© XMLdation 2014

XML is the Solution –

Who cares what the problem is!

© XMLdation 2014

Company Factsheet

Finnish company

Established in September 2009

Offices in Espoo and Tampere

Representation in Brussels, Belgium and in Hamburg, Germany

Mission - We support XML migration process and STP development, especially in corporate-to-bank and bank-to-corporate communication

Bank customers in more than 10 countries

Users of the XMLdation Service in more than 50 countries

© XMLdation 2014

Full end-to-end testing integration service.

Simulates bank’s response to corporate customers.

Leading XML Validator® for XML related files like payments, e-Invoices and other financial messages.

XML Management platform to centralize maintenance, version management and distribution of business rules.

Includes also example and test file generation.

XMLdation - Services Portfolio

API Services simplifies API client testing, and facilitates finding and fixing the errors in messages.

Accelerates app creation by simulating the real API.

Consulting for customer XML development and management projects.

Utilizing tools to design and enable services for customer needs

© XMLdation 2014

Awards

2011: XMLdation was awarded as one of the 50 most interesting ICT start-up companies at the Europe Venture Forum on December 2011

2012: XMLdation was selected as a finalist for the 2012 Red Herring 100 Europe award. Finalists are the most innovative and promising companies from across Europe

2013: XMLdation Service was awarded in Innovation in Technology and Transaction Banking Awards 2013 as part of RBS SEPA Accelerator

2014: XMLdation was awarded at EBAday 2014 as SEPA Start Up Company

© XMLdation 2014

XMLdation - Customers and Partners

© XMLdation 2014

Payment Validation

Account Report Simulation

Facilitates real STP / STR No need for real bank accounts Same test tool for all customers Instant response Detect and fix errors also in production

Cost savings in customer service Enables self service by customers Helps error tracking and correction Support for internal product creation Automated documentation of rules

Payments

Direct Debits

e-Invoices

Error reports

Notices

Recommendations

Confirmations

Reports

Statements

Knowledge sharing

Payments

Direct Debits

e-Invoices

© XMLdation 2014

XMLdation.com validates and tests payment-related XML files:

- Credit Transfers

- Direct Debits

- Crossborder payments – international payments• Cheque, Urgent, etc.

- Pacs

- Electronic Invoices

- Other payment related XML

Validation is based on bank specific business rules

XMLdation gives immediate response to user

- Integration to Wiki information Service

XSD

Common

rules

Transaction

rules

© XMLdation 2014

1. Upload the test file

2. Choose validation pipe (bank / transaction type)

3. Get results

4. See/download report with errors/notices/recommendations

Easy to use

© XMLdation 2014

Simulator

Supports customer’s End-to-End (E2E) testing and implementation

Source:

– Credit Transfer and Direct Debit files

– Manual input

Simulates the bank, creates different XML response files and messages (different scenarios)

Output

– Pain.002, pacs.002

– Camt.053, 054, 052

– MT940 and CSV export

© XMLdation 2014

1. Choose the simulation response

2. Upload the test files

3. Generate response file(s)

4. Download the response file for testing purposes

Easy to use

© XMLdation 2014

Payment Status Report -

Scenario generation

Scenarios are generated based on uploaded XML file

Use case: generate pain.001pain.002 with different scenarios

Possible to extend outside of payment status reports, like acmtand SEPAmail

Scenarios can be downloaded

Example Scenarios

© XMLdation 2014

Account Statement - Report Simulation

Reports are generated based on XML source files– Up to four files

– 1 MB

Can generate various reports– Camt.053, camt.054, camt.052

– MT940, CSV, Coda

– R-Message report

– and many others

R-Messages are trigged and generated based on source files

Report visualization

Possibility to download generated files

© XMLdation 2014

Direct Debit - Exception Handling

XMLdation Simulator can be used to help bank’s customers understand how Direct Debit R-transactions are reported.

Edit the DD test file’s ”Debtor name” field:

• Name the first 3 characters ”ERR”

• The next 4 characters specify the reason for return/refund/reject

XMLdation simulation service generates bank specific account report

– Including R-transactions e.g. in camt.053/054 or legacy format

– The reporting logic is implemented with the help of bank

Bank’s customers can fine tune their financial systems to interpret the message flow sent by the bank (also the ones originated by the debtor bank)

© XMLdation 2014

XMLdation Ltd.

is a provider of secure internet based

service for Testing and Validation of

XML payment transactions and for

Simulation of payment process

© XMLdation 2014

XMLdation myXML®

offers cloud based platform for

XML development and customer

on-boarding support

XMLdation Service

will be integrated with

XMLdation myXML®

myXML

© XMLdation 2014

myXML

XMLdation will develop myXML as SaaS service in 2015

XMLdation myXML® is integrated with the existing XMLdation ServiceUser is able to maintain existing validation rules and simulation rules, and to create new validation pipes and simulation response files and further publish them in XMLdation Service

User is able to generate documentation

XMLdation myXML® main featuresTransaction management

Example file generation

Erroneus test file generation

Life cycle management

Implementation Guide Generator

Simulator management

Mapping

© XMLdation 2014

Benefits of Using XMLdation Service

Cost efficiency

Service is already proven by major European banks

Reduces workload in bank; customer may use XMLdation as self service

Easy and fast implementation and deployment in production

All what user needs is internet connection and browser

Security

No installations nor interfaces to core bank servers

No client software installations to user’s computer

XMLdation is responsible of user data confidentiality and security

Service coverage

Message validation and bank simulation in same Service

Comprehensive monitoring and management of users

Documentation of validation rules

Additional XML information and bank specific information service in Wiki

© XMLdation 2014

C O N F I D E N T I A L

XMLdation Ltd

Juha Keski-Nisula

Juha.keski-nisula@xmldation.com

+358 400 791 955

http://www.xmldation.com