changed by a written endorsement that becomes a part of this policy. The endorsementmust be approved by one of Our officers and signed by one of Our authorized representatives. No agenthas the authority to change this policy or waive any of its provisions.BTA5166

Concealment or Fraud

Insurance under this policy is void if:1) the Policyholder or any Insured Person has intentionally concealed or misrepresented any material

fact relating to this policy before or after a Loss; or

2) the Policyholder or any Insured Person files a false report of a Loss.

BTA5165

Compliance by Policyholder and Insured Person

We have no duty to provide insurance under this policy unless the Policyholder, the Insured Person andthe beneficiary, if applicable, have fully complied with all the terms and conditions of this policy.BTA5168

Claim Notice

Written Claim Notice must be given to Us or any of Our brokers or appointed agents within twenty (20)days after the occurrence or commencement of any Loss covered by this policy or as soon as reasonablypossible. Notice must include enough information to identify the Insured Person and Policyholder. Failureto give Claim Notice within twenty (20) days will not invalidate or reduce any otherwise valid claim ifnotice is given as soon as reasonably possible.BTA5170

Claim Forms

When We receive notice of a claim, We will send the Insured Person or the Insured Person's designee,within fifteen (15) days, forms for giving Proof of Loss to Us. If the Insured Person or the Insured Person'sdesignee does not receive the forms, then the Insured Person or an Insured Person's designee should sendUs a written description of the Loss. This written description should include information detailing theoccurrence, type and extent of the Loss for which the claim is made.BTA5172

29

Claim Proof of Loss

For claims involving disability, complete Proof of Loss must be given to Us within thirty (30) days aftercommencement of the period for which We are liable. Subsequent written proof of the continuance of suchdisability must be given to Us at such intervals as We may reasonably require.

Failure to give complete Proof of Loss within these time frames will not invalidate or reduce any otherwisevalid claim if notice is given as soon as reasonably possible, and in no event later than one (1) year after thedeadline to submit complete Proof of Loss, except in cases where the claimant lacks legal capacity.

For all claims except those involving disability, complete Proof of Loss must be given to Us within ninety(90) days after the date of Loss, or as soon as reasonably possible.BTA5174

Claim Payment

For benefits payable involving disability, We will pay the Insured Person the applicable Benefit Amountno less frequently than monthly during the period for which We are liable. All payments by Us are subjectto receipt of complete Proof of Loss.

For all benefits payable under this policy except those for disability, We will pay the Insured Person orbeneficiary the applicable Benefit Amount within sixty (60) days after We receive complete Proof of Lossif the Insured Person, the Policyholder and beneficiary, where applicable, have complied with all the termsof this policy.BTA5176

Claim and Suit Cooperation

In the event of a claim under this policy, the Policyholder, the Insured Person or the beneficiary, ifapplicable, must fully cooperate with Us in Our handling of the claim, including, but not limited to, thetimely submission of all medical and other reports, and full cooperation with all physical examinations andautopsies that We may require. If We are sued in connection with a claim under this policy, then thePolicyholder, the Insured Person or the beneficiary must fully cooperate with Us in the handling of suchsuit. The Policyholder, the Insured Person or the beneficiary must not, except at their own expense,voluntarily make any payment or assume any obligation in connection with any suit without Our priorwritten consent.BTA5178

Entire Contract and Application

This policy, the Policyholder's application and the Primary Insured Person's application, if any, togetherwith the endorsements attached to this policy, constitute the entire contract of insurance. If an applicationis completed by the Policyholder or Primary Insured Person in connection with this policy, then We willattach the application to the policy when the policy is issued.BTA5182

30

Examination Under Oath

We have a right to examine under oath, as often as We may reasonably require, an Insured Person, thePolicyholder or the beneficiary. We may also require the Insured Person, the Policyholder or the beneficiaryto provide a signed description of the circumstances surrounding the Loss and their interest in the Loss. AnInsured Person, the Policyholder and the beneficiary will also produce all records and documents requestedby Us and will permit Us to make copies of such records or documents.BTA5183

Governing Jurisdiction and Conformance With Statutes

This policy is governed by the laws of the jurisdiction in which it is delivered to the Policyholder. Anyterms of this policy which are in conflict with the applicable statutes, laws or regulations of the jurisdictionin which this policy is delivered are amended to conform to such statutes, laws or regulations. Any termsof a certificate which are in conflict with the applicable statutes, laws or regulations of the jurisdiction inwhich the certificate is delivered are amended to conform to the statutes, laws or regulations of the jurisdiction.BTA5184 (Ed. 7/06)

Inadvertent Error

The insurance provided under this policy will not be prejudiced by the failure on the part of the Policyholderto transmit reports, collect and remit premium or comply with any of the terms and conditions of this policywhen such failure is due to an inadvertent error or clerical mistake, provided that such inadvertent error orclerical mistake is corrected promptly upon discovery.

An inadvertent error or clerical mistake by Us or by the Policyholder may be corrected upon discovery withnotice by the Policyholder to Us or by Us to the Policyholder.BTA5186

Informational and Advertising Material

The Policyholder and its representatives must gain Our prior written approval of all material used foradvertising and solicitation relating to this policy, regardless of the medium in which such material appears.We will not be responsible for any increase in payment or any changes in insurance resulting from suchmaterials that have not been approved by Us.BTA5188

Legal Action Against Us

No legal action may be brought to recover on this policy until sixty (60) days after We have been givencomplete Proof of Loss. No such action may be brought after three (3) years from the time complete Proofof Loss is required to be given. No such action may be brought unless there has been full compliance withall of the terms of this policy.

In no case will We be liable for benefits that are not payable under the terms of this policy or that exceedthe applicable Benefit Amounts or limits of insurance of this policy.BTA5190

31

Liberalization

If We adopt any changes:1) within forty-five (45) days prior to the policy effective date shown in the Insuring

Agreement; or

2) during the Policy Period,

which broaden this insurance without an additional premium charge, then the Insured Person willautomatically receive the benefit of the broadened insurance.BTA5192

Newly Acquired or Newly Formed Organizations

If the Policyholder acquires or forms another entity that becomes a Subsidiary, then at the Policyholder'srequest, We will enroll all eligible employees of such Subsidiary as soon as possible subject to the followingrequirements:

1) all eligible employees of such Subsidiary fit the Class Description shown in Section Iof the Schedule of Benefits;

2) the Subsidiary is acquired or formed during the Policy Period;

3) the Policyholder reports the name of the Subsidiary within ninety (90) day(s) after itsacquisition or formation together with such information that We at our sole discretionmay require to determine the additional premium; and

4) the Policyholder pays the additional required premium.

Item three (3) above does not apply to a Subsidiary with less than 100 eligible employees unless the numberof eligible employees for such Subsidiary exceeds ten percent (10%) of the insured group.

This insurance does not apply if the Policyholder advises Us in writing that it does not seek insurance underthis policy for such newly acquired or formed Subsidiary.BTA5194

Physical Examination and Autopsy

We have the right to have an Insured Person examined by a Physician approved by Us, as often asreasonably necessary while a claim is open. We may also have an autopsy done by a Physician, unlessprohibited by law. Any examinations or autopsies that We require will be done at Our expense.BTA5193

Premium Payment

The Policyholder will collect and remit to Us all premium due under this policy, subject to the grace period.

Premium is adjustable. The earned premium is calculated for each reporting period based on the applicablerates and exposures. The Policyholder must keep records of the information We need to calculate thepremium and send Us copies of these records for each reporting period.

The earned premium will be computed on a pro-rata basis. Any unearned premium will be remitted to thePolicyholder as soon as practicable.BTA5196

32

Premium Provisions

The Policyholder will pay all required premium due under this policy, subject to the grace period. AnnualPremiums and Deposit Premiums are due at the beginning of the Policy Period and each future AnniversaryDate unless otherwise indicated on the Premium Summary.

If premiums are adjustable, then We will compute the earned premium for each audit reporting period basedon the applicable rates and exposures. The Policyholder must keep records of the information We need toperform the adjustment and send Us copies at Our request.

If the policy is written subject to adjustment shown in the Premium Schedule, then the Policyholder mustreport to Us the complete information for the reporting period shown in the Premium Summary. ThePolicyholder must submit the reports within the specified number of days after the end of each ReportingPeriod.

At the earlier of the end of the Policy Period or the policy termination, earned premium will be determinedbased on the reported values or exposures. If the resulting earned premium is less than the Deposit Premium,if any, then We will return the excess to the Policyholder. If the resulting earned premium is greater thanthe Deposit Premium, if any, then We will bill the Policyholder for the additional premium. The Policyholderwill pay Us, within thirty (30) days, any additional premium generated from the premium adjustment.BTA5197

Premium Rate Change

We may change the premium rates for this policy on the Anniversary Date. We will give the Policyholderat least forty five (45) days prior written notice of such change.BTA5198

Records and Audit

We may examine the Policyholder's books and records relating to this policy at any reasonable time duringthe policy term and up to three (3) years after expiration of this policy or until final adjustment and settlementof all claims under this policy, whichever is later.

The Policyholder must maintain information pertaining to Insured Persons including but not limited toeach Insured Person's Benefit Amount, Class, Salary, enrollment form, if any, and beneficiary designationsor assignments.BTA5204

33

Statements by Policyholder or Insured Person and Incontestability

We will not use any statements, except fraudulent misstatements, made by the Policyholder or the InsuredPerson to void the insurance or reduce benefits payable under this policy, or to otherwise contest the validityof this policy, unless such statements are contained in a written document signed by the Policyholder orthe Insured Person. If We rely on such statements for this purpose, then We will provide a copy of thewritten document to the Policyholder, the Insured Person or the Insured Person's designee or beneficiary,as appropriate.

We will consider all statements made by the Policyholder and the Insured Person to be representationsand not warranties.

Except for nonpayment of premium, We will not use statements made by the Policyholder or the InsuredPerson regarding insurability to contest the validity of this policy when the statements are made more thantwo (2) years after this policy has been in force during the Insured Person's lifetime.

