Thank you for reviewing our latest edition of the “Did You Know?” Once again, due to popular demand, we are happy to publish the guide to our People, Products and Procedures. It seems that our agents and company partners alike appreciate the message sent through this appealing publication.

Our 50th Anniversary is fast approaching and, as we plan for our future, we are most pleased with our association with many long-standing employees, our faithful agency producers, and our ever present strong and reliable markets. All of these factors combined make us proud as we reach our 50th milestone!

Over the recent years, there have been several mergers and acquisi-tions of both retail agents and wholesalers, or MGA’s. Many of these acquisitions have been by banks, holding companies, investors, and larger conglomerate insurance institutions. While this is acceptable for some companies, we prefer the independence and flexibility that is possible by maintaining private ownership. We feel that this gives us the opportunity to respond quickly and to identify with the needs of our producers - most of whom are just like us - Independent Family Owned Businesses.

As we move out of “the Great Recession” and into a “firmer” insurance market, we anticipate a need for greater service and a lineup of new and faster tools to make it “easier to do busi-ness” for our production partners. Here are just a few of the tools and programs available:

· SIU’s Direct Bill Program

· Easy Pay options available, online payment by Credit Card

· Integrated Premium Finance Solutions through Siuprem, Inc.

· E-Policy delivery program

· Programs - several new markets and programs available

· SIUrate - instant online quoting and binding with over 200 classes

· Data back-up and disaster recovery program

· Agency Portal - agents now have the ability to update their own contact information online

· Online Hartford quoting - Business Owners Policy quotes within seconds

· Access to SIU’s rent a Captive Insurance Company: Green Mountain

Again, thank you for supporting SIU, SIUPREM and other related companies through the past tough years. We are ready to serve you, our customer, with excellent service that you deserve and we thank you for your business!

Sincerely, Wes Duesenberg, Jr., CIW President, Southern Insurance Underwriters, Inc.

John W. LaMay, Jr. CFO, President of Siuprem

Mr. LaMay, Jr. has worked for SIU since 1991, and is currently responsible for all financial reporting and plan-ning for SIU and affiliated companies. Promoted to President of Siuprem in Octo-ber of 2011, he manages all of the daily responsibilities for the premium finance company as well. He holds an Associate’s Degree in Business Administration from DeKalb Community College as well as a Bach-elor’s Degree in Business Administration with a Major in Accounting from Georgia State University.

Vice Presidents

Charles Roberts, Steve Smith, Paul Wilson, Tripp Duesenberg, Michael Carlson, Rick Sheppard and Lee Cox

Wes C. Duesenberg Jr., CIW President

Mr. Duesenberg, Jr. has been with SIU since 1976, previously working with the public accounting firm of Arthur Andersen, and as a tax accountant for Law Engineering Testing Company. Mr. Duesenberg holds a Bachelor’s Degree in Accounting from Emory University, a Master’s Degree in Accounting and a Master’s Degree in Insur-ance from Georgia State University.

Hugh T. Nelson, CPCU Senior Vice President

Mr. Nelson is Senior Vice President of SIU, where he oversees Century Casualty Company, Claim Services Network, Ltd. and the Alternative Insur-ance Services division. He holds a Bachelor’s Degree in Economics from Duke University, a Master’s Degree in Business Administration from the University of North Florida and insurance industry designations of CPCU, ARM, ASLI and AU.

Joe Geracie, CPCU SVP of Underwriting

Mr. Geracie is Senior Vice President of Underwriting for SIU. He is responsible for overseeing the underwriting operations for SIU, as well as heading the large accounts and special programs unit. Prior to joining SIU in 2010, Mr. Geracie spent over 30 years in the insurance business both regionally and internationally. His previous successful experience with the carrier side of the insurance business brings an innovative perspective to the agency/brokerage business of SIU.

• Acceptance Indemnity• Admiral• American Alternative• American International• American Markel• American Modern• American Modern Ins. Group• American National General

Insurance Co.• American Reliable • American Safety Indemnity• American Special Risk• American Western Home• Arch Specialty• Argonaut Midwest• AXIS Specialty• Beazley Insurance Company• Bell & Clements LTD• Berkley Specialty

Underwriting • Brookwood• Burlington• Business Risk Partners• Capitol Specialty• Carolina Casualty Company• Catlin Insurance Company• Century Casualty Company• Century Surety Company• Certain Underwriters At Lloyd’s• Chartis Specialty Insurance

