Docuuxm of

The World Bank

FOR OMCLAL USE OMlY

Rpst N. P6042-IN

IEIORINDWM ANlD REOHENDAION

CT THE

PRESIDENT OF THE

INTERNATIONL DE VELOPMENT ASSOCIATION

TO THE

EXECUTIVE DIRECTORS

ON A

PROPOSED CREDIT

OF SDR 116.5 IMILLION

TO:UWT

FOR AN

UTTAR PRADESE BASIC EDUCATION PROJECT

NAY 20, 1993

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This document has a restricted distribudon and may be used by recipients only in the performance oftheir official duties. Its co0tents may not otberwise be disclosed without World Bank authorization.

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BCOMM E-UALE(as of January 1, 1992)

Currency Unit = RupeeRupee 29.40 = US$ 1.00Rupee 1.00 = US$ 0.034

WEIGH1S AND MEASURES

1 Meter (m) = 3.28 Feet (ft)1 Klometer (kIn) = 0.62 Miles

FISCAL YEAR

April 1 - March 31

ABBREVIATIONS AND ACRONYMS

DEPC Disttict Education Project CommitteeDIET Distict Inttute of Education and TrainingECCE Early Childhood Care and EducationEFAPB Education Por All Project BoardNFE Non-formal EducationNGO Non-Govenment OrgamizationSC Scheduled CasteSCERT Stat Council of Educational Research and TrainingSIEMT State Institute of Educational Managemt and TrainingST Scheduled TribeVEC Village Education Conmmittee

FOR o0MCL USE ONLY

RM BRAD=S BASI EDUCATION PROJEC

CREW1 ANN PROJ.ECT SJMR

India, acting by its President.

Beneficaries: Government of Uttar Pradesh and the Uttar Pradesh Sabhee KeLiye Shiksha Pariyojana Parishad (Education for All ProjectBoard - EFAPB).

Amoun: SDR 116.5 million (US$165.0 million equivalent).

Tems: Standard with 35 years maturity.

On-Lendin Te=: Government of India to Uttar Pradesh as additional centralassistance to the State in accordance with standard arrangementsfor developmental assistance to the State of India and the State ofUttar Pradesh to the EFAPB as a grant.

rF ning P-lan:

Loal Foreign Total

- US$ mmion-

IDA 140.02 24.98 165.00

Uttar Pradesh 28.86 - 28.86

TOTAL 168.88 24.98 193.86

Economk Rate of Return: Not Applicable.

Staff Apprausal jR ort: 11746-IN

This document has a restricted distribution atid may be used by recipients only in the performanceof their official duties. its contents may not otherwise be disclosed without World Bank authorization.

MEMORANDUM AND RECOMMENDATION OF THE PRESIDENTOF THE INTERNATIONAL DEVELOPN.JENT ASSOCIATION

TO THE EXECUTIVE DIRECTORSON A PROPOSED CREDIT TO INDIA

FOR AN UTrAR PRADESH BASIC EDUCATION PROJECT

1. The fellowing memorandum and recommendation on a proposed credit to India is submittedfor approval. The credit, for SDR 116.5 million (US$165 million equivalent), would be on standard IDAterms with 35 years maturity. The credit would help finance a Basic Education Project in Uttar Pradesh.The proceeds of the credit would be passed by the Government of India (GO) to Uttar Pradesh State inaccordance with the Borrower's standard arrangements for developmental assistance to the States of India.

2. Country/etor Background. In India, low levels of literacy (male - 64%; female - 39%)reduce labor productivity and eonstrain health, nutrition 3nd the use of family planning services.Although all children reportedly begin primary schooling, at least 40% of boys and 50% of girls dropoutbefore acquiring basic literacy skills. In Uttar Pradesh and five other large states, enrollments are belowand dropout rates above nation2l averages. In half of the districts ot these states, 70% or more of girlstudents leave school without having learned to read and write.

3. Low literacy in Uttar Pradesh is the result of extremely weak state basic education programsthat have not been able to deliver services of sufficient quality to offset private costs and the indifferenceof illiterate parents, or to provide access to basic education for all children. Strengthening basiceducation in Uttar Pradesh will require improved financing and sustained efforts to overcome fundamentalinstitutional constraints. Although recent trends show that elementary education is receiving a largershare of a growing State Plan budget, per capita expenditures on elementary education in 1989-90 wereonly 60 percent of the national average. Institutional capacity at the state-level for policy developmentand implementation, for teacher training and supervision, for curriculum and textbook development, forschool and system management, and for monitoring and research remains undeveloped relative to the taskof improving the quality and equity of the system over the medium term. Management and planningcapacity at the district and community level, while adequate for routine program administration, is notyet sufficient to address the system factors that contribute to high dropout and low levels of learning:inadequate community participation, weak school management, undeveloped in-service training, poorteacher attendance, and inappropriate methods of instruction.

4. The Government of India (GOI) and the states have agreed on policy changes that wouldenhance the cost-effectiveness of basic education: (a) targeting basic education resources on low-literacydistricts; (b) decentralizing responsibility for planning and management to districts to facilitateidentification of and attack on local constraints; and (c) increasing substantially state and GOI investmentresources for basic education development. Girls and minorities would be priority beneficiaries.