Nothing in this section will preclude Us from asserting at any time defenses based upon a claimant'sineligibility for insurance under this policy, or upon any other policy provision or condition.BTA5206

Titles of Paragraphs

The titles of the various paragraphs of this policy and any endorsements attached to this policy are insertedsolely for convenience of reference and do not limit or affect in any way the provisions to which they relate.BTA5208

Workers' Compensation

The benefits payable under this policy are not in lieu of and do not affect any requirement for workers'compensation insurance.BTA5210

34

California Life and Health InsuranceGuarantee Association Act

Summary Document and Disclaimer

Residents of California who purchase life and health insurance and annuities should know that the insurancecompanies licensed in this state to write these types of insurance are members of the California Life andHealth Insurance Guarantee Association ("CLHIGA"). The purpose of this Association is to assure thatpolicyholders will be protected, within limits, in the unlikely event that a member insurer becomes financiallyunable to meet its obligations. If this should happen, the Guarantee Association will assess its other memberinsurance companies for the money to pay the claims of insured persons who live in this state and, in somecases, to keep coverage in force. The valuable extra protection provided through the Association is notunlimited, as noted in the box below, and is not a substitute for consumers' care in selecting insurers.

The California Life and Health Insurance Guarantee Association may not provide coverage for this policy.If coverage is provided, it may be subject to substantial limitations or exclusions, and require continuedresidency in California. You should not rely on coverage by the Association in selecting an insurancecompany or in selecting an insurance policy.

Coverage is NOT provided for your policy or any portion of it that is not guaranteed by the insurer or forwhich you have assumed the risk, such as a variable contract sold by prospectus. Insurance companies ortheir agents are required by law to give or send you this notice. However, insurance companies and theiragents are prohibited by law from using the existence of the Guarantee Association to induce you topurchase any kind of insurance policy.

Policyholders with additional questions should first contact their insurer or agent or may then contact

Consumer Service DivisionCalifornia Department of Insurance300 South Spring StreetLos Angeles, CA 90013(800) 927-4357 or (213) 897-8921

orCalifornia Life and Health InsuranceGurantee AssociationP.O. Box 16860Beverly Hills, CA 90209(323) 782-0182

Below is a brief summary of this law's coverages, exclusions and limits. This summary does not cover allprovisions of the law; nor does it in any way change anyone's rights or obligations under the Act or therights or obligations of the Association.

COVERAGEGenerally, individuals will be protected by the California Life and Health Insurance Guarantee Associationif they live in this state and hold a life or health insurance contract, or an annuity, or if they are insured undera group insurance contract, issued by a member insurer. The beneficiaries, payees or assignees of insuredpersons are protected as well, even if they live in another state.

35

EXCLUSIONS FROM COVERAGEHowever, persons holding such policies are not protected by this Guarantee Association if:

*Their insurer was not authorized to do business in this state when it issued the policy or contract;*Their policy was issued by a health care service plan (HMO), Blue Cross, Blue Shield, a charitableorganization, a fraternal benefit society, a mandatory state pooling plan, a mutual assessment company, aninsurance exchange, or a grants and annuities society;* They are eligible for protection under the laws of another state.This may occur when the insolvent insurer was incorporated in another state whose guaranty associationprotects insureds who live outside that state.

The Guarantee Association also does not provide coverage for:

*Unallocated annuity contracts; that is, contracts which are not issued to and owned by an individual andwhich guarantee rights to group contract holders, not individuals;*Employer and association plans, to the extent they are self-funded or uninsured;* Synthetic guaranteed interest contracts;*Any policy or portion of a policy which is not guaranteed by the insurer or for which the individual hasassumed the risk, such as a variable contract sold by prospectus;*Any policy of reinsurance unless an assumption certificate was issued;*Interest rate yields that exceed an average rate;*Any portion of a contract that provides dividends or experience rating credits.

LIMITS ON AMOUNTS OF COVERAGE The Act limits the Association to pay benefits as follows:LIFE AND ANNUITY BENEFITS* 80% of what the life insurance company would owe under a life policy or annuity contract up to * $100,000in cash surrender values, * $100,000 in present value of annuities, or * $250,000 in life insurance deathbenefits. * A maximum of $250,000 for any one insured life no matter how many policies and contractsthere were with the same company, even if the policies provided different types of coverages. HEALTHBENEFITS * A maximum of $200,000 of the contractual obligations that the health insurance companywould owe were it not insolvent. The maximum may increase or decrease annually based upon changes inthe health care cost component of the consumer price index.PREMIUM SURCHARGEMember insurers are required to recoup assessments paid to the Association by way of a surcharge onpremiums charged for health insurance policies to which the Act applies.

4001 California

36

Notice of Non-CoverageCalifornia Life and Health Insurance Guarantee Association Act

This policy is NOT covered by The California Lifeand Health Insurance Guarantee Association

EXCLUSIONS FROM COVERAGEThe following are not covered by the California Life and Health Insurance Guarantee Association:

Unallocated annuity contracts; that is, contracts which are not issued to and owned by individuals and whichguarantee rights to group contract holders, not individuals;

Employer and association plans, to the extent they are self-funded or uninsured;

Synthetic guaranteed interest contracts;Any policy or portion of a policy which is not guaranteed by the insurer or for which the individual hasassumed the risk, such as a variable contract sold by prospectus;Any policy of reinsurance unless an assumption certificate was issued;Interest rate yields that exceed an average rate;Any portion of a contract that provides dividends or experience rating credits.

A determination as to whether an insurance contract is covered under the Guarantee Association orwhether an annuity contract is allocated or unallocated must initially be made by the insurer basedon its knowledge of the specific contract offered.

Also, you are not protected by this Association if:

The insurer was not authorized to do business in this state when it issued the policy or contract; The policyis issued by a health care service plan (HMO), Blue Cross, Blue Shield; a charitable organization, a fraternalbenefit society, a mandatory state pooling plan, a mutual assessment company, an insurance exchange, ora grants and annuities society;You are eligible for protection under the laws of another state. This may occur when the insolvent insurerwas incorporated in another state whose guaranty association protects insureds who live outside that state.

Insurance companies or their agents are required by law to give or send you this notice. However, insurancecompanies and their agents are prohibited by law from using the existence of the Guarantee Associationto induce you to purchase any kind of insurance policy.

If you have questions concerning this Notice, you may contact:

Consumer Service DivisionCalifornia Department of Insurance300 South Spring StreetLos Angeles, CA 90013(800) 927-4357 or (213) 897-8921

orCalifornia Life and Health InsuranceGurantee AssociationP.O. Box 16860Beverly Hills, CA 90209(323) 782-0182

Questions as to specific policies or annuities should be directed to the insurance company offering theproduct.

4002 California

37

CHUBB GROUP OF INSURANCE COMPANIES15 Mountain View Road, Warren, New Jersey 07059

California

Important Notice

The policy provides you with Excess Medical Expense Insurance for accidental bodilyinjuries sustained in a covered accident. This insurance is subject to all the terms andconditions of the policy. Medical Expense means the reasonable and customarycharges for medical services that are medically necessary.

XThe Medical Expense Benefit Amount is payable on an excess basis. We willdetermine the reasonable and customary charge for the covered expense. We willthen reduce that amount by amounts already paid or payable by any other plan fromwhich you are entitled to receive benefits. We will pay the resulting amount, plusamounts paid by you to satisfy cash deductibles or coinsurance amounts. In no eventwill we pay more than the medical expense benefit amount shown in Section IV-Cof the Schedule of Benefits.

XIf, as a result of the excess calculation a benefit amount is not payable under thismedical expense coverage, we will reimburse you any amount you may have paid tosatisfy cash deductibles, or coinsurance amounts. In no event will we pay more thanthe medical expense benefit amount, shown in Section IV-C of the Schedule ofBenefits.

XPlease read your certificate carefully for further details.

4003 California Notice

38

PRIVACY POLICY AND PRACTICES

THIS NOTICE IS BEING SENT TO THE MASTER POLICYHOLDER OF A GROUP INSURANCEPOLICY. IT DESCRIBES CHUBB'S POLICY FOR HANDLING CERTAIN PERSONALINFORMATION OF ITS INDIVIDUAL CUSTOMERS.

Chubb has been serving the insurance needs of our customers for more than a century. To continue to provideinnovative products and services that respond to your insurance needs, Chubb collects certain personalinformation about you, which is described below in The Personal Information We Collect. At Chubb, werespect the privacy of our customers. We do not sell or share our customer lists with anyone else for thepurpose of marketing their products to you. Chubb's personal information handling practices are regulatedby law, and this Privacy Policy describes those practices.

The Personal Information We Collect . Chubb collects personal information about you and the membersof your household to conduct business operations, provide customer service, offer new products, and satisfylegal and regulatory requirements.

We may collect the following categories of information about you from these sources:• Information from you directly or through your agent, broker, or, automobile assigned risk plan, including

information from applications, worksheets, questionnaires, claim forms or other documents (such asname, address, driver's license number, and amount of coverage requested).

• Information about your transactions with us, our affiliates or others (such as products or servicespurchased, claims made, account balances and payment history).

• Information from a consumer reporting agency (such as motor vehicle reports).

• Information from other non-Chubb sources (such as prior loss information and demographic information).

• Information from visitors to our websites (such as that provided through online forms and onlineinformation collecting devices known as "cookies"). Chubb does not use "cookies" to retrieve informationfrom a visitor's computer that was not originally sent in a "cookie".

• Information from an employer, benefit plan sponsor, benefit plan administrator or master policyholderfor any Chubb individual or group insurance product that you may have (such as name, address andamount of coverage requested).

The Personal Information We Share . Chubb may disclose the personal information we collect to service,process, or administer business operations such as underwriting and claims and for other purposes such asthe marketing of products or services, regulatory compliance, the detection or prevention of fraud, or asotherwise required or allowed by law. These disclosures may be made without prior authorization from you,as permitted by law.

