YOUR BUSINESS YOUR FUTURE: The Latest Trends, Tech and ......FALSE 1. Tokyo -38m 2. Delhi -25m 3....
Transcript of YOUR BUSINESS YOUR FUTURE: The Latest Trends, Tech and ......FALSE 1. Tokyo -38m 2. Delhi -25m 3....
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YOUR BUSINESS
YOUR FUTURE:
The Latest Trends,
Tech and Tools for Finding
And Motivating Your Very
Best Peoplewww.genemarks.com
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FALSE1. Tokyo - 38m
2. Delhi - 25m
3. Shanghai - 23m
4. Mexico City - 21m
5. Mumbai - 21m
6. Sao Paulo - 21m
7. Osaka - 20m
8. Beijing - 20m
9. New York - 19m
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FALSE
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Rank Title USA Box Office
1. Avatar (2009) $760,505,847
2. Titanic (1997) $658,672,302
3. The Avengers (2012) $623,279,547
4. The Dark Knight (2008) $533,316,061
5.Star Wars: Episode I - The Phantom
Menace(1999)$474,544,677
9. E.T. the Extra-Terrestrial (1982) $434,949,459
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TRUE
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False(it’s Feb 1st)
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1. The Economy
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45 percent of employers are planning to raise their
minimum wages in 2015.
53 percent of those will
increase it by at least $2 per
hour, with 32 percent raising it
by at least $3 an hour.
Paid time off legislation in
more and more cities.
Sources: New York Times, USA Today
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Nearly 30 percent of businesses with fewer
than 250 employees are planning to add
full-time, permanent employees this year,
up from 22 percent in 2014.
Source: Wall Street Journal
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By 2050, the minorities will be
the majority
One third of CEO’s will be
female in the next 10 years
The LGBT community spent $850
million in 2013
Sources: U.S. Census, Fortune Magazine
The number of U.S. residents older than 65 will double
in the next 30 years.
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Nearly 25 percent of
employers plan to hire
part-time workers over the
next 12 months, up 6
percentage points over last
year.
The freelance population is now more than 42 million
people.
Elance, an outsourcing site, has
seen registered users grow from
4m in 2012 to 10m in 2014.
Sources: Fortune Magazine, Elance
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Tele-working has grown 80% since 2005.
36% of employees surveyed would choose flex
arrangements over a pay increase.
95% of employers surveyed say telework has a high
impact on employee retention.
Fathers have tripled their time with their children since
1965.
Sources: Global Workplace Analytics, New York Times, Pew
Research
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Facebook has more than one
billion users.90% of all Internet traffic in
2017 will be video.
Mobile traffic is growing 1.5x per
year.
The average U.S. adult spends 141
minutes a day using mobile devices.
Sources: Mary Meeker, Brian Solis
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TRUE
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FALSE
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TRUE
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False – it’s $34,000
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FALSE-
It’s Sid
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2. Healthcare
1. The Economy
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FALSE
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TRUE
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TRUE
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TRUE
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The Latest Projections – House
435 Members
January 2015Dems Repubs
188 247
43% 57%2/3 = 292
seats!
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January 2015Dems + Ind Repubs
42 + 2 56
44% 56%2/3 = 67
seats!
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FALSE
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TRUE
TRUE
TRUE
FALSE
1. Provide subsidies to low and moderate income
Americans
2. Prohibit insurers from denying coverage because
of health status
3. Provide tax credits to small biz that offer coverage to
employees
4. Allows a govt panel to make decisions about end-
of-life care
FALSE5. Allows undocumented immigrants to receive
financial help from the government to buy health
insurance
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FALSE6. Creates a new govt run insurance plan to be
offered with private plans
7. Requires all businesses to provide health
insurance to their employees FALSE
8. Provides coverage for male pattern baldness.
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False!
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THE PROMISE –Patient Protection and Affordable Care ActMarch 23, 2010
• $1.1 Trillion cost
• $140 Billion reduction in the deficit
• Coverage for all: Cover 2/3 of the uninsured (the rest on Medicaid).
• A new market for 30-34 million uninsured.
• State exchanges provide consumer protection/risk pooling/lower costs
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1. Individual Mandate
2. Employer Mandate
3. Essential Health Benefits
4. Small Business Healthcare Tax Credits
5. Healthcare Exchanges
..
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1. Individual Mandate
2. Employer Mandate
3. Essential Health Benefits
4. Small Business Healthcare Tax Credits
5. Healthcare Exchanges
..
