WESTCHESTER FIRE INSURANCE COMPANY v. M.V.M CONSTRUCTION, LLC et al complaint
-
Upload
acelitigationwatch -
Category
Documents
-
view
222 -
download
0
Transcript of WESTCHESTER FIRE INSURANCE COMPANY v. M.V.M CONSTRUCTION, LLC et al complaint
-
8/11/2019 WESTCHESTER FIRE INSURANCE COMPANY v. M.V.M CONSTRUCTION, LLC et al complaint
1/8
JUDGE
SCHOFIELD
cI
UNITED
STATES
DISTRICT
COURT
j
SOUTHERN
DISTRICT
OF NEW YORK
x
WESTCHESTER
FIRE
INSURANCE
COMPANY
Plaintiff,
-against
M.V.M.
CONSTRUCTION,
LLC
VITO SECCHIANO,
GINO
SECCHIANO
and
AMELIA
SECCHIANO,
Defendants.
x
Plaintiff,
by its attorneys,
Gottesman,
Wolgel,
Flynn,
Weinberg
Lee
P.C.
complaining
of
the Defendants M.V.M. CONSTRUCTION,
LL
VITO SECCHIANO, GINO SECCHIANO
and
AMELIA
SECCHIANO,
hereby
alleges as
follows:
PIaintiff,
WESTCHESTER
FIRE
INSURANCE
COMPANY
hereinafter
WESTCHESTER
FIRE
or
Surety
or
Plaintiff
is a
corporation
organized
and
existing
under
the laws
of
the
Commonwealth
of
Pennsylvania
and
is
duly
authorized
to
conduct
business
within the Sta te
of
New
York as
a surety,
and
issue surety
bonds
in connection
with
construction
projects
located
within
the
State
of
New
York.
WESTCHESTER
FIRE
maintains
an
office
at
1133
Avenue
of
the Americas,
New
York,
New
York,
however,
WESTCHESTER
FIREs
corporate
office
is located
in Philadelphia,
Pennsylvania.
2.
Upon information
and
belief, at
all times hereinafter
mentioned,
the
Defendant
M.V.M.
CONSTRUCTION,
LLC
MVM
is a limited
liability
company
organized
and
existing under the laws
of
the State
New York, maintaining
its
principal place
of
business
at
100
Oak
Street
Mt.
Vernon, New
York 10550.
3.
Upon
information
and
belief,
the
President
ofMVM
is Defendant
Vito
Secchiano
a
resident
of
the
State
New
York.
Case 1:14-cv-06460-LGS Document 1 Filed 08/13/14 Page 1 of 8
-
8/11/2019 WESTCHESTER FIRE INSURANCE COMPANY v. M.V.M CONSTRUCTION, LLC et al complaint
2/8
4. U
pon in
for
mat
ion
an
d
be
lief
,
the M
ana
gin
g
M
em
ber
ofMV
M
is D
efe
nda
nt G
in
o
Se
cch
iano
, a
re
sid
ent of t
he
Sta
te
of
N
ew
Yo
rk.
5. Up
on i
nfo
rma
tio
n
and
bel
ief,
at all
t
ime
s h
ere
inaf
ter me
ntio
ned
, the
D
efen
da
nt
VITO
SECCHIANO was and
still
is
a resident
of
the State
of
New
York,
residing
at
543
N.
High
S
tre
et, M
t.
V
ern
on.
Ne
w Y
ork
10
552
.
6
.
U
po
n
inf
orm
ati
on
a
nd
b
eli
ef,
at all
ti
mes he
rei
naf
ter m
en
tion
ed, th
e
D
ef
end
ant
GIN
O
SE
CC
HIA
NO
w
as
and
still
is
a
re
side
nt
of
th
e S
tate
of
N
ew
Y
or
k, re
sid
ing a
t
6
43
B
edfo
rd
Ro
adA
rm
onk
,
N
ew
Yo
rk 10
504
.
7.
Up
on
i
nfo
rma
tio
n
an
d bel
ief,
at al
l
time
s h
ere
inaf
ter me
ntio
ned
, the
D
efe
nda
nt
AM
EL
IA
SEC
CH
IA
NO wa
s
and
sti l
l is a r
esi
den
t
of
the Sta
te
of New Y
ork
, r
esid
ing a
t
6
43
B
edf
ord
R
oa
d Ar
mo
nk, N
ew
Yo
rk 1
050
4.