Sharing Personal Information With Others . Chubb may disclose the personal information we collect toaffiliated and non-affiliated parties for processing and servicing transactions, such as reinsurers, insuranceagents or brokers, property and automobile appraisers, auditors, claim adjusters, third party administratorsand, in the case of group insurance, employers, benefit plan sponsors, benefit plan administrators or masterpolicyholders. For example, Chubb may disclose personal information to our affiliates and other parties thatperform services for us such as customer service or account maintenance. Specific examples include mailinginformation to you and maintaining or developing software for us. Chubb may also disclose personalinformation to nonaffiliated parties as permitted by law. For example, we may disclose information inresponse to a subpoena, to detect or prevent fraud, or to comply with an inquiry or requirement of agovernment agency or regulator.

Sharing Personal Information With Service Providers or for Joint Marketing . Chubb may disclosethe personal information we collect to agents and brokers so that they can market our financial products andservices and to service providers who perform functions for us. Any such disclosure is required to be subjectto an agreement with us that includes a confidentiality provision. We do not disclose personal information

39

to other financial institutions with which we may have joint marketing arrangements; however, we reservethe right to do so in the future, subject to the other financial institution entering into an agreement with usthat includes a confidentiality provision.

Confidentiality and Security of Personal Information . Access to personal information is allowed forbusiness purposes only. The people who have access to personal information, including employees of Chubband its affiliates, and non-employees performing business functions for Chubb, are under obligations tosafeguard such information. Chubb maintains physical, electronic, and procedural safeguards to guard yourpersonal information

Personal Health Information . Under certain circumstances, we also collect personal health informationabout our customers, such as information regarding an accident, disability or injury, for underwriting orclaim purposes. Chubb does not disclose your personal health information for marketing purposes unlesswe have your express consent.

Personal Information of Former Customers . Chubb's personal information privacy policy also appliesto former customers.

Changes in Privacy Policy . Chubb may choose to modify this policy at any time. We will notify customersof any modifications at least annually.

Definitions.

"Chubb" means the following companies on whose behalf this notice is given:

Executive Risk Indemnity CompanyChubb & Son Inc.Executive Risk Specialty Insurance CompanyChubb & Son Inc. (of Illinois)Federal Insurance CompanyChubb Custom Insurance CompanyGreat Northern Insurance CompanyChubb Custom Market, Inc.Northwestern Pacific Indemnity CompanyChubb Indemnity Insurance CompanyPacific Indemnity CompanyChubb Insurance Company of New JerseyQuadrant Indemnity CompanyChubb Lloyds Insurance Company of TexasTexas Pacific Indemnity CompanyChubb Multinational Managers, Inc.Vigilant Insurance CompanyChubb National Insurance Company

"Customer" and "you" mean any individual who obtains or has obtained a financial product or service fromChubb that is to be used primarily for personal, family or household purposes. This notice applies to customersonly.

"Personal information" means non-public personal information, which is defined by law as personallyidentifiable financial information provided by you to Chubb, resulting from a transaction with or any serviceperformed for you by Chubb, or otherwise obtained by Chubb. Personal information does not include publiclyavailable information as defined by applicable law.

Chubb Group of Insurance CompaniesAccident Benefits and Life Department

Attention: Privacy Inquiries202 Hall's Mill Road, P.O. Box 1600

Whitehouse Station, New Jersey, 08889-1600

Form 44-02-2087 (Ed. 9/08)

40

Federal Insurance CompanySpecial Risk Insurance Application

Section I Policyholder Information

Name of Policyholder: TRACKDOWN PRODUCTIONS, INC.

Address 10202 W. WASHINGTON BLVD

City CULVER CITY State CA Zip Code 90232

Phone Number:

Contact Name:

Effective Date: 01/16/2014

Policy Number: SPEC-IM-EN

INSURANCE REQUESTEDA) CLASS OF INSURED PERSONS

All participants in the Mirival events and activities sponsored by the Policyholder.1

B) PRINCIPAL SUM$250,0001

C) HAZARDCovered Activities1

D) ACCIDENTAL DEATH AND DISMEMBERMENTClassAll

Benefit Amounts (Percentage ofPrincipal Sum)

Accidental:

100%Loss of Life100%Loss of Speech and Loss of Hearing100%Loss of Speech and one of Loss of Hand, Loss of Foot or Loss of Sight of One Eye100%Loss of Hearing and one of Loss of Hand, Loss of Foot or Loss of Sight of One Eye100%Loss of Hands(Both), Loss of Feet(Both), Loss of Sight or a combination of any two of Loss

of Hand, Loss of Foot or Loss of Sight of One Eye100%Quadriplegia75%Paraplegia50%Hemiplegia50%Loss of Hand, Loss of Foot or Loss of Sight of one Eye (Any one of each)50%Loss of Speech or Loss of Hearing25%Uniplegia25%Loss of Thumb and Index Finger of the same Hand

E) ADDITIONAL BENEFITS

BENEFIT AMOUNTBENEFITCLASS$250,000Medical Expense (Covered Activity)$50,000Deductible $1,000

Accident Medical Expense1

Maximum Benefit Amount $250,000Benefit Amount for Hospital AdmissionGuaranty $5,000Family Travel Expense

Maximum per Day $100Maximum Number of Days 5

Medical Evacuation And Repatriation1

Aggregate Limit of InsuranceThe Aggregate Limit of Insurance applies:

per Accident$1,000,000

Premium$1,250Amount Due

01/16/2014Due Date

Employee Retirement Income Security ActIs this plan subject to Employee Retirement Income Security Act (ERISA) regulations? (Y/N) __________

Policy AcceptanceThe undersigned declares that all information provided in this application and any attachments hereto is true and correct. The undersignedunderstands that all information provided in this application and any attachments hereto is material to the insurer's decision to providethis insurance, and that insurance will be provided, at the insurer's sole discretion, in reliance upon the truth of such information. It ishereby agreed and understood this insurance is provided by the Company in consideration of payment of the required premium. Theinsurance under the policy begins on the Effective Date shown in the Insuring Agreement of the policy. The acceptance of the policyterminates any prior policy of the same policy number, effective with the inception of the policy.

Fraud WarningAny person who, knowingly and with intent to defraud any insurance company or other person, files an application for insurancecontaining any false information, or conceals for the purpose of misleading, information concerning any material fact thereto,commits a fraudulent insurance act, which is a crime.

Name of Policyholder:________________________________________

_________________________________________________________________________________________________________________________________TitleSignatureDate

Company Authorized Representative

BT 3000 APP (Rev. 09/2006)


Insured’s Acknowledgment and Instruction to Bind We hereby acknowledge receipt and review of the information presented in the Proposal (“Proposal”) dated 1/14/2014 for Trackdown Productions, Inc. and provided in the attached Quote Disclosure Report (QDR) dated 1/14/2014. We hereby instruct Aon/Albert G. Ruben Insurance Services, Inc. to bind the insurance program(s) selected by us and understand that our instruction to bind constitutes an acceptance of the terms and conditions and payments described in this Proposal, including ARS U.S. Business Terms.

Coverage Accept Decline Coverage Accept Decline

Accidental Death & Dismemberment / Accident

Medical Expense

Date:

On behalf of Trackdown Productions, Inc. We consent to the procedure whereby Aon will place ancillary policies we are likely to need in the twelve months following this program inception with the insurer we have selected. We understand that Aon will advise us of any variances in premium rates, coverages, terms or conditions applicable to Trackdown Productions, Inc. prior to binding them for our approval.


ACCIDENTAL DEATH & DISMEMBERMENT/ACCIDENT MEDICAL EXPENSE Carrier / AM Best Rating Federal Insurance CompanyTerm 01/16/14 to 01/20/14Deposit Premium $1,250 Classification of Insured Person(s) All participants in the Mirival events and activities sponsored by the Policyholder.

Covered Activity

All activities related to “The Queen Latifah Show” which are sponsored or supervised by the Policyholder. Direct travel to and from such activities is included Benefit

Principal Sum Insured AD&D $250,000 Accident Medical Expense - Medical Expense (Covered Activity) - Deductible

$250,000 $50,000 $1,000

Medical Evacuation & Repatriation $250,000 Aggregate Limit any one accident for all insured persons

$1,000,000

Please note the following:

Please refer to the attached quotes for complete terms and conditions.

This quotation is based on information supplied by your company. Any changes in the information given to us after the date of this letter may affect the coverages, deductibles and premiums stated above.

For notable policy enhancements and exclusions, please refer to the Carrier quotes immediately following this document. Please feel free to contact me with any questions on our transparency processes or the other commitments and notifications above.


Detail of Payment Terms

Your insurance premium can be paid as invoiced and premium is due upon receipt.

ARS US Business Terms

As your broker of record, Aon Risk Services (ARS) commits to the timely and thorough disclosure of placement strategies, marketing options and broking results. The services we provide will be subject to these Business Terms which, unless you and we agree in writing otherwise, are applicable to our services to you.

Our Services

We deliver our services based on the information you give us or which is given to us expressly on your behalf. In preparation for placing or renewing your insurance coverage, we will consult with you regarding insurance market conditions, the insurers we suggest be approached, our recommended program options to pursue, and our marketing strategy on your behalf. By the conclusion of the marketing process, we will provide you with written information regarding the coverage details, policy terms and conditions provided by the markets. We will assist you in gathering and preparing the underwriting information and completing insurance applications. We rely on you for the accuracy and completeness of any information you or anyone else provides to us on your behalf. We will also rely on you to provide us promptly with the information needed to deliver the services and to update any information provided where there has been a material change to that information that may affect the scope of delivery of the services, such as the nature of the risk, the insured entities, property values and descriptions of persons to be covered. Applications requiring signature will be signed by you.

We will obtain your instructions to us to bind specific programs based on the program proposal we provide. We expect you to carefully review all documents we give you, including binders, policies and endorsements, and to advise us immediately if you detect any mistakes or believe the contents do not address your needs or instructions.

