Westmount Wealth Information...

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Your wealth. Curated. Suite 700-609 Granville St Vancouver , BC V7Y 1G5 P (604) 895-3468 F (604) 682-0529 westmountwealth.com WESTMOUNT WEALTH GROUP Suite 2-668 Beach Road Qualicum Beach, BC V9K 2R1 P (250) 752-5100 F (250) 752-8250 Suite 105-389 12th St Courtenay , BC V9N 8V7 P (250) 334-8382 F (250) 334-9751 1 (800) 465-3231 WESTMOUNT WEALTH GROUP

Transcript of Westmount Wealth Information...

Your wealth. Curated.

Suite 700-609 Granville StVancouver, BC V7Y 1G5

P (604) 895-3468F (604) 682-0529

westmountwealth.com

WESTMOUNTWEALTH GROUP

Suite 2-668 Beach RoadQualicum Beach, BC V9K 2R1

P (250) 752-5100 F (250) 752-8250

Suite 105-389 12th StCourtenay, BC V9N 8V7

P (250) 334-8382F (250) 334-9751

1 (800) 465-3231

WESTMOUNT WEALTH GROUP

WHY USBank Branch

RepresentativeMutual-Fund Based

Financial Planner Bank Broker Westmount WealthGroup

Average Client Assets $0-$100,000 $0-$200,000 +$250,000 +$400,000

NO MAYBE YES YES

Limited to the bank’s own GICs and mutual fund offerings.

Usually limited to parent company’s mutual funds and GICs. Advisors are not licenced to offer other investment products.

Advisors are able to offer 3rd party investment products.

We are product agnosticand have access to almost any investmentproduct for clients.

NO MAYBE MAYBE YES

Salaried employee, often with over 1000 clients. Required to sell bank’s products. No vested interest in client’s investment performance.

Self-employed salesperson where compensation is tied to products sold. Often with front or back-end fees.

Depends if the advisor is compensated for selling product (biased) or if they are fee-based.

NO YES MAYBE YESFocused on a limited array of investment and lending solutions.

Generally good knowledge of insurance and estate planning advice to complement invest-ment work.

Most brokers are solely focused on investments although some may utilize the firm’s in-house planning and insurance team.

All advisors are Certified Financial Planners. Our primary focus is on integrating all aspects of a client’s finances.

NO MAYBE YES YESOnly a few years due to high turnover of staff.

Varies. Generally 15+ years. 4 Advisors with an average of over 20 years experience.

Unbiased Product?

Unbiased Advice?

Comprehenive Financial Planning?

Average Advisor's

Experience?

We are a fee-based advisory group. Ourcompensation is not tied to productrecommendations.

WESTMOUNT WEALTH GROUP

Organized, Clarified, Curated. For You.

OUR VALUESWhy Do We Work With HollisWealth? • So that we can offer unbiased advice to clients in all areas of their finances. • To give clients access to the best available products or services. • …While still providing clients the security of being affiliated with Scotiabank.

What Makes HollisWealth Different? • Independence + Security. HollisWealth is the only independent Canadian brokerage owned by a bank.

What is Our Investment Philosophy? • We believe that smoother portfolio returns are better than volatile growth-oriented strategies. We prioritize reducing losses in three ways: > Focusing on Income Generating Assets, > Selecting Lower Volatility Investments, and > Reducing Investment Costs where possible.

Why We Are Fee-Based Investment Managers? • Transparency – We want to be upfront with clients so they can see the cost of the investment management and financial planning advice they receive. • Aligned Interests – We give our clients the piece of mind of knowing that products are chosen simply based on merit. Our compensation only increases with the value of your investments. • Freedom of Choice – Most advisors only recommend investments with built-in compensation like GICs and Mutual Funds, whereas we can pick from almost any suitable investment. • Less Fees – We avoid the administration fees charged by brokerage firms for TFSA/RRSP/RRIF accounts. • Avoiding Commissions – Because we are fee-based investment managers, we are able to avoid commissions normally associated with trading securities such as ETFs, Bonds & Stocks for clients.

What Services Do We Offer? • We take an integrated approach that starts with spending time learning about you and your finances. We then provide written recommendations and help you implement any required changes in the following areas: > Investment Management, > Retirement Income Planning, > Legacy & Estate Planning, > Insurance Services, > Tax Planning, and > Lending & Mortgages.