5. The Government of Uttar Pradesh (GOUP) began to expedite the development of BasicEducation in 1987. It now hopes to move toward a 10-15 year program for the development of basiceducation that features, in addition to national policy elements, substantial attention to state-levelinstitutional development. The GOI has thus requested IDA assistance for an education project that wouldbe a key step in increasing investment in basic education, and which would help develop the State, districtand community-level institutional capacity needed to sustain the development of basic education in theState over the longer term.

6. Lessons of Experience. This first IDA investment in basic education in India incorporateslessons learned from past and ongoing IDA social sector investments. These include the crucialimportance of (a) building institutional capacity, (b) detailed preparation of civil works, procurement and

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disbursement procedures, (c) Bank supervision, and (d) the importance of working at both the State andthe district levels. Lessons incorporated from IDA basic education investments in other South Asiancountries, from other donor assisted projects in India, and from the State's own experience include theimportance of community mobilization and participation, the viability of community school constructdonif properly supervised, the value of early childhood education, the need for increasing ihe proportion offemale teachers and providing scholarships for poor girls, the need to improve learning materials andteacher performance, and the importance of achieving at least an acceptable minimum level of learningfrom students.

7. IDA Strategy and Rationale for Involvement. Pronmting economic reform, speedingeconomic growth and alleviating poverty are central to IDA's country strategy for India. Human resourcedevelopment is a key element of this oveWl strategy, and education development central for strengtheninghuman resources. IDA's human r *sources strategy aims to improve the access of the poor to investmentsin human resource development and to improve the quality, efficiency and effectiveness of thoseinvestments. The recently approved Structural Adjustment Credit for a Social Safety Net (SSN,establishes an improved policy framework and enhanced financial allocations for the human resourcesectors. This will be complemented by specific investment projects in health, nutrition, family welfareand basic education. IDA's strategy for education is to focus medium-term assistance exclusively onbasic education, given its underdeveloped status in India, its higbi returns, and its importance to the poor.Over the last several years IDA has advanced the analytic underpinnings of its education work throughanalyses of education finance, policy development, trends in enrollment, education for women and girls,and factors that determine student learning achievement in primary schools. The analytical base has beenstrengthened by studies undertaken by national institutions. Based on this work, and on both national andstatespecific seminars and workshops, IDA has entered into a dialogue leading to the development of aseries of specific investment operations to support basic education, of which the proposed project in UttarPradesh is the first. Preparation for additional basic education projects targeted to districts with belowaverage femnale literacy is underway in six additional states. IDA assistance to basic education in UttarPradesh would provide t'e financing needed for accelerated development in India's largest and one ofIndia's poorest states, generating lessons to guide subsequent investments in UP and other states. WithoutIDA involvement, the pace of development would be considerably slower. In addition, less attentionwould be paid to building institutional capacity, to the disadvantaged, to the quality of education, and toeducational outcomes.

8. Priect Objectve. The proposed project aims to develop the institutional capacity neededto plan, manage and evaluate basic education development in the state of UP. In addition, the projectseeks in ten project districts to reduce female dropout rates by 50 percent, increase learning achievementby 50 percent, and provide access to basic education for 600,000 currently unserved students.

9. Scope and Appoah. The project would support the development of institutional capacity,at the state, district and local levels. In addition, it would support quality Improvement, higher rates ofcompletion, and expanded access in 10 of the State's 63 districts. Project districts have been chosen torepresent a range of initial conditions for implementation in keeping with the strategic objective ofgenerating lessons for wider replication. The average female literacy rate for eight of the districts is 17percent, well below the state average (26 percent); the two relatively more advanced districts have femaleliteracy rates of 27 percent. The project would also support project preparation activities in an additionalten districts, all with .female literacy rates below 15 percent. Resources in UP are highly constrained.Therefore, the project would focus only on lower and upper primary and non-formal primary educationfor the 6-14 age cohort. It would also work extensively to reduce costs through community managementof school construction and rehabilitation.

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10. Proect Dg§gti . lTe three project components would be: (a) Building InstitutionCapaciy. At the state-level, the project would support (i) the strengthening of the UP Education for AllProject Board (EFAPB) as well as the capacity of the UP Directore of Basic Education to manage andmonitor the project and the state-wide basic education development program, and (ii) capacity buildingfor state planning, training and research institutions; (b) Improvinig Oualibt and Completin. Theseobjectives would be addressed through early childhood education, introductior of revised gender-sensitivecurricula and improved textbooks, increasing the proportion of female teachers, in-service teachertraining, targeted mobilization programs for women and scholarships for girls, strengthened communitycontrol ant school management, and facilit1es improvements, including latrines and drinking watersupply; and (c) Impring Ass. Access to primary and upper primary schooling (which togethercomprise elementary education) would be increased through a program of community school construction.Half of new upper primary places would be in single-sex schools for gids. New schools would be staffedfrom the current backlog of 30,000 trained but unemployed teachers. Based on evaluations, nonformalprimary education would be re-designed and expanded.