ARS will administer your relationship with insurance companies including, where applicable, issues such as billings in connection with selected programs, data reporting, and compliance with negotiated requirements. We will provide services unless and until either of us notifies the other that ARS is no longer acting as your broker of record. Subject to applicable state law and contractual arrangements with insurers, any commissions to which we were entitled are fully earned.

Surplus Lines and Premium Taxes

Insurance may not be available in the admitted marketplace for the terms and conditions specified by the Client. In such event, ARS’ insurance proposal may include one or more insurers not licensed to transact insurance in the states of exposure and such coverage may be placed as surplus lines coverage pursuant to the various applicable insurance laws governing the placement of insurance with non-admitted insurers. Persons and entities insured by surplus lines insurers cannot avail themselves of the protection


and recovery afforded by the state insurance guaranty funds in the event the surplus lines insurer should become insolvent. The states do not audit the finances or review the solvency of surplus lines insurers.

In some instances, insurance placements made by ARS on the Client’s behalf may require the payment of state surplus lines or other premium taxes and/or fees in addition to the premium itself. ARS will make every effort to identify any such tax and/or fee in advance, but in all instances the payment of these taxes and/or fees will remain the responsibility of the Client and ARS will invoice the Client for the payment of such taxes and fees.

Client Responsibilities

ARS will deliver the Included Services based upon the information that the Client and its representatives provide. The Client is responsible for the accuracy and completeness of the information and ARS accepts no responsibility arising from the Client’s failure to provide such information to ARS. ARS must receive promptly the information to deliver the Included Services as well as the Client’s prompt updates to any information where there has been a material change which may affect the scope or delivery of the Included Services, such as a change in the nature of the risk, insured entities, property values and persons or entities to be covered.

To the extent that any portion of ARS’ compensation, by operation of law, agreement or otherwise, becomes adjusted or credited to the Client, it is the Client’s responsibility to disclose the actual net cost of the brokerage and insurance costs You have incurred to third party(ies) having an interest in such amounts.

Claims Notification to Insurers

Unless ARS has a specific signed agreement with the Client to the contrary, it is the Client’s responsibility to take such steps as are necessary to notify directly those insurers whose policies may apply to any circumstances, occurrences, claims, suits, demands and losses in accordance with the terms and conditions of Your policies. ARS assumes no duty or responsibility with respect to such notifications or monitoring the Client’s obligation to place insurers on notice unless undertaken in a separate written agreement. The Client may send copies of such notices to members of ARS staff for informational purposes only, but the receipt of such notice by ARS shall not create additional duties or obligations owed by ARS to the Client nor constitute notice to your insurers.

Contract and Lease Review; General Advice

In instances where ARS provides summaries of contractual requirements or provisions, or any suggested additional or alternative wordings to any contract or lease at the Client’s request, such language must be reviewed by the Client’s legal advisor before You take action based upon ARS’ statements. ARS does not and cannot provide legal advice as to whether the Client’s insurance program covers legal obligations contained in the Client’s contracts or leases. All descriptions of the insurance coverages are subject to the terms, conditions, exclusions and other provisions of the policies or any applicable regulations, rating rules or plans. Furthermore, it is understood that none of the services provided by ARS are of a legal nature and ARS shall not give legal opinions or provide legal advice or representations.

Confidentiality

ARS takes client confidentiality seriously. We have established controls to protect Your information. We are willing to enter an agreement as You may require for the protection of Your confidential data. The Client acknowledges and agrees that the work products provided by ARS are not to be distributed, used or relied upon by third parties without the written consent of both ARS and the Client, except as may be


required by Your legal, accounting and non-insurance financial advisors who agree to be bound by this confidentiality agreement.

Intermediaries

ARS encourages its retail brokers to approach markets directly (without an intermediary) wherever possible. However, where ARS believes it is in the Client’s best interest, We may recommend the use of intermediaries, including but not limited to co-brokers, sub-brokers, managing general agents/managing general underwriters, wholesale brokers, or reinsurance brokers (collectively, “Intermediary”) to assist in the procurement and servicing of the Client’s insurance.. ARS prefers, wherever possible, to use the services of an ARS-affiliated Intermediary and ARS shall not be responsible for a non-ARS affiliated Intermediary’s actual or alleged acts, errors, or omissions or those of its officers, directors or employees. Any and all compensation earned by an Intermediary in connection with the programs shall be in addition to the compensation paid to ARS and shall not be credited against the Fee.

Collection and Use of Client Information

ARS gathers data containing information about our customers and their insurance placements, as well as information about the insurance companies that provide coverage to our customers or compete for our customers’ insurance placements. In addition to the information provided by our customers, ARS may collect information from commercially available sources. Such information may include name, address, email address and demographic data.

This information may be shared among ARS affiliated businesses, as well as with third-party service providers acting on our behalf. In addition to being used to provide services to ARS customers, the information may be used for business administration, business reporting, statistical analysis, marketing of ARS products or services and providing consulting or other services to insurance companies for which ARS or its affiliates may receive remuneration. ARS takes appropriate measures to protect the privacy and confidentiality of our customers as well as to comply with applicable laws and regulations. ARS may use or disclose information about our customers if we are required to do so by law, ARS policy, pursuant to legal process or in response to a request from law enforcement authorities or other government officials.

Due to the global nature of services provided by ARS, the personal information you provide may be transmitted, used, stored and otherwise processed outside of the country where you submitted that information. If you have questions about ARS data processing, please contact your ARS account executive.

Use of Logos

Unless otherwise instructed by the Client, ARS will use the Client’s logo, pictures, and other publicly available information to effectively market the Client’s Programs or for use in ARS’ business records.

Jury Waiver

You and we, on behalf of our Groups, waive our rights to a trial by jury in any lawsuit or other legal proceeding against the other Group arising out of any of our services provided to you. You and we also will not name as a defendant any individual employee, officer or director of the other Group in any lawsuit or legal proceeding.


Insurance Proposals and Summaries

ARS’s insurance documents containing proposals to bind coverage, summaries of coverages, and certificates of insurance placed are furnished to clients as a matter of information for our clients’ convenience. These documents summarize proposed and placed policies and are not intended to reflect all the terms, conditions and exclusions of such policies. Moreover, the information contained in these documents reflects proposed or placed coverage as of the effective dates of the proposed policies or the date of the summaries and does not include subsequent changes. These documents are not themselves insurance policies and do not amend, alter or extend the coverages afforded by the proposed or placed policies. The insurance afforded by the proposed or placed policies is subject to all the terms, conditions and exclusions contained in such policies as they are issued by the insurers.

Insurer Solvency

While ARS only engages insurers who meet certain requirements as established by Us from time to time, We make no representation, guarantee or warranty as to the solvency or ability of any insurer to pay any amounts for insurance claims or otherwise.

Pricing

ARS does not and cannot guarantee the availability or price of insurance for your risks and will not be responsible for fluctuation in the premiums charged by insurers. We will rely on you to review and approve calculation or estimation of premium and ARS is not responsible for any loss occasioned as a result of our calculation or estimation of premium and statutory charges that may apply to your insurance.

Mutual Limited Waiver of Liability

Neither ARS nor you, nor either of our parent(s), affiliates, subsidiaries, and their respective directors, officers, employees and agents (“Group”) will be liable to the other Group for any indirect, incidental, special, consequential, exemplary, punitive or reliance damages (including, without limitation, lost or anticipated revenues, lost business opportunities or lost sales or profits, whether or not either Group has been advised of the likelihood of such damages) arising out of services provided by ARS or any of its Group.

Insurance Producer’s Role and Compensation

The role of the insurance producer such as ARS in any particular transaction involves review with insurance purchasers about the benefits and terms and conditions of insurance contracts and selling insurance. Compensation is paid to the producer based on the insurance contract the producer sells. Depending on the insurer(s) and insurance contract(s) the purchaser selects, as well as the arrangement between the producer and the purchaser, compensation will be paid by the insurer(s) selling the insurance contract or by another third party. Such compensation may vary depending on a number of factors, including the insurance contract(s) and the insurer(s) the purchaser selects.

Unless applicable state law and regulation or contractual agreement between ARS and insurers states otherwise, any commission that ARS is entitled to receive for any placements is fully earned at inception of the insurance programs described in our insurance proposals and ARS is entitled to retain such commissions in the event of a midterm cancellation of coverage or a reduction in coverage resulting in a premium adjustment.


To the extent that any portion of ARS's compensation as reflected on its invoices becomes adjusted or credited to our client, it is the client’s responsibility to disclose the actual net cost to the client of the brokerage and insurance costs incurred to third party(ies) having an interest in such amounts.

In placing, renewing, consulting on or servicing your insurance coverages, ARS and its affiliates ("Aon") may participate in contingent commission arrangements with insurance companies that provide for additional compensation, if, for example, certain underwriting, profitability, volume or retention goals are achieved. Such goals are typically based on the total amount of certain insurance coverages placed by Aon with the insurance company or the overall performance of the policies placed with that insurance company rather than on an individual policy basis. As a result, Aon may be considered to have an incentive to place your insurance coverages with a particular insurance company.

You may obtain information about compensation expected to be received by Aon based in whole or in part on the sale of insurance to you, and (if applicable) compensation expected to be received based in whole or in part on any alternative quotes presented to you by Aon by contacting your Account Executive or emailing: [email protected]

Your Limitation of Our Liability

Our liability to you, in total, for the duration of our business relationship for any and all damages, costs, and expenses (including but not limited to attorneys’ fees), whether based on contract, tort (including negligence), or otherwise, in connection with or related to our services (including a failure to provide a service) that we provide shall be limited to an aggregate amount of $1,000,000.

This liability limitation applies to you, our client, and extends to our client’s parent(s), affiliates, subsidiaries, and their respective directors, officers, employees and agents (each a “Client Group Member” of the “Client Group”) wherever located that seek to assert claims against ARS, and its parent(s), affiliates, subsidiaries and their respective directors, officers, employees and agents (each an “Aon Group Member” of the “Aon Group”). Nothing in this liability limitation section implies that any Aon Group Member owes or accepts any duty or responsibility to any Client Group Member.