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� 1/1/15 - >100 FTEs
1/1/16 - >50 FTEs
� Penalties for companies are $2,000 per employee
with the first 30 FTE exempt
� No requirement to provide insurance for PT
employees
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-Assume “common control”
-97 employees who work more than 30 hours per week
-200 hours of part-time work is performed per week by 12 other workers. 200 x 52 = 10,400 hours that year
-Divide by 2080 (40 hour week for 52 weeks per year)
-you have 5 additional Full Time Equivalent Employees
-you have a total of 102 FTEs
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$5,711
$862
$15,581
$5,284$5,967
$1,065
$16,715
$4,226
$0
$2,000
$4,000
$6,000
$8,000
$10,000
$12,000
$14,000
$16,000
$18,000
Premium Worker Contribution* Premium* Worker Contribution*
All Small Firms (3-199 Workers)
All Large Firms (200 or More Workers)
Single Coverage Family Coverage
Average Annual Worker Premium Contributions and Total Premiums for Covered Workers, Single and Family Coverage, by Firm Size, 2013
* Estimates are statistically different between All Small Firms and All Large Firms (p<.05).
SOURCE: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2013.
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Number of FTE 55
Health care
premiums
$330,000*
Employer Covered $275,000**
Penalty $50,000
*55 x $6,000 average per Kaiser study
**55 x $5,000 average per Kaiser study
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-No health insurance requirement
-No penalties
-Tax credit available
DO YOU HAVE >50 FTEs in 2016?
NO?
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You must provide (and pay for) a health
plan for your FULL TIME WORKERS that
covers 60% (a “bronze” plan) of their
costs.
DO YOU HAVE >100 FTEs in 2015?
DO YOU HAVE >50 FTEs in 2016? YES?
ANDIt must be affordable. The employee can’t
be paying more than 9.5% of his/her
HOUSEHOLD income for healthcare
premiums.
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FEDERAL POVERTY LEVEL
Rule of thumb: Single people earning up to
$46,000
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1. Individual Mandate
2. Employer Mandate
3. Essential Health Benefits
4. Small Business Healthcare Tax Credits
5. Healthcare Exchanges
..
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YOU WILL CHOOSE (AND PAY FOR) ANY (OR A COMBINATION) OF THESE
PLANS :
Bronze: Covers 60% of total costsSilver: Covers 70% of total costsGold: Covers 80% of total costs
Platinum: Covers 90% of total costs
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Ambulatory patient servicesEmergency servicesContraceptionHospitalizationMaternity and newborn careMental health and substance use disorder services, including behavioral health treatmentPrescription drugsRehabilitative services and devicesLaboratory servicesPreventive and wellness services and chronic disease managementPediatric services, including oral and vision care
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1. Individual Mandate
2. Employer Mandate
3. Essential Health Benefits
4. Small Business Healthcare Tax Credits
5. Healthcare Exchanges
..
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1. Individual Mandate
2. Employer Mandate
3. Essential Health Benefits
4. Small Business Healthcare Tax Credits
5. Healthcare Exchanges
WHAT
DO YOU DO?
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3. Shift Costs: Bronze + High Deductible Plans + HSA
1. Drop All Coverage
2. Work the loopholes“skinny plans”push to Medicaid
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At the end of 2013, HSAs have grown
to an estimated $19.3 billion in
assets (25% increase) and 10.7 million
accounts (30% increase).
The average HSA balance is up 10
percent year-over-year to about
$2,300.
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Employers of account holders make tax-free
contributions to workers' accounts.
Provided the funds are used to pay for out-of-pocket
health care expenses, the money deposited in an HSA is
never subject to Federal income tax.
HSAs are savings accounts.
Must be paired with a high-deductible plan.
Amounts can rollover. Earning are tax free.
Individuals can contribute $3,300 this year (Families $6,550) and
those 55+ can contribute another $1,000 ($2,000 per family)
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In most cases, cannot be used to pay monthly insurance premiums.
No OTC drugs.
Non-qualified expenses penalty increased from 10% to 20% .