V
EN
UE A
ND
JU
RIS
DI
CT
ION
8.
P
urs
uan
t
to
28
U.
S.C
.
13
32
,
th
is
Cou
rt pos
sess
es d
ive
rsi
ty j
uri
sdic
tion
o
ver
th
is
ac
tion
aga
inst th
e
M
VM
,
VIT
O SE
CC
HIA
NO
, G
IN
O SE
CCH
IA
NO
and
AM
EL
IA
SECCHIANO. The
matter
in
controversy, exclusive
of
interest
and
cos ts,
exceeds
the
sum of
S
eve
nty
-Fi
ve
T
hou
san
d
a
nd
00
/10
0
D
ol
lars
7
5,0
00.
00)
.
9.
Pu
rsu
ant to
28
U
.S.C
.
13
9
1
a
2
,
v
enu
e
li
es in
th
e Sou
the
rn
D
istr
ict
of
Ne
w
Y
ork
, th
e
lo
cati
on o
f
th
e De
fen
dan
ts.
S A
ND F
OR
A
FIR
ST
C
AU
SE
OF A
CT
IO
N
1
0.
W
ES
TC
HE
STE
R
FIR
E, a
s sur
ety
,
iss
ued a
Per
form
an
ce
B
on
d a
nd a L
ab
or
an
d
M
at
eria
l
Pay
me
nt Bo
nds
P
aym
en
t
Bo
nd
), u
nd
er Bo
nd N
o. K
08
147
70A
co
lle
ctiv
ely
th
e
Bo
nd
s),
on beh
alf
of an
d
at th
e
r
equ
est
o
f
M
VM i
n co
nne
cti
on w
ith
a
con
tra
ct
e
nte
red
into
b
etw
een
M
V
M
an
d the
City
of
Y
onk
ers
,
as nam
ed O
blig
ee in th
e Bo
nd
s,
on
o
r
a
bou
t Ma
y
20
,
Case 1:14-cv-06460-LGS Document 1 Filed 08/13/14 Page 2 of 8
-
8/11/2019 WESTCHESTER FIRE INSURANCE COMPANY v. M.V.M CONSTRUCTION, LLC et al complaint
3/8
-
8/11/2019 WESTCHESTER FIRE INSURANCE COMPANY v. M.V.M CONSTRUCTION, LLC et al complaint
4/8
G
Att
em p
t to
re
cov
er l
oss
es
or e
xp
en s
es
pa
id
or
inc
urre
d
in con
nec
tion
wi
th
this
AG
RE
EM
EN
T,
C
ON
TR
AC
TS
s
and
/or
B
ON
D s
.
P
aym
en
t
sh
all be
m
ad
e
to S
UR
ET
Y by
the
P
RIN
CI
PA
L s
a
nd /
or
IN
DE
MN
ITO
R
s
as
soo
n
a
s
l
iab
ility
e
xis
ts
or
is a
sser
ted a
ga i
nst
S
URETY
whether
or
not SURETY
shall
h
ave
m
ade any
p
aym
ent
t
he re
fo r
e.
S
uch
pa
ym
ent
sha
ll b
e equ
al
to
wh
atev
er
am
ou
nt
S
UR
ET
Y in
its
ju
dgm
en
t, sha
ll d
eem s
uf fi
cien
t
to
pro
tec
t
it
fr
om los
s
S
UR
ETY
s
hal
l
hav
e
t
he
righ
t
to
us
e
the
p
ay
men
t
o
r
a
ny
pa
rt
th
ere
of, in
p
aym
en
t
or
s
ettl
em
ent of
an
y
liab
ilit
y
l
oss
or ex
pen
se
for
w
hi
ch PR
INC
IP
AL
s
and
/or
IN
DE
MN
IT
OR
s
wo
uld
be
o
bl i
gate
d to
in
dem
ni
fy
SUR
ET
Y
und
er
th
e ter
ms
o
f this
AG
RE
EM
EN
T.