If you or any of your Group Members asserts any claims or makes any demands against us or any Aon Group Member for a total amount in excess of this liability limitation, then you agree to indemnify ARS for any and all liabilities, costs, damages and expenses, including attorneys' fees, incurred by ARS or any Aon Group Member that exceeds this liability limitation.

Program Line of Business CarrierCarrier

Response

Carrier Declination

ReasonPremium 2

Quoted ARS Commission

Nationally Agreed

Commission Rate 3Intermediary, if

applicableIntermediary Commission ARS Fee 4 Total ARS

Income 1,5,7

Total Cost to Client

(Premium +

Fee) 6

The Queen Latifah Show AD&D/AME Federal Insurance Company Quoted N/A 1,250.00$ 312.50$ 25.00% N/A N/A -$ 312.50$ 1,250.00$

achieved. Such goals are typically based on the total amount of certain insurance coverages placed by Aon with the insurance company or the overall performance of the policies placed with that insurance company, not on an individual policy basis. As a result, Aon may be considered to have an incentive to place your insurance coverages with a particular insurance company. Where Aon participates in contingent commission arrangements with insurance companies, Aon may be entitled to additional commission in the range of 0 to 5% depending upon whether and when specified thresholds are achieved. The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of insurance to the purchaser, and (if applicable) compensation expected to be received based in whole or in part on any alternative quotes presented to the purchaser by the producer, by contacting your Account Executive or emailing [email protected].

5. Total AGR Income equals the sum of the commission AGR will receive from the Carrier, including quoted or nationally agreed commissions (as applicable), and the AGR fee, if any. Commission is calculated by multiplying the Premium amount by applicable commission rates.6. The Total Cost to Client is Premium (inclusive of all AGR commission) plus AGR Fee (if applicable). Total Cost to Client does not include applicable surplus lines taxes and fees and it does not include applicable state fees, surcharges, or taxes assessed on the policy.

7. AGR performs various administrative functions related to the procurement of coverage, including, but not limited to, electronic policy filing and storage, expiration tracking, client data management, and administration. Where legally permitted to do so, ARS-US charges for its own account and collectsfrom its clients, a $300 policy administrative charge per policy placed. In some countries where legally permitted to do so, ARS charges for its own account and collects administrative fees from its clients. Administrative fees are in addition to and not in lieu of any other service fees agreed to and paid to usby our clients and/or any commissions paid to us by insurers, and these administrative fees appear separately on the invoices we issue.

2. AGR receives premiums Clients pay for remittance to carriers, as well as refunds insurance companies pay for remittance to Clients, and deposits these payments into fiduciary accounts in accordance with applicable insurance laws until they are due to be remitted. AGR will retain the interest orinvestment income earned while such funds are on deposit pursuant to those laws and carrier agreements.

3. Notwithstanding whether any commission amounts are shown in the Quoted AGR Commission column, AGR has nationally-agreed commission rates with some carriers for certain lines of business and/or for outsourced administrative services performed on the carrier's behalf. Where there is aNationally Agreed Commission Rate shown, AGR expects to earn this commission rate on the premium amount quoted herein. Collecting this commission will not change in any way the Premium quoted above.

4. When a carrier does not pay AGR an amount sufficient to cover the brokerage and administrative services performed by AGR on the carrier's behalf for the benefit of our clients, AGR may charge such fees to the client as AGR deems necessary and where permitted by applicable law.

1. Aon/Albert G. Ruben Insurance Services, Inc. (AGR) is an insurance producer licensed in your state. Insurance producers are authorized by their license to confer with insurance purchasers about the benefits, terms and conditions of insurance contracts; to offer advice concerning the substantive benefits of particular insurance contracts; to sell insurance; and to obtain insurance for purchasers. The role of the producer in any particular transaction involves one or more of these activities. Compensation will be paid to the producer, based on the insurance contract the producer sells. Depending on the insurer(s) and insurance contract(s) the purchaser selects, compensation will be paid by the insurer(s) selling the insurance contract or by another third party. Such compensation may vary depending on a number of factors, including the insurance contract(s) and the insurer(s) the purchaser selects. In placing, renewing, consulting on or servicing your insurance coverages, Aon Risk Services and its affiliates ("Aon") may participate in contingent commission arrangements with insurance companies that provide for additional contingent compensation, if, for example, certain underwriting, profitability, volume or retention goals are

PolicyTerm: 01/16/2014 to 01/20/2014

Presentation Date: 01/14/2014 Currency: USD

Disclosures

TRACKDOWN PRODUCTIONS, INC. Quote Disclosure Report

3



From: Luehrs, Dawn [mailto:[email protected]] Sent: Tuesday, January 14, 2014 10:35 AM To: Juliana Selfridge; Paul Jones; Michael Glees Cc: Clausen, Janel; Calabrese, Kate; Barnes, Britianey; Zechowy, Linda; Allen, Louise; Herrera, Terri Subject: RE: Queen latifah - Cover Girl/Pantene Integration Any news? Dawn Luehrs Director, Risk Management Production (310) 244-4230 - Direct Line (310) 244-6111 - Fax (310) 487-9690 - Cell

From: Juliana Selfridge [mailto:[email protected]] Sent: Monday, January 13, 2014 4:40 PM To: Luehrs, Dawn; Paul Jones; Michael Glees Cc: Clausen, Janel; Calabrese, Kate; Barnes, Britianey; Zechowy, Linda; Allen, Louise; Herrera, Terri Subject: RE: Queen latifah - Cover Girl/Pantene Integration Hi Dawn, We are looking into this and will get back to you shortly. Best, Juliana Juliana Selfridge| Vice President Aon/Albert G. Ruben Insurance Services, Inc. 15303 Ventura Blvd., Suite 1200 Sherman Oaks, CA 91403-5817 CA License: 0806034 Tel: +1 818.742.0760 | Mobile: +1 818.205.7528 | Fax: +1 847.953.7587 Email: [email protected] | http://www.aonagr.com



From: Luehrs, Dawn [mailto:[email protected]] Sent: Monday, January 13, 2014 2:47 PM To: Paul Jones; Juliana Selfridge; Michael Glees Cc: Clausen, Janel; Calabrese, Kate; Barnes, Britianey; Zechowy, Linda; Allen, Louise; Herrera, Terri

4

Subject: Queen latifah - Cover Girl/Pantene Integration Importance: High Hello Based on the below, can you get me a quote for participant’s coverage? I don’t know what specific activities will take place but they will be selected from the list in Gail’s 11:56 e‐mail of today. Shoot is this Friday/Saturday. As noted, QL is not participating…. Well maybe the SPA part ;‐) Dawn Luehrs Director, Risk Management Production (310) 244-4230 - Direct Line (310) 244-6111 - Fax (310) 487-9690 - Cell

From: Gail Porter [mailto:[email protected]] Sent: Monday, January 13, 2014 2:34 PM To: Luehrs, Dawn; Clements, John Cc: Chris Krueger; Jakki Taylor Richardson; Amanda Klein; Corcoran, Jon; Carretta, Annemarie; Jones, Ruth; Herrera, Terri; Zechowy, Linda; Allen, Louise; Barnes, Britianey; Larson, Rick Subject: Re: Queen latifah - Cover Girl/Pantene Integration Importance: High We are shooting at Miraval Resort in Arizona. See http://www.miravalresorts.com/. 3 participants will be selected by the producers will participate in the activities. We had a conference call right before I sent the below email. The women will engage in 3‐4 of the below activities PLUS they will be able to take part in 1 spa service. The participants and a lift coach will arrive at Miraval on 1/16 (Thursday) and will leave on 1/19 (Sunday). The participants and a life coach (potentially) will engage in the activities on 1/17 and 1/18. The participants will be asked to sign Miraval's attached release as well as Trackdown's risky activity release, also attached.

From: <Luehrs>, Dawn <[email protected]> To: "Clements, John" <[email protected]>, Gail Porter <[email protected]> Cc: Chris Krueger <[email protected]>, Jakki Taylor Richardson <[email protected]>, Amanda Klein <[email protected]>, "Corcoran, Jon" <[email protected]>, "Carretta, Annemarie" <[email protected]>, "Jones, Ruth" <[email protected]>, "Herrera, Terri" <[email protected]>, "Zechowy, Linda" <[email protected]>, "Allen, Louise" <[email protected]>, "Barnes, Britianey" <[email protected]>, "Larson, Rick" <[email protected]> Subject: RE: Queen latifah ‐ Cover Girl/Pantene Integration

Gail, I would at least like to get a quesstimate of premium for Participant’s Coverage. How many people are we talking about and if Safety’s concerns are satisfied, are we pretty sure the below referenced activities are “the” ones? When does it happen and where? …………d Dawn Luehrs Director, Risk Management Production (310) 244-4230 - Direct Line

5

(310) 244-6111 - Fax (310) 487-9690 - Cell

From: Clements, John Sent: Monday, January 13, 2014 12:35 PM To: Gail Porter; Luehrs, Dawn; Herrera, Terri; Zechowy, Linda; Allen, Louise; Barnes, Britianey; Larson, Rick Cc: Chris Krueger; Jakki Taylor Richardson; Amanda Klein; Corcoran, Jon; Carretta, Annemarie; Jones, Ruth Subject: RE: Queen latifah - Cover Girl/Pantene Integration Importance: High Gail: I believe that these are team‐building activities conducted by the hotel on a somewhat regular basis, however I will still require additional information to be comfortable that proper procedures are in place during the shoot. Dance Fusion appears to be a fairly straight forward dance / exercise class. Please let me know if this is not the case. The remaining 4 outdoor / adventure challenges all look to have a higher degree of potential risk. For the outdoor / adventure challenges, I will need additional information including,







6

From: Gail Porter [mailto:[email protected]] Sent: Monday, January 13, 2014 11:56 AM To: Luehrs, Dawn; Clements, John; Herrera, Terri; Zechowy, Linda; Allen, Louise; Barnes, Britianey; Larson, Rick Cc: Chris Krueger; Jakki Taylor Richardson; Amanda Klein; Corcoran, Jon; Carretta, Annemarie; Jones, Ruth Subject: Re: Queen latifah - Cover Girl/Pantene Integration Importance: High Hi Dawn and John‐ We will engage in 3‐4 of the following activities. Descriptions from http://www.miravalresorts.com/activities/ are included. Dawn, let me know if you need any additional information for the underwriter: Dance Fusion Join us in this fun trip down memory lane dancing through the decades. Face to Face


The cables of Face to Face are intentionally spread too far apart for you to reach the end of the "V." Because there is no clear ending point to the event, and therefore no concrete goal, you are challenged to stay present where you are. This is a great event for "Type A" personalities because of the necessity to slow down. It also helps strengthen personal or professional relationships.