11. Poect CosLt. The total cost of the project is estimated at US$193.9 million equivalent.The net of tax cost of the project would be US$190.7 mill on of which the credit of about US$165 millionwould finance 87 percent. The GOUP would finance the remaining project cost of US$25.7 millionequivalent and all taxes. IDA would finance civil works, funiture, equipment, educational materials andsupplies, incremental salaries on a declining basis, training and professional services, scholarships forScheduled Caste/Scheduled Tribe (SC/ST) girls, and project policy, planning and evaluation studies.Credit proceeds would be provided from the GOI to the GOUP under established procedures fordevelopmenta assistance to the states of India. A breakdown of project costs and the financing plan areshown in Schedule A. Retroactive financing of up to US$0.7 million would be provided for eligibleexpenditures after March 31, 1993. Amounts and methods of procutement and the disbursement scheduleare shown in Schedule B. A timetable of key project processing events and the status of Bank GroupOperations in India are presented in Schedules C and D. The Staff Appraisal Report, No. 11746-IN,dated May 20, 1993, is being distributed separately.

12. Eriect nDemetaton. The project would be implemented by the UP Department ofEducation. This would be strengthened through the establismet of the Education for All Project Board(EFAPB), which would be responsible for day-to-day project management. To ensure high leveldecision-making support, the EFAPB has a Council chaired by the Chief Minister and consistir;g ofGOUP ministers and senior secretaries, senior GOI representatives, teacher and citizen representatiNes,and NGO representatives. The Director, Basic Education, GOUP would be ex offliio Project Director.At the district level, the project would be Implemented by District Education Project Committees(DEPCs) incorporating senior GOUP district staff. At the village level, Village Education Committees(VECs) would be financed and trained to manage school constuction and rehabilitation with technicalassistance from District teams) as well as the day-to-day operatlon of schools and nonformal educationprograms. A comprehensive project monitoring system would be established in the offices of theEFAPB. District level planning, management and monitoring teams would be appointed and trained.Various implementation organizations would be funded on the basis of annual work plans and budgets,with annual reviews of performance being the criteria for future funding.

13. EPiect Su. inabili y. The investment costs of the project for the first four years, or theremainder of the Eighth Five Year Pian, would be approximately US$100 million, representing about 35percent of the total provisional Eighth Plan investment in elementary education in UP. The balance ofproject investmens would be assumed under the Ninth Plan.

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14. The project would incorporate a number of measures designed to reduce the liabilities onstate recurrent budgets, including deputation and limited term contracts for managerial staff and low-costcommunity school construction. Preliminary costing puts the annual recurrent cost burden of the projectat US$15 million in the seventh year, including contingencies. This would be 4.5 percent of 1992 Staterecurrent expenditures on elementary education and 0.5 percent of total State recurrent expenditure in1992. If recurrent expenditure on elementary education were to grow at 5 percent per year, the annualrecurrent cost burden of the project in the year 2000 would be equal to 3.2 percent of the recurrentexpenditures on elementary education, 1.7 percent of total recurrent expenditures for education, and 0.3percent of total State recurrent expenditures in that year. This number is small enough thae UP shouldbe able over seven years to meet tfie recurrent cost burden of the project, even in a highly constrainedenvironment, by improved efficiencies and intra-sectoral shifts, as it has been making.

15. Agreements Reached. During negotiations, the GOUP provided assurances that it would:(a) appoint key staff to the EFA Project Board by December 31, 1993; (b) establish by January 31, 1994and thereafter maintain the State Institute of Educational Management and Training (SIEMT) withadequate full-time staff, other resources and terms of reference satisfactory to IDA; (c) prepare a draftstate-wide pian for basic education reform by mid-project review; (d) appoint iey staff for all DistrictInstitutes of Education and Training (DIETs) by January 31, 1994 and complete staffing by June 30,1994; (e) carry out student assessments in project districts during the first (by December 31, 1994), third(1996) and sixth (1999) year of the project and discuss the results with IDA; (t) complete evaluations ofVEC effectiveness annually for discussion with IDA; (g) complete a study of factors, including incentives,that cot tribute to the willingness of teachers to accept and persist in posts in rural schools, and to discussthe results with IDA at mid-term review by October, 1996; (h) monitor the appointment of female VECmembers (ensuring that at least one woman would be a member of each VEC) and female teachers anddiscuss the results with IDA annually by January 31 of each year; (i) maintain the autonomy and nationalprogram guidelines of Mahila Samakhya In the program in Uttar Pradesh through the life of the project;d) provide an annual report on community school construction to IDA by January 31 of each year; (k)conduct evaluations of the introduction of Early Childhood Care and Education (ECCE), the scholarshipprogram for Scheduled Caste girls, the girls' work experience program, and the non-formal primaryeducation program, and the educational needs of Scheduled Tribe children for discussion with IDA atmid-term review in October, 1996; (!) provide annual work plans and budgets for all CooperatingAgencies (CAs) to IDA by December 31 of each year; and (m) select non-governmental organizationsparticipating in the project in accordance with criteria and procedures satisfactory to the Association.There would be no special conditions of project effectiveness.

16. EPoes Benefits. The project would be a first investment in a longer-term program toimprove the level of literacy among the citizens of UP, and hence their productivity and social welfare.It would create an institutional framework for cost-effective policy implementation in basic education, andgenerate lessons for wider national use. In addition, by the end of the project, reduced dropout rates,especially for girls, would enable an estimated additional 1 million students to complete their education,acquiring basic literacy and numeracy skills, with the attendant benefits that go with this. More than450,000 currently unserved students also would have access to the benefits of improved primary or upperprimary education services and more than 350,000 boys and girls are expected to benefit from non-formaleducation.