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3. Shift costs: Bronze + High Deductible Plans + HSA
1. Drop All Coverage
4. Drop But Compensate
5. Private Exchanges
2. Work the loopholes:“skinny plans”push to Medicaid
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Community Ratings
Risk Corridors – a 50% - 80% Federal reimbursement for cost overages
The Latest Supreme Court Challenge
Before:Employee historyIndustry
Now:Employee AgeRegion
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FALSE
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TRUE
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FALSE
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False
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TRUE
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2. Healthcare
3. Outsourcing
1. The Economy
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The 20 Rules:
IRS Topic 762 – “Independent
Contractor vs. Employee”
Publication 15-A – “Employer’s
Supplemental Tax Guide”
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Financial Control
Behavioral Control
Type of Relationship
When/Where
What Tools
Hiring Others
How Paid
Other Clients
Contract, 1099
Independent Contractor Relationship
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Duties, terms and payment
Independent Contractor Agreement
Hiring of others
Confidentiality, non-compete
Clear statement of contractor relationship
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Elance, Guru, Freelancer, Craigslist
Where To Find
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FALSE
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FALSE
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TRUE
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TRUE
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FALSE-
It’s Sid
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2. Healthcare
3. Outsourcing
1. The Economy
4. The New HR Manual
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1 - Marijuana Re-evaluate if you’re in a
legal state.
Source: Employee Benefit News
2 - Paid Sick
Leave
Implement if required or
consider adding as a benefit.
3 - Immigration Proceed with caution if any
worker is undocumented.
Use an attorney.
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4 - Safe Driving Policies needed for devices in
cars.
Source: Employee Benefit News
5 - E-Cigarettes Review and amend your smoke-
free workplace policies.
6 - Pregnancy Create strong policies
against pregnancy
discrimination.
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7 - Wellness
Programs
Provide incentives but be
careful to make voluntary.
Source: Employee Benefit News
8 - Workplace
Bullying
Proactive policies with
complaint procedures.
9 - Domestic
Violence
Statement against.
Workplace rules in place to
protect others. Need full
disclosure.
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10 - Overtime Review worker classification
and make sure all rules are
posted.
Source: Employee Benefit News
11 - Interns and
Volunteers
Check with local laws. Policies
against discrimination and
harrassment.
12 - LGBT
Rights
Review policies based on
local laws. Policies against
discrimination and
harassment.
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FALSE
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FALSE
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FALSE
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FALSE
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FALSE www.genemarks.com
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2. Healthcare
3. Outsourcing
1. The Economy
4. The New HR Manual
5. Pay and Perks
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Charity: $25 per hour of non-profit
work for a total cap of $10,000 per
employee.
Parental leave: Expectant mothers
4 weeks off before a delivery and
14 weeks after. Fathers (and other
non-birth parents) can take 6 week
parental leave.
Wellness center: on site doctors
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Reimbursed training
Unlimited vacation
Free food/lunch/drinks
Discounts w/local merchants
ChildcareFlu shots
Free stuff
Maternity/paternity leave
Ping Pong/foosball table
Sports
Community service
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Plastic Jungle
Amazing Clubs
Citi – Thank You
Timeshares
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Reimbursed training
Unlimited vacation
Free food/lunch/drinks
Discounts w/local merchants
ChildcareFlu shots
Free stuff
Maternity/paternity leave
Ping Pong/foosball table
Sports
Community service
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AnyPerkPre-negotiated perks for $10/employee/month
UpCounselThe Elance for attorneys
gNeilAll govt and employment forms for download
HR WebformsHR paperwork - from appraisals and reviews to
terminations and more.
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ZipRecruiter – mashes up hundreds of recruiting sites and
manages candidates
Intelius - will help you review the background of everyone you
hire, minimizing the risk of unexpected “surprises” from
disrupting your new employer-employee relationships.
Work4 - drives quality candidates from Facebook, LinkedIn and
Twitter (58% of employees are more likely to apply to a company
via social media)
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ZenPayroll – online, “beautiful” payroll, $26m funding
Zenefits - 2,000+ companies, 50,000+ employees, $84m funding -
benefits, payroll, onboarding, time off, and more.
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TRUE
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TRUE
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TRUE
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2. Healthcare
3. Outsourcing
5. Pay And Perks
6. The Mobile Worker
1. The Economy
4. The New HR Manual
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Salesforce/Dynamics/ZohoCustomer relationship management
FindMyShift/ToggleTime and billing
Skype/OovooVideo conversations
FreeconferencecallConference service
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GoToMyPC/LogMeIn/Remote DesktopRemote connectivity
Join.meScreen sharing
OneDrive/DropBox/Google DocsStorage
Office365/Google DocsDocuments, Spreadsheets
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Basecamp/AsanaInexpensive cloud based project manager
SlackInternal messaging w/history and search
EchoSign/DocuSignDoc management, e-signatures and storage
ZenDeskTracks issues/problems to resolution
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FALSE
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TRUE
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TRUE
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False!
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FALSE. It’s only 50%*
*Journal of Food Microbiology – 2012 study
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2. Healthcare
3. Outsourcing
5. Pay And Perks
6. The Mobile Worker
1. The Economy
4. The New HR Manual
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True!
…
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Thank You!