Sky Ziplining



Quantam Leap

Quantum Leap lends itself to discussion about transitions and letting go. Standing on top of a pole with nothing to hold on to and then leaping into the air involves significant trust in oneself and the other group members. Facilitators invite you to make

7

a dedication or acknowledge something or someone you'd like to leave behind when you leap and what changes you want to leap into metaphorically and practically. Find a renewed sense of balance and relearn trust as you leap from a 25‐foot pole.




Aerial Yoga




From: Gail Porter [mailto:[email protected]] Sent: Thursday, January 09, 2014 3:41 PM

8

To: Luehrs, Dawn; Clements, John; Herrera, Terri; Zechowy, Linda; Allen, Louise; Barnes, Britianey; Carretta, Annemarie; Jones, Ruth; Larson, Rick Cc: Chris Krueger; Jakki Taylor Richardson; Amanda Klein; Corcoran, Jon Subject: Re: Queen latifah - Cover Girl/Pantene Integration Hi Dawn‐ There will be 3 participants. We should have the activities for you tomorrow. Once we give you the activities, how long do you anticipate it will be for us to get back the cost of participant coverage?

From: <Luehrs>, Dawn <[email protected]> Date: Thursday, January 9, 2014 3:16 PM To: "Clements, John" <[email protected]>, Gail Porter <[email protected]>, "Herrera, Terri" <[email protected]>, "Zechowy, Linda" <[email protected]>, "Allen, Louise" <[email protected]>, "Barnes, Britianey" <[email protected]>, "Carretta, Annemarie" <[email protected]>, "Jones, Ruth" <[email protected]>, "Larson, Rick" <[email protected]> Cc: Chris Krueger <[email protected]>, Jakki Taylor Richardson <[email protected]>, Amanda Klein <[email protected]>, "Corcoran, Jon" <[email protected]> Subject: Queen latifah ‐ Cover Girl/Pantene Integration Regardless of what the participants sign, we should be purchasing Participants Coverage as we suggested during Fearless Living Week. To give you a guesstimate of premium, we would need to know the activities and how many people. …..d Dawn Luehrs Director, Risk Management Production (310) 244-4230 - Direct Line (310) 244-6111 - Fax (310) 487-9690 - Cell




9

These are the basic requirements. Please provide me with the specific details and plans for the segment, when available. It is possible / likely that additional precautions may need to be implemented based on the specific plans for the segment. Please let me know if you have any questions on this matter. Thanks! John John N. Clements, CSP Executive Director, Production Safety Security, Environmental, Health and Safety (SEHS) Sony Pictures Entertainment 310 244‐4458 310 628‐7364 (mobile) 310 244‐2345 (fax)





Questions: LEGAL— Does Sony have a "Declaration of Health" that it has used in the past for doctors to sign or is a note from a doctor clearing the participant good enough? SAFETY — I will let you know when I have a complete list of the activities the participants will engage in. We have previously had discussions re fire walking. What are the specific requirements that you have for this activity?

10

RISK MANAGEMENT ‐‐ We'll need to know what type of insurance coverage that Sony requires from the location for these types of shoots.


QL Show #__________ Segment: ______________

Guest Name:______________________ Date:__________________

Participation Release, Waiver And Indemnity

I, ____________________________________ (“Participant”), by executing this Release, Waiver and Indemnity (the “Release”), hereby release and discharge TRACKDOWN PRODUCTIONS, INC. (“Producer”) and its predecessors-in-interest, successors, licensees, assigns, parents, subsidiaries, related entities, affiliates, representatives, officers, directors, agents and employees (collectively, “Producer Affiliates”) from any and all claims, demands, actions and causes of action arising from or relating to, or in any manner connected with my participation in one (1) or more potentially dangerous or hazardous activities (collectively, the “Activity”), including, without limitation, engaging in various physical activities, and filming in connection with “The Queen Latifah Show” (the “Program”) and from any liability for any damage or injury that I may suffer of whatever kind as a result thereof. 1. Fitness to Participate. I understand and acknowledge that the Activity carries inherent risk of physical injury to my person and/or

property and may also lead to unwanted physical and/or emotional responses. I hereby represent and warrant that I am in good physical and mental health, I am able to safely participate in this Activity and have not been advised otherwise by a medical practitioner, that I do not have any physical impairments or health problems that would or may likely be aggravated by my participation in this Activity, and I understand that Producer is relying on these representations as a condition of allowing me to participate.

2. Release/Waiver. I ACKNOWLEDGE THAT THE ACTIVITY MAY BE A HAZARDOUS ACTIVITY WHICH ENTAILS SIGNIFICANT

RISK OF SERIOUS INJURY OR DEATH TO MYSELF AND A RISK OF INJURY TO PROPERTY, OTHER PARTICIPANTS, SPECTATORS AND OTHER PERSONS AS A RESULT OF MY ACTIONS AND ENGAGING IN THE ACTIVITY. I AM VOLUNTARILY PARTICIPATING IN THE ACTIVITY WITH KNOWLEDGE OF THE DANGER INVOLVED, AND I HEREBY AGREE TO ACCEPT AND ASSUME ANY AND ALL RESPONSIBILITY AND RISK OF INJURY, DEATH OR DAMAGE TO MYSELF OR MY PROPERTY OR TO OTHER PARTICIPANTS, SPECTATORS OR OTHER PERSONS AND THEIR PROPERTY ARISING FROM MY PARTICIPATION IN THIS ACTIVITY. I, ON BEHALF OF MYSELF AND MY HEIRS, NEXT OF KIN, SPOUSE, SPOUSAL EQUIVALENT, GUARDIANS, LEGAL REPRESENTATIVES, EXECUTORS, ADMINISTRATORS, SUCCESSORS, AND ASSIGNEES (THE “RELEASING PARTIES”) HEREBY RELEASE AND FOREVER DISCHARGE AND AGREE TO INDEMNIFY, SAVE AND HOLD HARMLESS PRODUCER, PRODUCER AFFILIATES, AND THE OTHER PARTICIPANTS IN THIS ACTIVITY OF, FROM AND AGAINST ANY AND ALL INJURIES (INCLUDING PERSONAL INJURY, DISABILITY AND DEATH), ILLNESS, LOSSES, DAMAGES, CLAIMS, LIABILITIES OR EXPENSES (INCLUDING ATTORNEYS’ FEES) OF ANY KIND OR NATURE THAT ARISE OUT OF OR IN CONNECTION WITH THIS ACTIVITY OR MY PARTICIPATION THEREIN, AND VERIFY THIS STATEMENT BY PLACING MY INITIALS HERE: _______________.

I further acknowledge and agree that this Release is intended to be as broad and inclusive as is permitted by the law of the State of

California and that if any portion thereof is held invalid, the balance shall, notwithstanding, continue in full legal force and effect. All parties to the Release agree and understand that the facts in respect of which the releases made herein are given may hereafter

turn out to be other than or different from the facts in that connection now believed by each party to be true; and each party hereto accepts and assumes the risk of the facts turning out to be different and agrees that this Release shall be and remain in all respects effective and not subject to termination or rescission by virtue of any such difference in facts.

Each party acknowledges that they have been advised by legal counsel and are familiar with the provisions of California Civil Code

Section 1542, which provides as follows: “A general release does not extend to claims which the creditor does not know or suspect to exist in his or her favor

at the time of executing the release, which if known by him or her must have materially affected his or her settlement with the debtor.”

Being aware of this code section, each party hereto hereby expressly waives and relinquishes all rights and benefits which they may

have under any other statute or common law principle of similar effect in any jurisdiction. 3. Covenant Not to Sue. TO THE MAXIMUM EXTENT PERMITTED BY LAW, I AND THE OTHER RELEASING PARTIES HEREBY

IRREVOCABLY AGREE THAT I AND THE RELEASING PARTIES COVENANT NOT TO SUE OR MAKE ANY CLAIM OR ALLEGATION OR INSTITUTE ANY OTHER LEGAL PROCEEDING WHATSOEVER AGAINST PRODUCER AND/OR PRODUCER AFFILIATES FOR ANY INJURY, ILLNESS, DAMAGE, LOSS OR HARM TO ME AND/OR MY PROPERTY, AND VERIFY THIS STATEMENT BY PLACING MY INITIALS HERE: _______________.

4. Indemnity. I expressly agree to and shall indemnify Producer and Producer Affiliates from and against any and all claims,

demands, actions or causes of action, damages, liabilities, costs, expenses and losses of any nature or kind whatsoever arising out of or relating to my participation in this Activity in connection with the Program and for any and all claims, etc. made by me or on my behalf relating to the subject matter of this Release and for any breach of a representation, warranty and/or agreement made by me hereunder.

5. No Obligation. I certify that I understand that the Producer has no obligation to use my participation in connection with the Program

or any motion picture project, television production or otherwise.