17. PrThram Objective Categories. 'Me project would contribute to poverty alleviation byestablishing the institutional capacity for a sustained state program and by improving basic educationoutcomes in ten districts. Beneficiaries of the project would overwhelmingly be poor children. However,there is special focus on girls and Scheduled Caste students, through strategies to reduce primarydropouts, increase access to formal schooling and expand improved nonformal edvWation. In project

.-5

districts the project would Increase the gross enrollment rat (GER) for al! girls from about 30 to about65 percent and for Scheduled Caste girls from about 40 to about 70 percent at the primary level. At theupper primary level, the project would increase the GER for all girls from about 30 to about 65 percent,for Scheduled Caste girls from about 10 to over 20 percent and for Scheduled Caste boys from 32 to over40 percent. In all the total uumber of poor children who would benefit from the project is estimated atabout 1.8 million. In addition, vomen would also gain about 1S,000jobs as teachers. IdigmnogsPe.ogF(Scheduled Tribes) would be about 0.2 percent of the project benficiaries. The project would financea study of their particular educational needs, a pilot of appropriate intervendons, and an evaluation of thepilot. Benef,ciM gMtcjp%n would be a major part of the project activities, focused on the VillageEducation Committee. NGOs would participate as cooperating implemeatg agencies. The project does

6 ~~not raise any envirnetl }-es

18. Bska. The project faces financial and implementadon risks, as well as tue risks inherentin the social and organizational change elements of the project strategy. U.P. faces severe financialconstraints, and in the last two years positive trends in the growth of State financing for basic educationhave slowed. Project implementation in U.P. has encountered delays due to rigid bureaucraticmanagement and interruptions in the flow of funds. In promoting community participation, buildinginstitutional capacity, and seeking to sharply improve access to educational benefits for girls andScheduled Caste/Scheduled Tribe students, the project will encounter a range of behavioral and attitudinalbarriers to change.

19. To offset financial risks, the project would Include close monitoring of state budgets andexpenditures and, for the longer term, support the preparaion of a state-wide plan and financing strategyfor the further development of basic education. Implementation risks have been addressed throughextensive participation in project preparation, through earmarked project financing and a mechanism foradvance funding, and through the planned development of monitoring, management and research capacity.

20. However, project authorities recognize that all risks cann be dealt with through analysisand design, especially for innovative programs in uncertai environments. The project managementstructure has thus been consciously designed for risk managemen The EFAPB has access to the highestlevel of decision making within the State and the G01. The anul planning and budgeting cyclemanaged by the EFAPB gives all parties a voice in the process of implementation, and provides anopportunity to identify and reinforce at points of weakness, to shift resources among project components,or even to shift resources to other districts. The annual cycle would be reinforced by a substantive mid-term review, at which specified studies and evaluations would be considered. These mechanisms wouldbe especially important in managing Implementation risks and the risks associated with social andorganizational change, all areas of endeavor with high degrees of Innovation and little prior experienceto use as a guide.

21. Recommendatio. I am satisfled that the proposed credit would comply with the Ariclesof Agreement of the Association and recommend that the Executive Directors approve the proposedcredit.

Lewis T. PrestonPresident

Attachments

Washington, D.C.May 20, 1993

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SclW A

,-AD

L3IM FRADES BASIC EDUCA3TIO PROJXECT

Effimated Costs and rinancing Plan(US$ million)

LACal Fovala TotalEstimated Costs" US$ Miiens

Building IntitIn Capacity 17.27 2.13 19.40

Impjoving Qualy and Completion 75.22 11.17 86.39

Improving Acces an 7.94 2:7

TOTAL BASE COSrT 181.48 21.04 202.52Contingencs -12.60 3.94 -8.66

TOTAL PROJECT COST 2 24.9

a including ax and duties of US$3.2 million.

IDA 140.02 24.98 165.00

Uttar Pmdesb 28.8 2

TOTAL PROJECT COSTS 168.88 24.98 193.86

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UTTAR MRN=s BhSIC ERU=CJONlJS

Sumtaar of PrmoDo P"oouxmer &arpm(USS million)

Prouren MdbodTOW

Prou.Xre_ei Eleuents ICB LCB OTHER N.8.F. Cost

1. Works

1.1 CivilWorks - 3.9 67.6 - 71.5(3.9) (60.8) (643?

2. o0ods

2.1 Funr, Equipme, Educational and ConsumableMaterials, Vehicles, Books - 3.9 17.9 - 21.6

(3.4) (163) (19.7)

3. Tainning/Tecbnical Asnce

3.1 Professional Servies - - 7.0 - 7.0(7.0) (7.0)

3.2 Local Pelowships and Studies 4.7 - 4.7(4.7) (4.7)

3.3 Local Training - 8.2 - 8.2(8.2) (8.2)

3.4 NOO Services - - 1.8 - 1.8(1.8) (1.8)

4. Misluneous

4.1 Salaies of Additional Staif - - 72.4 - 72.4(54.2) (54.2)

4.2 Opeation and Maitenaee - 5.9 - 5.9(4.5) (4.5)

4.3 Building Maintenance - - 0.8 - 0.8(0.6) (0.6)

TotaW 7.6 1863 193.9(6.9) (156.1) (165.0)

N.B.F.: Not Bank Financed.Note: Figures in parthesis ar the respective amount financd by te IDA Cmei

-8 -

Sehede 11lDsge I

Amount % of expend4turesCategory (SDR million) to be disbursed

Civil VWorks 40.5 90% of expenditures

Furniture, equipment, educaional 11.9 100% of foreign CIP and local ex-and consumable materials, and factory costs and 80% of other localbooks costs.