In
the
ev
ent
of
p
aym
en
t
b
y SU
RE
TY
SUR
ET
Y
s
ha l
l
b
e
en t
itle
d
i
n a
ny
ac
cou
ntin
g
w
ith
P
RIN
CI
PA
L s
or
IND
EM
N
ITO
R
s
t
o
reim
bu
rse
men
t
f
or
an
y
a
nd al
l
di
sbu
rse
men
ts
mad
e
by
i
t in
g
ood
f
ai th
in
and
bou
t
th
e
m
atte
rs
c
ont
em
plat
ed
by
this
A
GR
EEM
E
NT
u
nde
r
t
he beli
ef tha
t
i
t
w
as
lia
ble for
t
he
s
um s an
d a
mo
unt
s
so
d
isb
urs
ed or
t
hat it
w
as
n
ece
ssar
y
o
r
ex
pe
dien
t
to
m
ake su
ch d
isbu
rse
me
nts,
w
het
her or
not s
uch
l
iabi
lity
n
ece
ssit
y or
exp
edi
enc
y e
xist
ed .
Vou
ch
ers
or
oth
er ev
ide
nce o
f
a
ny
suc
h pa
yme
nts
mad
e
b
y
SU
RE
TY
sha
ll
be
pri
ma fac
ie
e
vid
enc
e
o
f the
fa
ct
a
nd
a
mo
unt
of
lia
bili
ty
t
o
SU
RE
TY
P
RIN
CI
PA
L s
an
d IN
D
EM
NIT
OR
s
s
ha l
l pay
to
SU
RE
TY in
tere
st
on
all
di
sbu
rse
men
ts
ma
de
b
y
SU
RE
TY
at the
ma
xim
um
rate
per
mit
ted
by
ca l
cu la
ted
fro
m
the
d
ate
of
eac
h d
isb
urs
eme
nt.
Se
e
E
xh
ibit
A
at
T
HIR
D.
1
3
B
y
reas
on
of
the
f
ore
goi
ng, D
ef
end
ants
are
join
tly
an
d
s
eve
rall
y
ob
liga
ted
to
WESTCHESTER
FIRE
to
exonerate, hold harmless,
and
indemnify WESTCHESTER
FIRE
and
reso
lve
al
l
cla
im
s ag
ain
st
W
EST
CH
ES
TE
R
FI
RE
s afo
res
aid B
on
ds all
with
ou
t any
l
oss
co
st
o
r
ex
pen
se
to
W
ES
TC
HE
ST
ER FI
RE
14
C
laim
s ha
ve a
ris
en fro
m
en
titi
es
cl
aim
ing
t
o
be
pa
rtie
s
e
nt it
led
to
cl
aim u
nde
r
the
P
aym
en
t
Bo
nd
is
sue
d
by
W
ES
TC
HE
STE
R
FIR
E
a
s
S
ure t
y
and
na
mi
ng
MV
M
as P
rin
cipa
l
f
or
m
on
ies
a
lleg
ed
ly du
e
a
nd
o
wi
ng to
the
m
by
M
VM
1
5 Th
ose c
lai
ms, w
hen
rec
eiv
ed, w
ere re
vie
we
d
by
WE
ST
CH
EST
ER F
IRE
a
nd
p
aym
en
ts
ha
ve h
eret
ofo
re
bee
n
ma
de
b
y W
ES
TC
HE
STE
R
FIR
E
u
nd
er
its
Pa
ym
ent B
ond
as
f
oll
ows
a
s o
f th
e
da
te
of
th i
s
com
pl
aint
:
a
C
W
illi
ams E
lec
tric
al
Co
nstr
uct
ion In
c
28
32 2
.50
Case 1:14-cv-06460-LGS Document 1 Filed 08/13/14 Page 4 of 8
-
8/11/2019 WESTCHESTER FIRE INSURANCE COMPANY v. M.V.M CONSTRUCTION, LLC et al complaint
5/8
b.
D
un
can
In
du
strie
s
Co
rp .
13
3 00
.00
c
. Arc
L
imi
ted
1
7 1
73.
25
d.
We
stch
est
er M
et
al
W
or
ks
In
c.
163
5 1
8.3
3
e.
Nations
Roof
LLC
1 3 622.05
f.
Flo
or L
og
ic
LLC
2
23
7.50
g
.
G
oth
am
Dry
wa
ll Inc
.
2 8
8 2
3.5
0
h.
O
mel
io
LLC
d/
b/a B
ack
sta
ge L
igh
ting
4
82
75.
00
Ri
ggi
ng
T
ota
l:
3
15
272
.13
1
6.