TRACKDOWN RISKY ACTIVITY RELEASE 1

6. Age. Intentionally deleted. 7. Photography and Sound Recordings. I understand that Producer and/or Producer Affiliates may be photographing, filming and/or

recording the Activity and the participants therein in connection with the production of the Program. I hereby consent to the making of such photography and recordings and the use as set forth above. I further consent to the use by Producer and/or Producer Affiliates of my name, likeness and/or voice in connection with any films, video, photography (including stills and motion pictures) and recordings made during my participation in this Activity in connection with the exhibition, distribution, exploitation, advertising, publicity and/or promotion of the Program (including without limitation any so-called “behind-the-scenes” or “making-of” productions and/or books and/or other promotional materials produced in connection with the Program); provided, however, that Producer and/or Producer Affiliates have no obligation to do so. I further understand that Producer and/or Producer Affiliates, their successors, assigns and licensees shall own all rights of every kind in and to all video and sound recordings, motion pictures or photographs made, recorded and/or developed hereunder, including the irrevocable right to use throughout the world, in perpetuity, any such recordings, motion pictures or other photographs and to exhibit, perform and exploit the same in all media by any method or means now known or hereafter devised.

8. Medical Treatment. In connection with any injury I may sustain or illness or other medical conditions I may experience during my

participation in and/or attendance at this Activity, I authorize any emergency first aid, medication, medical treatment or surgery deemed necessary by the attending medical personnel if I am not able to act on my own behalf. I further authorize the attending medical personnel to execute on my behalf any permission forms, consents or other appropriate documents relating to medical attention and to act on my behalf if I am not able or immediately available to do so.

9. Severability of Provisions. I agree that the foregoing agreements are intended to be as broad and inclusive as is permitted by law.

Any provision herein found by a court to be void or unenforceable shall not affect the validity or enforceability of any other provisions.

10. Governing Law and Remedy. This Release and all disputes arising hereunder shall be governed, construed and decided in

accordance with the laws of the State of California. I hereby agree that my remedy (if at all) shall be limited to an action for monetary damages, if any, and in no event shall I be entitled to injunctive or other equitable relief, including, but not limited to, enjoining or seeking to enjoin the production, distribution and/or exploitation of the television picture/production/Program.

11. Arbitration. Any action, proceeding, controversy, dispute or claim arising out of or relating to this Release, the breach thereof, its

enforcement, arbitrability or interpretation shall be submitted to JAMS for final and binding arbitration, to be held in Los Angeles County, California, before a single arbitrator who shall be a retired judge, in accordance with California Code of Civil Procedure §§ 1280 et seq. The arbitrator shall be selected by mutual agreement of the parties or, if the parties cannot agree, then by striking from a list of arbitrators supplied by JAMS. The arbitration shall be a confidential proceeding, closed to the general public. The arbitrator shall issue a written opinion stating the essential findings and conclusions upon which the arbitrator’s award is based. The parties will share equally in payment of the arbitrator’s fees and arbitration expenses and any other costs unique to the arbitration hearing (recognizing that each side bears its own deposition, witness, expert and attorneys’ fees and other expenses to the same extent as if the matter were being heard in court). Nothing in this paragraph shall affect either party’s ability to seek from a court injunctive or equitable relief at any time to the extent the same is not precluded by another provision of this Release.

I WARRANT THAT I HAVE NOT BEEN INDUCED TO EXECUTE THIS RELEASE BY ANY AGREEMENTS OR STATEMENTS MADE BY PRODUCER’S REPRESENTATIVE(S) AS TO THE NATURE OR EXTENT OF PRODUCER’S PROPOSED EXERCISE OF ANY OF THE RIGHTS HEREBY GRANTED, AND I UNDERSTAND THAT PRODUCER IS UNDER NO OBLIGATION TO EXERCISE ANY OF ITS RIGHTS, LICENSES AND PRIVILEGES HEREIN GRANTED TO PRODUCER. I HAVE READ AND HAVE UNDERSTOOD THIS RELEASE, WAIVER AND INDEMNITY. I UNDERSTAND THAT BY SIGNING THIS RELEASE, WAIVER AND INDEMNITY, I HAVE GIVEN UP SUBSTANTIAL RIGHTS. I HAVE VOLUNTARILY SIGNED THIS RELEASE, WAIVER AND INDEMNITY, AND I KNOWINGLY WAIVE THE RIGHTS WAIVED HEREIN. My signature below shows that I have read and understand the Authorization and Release and I agree to accept its provisions. If signing for a minor, I represent and warrant that I have custody and control of the said minor, that I have the right to execute this on behalf of said minor, and that no judgment, order or decree has ever been made by any court awarding the custody of said minor to any other person or appointing any other person guardian of said minor. Signature: __________________________________________ Date Signed: _______________________ Address: ___________________________________________ Phone Number: ______________________ IF SIGNING FOR MINOR: Minor’s Name: ______________________________ Relationship to Minor: ________________ Minor’s Birthdate: ____________________________

TRACKDOWN RISKY ACTIVITY RELEASE 2

1

Zechowy, Linda

From: Luehrs, DawnSent: Wednesday, January 15, 2014 10:59 AMTo: Juliana Selfridge; Paul Jones; Michael GleesCc: Clausen, Janel; Calabrese, Kate; Barnes, Britianey; Zechowy, Linda; Allen, Louise; Herrera,

TerriSubject: RE: Queen latifah - Cover Girl/Pantene Integration

The Life Coach will sign the waivers like everyone else. She will talk with each participant re their life goals and what they can do to achieve them. Each woman wants to change something about her life. Hope to have their decision on the specific activities soon. Do you need it? …….d Dawn Luehrs Director, Risk Management Production (310) 244-4230 - Direct Line (310) 244-6111 - Fax (310) 487-9690 - Cell

From: Juliana Selfridge [mailto:[email protected]] Sent: Wednesday, January 15, 2014 9:29 AM To: Luehrs, Dawn; Paul Jones; Michael Glees Cc: Clausen, Janel; Calabrese, Kate; Barnes, Britianey; Zechowy, Linda; Allen, Louise; Herrera, Terri Subject: RE: Queen latifah - Cover Girl/Pantene Integration Thank you for the bind order. Will the Life Couch be signing the same releases/waivers and performing the same activities? Juliana Selfridge| Vice President Aon/Albert G. Ruben Insurance Services, Inc. 15303 Ventura Blvd., Suite 1200 Sherman Oaks, CA 91403-5817 CA License: 0806034 Tel: +1 818.742.0760 | Mobile: +1 818.205.7528 | Fax: +1 847.953.7587 Email: [email protected] | http://www.aonagr.com



From: Luehrs, Dawn [mailto:[email protected]] Sent: Wednesday, January 15, 2014 9:20 AM To: Juliana Selfridge; Paul Jones; Michael Glees Cc: Clausen, Janel; Calabrese, Kate; Barnes, Britianey; Zechowy, Linda; Allen, Louise; Herrera, Terri Subject: RE: Queen latifah - Cover Girl/Pantene Integration

lzechowy

Line

1

Zechowy, Linda

From: Gail Porter [[email protected]]Sent: Wednesday, January 15, 2014 10:17 AMTo: Luehrs, DawnCc: Chris Krueger; Jakki Taylor Richardson; Amanda Klein; Corcoran, Jon; Carretta, Annemarie;

Jones, Ruth; John; Zechowy, Linda; Herrera, Terri; Allen, Louise; Barnes, Britianey; Larson, Rick; Janel Clausen

Subject: Re: Queen latifah - Cover Girl/Pantene Integration

She will sign the waivers like everyone else. She will talk with each participant re their life goals and what they can do to achieve them. Each woman wants to change something about her life.

I hope to know what the final activities are soon.

From: <Luehrs>, Dawn <[email protected]> To: Gail Porter <[email protected]> Cc: Chris Krueger <[email protected]>, Jakki Taylor Richardson <[email protected]>, Amanda Klein <[email protected]>, "Corcoran, Jon" <[email protected]>, "Carretta, Annemarie" <[email protected]>, "Jones, Ruth" <[email protected]>, John <[email protected]>, "Zechowy, Linda" <[email protected]>, "Herrera, Terri" <[email protected]>, "Allen, Louise" <[email protected]>, "Barnes, Britianey" <[email protected]>, "Larson, Rick" <[email protected]>, Janel Clausen <[email protected]> Subject: RE: Queen latifah ‐ Cover Girl/Pantene Integration

What exactly does the Life Coach do outside of participating in the activities? She will sign the same waivers, correct? When will the actual activities be decided? …………d Dawn Luehrs Director, Risk Management Production (310) 244-4230 - Direct Line (310) 244-6111 - Fax (310) 487-9690 - Cell

From: Gail Porter [mailto:[email protected]] Sent: Tuesday, January 14, 2014 5:19 PM To: Luehrs, Dawn Cc: Chris Krueger; Jakki Taylor Richardson; Amanda Klein; Corcoran, Jon; Carretta, Annemarie; Jones, Ruth; John; Zechowy, Linda; Herrera, Terri; Allen, Louise; Barnes, Britianey; Larson, Rick; Janel Clausen Subject: Re: Queen latifah - Cover Girl/Pantene Integration The life coach will participate.

From: <Luehrs>, Dawn <[email protected]> To: Gail Porter <[email protected]> Cc: Chris Krueger <[email protected]>, Jakki Taylor Richardson <[email protected]>, Amanda Klein <[email protected]>, "Corcoran, Jon" <[email protected]>, "Carretta, Annemarie" <[email protected]>, "Jones, Ruth" <[email protected]>, John <[email protected]>, "Zechowy, Linda" <[email protected]>, "Herrera, Terri" <[email protected]>, "Allen, Louise"

2

<[email protected]>, "Barnes, Britianey" <[email protected]>, "Larson, Rick" <[email protected]>, Janel Clausen <[email protected]> Subject: RE: Queen latifah ‐ Cover Girl/Pantene Integration We will need to know as soon as possible. There is no additional paperwork to fill out but I need to tell the broker to bind coverage. ……d Dawn Luehrs Director, Risk Management Production (310) 244-4230 - Direct Line (310) 244-6111 - Fax (310) 487-9690 - Cell

From: Gail Porter [mailto:[email protected]] Sent: Tuesday, January 14, 2014 5:03 PM To: Luehrs, Dawn Cc: Chris Krueger; Jakki Taylor Richardson; Amanda Klein; Corcoran, Jon; Carretta, Annemarie; Jones, Ruth; John; Zechowy, Linda; Herrera, Terri; Allen, Louise; Barnes, Britianey; Larson, Rick; Janel Clausen Subject: Re: Queen latifah - Cover Girl/Pantene Integration Thanks Dawn. Our life coach may participate in the activities as well.