Vehicles 0.2 65% of expenditures

Professional Services 4.5 100% of expenditures

Local fellowships and studies 3.2 100% of expenditures

Local Training and Scholarships 5.5 100% of expenditures

NGO Services 1.2 100% of expenditures

Incremental operating costs 38.9 90% of local expenditures untilMarch 31, 199580% from April 1, 1995 until March31, 1998 and65% from there on.

Unallocated 10.6

Total 116.5

lilmted Dlsbpgm

IDA FY FY94 FY95 FY96 FY97 FY98 FY99 FY00 FY01Annual 10.13 23.63 30.08 30.75 24.13 19.51 18.16 8.61Cumulative 10.13 33.76 63.84 94.69 118.72 138.23 156.39 165.00

9.

INDIA

P RAD-M B[ASIC EI>C^1Q

Timetable of Key Project Processing ivents

(a) Time taken to prepare the project: 15 months

(b) Prepared by: Government of Uttar Pradesh

(c) First IDA mission: September, 1992*

(d) Appraisal mission departre: February 1993

(e) Negotiations: May 1993

(t) Planned date of effectiveness: September 1993

(g) List of relevant PCRs and PPARsz:

CredidLoan No. Projec ,C Ppate Date

Credit 312-IN First Population Project May 19, 1981 December 31, 1981

Credit 981-IN Second Population Project June 20, 1989 June 29, 1990

Credit 1003-IN Tamil Nadu Integrated November 26, 1989Nutrition Project

* IDA participated in a series of project preparation workshops in 1990 and 1991.

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PAMS I of S

STATUS GP SUIl =O0P OGPfZUnGS IN 1

A. STA?QI 0P UN LOAN AIM A CDmA .___...... __..____ .......................................... _.____

(As of Marh 31. 1993)

US 1LLL(not of oaalamtienaw)

Loa of 1tJcal YOr_CredIt 9o.6f Apps Puspo** 138 ID" it SUntsbmed 21

11 96 Loenn 7215.4lt 162 CredIts fuly dt.bura.JaaneaoL.4 12314.5

1356-IN 1981 Uppee Ideaaati 3yre Por - 170.00 18.292393-ZN 1984 DIdiobua Coal 109.00 - 16.102442-ZN 1984 larakka 1? Thireal Powr 278.80 - 3.82149U-1l 1984 Cujarat Ibd4a1 rrItion 154.30 31.49S1-20-ZN 1984 N adLra Sarovar Uydrealacerl- 13.84 17.352414-ZN 1984 IUnra Sarovar Rydro.eelotri 17.43 - 8.32415-ZN 1984 Madhya Pradesh VarttlLser 147.10 - 0.942387-SR 1984 Stava Slovr Port 210.00 - 19.2657-16-ZN 1984 PerLyar VUigAL 4 I * rrLgation - 17.50 7.331426-t8 1984 Population Ut - 70.00 1.042417-ZN 1984 Railways Ee4trrTf&c4teOu 279.20 - 12.671424-ZN 1984 raLnf*d Are"a "aeshad DOW. 2 35.52 10.911414-ZN 1984 Tamil Nedu Water Sup"ly - 36.50 19.04S1-12-ZN 1984 Ta=il Nadu. Water SUpply - 36.50 10.9"1483-ZN 1984 Ujp.r Can"a IrrIsgtion - 105.43 28.941S44-ZN 1981 askbay Urban Dvel"opnt - 100.92 25.752544-ZN 1985 ChamArspur Thermal tweor 280.00 - 17.181613-N 1985 Sndita Saorear ldrolaetric - 13.20 17.212498-ZN 1985 Jbnl* Caking Coa 57.70 - 2.432582-IN 1985 Ural- Paoer 176.00 124.321514-ZN 1983 brALA Social Porestr% - 27.12 3.142497-ZN 1985 amarda (Gujarat) D a a,d Panve 200.00 - 145.541523-ZN 198I National A*Ic. Ixtoanaon - 33.02 0.422534-ZN 1985 National d ghn.ws 13J.00 - 40.31611-ZN 1985 National SocaSl Forestry - 134.09 0.112553-ZN 1985 AEl m-d Pawer ?rand issIo 202.00 - $.811369-ZN 1985 Second National Agnoultural gut. - 45.39 18.341643-2N 19846 Andhra Pradab It IrrIgation - 140.00 103.842^62-ZN 1986 Andbra Pradeab SS Irrigation 41.00 - 41.002440-ZN 1986 Caonst Iduatrry 143.00 - 35.712674-ZN 1984 CesbIne Ceyet PaOIe 45. 00 - 15.252730-ZN 19846 Cooperative VrstilUsa 111.04 - 7.381643-ZN 1984 Ch jawat urba - 50.34 20.852661-ZN !Ln6 IcIcI - Can"n Itndustry 35.00 - 10.921622-Z 1986 Uraln Mactr Supply and Sanitation 2:.80 7.711621-Z 1986 aha rahtra CopoeLtse ZrrIgation - 160.00 169.401431-ZN 1986 National AgsLsultural Raa*e4bh I - 59.88 25.021419-tN 1984 Mest lealc- lUnar Irritato - 49.17 43.251623-ZN 1984 WMet BonsaI Population - 4.8 11.231737-ZN 1987 Bihar ?ubavells - 22.29 7.691750-ZN U987 11 sbas Mater Supply 4 Sewerage SZS - 145.00 82.442749-tN 1987 esb"ay Mater Supply I seweage IZS 40.00 - 40.002794-ZN 1987 CoaL MIiLng * Quality aproveses 344.00 -00.91757-ZN 1987 Guj arat ural sands - 119.60 81.702827-ZN 1987 larantaJa Pverr 140.00 - 18J0.522844-IN 1987 Na4ra. Vater Supply 53.00 - 32.971754-ZN 1987 atiteona AgrL.. xt-enLo I - 70.18 31.352844-ZN 19947 gationa Capital Pawer 425.00 - 15l.211770N- 1987 cational Mater manasemant - 114.00 42.342785-ZN 1987 J11 India Petroleum 140.00 - 11.08

