Workers’ Compensation
description
Transcript of Workers’ Compensation
Workers’ CompensationWhat Supervisors Need to Know
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Session ObjectivesYou will be able to:• Recognize the benefits of workers’
compensation • Complete reports and help workers file claims•Maintain contact with employees on leave and
ease their return to work• Help prevent workplace accidents and keep
workers’ comp costs down
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Session Outline•Workers’ comp, what it covers, and when it
applies• Costs and special provisions• Claims and reporting requirements• Contact during leave and the return to work• Preventing workplace accidents
© Business & Legal Reports, Inc. 0506
Benefits of Workers’ Comp•Workers’ comp is good for our company and
our employees• It ensures prompt and proper care for work-
related injuries and illness• It provides income while workers recover and
eases their return to work
© Business & Legal Reports, Inc. 0506
What Is Workers’ Comp?• Accident insurance program • State mandated • Compulsory• Company funded
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What Does It Cover?• Medical and
rehabilitation expenses • Lost wages • Death benefits
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When Does It Apply?•Work-related injuries •Work-related illness• Exceptions
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Cost of Workers’ Comp• State formula • Risk factors for specific
jobs • Employer’s claims
history
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Special Provisions• No lawsuits • No retaliation
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Filing Claims• Normal claims • Fraudulent claims
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Reporting Requirements• Accident reports • Medical reports • OSHA forms
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Workers’ Comp Basics• Questions?
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Maintaining Contact• Keep up employee’s morale • Encourage employees to maintain treatment • Demonstrate that the employee is expected
back at work• Alert claims manager to any problems • Show concern for employee’s well-being
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Easing the Return to Work• Rehabilitation and
therapy • Consultation with
medical professionals • Alternate duty work• When no alternate duty
work is available
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Alternate Duty• Transitional phase • Way for a recovering
employee to make productive contribution • Temporary • Monitored
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Alternate Duty (cont.)
• Chance for employee to rebuild strength• Opportunity for
employee to learn prevention techniques• Morale booster
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What Alternate Duty Isn’t• Make-work • An excuse to goof off • A task that could re-
injure the worker or aggravate an illness
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Alternate Duty Suggestions• Less strenuous parts of normal job • Normal job tasks performed part-time or at a
slower pace • A combination of less strenuous or stressful
parts of several jobs• A special project without a tight deadline
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Permanent Disability• Some disabilities
prevent any work • Others may require an
employee to do a different job
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Return to Work• Questions?
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Accident Prevention• Conduct regular safety
inspections • Correct identified
problems immediately • Hold frequent safety
meetings • Include safety in
performance evaluations
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Accident Prevention (cont.)
• Require safe housekeeping• Perform equipment maintenance on
schedule• Encourage employee safety involvement • Highlight safety achievements
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Accident Investigations• Conduct or cooperate with safety
investigations • Evaluate situations that lead to stress-related
claims
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Accident Investigations (cont.)
• Correct conditions that cause injury or illness • Follow up to ensure that corrective action
has been implemented
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Key Points to Remember• Report all injuries and illness promptly• Help workers file claims•Maintain contact with workers on leave • Help make the transition back to work • Help reduce claims and keep down costs by
promoting safety and preventing accidents