From: <Luehrs>, Dawn <[email protected]> To: Gail Porter <[email protected]> Cc: Chris Krueger <[email protected]>, Jakki Taylor Richardson <[email protected]>, Amanda Klein <[email protected]>, "Corcoran, Jon" <[email protected]>, "Carretta, Annemarie" <[email protected]>, "Jones, Ruth" <[email protected]>, John <[email protected]>, "Zechowy, Linda" <[email protected]>, "Herrera, Terri" <[email protected]>, "Allen, Louise" <[email protected]>, "Barnes, Britianey" <[email protected]>, "Larson, Rick" <[email protected]>, Janel Clausen <[email protected]> Subject: RE: Queen latifah ‐ Cover Girl/Pantene Integration Gail, We received the attached quote covering the participants should they become injured while performing the planned activities. To cover all 3 folks the cost is $1,250 subject to $1,000 deductible and them signing the waivers you previously provided, as well as safety signing off on the activities. If you end of having 4 participants, am sure we can get the additional person covered without incurring additional premium. I know John Clements was asked about the necessity of requiring a doctor’s note from each participant but from a Risk Management perspective, we do not believe this is necessary. They are warranting in the waiver that they can safely participate in the activities and have not been advised otherwise by a medical professional. We do recommend that you purchase the insurance. ………..d Dawn Luehrs Director, Risk Management Production

3

(310) 244-4230 - Direct Line (310) 244-6111 - Fax (310) 487-9690 - Cell

From: Gail Porter [mailto:[email protected]] Sent: Tuesday, January 14, 2014 9:42 AM To: Clements, John; Luehrs, Dawn; Herrera, Terri; Zechowy, Linda; Allen, Louise; Barnes, Britianey; Larson, Rick Cc: Chris Krueger; Jakki Taylor Richardson; Amanda Klein; Corcoran, Jon; Carretta, Annemarie; Jones, Ruth Subject: Re: Queen latifah - Cover Girl/Pantene Integration Importance: High Hi John‐ We will shoot with a jib, Go Pro cam and/or with a camera mounted on a little helicopter.

From: Gail Porter <[email protected]> To: "Clements, John" <[email protected]>, "Luehrs, Dawn" <[email protected]>, "Herrera, Terri" <[email protected]>, "Zechowy, Linda" <[email protected]>, "Allen, Louise" <[email protected]>, "Barnes, Britianey" <[email protected]>, "Larson, Rick" <[email protected]> Cc: Chris Krueger <[email protected]>, Jakki Taylor Richardson <[email protected]>, Amanda Klein <[email protected]>, "Corcoran, Jon" <[email protected]>, "Carretta, Annemarie" <[email protected]>, "Jones, Ruth" <[email protected]> Subject: Re: Queen latifah ‐ Cover Girl/Pantene Integration Hi John‐ See answers from Miraval in red below:

• Instructor(s) experience and qualifications (certifications?). How many instructors will be present during the challenges? One Instructor will be present – they are trained here, most come with years of high ropes experience and all are Wilderness First Responder Certified

• Information about the structures and rigging utilized. Are they part of / owned by the hotel or a third party, have they been engineered, etc? Are they inspected on a regular basis, etc? Owned and maintained by the property and are inspected twice yearly by an outside firm

• What type of safety equipment is utilized during the challenges? All guests are harnessed and wear helmets – they are belayed by a staff member on the ground

• Are they provided by the facility or by the production? facility • What type of medical coverage will be present during the challenges? Are there rescue plans in place for

the challenges which involve rigging and working at heights? If so, please let me know what the plans are. All facilitators are Wilderness First Responder Certified and they train for emergencies on the course – beyond that we would call 911

• How will this be filmed? Will everything be shot from the ground or will equipment such as aerial lifts be utilized? Will the camera crew be accessing the challenge structures and / or be utilizing any harnesses, etc? This looks like a question for the film crew, but we don’t provide any lifts, etc.

• Do all of the participants have the prerequisite yoga experience mentioned in the Aerial Yoga description? No, but because this is a small class and we will have two instructors – we can make this work

From: <Clements>, John <[email protected]> To: Gail Porter <[email protected]>, "Luehrs, Dawn" <[email protected]>, "Herrera, Terri" <[email protected]>, "Zechowy, Linda" <[email protected]>, "Allen, Louise" <[email protected]>, "Barnes, Britianey" <[email protected]>, "Larson, Rick" <[email protected]> Cc: Chris Krueger <[email protected]>, Jakki Taylor Richardson <[email protected]>, Amanda Klein <[email protected]>, "Corcoran, Jon" <[email protected]>, "Carretta, Annemarie"

4

<[email protected]>, "Jones, Ruth" <[email protected]> Subject: RE: Queen latifah ‐ Cover Girl/Pantene Integration Gail: I believe that these are team‐building activities conducted by the hotel on a somewhat regular basis, however I will still require additional information to be comfortable that proper procedures are in place during the shoot. Dance Fusion appears to be a fairly straight forward dance / exercise class. Please let me know if this is not the case. The remaining 4 outdoor / adventure challenges all look to have a higher degree of potential risk. For the outdoor / adventure challenges, I will need additional information including,







From: Gail Porter [mailto:[email protected]] Sent: Monday, January 13, 2014 11:56 AM To: Luehrs, Dawn; Clements, John; Herrera, Terri; Zechowy, Linda; Allen, Louise; Barnes, Britianey; Larson, Rick Cc: Chris Krueger; Jakki Taylor Richardson; Amanda Klein; Corcoran, Jon; Carretta, Annemarie; Jones, Ruth Subject: Re: Queen latifah - Cover Girl/Pantene Integration Importance: High

5

Hi Dawn and John‐ We will engage in 3‐4 of the following activities. Descriptions from http://www.miravalresorts.com/activities/ are included. Dawn, let me know if you need any additional information for the underwriter: Dance Fusion Join us in this fun trip down memory lane dancing through the decades. Face to Face


The cables of Face to Face are intentionally spread too far apart for you to reach the end of the "V." Because there is no clear ending point to the event, and therefore no concrete goal, you are challenged to stay present where you are. This is a great event for "Type A" personalities because of the necessity to slow down. It also helps strengthen personal or professional relationships.



Sky Ziplining



Quantam Leap

Quantum Leap lends itself to discussion about transitions and letting go. Standing on top of a pole with nothing to hold on to and then leaping into the air involves significant trust in oneself and the other group members. Facilitators invite you to make a dedication or acknowledge something or someone you'd like to leave behind when you leap and what changes you want to leap into metaphorically and practically. Find a renewed sense of balance and relearn trust as you leap from a 25‐foot pole.


6



Aerial Yoga




From: Gail Porter [mailto:[email protected]] Sent: Thursday, January 09, 2014 3:41 PM To: Luehrs, Dawn; Clements, John; Herrera, Terri; Zechowy, Linda; Allen, Louise; Barnes, Britianey; Carretta, Annemarie; Jones, Ruth; Larson, Rick Cc: Chris Krueger; Jakki Taylor Richardson; Amanda Klein; Corcoran, Jon Subject: Re: Queen latifah - Cover Girl/Pantene Integration Hi Dawn‐ There will be 3 participants. We should have the activities for you tomorrow.

7

Once we give you the activities, how long do you anticipate it will be for us to get back the cost of participant coverage?

From: <Luehrs>, Dawn <[email protected]> Date: Thursday, January 9, 2014 3:16 PM To: "Clements, John" <[email protected]>, Gail Porter <[email protected]>, "Herrera, Terri" <[email protected]>, "Zechowy, Linda" <[email protected]>, "Allen, Louise" <[email protected]>, "Barnes, Britianey" <[email protected]>, "Carretta, Annemarie" <[email protected]>, "Jones, Ruth" <[email protected]>, "Larson, Rick" <[email protected]> Cc: Chris Krueger <[email protected]>, Jakki Taylor Richardson <[email protected]>, Amanda Klein <[email protected]>, "Corcoran, Jon" <[email protected]> Subject: Queen latifah ‐ Cover Girl/Pantene Integration Regardless of what the participants sign, we should be purchasing Participants Coverage as we suggested during Fearless Living Week. To give you a guesstimate of premium, we would need to know the activities and how many people. …..d Dawn Luehrs Director, Risk Management Production (310) 244-4230 - Direct Line (310) 244-6111 - Fax (310) 487-9690 - Cell




These are the basic requirements. Please provide me with the specific details and plans for the segment, when available. It is possible / likely that additional precautions may need to be implemented based on the specific plans for the segment. Please let me know if you have any questions on this matter. Thanks! John

8

John N. Clements, CSP Executive Director, Production Safety Security, Environmental, Health and Safety (SEHS) Sony Pictures Entertainment 310 244‐4458 310 628‐7364 (mobile) 310 244‐2345 (fax)





Questions: LEGAL— Does Sony have a "Declaration of Health" that it has used in the past for doctors to sign or is a note from a doctor clearing the participant good enough? SAFETY — I will let you know when I have a complete list of the activities the participants will engage in. We have previously had discussions re fire walking. What are the specific requirements that you have for this activity? RISK MANAGEMENT ‐‐ We'll need to know what type of insurance coverage that Sony requires from the location for these types of shoots.


Zechowy, Linda€¦ · Zechowy, Linda ... 1

Documents

Transcript of Zechowy, Linda€¦ · Zechowy, Linda ... 1