-11- S~~~~~u$ ULL Z

of "WeII COf 158 WLIUone

(gao of aancelj.atj.on)Loan er Flacal .eas ....... ..... __Credit No-ef Appr Purpose .UD IDA It VUdsbursed 21

2843-!! 1987 ?alch.r Thawal S75.00 - 243.062813-13 1987 TSlecianmnto.olost ZX 168.00 - *.831780-! 1987 Uttas Pradesh urba 0ev.pa _- 120.95 e2.641931-Si 198U 5eubay & N asra PopulMtio - 57.00 16.342928-33 19M Zndus. Jln. * Tech. Amst. 380.00 - 10.702938-!! S988 asmataka Pevr It 220.00 1 178.311834-IN 1988 Naiaonal Dairy S - 160.00 0.492893-?. 1988 National D1 iCY Q S 200.00 2 200.002935-ZN 1988 RAiVwTa Mod.mn:aoiXtL U? 270.00 - 36.151923-Y 1988 Sanl Nadu Orban Der. - 269.69 14.933893-IN 1989 lle*trvoGs Znduest Dew. 6.00 - 7.303*Ot8-Z 1989 Import owe-lopemu 120.00 - 27.273096-ZN 1989 rCZCZ - Ilectroic. 2d. 0ew. 101.00 - 1*.123059-= 1989 ICIC! - xporm Devyelopat 175.00 - 83.94

3095-U 1989 2082 - 8.etronioas la. e. 101.O0 - 73.6*3094-ZN 1989 ahahrhora Pow. 554.00 3 12.823024-ZV 1989 Iathpa JhAkrL Power 485.00 - 466.291952-ZN 1989 national SeGd. ZII - 130.00 42.782022-UI 1989 NItioQal Serculture . 147.00 102.192037-ZN 1989 N4t'1. aiy Weltfare S=. - 113.30 96.833044-ZN 1939 Petroleum Tra#port 30.00 - 15.002996-zS 1989 States Roa" 170.00 - 170.001929-ZN 1989 States tods . 80.00 23.9S2010-Z1 1989 Upper Iibma zrrtgatteoa It - 160.00 99.73030-U1 1989 lpper Xiabna rrLgatiou sr 83.00 - 63.001008-ZN 1989 Vocational Training - 211.02 164.603194-Zx 1990 Comt Industry RUesutturinp 300.00 - 213.262113-UI 1990 Nydershad WMter Supply - 79.90 S3.312064-UN 1990 SvAustri. Tecbno.los Developsent - $5.00 30.253119-U 1990 oduwtril Tcholosy Delepse1_t 145.Oo - 98.693237-ZN 1990 Northe=n RAgion Trvaun sion 485.00 - 449.972133-SY 1990 Population Training VYZ - 81.92 68.613239-ZN 1990 Prvlate Pwevr tilLotie I (t2C) 98.00 - 75.362076-Ui 1990 Punjab SrrigatlonlDraiafte - 143.28 121.232138-.. 1990 Tdau Nl & zimesgrated Nutcrition U - 4.13 ".702130-ZN 1990 Sbecbnican Id-uatioaS - 210.7t 169.362100-ZN 1990 Watershed Develops at tilB1) - 75.00 63.932131-UJ 1990 Waterahed Development (PlaLns) - 55.00 52.623260-UN 1991 A.P. Cyclaem Tmergeoy Rsconsteucttsi 40.00 - 40.002179-tN 1991 A.P. Cyclone ?mrgency Reconatruction - 170.00 9.202241-ZN 1991 Dan Sety - 130.00 122.683323-ZN 1991 Dau Sfety 23.00 - 23.003346-ZN 1991 Ce nPrLan Reduction 430.00 - 282.162173-ZN 1991 SCDS I (Ortsaa & Anra Pradesb) - 94.00 83.633334-ZN 1991 ZodustiLal PollutIon Cant,.L 124.00 - 107.062232-ZN 1991 ZUduatrial tallutLeo Control - 31.t0 30.682236-ZN 1991 Mahrasohtra Rural Vater Supply - 109.90 93.513239-U 1991 PetreaGhwacala Z2 233.00 - 136.74

