Having a CONEXIS flexible spending account (FSA) is just like giving yourself an instant raise. You can increase your take-home pay by using pre-tax dollars to pay for eligible expenses for you, your spouse, and qualifying family members.

YOUR CONEXIS FSASaving Money Has Never Been So Simple

FSA TYPES

HEALTH FSA ➤➤ Co-pays, co-insurance, and

deductibles➤➤ Prescription drugs➤➤ Orthodontia➤➤ Qualified dental and vision services ➤➤ ... and many more

DEPENDENT CARE FSAWork-related dependent care expenses:➤➤ Care for a dependent child up

to the age of 13 - Child care and baby sitting - Nursery school and preschool - Before and after-school care

➤➤ Care for a family member who is incapable of self-care and lives in your home

Check out the hundreds of eligible expenses at www.conexis.com/myfsa.

YOUR SAVINGS ADD UP

With an FSA, you set aside money from your paycheck

before taxes are taken out. Your pre-tax funds can

then be used throughout the plan year to pay for

eligible health care and dependent care expenses.

As long as funds are available, you can use the money

toward eligible expenses that you’re now paying for out of

your pocket.

MORE MONEY IN YOUR PAYCHECK

Everyone can benefit from an FSA. Your increased annual

take-home pay and your FSA savings depend on your

income tax bracket. If you are in a 30 percent tax bracket,

you can save $30 for every $100 that you put into your FSA.

Put $1,000 into your account, and you increase your annual

take-home pay by $300*.

FSA contributions are deducted before federal and most state taxes. Savings vary depending on your tax bracket. Check with your tax advisor for details regarding your state taxes and your potential tax savings.

*

Suggestion:

Next, estimate your expenses

for the upcoming year.

YOUR ONLINE ACCOUNT

Once enrolled, your online account gives you instant access to your FSA. Log in and find:

➤➤ Your current account balance

➤➤ Claims status

➤➤ Reimbursement history

➤➤ Interactive claim forms

➤➤ Online claims upload

➤➤ Direct deposit enrollment

➤➤ List of eligible expenses

➤➤ Other useful tools and helpful information

MAXIMIZE YOUR FSA DOLLARS

Make the most of your FSA by learning the specific details

about your plan. You’ll find everything you need to know in

your employer’s Summary Plan Description (SPD). Be aware

that your entire health FSA election amount is available on

the first day of the plan year, but your contributions are

deducted from your paycheck in equal amounts throughout

the year. With a dependent care FSA, funds are only available

when they’re deducted from your paycheck.

SIGN UP AND SAVE

Get ready to start saving! First, decide if you want a health FSA,

a dependent care FSA – or both. Next, estimate your expenses

for the upcoming year. We’ll do the math for you when you use

our savings calculators located at www.conexis.com/myfsa.

Finally, determine your FSA election amount and enroll during

your employer’s open enrollment period.

CX0327 201309 © 2013 CONEXIS Benefits Administrators, LP. All Rights Reserved. CONEXIS is a Word & Brown Company.

START SAVING NOW BY ENROLLING IN AN FSA!877.CONEXIS | WWW.CONEXIS.COM