WESTMOUNT WEALTH GROUP

OUR PROCESS

• Your Financial Goals & Concerns• Discussion of Practice & Services• Data Collection – Assets, Liabilities, Savings, Wills, Taxes, etc. • Brief Feedback on Your Current Financial Position

• Written Feedback & Planning Solutions• Client Feedback & Plan of Action• Presentation of Recommended Portfolio & Review Fee Structure• Complete Paperwork to Open Accounts• Initiation of Investment Transfers • Insurance Recommendations • Apply for Necessary Insurance

• Retirement Planning Projections

• Refinance Mortgage or Line of Credit• Purchase Investment Property• Update/Draft Wills, Power of Attorney or Representation Agreements • Introduction to Corporate Estate Services &/or Establish Trusts• Set up Accounts with our Private Banking Services• Introduction to an Accountant

Meeting 1

Meeting 2-3

Meeting 4

Meeting 5

Meeting 6+

WESTMOUNT WEALTH GROUP

Westmount Wealth Group is a boutique practice at HollisWealth that provides high-level, comprehensive advice to their clients.

HollisWealth is a wholly owned subsidiary of Scotiabank and part of the bank’s Global Wealth & Insurance division. As one of Canada’s premier independent financial advisory networks, HollisWealth provides diversified investment and wealth management services to individuals, families, corporations and foundations

HollisWealth supports innovative wealth management through a network of independent advisors who operate under the HollisWealth brand. This financial advisory network consists of approximately 900 advisors of multiple regulated entities who reside in over 400 locations across Canada.

SCOTIABANK

SCOTIA CAPITAL INC.

HOLLISWEALTH

Curated Wealth Managment Group

Investment and Insurance Brokerage

Wealth Management and Capital Markets Division

Global Bank

WESTMOUNTWEALTHGROUP

WESTMOUNT WEALTH GROUP

VANCOUVER OFFICEMatthew Evans | CFP®, CIM®Associate Investment & Insurance Advisor

HollisWealth, a Division of Scotia Capital Inc.HollisWealth Insurance Agency Ltd.

Matthew is highly respected by his peers for his investment acumen and is the driving force behind Westmount Wealth’s investment management. Matthew’s focus within the practice is the design, monitoring and adjustment of our model portfolios. Matthew also provides comprehensive planning advice to his clients.

Mila PelletierClient Services Manager

Mila is the backbone of the team and is responsible for making sure that we are delivering on the services we provide to clients. Mila is experienced in delivering exceptional customer service and has an extensive background in hotel management; most recently running a division of the Fairmont Pacific Rim in Vancouver.

Robert J. Willis | CFP®Senior Investment Advisor

HollisWealth, a Division of Scotia Capital Inc.

Robert has been serving clients in the financial services industry for the past 29 years. He is a CERTIFIED FINANCIAL PLANNER® Professional and is fully licensed to provide advice on Retirement Planning, Investments, Estates, and Life Insurance. Robert has worked from his Qualicum Beach office for the past 23 years serving retirees, self-employed business operators and private corporations.

George PlattClient Services Consultant

George Platt has been serving clients and providing financial advice in the Financial Services Industry for the past 20 years. Utilizing his Hon. BA in Economics, George is instrumental in helping clients reach their financial goals through prudent and conservative portfolio management.

Len Paisley | CFP®, FMA, FCSI®Investment Advisor

HollisWealth, a Division of Scotia Capital Inc.

Len is a wealth management, estate, and financial planning specialist, and has been providing this expertise to businesses and professionals on Vancouver Island for over 35 years. Len believes passionately that clients are our most valuable asset. Len teaches classes in estate planning and has been a featured speaker for North Island College.

Leanne RathjeAdministrative Assistant

Leanne helps us build and maintain our professional relationships and provides exceptional customer service to our clients. Leanne has spent over 15 years in the insurance industry as a customer service agent and commercial insurance broker.

QUALICUM BEACH OFFICE

COURTENAY OFFICE

Lorenzo Pederzani | CFA, CFP®, FCSI®Investment & Insurance Advisor

HollisWealth, a Division of Scotia Capital Inc.HollisWealth Insurance Agency Ltd.

Lorenzo leads the operations of this dynamic team. He has over 15 years of industry experience in Canada and the United States. Prior to launching his private practice 12 years ago, Lorenzo gained valuable experience as a business analyst at a prestigious US Investment Bank in New York City. He is an active financial educator who teaches financial planning to the employees of many of the cities, law enforcement branches, and companies around the Lower Mainland.

WESTMOUNT WEALTH GROUP

HollisWealth is a trade name of Scotia Capital Inc. and HollisWealth Insurance Agency Ltd. HollisWealth is a division of Scotia Capital Inc., a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory

Organization of Canada. Brokerage services provided by HollisWealth are provided through Scotia Capital Inc.

Insurance products provided by HollisWealth are provided through HollisWealth Insurance Agency Ltd. ® Registered trademark of The Bank of Nova Scotia, used under licence.

Westmount Wealth Group is a personal trade name of Lorenzo Pederzani.

HollisWealth and the Scotiabank companies do not provide income tax preparation services nor do they supervise or review other persons who may provide such services.

Mortgages provided by referral.

DISCLAIMERS

WESTMOUNT WEALTH GROUP