In
a
ddi
tion
O
m
elio LL
C
d/b
/a
Bac
kst
age
Lig
htin
g
Rig
gin
g ha
s
a
sser
ted
a
cl
aim
in
the
am
ou
nt
o
f
30
435
.84
fo
r
al
lege
d e
xtra w
ork
perf
orm
ed
at
the
dire
cti
on
of M
VM
.
17.
By
r
eas
on
of
th
e
for
ego
ing
W
ES
TC
HE
ST
ER
FIR
E de
ma
nds
tha
t
D
ef
end
ants
i
nde
mn
ify
W
ES
TCH
ES
TE
R FIR
E b
y in th
e a
mo
unt of
34
5 7
07.
97.
A
S AN
D
FO
R
A
S
EC
ON
D
CA
US
E
OF
A
CT
IO
N
18
.
W
E
STC
HE
ST
ER
FIR
E
r
epe
ats and
rea
lleg
es
e
ach
a
nd e
very
all
ega
tion
set
fo
rth
in
paragraphs
I
through
17
herein
as
if
again
set
forth
at
length.
19
.
Ad
dit
ion
al sum
s
wer
e in
cur
red a
nd pa
id
by
WE
ST
CH
ES
TE
R FIR
E in
con
ne
ctio
n
wit
h
the
com
pl
etio
n
of
M
VM
s c
ontr
act
ual o
bli
gati
ons
and
in
r
eso
lvin
g t
he c
laim
s u
nde
r
W
E
STC
HE
ST
ER
FI
RE
s
P
aym
ent
Bo
nd
fo
r
co
uns
el
fee
s
an
d
exp
ens
es. Alt
hou
gh th
e
mat
ter
has
n
ot
con
clu
ded
at
torn
eys f
ees a
nd
ex
pe
nse
s in
c
onn
ect
ion
wi
th
th
e
for
ego
ing
an
d
th
is
li
tiga
tion
c
ont
inu
e
to
be
inc
urr
ed by
W
EST
CH
ES
TE
R
F
IR
E W
ES
TCH
ES
TE
R FI
RE
h
as he
ret
ofor
e
pa
id
its
co
uns
el
exp
ens
es
of
3
0 6
72.8
2
as ofM
ar
ch 1
4
201
4
2
0.
B
y
re
aso
n of
the fo
reg
oin
g
De
fend
an
ts
ar
e li
abl
e jo
intl
y an
d
sev
era
lly
to
W
E
STC
HE
ST
ER
F
IRE
for
a
ll
lo
ss
co
st cha
rge
co
nsu
ltan
ts
an
d
a
ttor
ney
s fee
s
a
nd
ex
pen
se
Case 1:14-cv-06460-LGS Document 1 Filed 08/13/14 Page 5 of 8
-
8/11/2019 WESTCHESTER FIRE INSURANCE COMPANY v. M.V.M CONSTRUCTION, LLC et al complaint
6/8
s
usta
ine
d or in
cu rr
ed b
y
WE
ST
CH
ES
TE
R
FIR
E
in
con
nec
tion wi
th
t
his
liti
gat i
on
inc
lud
ing
b
ut
n
ot
li
mit
ed
to
the
co
nsu
lta
nts
a
nd
atto
rne
ys
fee
s
he
ret
ofor
e in
cur
red and
p
aid
in t
he
a
mou
nt
of
30
672
.82
a
nd
s
uch am
ou
nts
as
he
rein
aft
er
in
cur
red
an
d p
aid in
c
onn
ect
ion h
ere
wit
h
AS
AND
FOR
A
THIRD
CAUSE
OF ACTION
2
1
WE
ST
CH
EST
ER
F
IRE
r
epe
ats
an
d
r
eal
lege
s
eac
h and
ev
ery
a
lle
ga ti
on
s
et
f
orth
in
p
ara
gra
phs
1
thr
oug
h
20
her
ein
a
s
if
aga
in se
t fo r
th
a
t
le
ngt
h
22
Pur
sua
nt
to
th
e ter
ms of
th
e
A
gr
eem
en
t
of
In
dem
ni
ty e
xec
ute
d by t
he
D
efen
da
nts
D
efe
nda
nts
,
jo
intl
y
an
d
sev
era
lly ag
reed
t
o
ind
emn
ify
W
ES
TC
HES
TE
R
FIR
E f
or
co
uns
el
fee
s
incu
rre
d in
enf
orci
ng
t
he
te
rm s
o
f
the
Ag
ree
men
t
of
Ind
em
nity
23
B
y
re
aso
n o
f t
he
fo
reg
oin
g
D
efe
nda
nts are liab
le
j
oint
ly a
nd
se
ve r
al ly
to
W
E
STC
HE
ST
ER
FIR
E
fo
r all
loss
cos
t ch
arg
e
c
ons
ulta
nts a
nd
a
ttor
ney
s
fee
s a
nd
ex
pen
se
s
ust
ain
ed
o
r inc
urr
ed
by
WE
ST
CH
ES
TE
R
F
IRE in
con
nec
tion
wit
h
th
i s li tig
at i
on for
s
uch
am
oun
ts
i
ncu
rre
d sub
seq
uen
t
to
Ma
rch
14 201
4
to
geth
er w
ith in t
ere
st
t
he re
on
.