3238-D 1991 Petrochemicals S2 12.00 ^ 11.00

3344-ZX 1991 Private Poer tiLILtles It (3SZS) 200.00 _ 141.61

221S-1Z 1991 leah Na" AgriSw tul l Develpsent - 92.80 76.8

3300-ZN 1991 TaoLS Vad. Aglcultural Devlopemt 20.00 - 20.00223-ZN 1991 Techniciane duatloa ZZ - 307.10 271.35

2300-ZN 1992 ChLld Survival eA Safe Xthexho - 214.10 176.01

2339-ZN 1992 amIly Weltsr (Urban Slus) * - 79.00 *0.09

2321-ZN 1992 Nabarahtga Torestry 124.00 116.48

2330-ZN 1992 National AIDS CoLtrol - 84.00 73.99

3436-ZN 1992 Power Utilities Ifficiern* 263.00 230.98

3498-ZN 1992 Secod Nhtahtra Powet * 330.00 _ 330.00

3470-ZN 1992 Second fAto.al hghway 133.00 - 133.00

2363-ZN 1992 Second National hiab-ay 133.00 130.77

2329-ZN 1992 SbrImp and iash Culture 83.00 83.39

2341-!! 1992 West langl Forestry 34.00 28.33

2433-UX 1993 AgrIcultural Development Rajtban - 106.00 96.43

2439-ZN 1993 RiMr Platcu Developent - 117.00 106.00

- 12 -

PA= 3 o U

(ntof e.aeusa:tena)to"~~ ~ ~ ~ of ee)a

bOW.dLt u... A -,poe nn It rJrla utsed 21

2450-3 1993 Awe" R Pi" Go"".& - 2.00 U1."77-N 1M93 WC oew A 550.00 - 324.36

254-D 19 Ueaeele Usnwmas D.veosmt * 75.00 - 75.00249-3 1993 lameablo staugoes coeelopnout * - 115.00 U3.2?2409-D3 1t93 lnbbe'' - 92.00 92.172470-r 1993 Seod UPaertsed Clld DW. * - 194.00 136.352J18- 1993 SocLal Safeq set $"eor Aw junea - 500.00 244.1?

¢toal 16025.? 19442.6 10500.90f which b bee "awe"pa 379.6 944.0

tag now aevtataL 14231.9 6474.6Aus: Sold 133.8of whih Ua" been we""l 133.0

Tetal sw held b lbank end ]MA 31 14231.66 16474.60

Toea, umibumd (aoudi6ag *1 503.? 4078.2

1St =A Cvedt aos owe SCa-dee asted edtca owea sd Is some of thal S Uoilalequlvalenu. as eotaliahd ast the tun of Coet negottaese sad a Mb*aquestlypwe..arel the 3awtd.

St Un4lbu-ed lm SOeL SDR-doaesiated =A Owedts we derived as the =dsbuwsod balanceNoposed I IM 2DwV&Lena (Ia tui 409tv.d A thae dUt*ewe betaees the evietIal prlelpaeu:vemed In SU (b10e so tOe easokse _aote as sAbLah" "as the SUNe of Cedt segotlatio)and the emeLatLve dtabv.isa esmartod to =r oquvaleus at the exobnge cate pgvallInas the b.apetlve dates of dlbu*s.at. lea.oaellatueeepve..od La 50. e *quLvef" oveztoto 15 deLJla equvalesa at the S3US dolla exeene gat. In efleot es Jum 30. 1992.

S ,e to euohag_ aodjutmest.

N Iot ,e: effes.ove.