A
S
A
ND
F
OR
A
FO
UR
TH
CA
U
SE O
F A
CT
ION
24
WESTCHESTER FIRE repeats
and
realleges
each
and
eve ry
al legation
set
forth
in
p
ara
gra
phs 1
thr
oug
h
23 he
rein a
s i
f
aga
in
s
et
fo
rth at l
eng
th
25
Un
der
t
he
A
gr
eem
ent
of Ind
em
ni ty
D
ef
end
ant
s
als
o
a
gree
d
j
oin
tly
and
s
eve
rall
y
am
ong
oth
er
thin
gs
th
at at
an
y
t
ime u
nti
l suc
h
ti
me
as
the
liab
ility
ofW
ES
TC
HE
ST
ER
FIR
E
as
Sur
ety
und
er
the
B
on
ds
is
te
rm
ina
ted
and
t
he S
uret
y is
f
ully
rei
mb
urse
d,
tha
t:
S
UR
ET
Y
sh
all ha
ve th
e
ri
ght
of
a
cce
ss
to t
he
bo
ok s
rec
ord
s
ac
cou
nts
,
do
cum
en
ts
computer
software,
and
other computer
stored
information
of
PRfNCIPAL9S
and
I
ND
EM
NI
TO
R s
,
wh
ere
ver loca
ted
fo
r
th
e
pur
pos
e
of
i
nsp
ect
ion,
co
py i
ng
or
re
pro
duc
tio
n.
See Exh
ibit A
at
SI
XT
EEN
TH
.
Case 1:14-cv-06460-LGS Document 1 Filed 08/13/14 Page 6 of 8
-
8/11/2019 WESTCHESTER FIRE INSURANCE COMPANY v. M.V.M CONSTRUCTION, LLC et al complaint
7/8
2
6. MV
M
as
sign
ed th
e b
ala
nce
o
f
con
tra
ct
mo
nie
s
d
ue
fro
m
the
Cit
y of
Y
onk
ers
on
th
e
Tre
vor P
ark Am
pit
hea
the
r P
roj
ect
to W
ES
TC
HE
STE
R
F
IR
E
on
or ab
ou
t
Au
gus
t 1
3
2
013
.
27
.
Up
on
in
for
mat
ion
and b
elie
f
th
e
D
efe
nda
nt MV
M
i
s
in
p
oss
ess
ion
of
d
ocu
me
nts
necessary
to
close
out the
Trevor
Park
Ampitheater Project
including
but not limited
to
wa
rran
ties
m
anu
als
as-b
uil
ts
d
raw
ing
s.
28
. U
po
n
inf
orm
atio
n
a
nd b
eli
ef D
efe
nda
nt MV
M
h
as
no
t
t
urn
ed ov
er an
y o
f th
e
doc
um
ent
s to the
Cit
y ofY
on
ker
s nec
ess
ary
t
o
cl
ose o
ut the
T
rev
or
P
ark A
mp
ith
eate
r
Pro
jec
t.
29
. Tha
t
M
VM
b
y no
t tu
rni
ng ov
er
the c
lose
out
doc
um
ent
s
f
rus
trat
es
t
he
pu
rpo
se of
t
he
Ag
ree
me
nt of In
dem
ni
ty an
d th
e a
ssi
gnm
en
t
of
mo
nies du
e
tha
t
MV
M
pro
vide
d to
W
ES
TC
HE
ST
ER
FIR
E
30
. U
po
n
info
rm
atio
n
an
d
b
elie
f
fi
na l p
aym
en
t
fo
r
the
Tr
evo
r Par
k
Am
pit
hea
ter
Pro
ject can
not
b
e rel
ease
d to
W
E
STC
HE
ST
ER
FIR
E u
ntil
the clo
se o
ut d
oc
ume
nts ar
e filed
w
ith
the
City
of
Y
on
ker
s.
3
1.
B
y
r
eas
on
o
f t
he f
ore
goi
ng an
d p
ursu
ant
to
th
e
Ag
ree
men
t
of Ind
em
nity
WESTCHESTER FIRE seeks a
declaratory judgment directing
MVM
to
turn over
all
records
reg
ard
ing the
T
rev
or
P
ark
A
mpi
the
ater
Pro
ject tha
t
are re
qui
red t
o be
fi
led w
ith
th
e
Ci
ty
o
f
Y
on
ker
s
so th
at
W
E
STC
HE
ST
ER
F
IRE
ca
n
re
ceiv
e
t
he co
ntra
ct m
on
ies.
WH
ER
EF
OR
E Pla
intif
f
W
ES
TC
HE
ST
ER
F
IRE
I
NSU
R
AN
CE
C
OM
P
AN
Y
d
em
and
s
j
udg
me
nt
f
or
t
he e
ntry o
f
a
mon
ey ju
dgm
en
t
a
gai
nst
D
efe
nda
nts
join
tly and
s
eve
ral
ly
on
t
he
FIRST
Cause
of
Action for
an
amount not
less
than 34570 7.97 for
the
payments made to
re
sol
ve
t
he
c
lai
ms
a
nd
p
end
ing
cl
aim
s a
sse
rted a
gai
nst W
ES
TC
HE
ST
ER FIR
E
I
NS
UR
AN
CE
C
OM
PA
NY
s
P
aym
en
t Bo
nd
an
d 2 on
the SE
CO
ND
C
aus
e
o
f A
ctio
n
fo r an
am
ou
nt
no
t
less
t
han
3
0 6
72.
82
for
co
uns
el fee
s
a
nd
exp
ens
es
incu
rre
d
as
of
M
arc
h
14
2
014
3
o
n
the
TH
IR
Case 1:14-cv-06460-LGS Document 1 Filed 08/13/14 Page 7 of 8
-
8/11/2019 WESTCHESTER FIRE INSURANCE COMPANY v. M.V.M CONSTRUCTION, LLC et al complaint
8/8
Ca
u
se
of
c
tio
n
fo
r
su
c
h
ad
d
it
io
n
al
am
o
u
n
ts a
s
a
re
in
c
ur
re
d
by
W
ES
T
C
H
E
S
T
E
R
F
I
R
E
IN
S
U
R
N
C
E C
O
M
P
A
N
Y a
s
th
e m
a
tte
r pr
o
gr
es
s
es
,
4
)
o
n
th
e
F
O
U
R
T
H
C
a
us
e
o
f
A
c
ti
on
fo
r a
d
ec
la
r
at
or
y
ju
dg
m
e
n
t
d
ir
ec
ti
n
g
M
V
M
to
tu
r
n
ov
e
r a
ll
re
c
or
d
s
re
g
ar
di
n
g t
he
T
r
ev
o
r P
ar
k
Ampitheater
Project, and
5)
all
with
due
and
proper
in terest,
together
with
the costs and
di
sb
u
rs
em
en
ts
o
f
t
h
is a
c
ti
on
a
n
d s
uc
h
o
th
e
r
an
d
fu
r
th
er r
e
lie
f
th
e
C
ou
r
t de
e
m
s j
us
t
an
d
p
ro
p
er
.
D
a
te
d
:
N
e
w
Y
or
k
, N
ew Y
o
rk
A
u
g
us
t 1
2, 2
1
4
S
U
S
N
N
R
EQ
U
ET
S
ES
Q
.
GOTTESMN
WOLGELFLYNN
W
E
I
N
B
E
R
G
L
E
E
,
P
.
C
.
tt
or
n
ey
s
f
or P
la
in
t
iff
W
E
S
TC
H
E
S
T
E
R
F
I
R
E
I
N
S
U
R
A
N
C
E C
O
M
P
N
Y
H
a
n
ov
e
r
Sq
u
a
re
,
F
lo
o
r
N
ew
Y
o
rk
,
N
e
w
Y
or
k
10
0
0
5
21
2
) 49
5
-0
1
0
0
Case 1:14-cv-06460-LGS Document 1 Filed 08/13/14 Page 8 of 8