- 13 -

PACE 4 0P 5

D. STAZC? Or WC ft11suT

(As of )(Awok 311 19933

rise" lose coopmw ~ ~ ~ ~ ~ ~ ~ ~ ~ '~ us uLUu?LataJ Tee Comw Lot Squt Total

1959 Rap*li. lows. comeaw Ltd. 1.30 _ 1.301959-92 Zlzloakr au Ingame Ltd. 0. - 0.851940 Assa SUllwmaLt. Ltd. 1.34 - 1.341961 1.S.3. P'a Ltd. 0.21 0.211963-44 lre.latos 3sazln todia Led. 0.O5 0.38 1.83194 tort Cloato: IadustrU& U4. 0.81 0.40 1.211944 Labe lMabUe Uoeka Ltd. 0.94 0.36 1.32194*-75-79190 MabLudta 1Voic Steel Co. Ltd. 11.81 2.54 14.451947 Indas Zploetvea Ltd. 8.40 2.86 11.46194" Jarhze o C2eY1oe1. Ltd. 1.05 0.10 1.151949-? Zuact Agre-Cbtei als Ltd. 13.15 2.74 18.911977-87 lcerta, LLuLted 15.55 - 13.351978-87/91/93 uLaLne D vlop 1_t plasnc Coup. 104.32 2.10 108.42198012/2$/789 Deepak l*rellLewr ad Petrwoechmcals Copowvatlos Ltd. 7.50 4.23 11.731981-82 Magariura Coated Tubes Ltd. 1.50 0.24 1.741981-82 araj ma Steels LLuLted 2.88 0.24 3.121981-84-89 Tat& ZIo ad Steel Cuoua Ltd. 72.14 24.50 94.441981-90/93 Habl.dza & Habuadu Ltd. 29.71 9.30 39.011982 Ahok L.ylaM LIL2ted 21.00 -- 28.001982 Cogainder l1tuLlLaecs Lsited 11.88 - 15.881982 TSb seem Dyeing and Xamafacturtas Co. Ltd. 18.80 18.801962-87 2W slnode 2.99 1.01 4.001982-67 Th IndiLA lAy. Coup. Ltd. 14.57 -- 14.571983 J auurc forge COmpeny Led. 15.90 -- 1l.901984-84 The *wall*o Uayes SLUt K,maCetustag CeetwaL") Co. Ltd. 13.95 -- 1l.931985 5a1a1 Auto Ltd. 23.93 -- 23.931985 lem ent 13.05 -- 13.05198-84190-91 India Lease Dele_ots Ltd. 8.50 0.78 9.281985191 Iihaz Spone 15.24 0." 15.911984 3ajaj Teuo LIted 30.54 - 30.541984/93 india cquiput Leati Ltd. 5.50 0.30 5.801984 La rs MA Tubyo Ltd. 21.78 -- 21.781984-87 The Croat stere SlippiG Ceupesy Ltd. 8.00 15.89 21.891981 Zpore-zaerBank of India 14.34 -- 14.341987 Cujarat Futson C1ass Ltd. 7.52 1.70 9.22987 Gujarat Navada Vlley Wetllser 34.07 -- 38.07

1987 Rare So" Motoers Ltd. 7.74 - 7.74I987 lladusas Moteor Ltd. 39.14 -- 39.141987 The Gujarat Suva Sousing lnance Coup. -- 0.19 0.191967 VIsie Limited 4.70 - 4.701987-89/90 SsTitan Watc.s LLmted 22.02 1.08 23.101988 Inwe1 2ranswLaeaons Ltd. - 1.07 1.071989 A9mdaa lleetrScLty Cmanyr Ltd. 20.83 -- 20.831989 WTI Auaned Technoleoy -- 0.20 0.20198990 .ltCm ?elepbn iaeumra ts Ltd. -- 0.36 0.541989-92 Cujaeat State Weutillsr 40.42 -- 40.421990 JS3 Inda Securities Firms - 0.37 0.371990 UCAL Wul Systems Ltd. -- 0.63 0.631990-91 Tats. Eectru 111.88 -- 111."8t991 ATIC Iadutrnes Zapot linance 0.28 - 0.281991 Soubay glectre .48.00 - ".001991 CYSC Ltd. 22.34 - 22.341991 Export lunce - AMC 0.33 -- 0.35191 ReedIlla Oxids end fleetven Ltd. -- 0.29 0.291991 Indut. Cc*Ud a Ioe.tat Coep. of In"& - 24.40 24.401991193 r"tsuotem La"e. 1. Wi a 1 S.u,ees 15.00 4.64 19.641991 DICI Devleplent Yinance Cempeaes -- 2.05 2.051991 TuTIwO Pool Intaiwdtl Ltd. (TFIL) - 0.93 0.931991 Vara fresapout. Staroa 8 CemleatLas 17.04 5.04 20.101992 AvSl*d MllS 22.13 7.81 29.94

- 14-

j_ CUSS dtll)

1 '.a. bat @aSA O

It"1 steak U4-n-v - .20 8.30gm v -v .01 .1011m9959 Ze ak Na2aa 0.66 - 081995 U&oa mw. 4o. S." 43.7loftS" swarigm 11.30 11.301M coa.Ltuita vI - 0.11 0.311a 1CCO04CO 3.00 0.23 2.23

oAL 0C8 c0ul1S 1024.14 134.89 1159.05

La.. CumeLlu.um. UmumitloUe. bhaMj Ct.ags, RSpaym. . e .2.41 28.9? 531.30

Se w Wo1d by VC s21.?2 105.92 827.64

IaM.hbuw.. 115.21 31.29 158.30

IBRD 24792

H/MACHAL PR #DISHX

UTTAR KASHI INDIAUR. W.>"O I^ffi NDIA0 .: ( t S t.MUTAR PRADESH BASIC

HAS"^4} VA^Xe NA ° c > EDUCATION PROJECT- g<''' w2t s R 3 )"n"/A PROJECT DISTRICTS

ALMORtA6 s > <9 S OR vj f | 7~~~~~~.' .- 8VETS

M_ D >ARNA = .0 DISTRCT HEADQUARTERS

* STATE CAPITAL

NATIONAL HIGHWAYSMEWT MAINItAt,- BROAD GAUGE RAI.ROADS

RIVERS

- 4DISTRICT BOUNDARIES

- -STATE OR UNION TERRITORY BOUNDARIES

- .>w - SWINTERNATONAL BOUNDARIES

AZAGARH

MADHYA PRAPDSH

Thed Ib_ llb nen ° 4,0 eo 40 U0 *Af . 2

APRI 1993