Company • CNA• CNA Healthcare• Colony• Columbia• Commerce and Industry• Companion Specialty Insur-

ance Co. • Conversion • Cornhusker Casualty Co.• Cover X• Crum & Forster Specialty

Insurance Co.• Cypress• Dealers Choice Mutual• Diamond State Insurance

Company

• Diversified Insurance Facilities

• Endurance American Specialty• Essex Insurance Company• Euclid Managers• Evanston Insurance Company• Everest Indemnity Insurance

Company• First Financial Insurance Co.• Foremost Insurance Group • Georgia Dealers• GeoVera Specialty• Granite State Insurance Co.• Great American• Great Lakes Reinsurance (UK)• Hallmark Specialty• Harleysville• Hartford Fire Insurance Co. • Houston Casualty Co.• Hudson Specialty• Illinois Union• Insurance Co. of the State of

Pennsylvania Lexington• Insurance Group• Lexington Insurance Co. • Liberty Surplus Insurance

Corp.• Markel• Markel Underwriting Managers• Maxum Specialty Insurance

Group• Monitor Liability Managers, Inc. • Mount Vernon Fire• Nation Safe Drivers• National Casualty Company • National Fire & Marine• National Indemnity Co.• National Liability & Fire• National Union Fire Insurance

Co. of Pittsburgh• Nautilus• Navigator Insurance Co.• Navigators Specialty• New Hampshire• New World Venture, LTD• Northern States Agency • Occidental Fire & Casualty Co.

• Occidental Fire and Casualty Co. of North Carolina

• Ohio Casualty• Omega US • One Beacon• Penn America Group, Inc.• Philadelphia• ProAssurance Specialty• Resurgens Specialty Und. Inc.• RLI• Rockhill• Safety National Casualty Corp.• Safeway Insurance Company

of Georgia• Schinnerer & Co.• Scottsdale• St. Paul Fire & Marine• Standard Guaranty• State National• Statehouse Casualty Manag-

ers• Stateside Underwriting Agency• Stratford• The Hartford• The Hartford Steam Boiler• The Northern Assurance Co.

of America• TOPA• Torus Specialty• Travelers Property Casualty Co.

of America• Tudor• U.S. Risk Brokers• U.S. Specialty• United Business• United States Aviation Und.• United States Fire• United States Liability Ins.

Group• Voyager Indemnity Co.• Westchester Fire• Western Heritage• Western World• Wilshire• XL Specialty• Zurich-American

Personal ProPertyAdmitted Direct Bill and Admitted/Non-Ad Agency Bill products can include, but are not limited to:• Contents in Com-

mercial Storage Facilities

• DP-1 (Dwelling Fire, schedules accept-able)

• DP-3 (Dwelling Fire, schedules accept-able)

• Excess CPL • Excess Flood • Excess Personal Auto

Liability policies • Excess Umbrella • Excess Watercraft

Liability • High Performance

Watercrafts• High Value

Homeowners • High Value Program

(Dwellings $1M & up) • HO-3, HO-4, HO-6,

HO-8 and HO-10• In-home Businesses • Inland Marine • Marine: Air Boats,

Houseboats, Jet Ski, Pontoons, Ski Boats and Yachts

• Mobile Homes (GA) • Motorcycles • Personal Umbrella

Policies • Stand Alone Li-

ability • Vacant, Renovation

& Builders Risk (3 & 6 months available)

• Vacation Rental Dwelling Program

Personal auto Coverage offered through Safeway (GA) & Occidental (AL)

CoMMerCIal trans• Accounts with

Special Needs• All Public Auto

Classes (Passenger Exposure)

• Cargo • Church Buses • Contractors • Day Cares • Dumps • Emergency and

Non-Emergency Medical Transport

• Fuel Haulers • Garage: ATV, Heavy

Truck Repair and Mobile Repair

• Garage: Used Car Dealers and Service

• Intermodal Carriers • Local, Intermediate

Long-Haul Trucking with Mixed Radius Rating

• Stand Alone Physi-cal Damage

• Towing • Waste Haulers CoMMerCIal P&CNon-Admitted Products can include, but are not limited to General Liability, Property and Inland Marine for: • Adult Homes • Apartments • Artisan classes • Auto Salvage, includ-

ing Pull-Your-Own Parts

• Banks • Bars & Taverns • Batting Cages • Camps • Care Facilities • Caterers • Clothing • Clubs • Coastal Property • Commercial

Umbrella • Computer Con Home

Inspectors

• Concerts• Contractors • Contractors’

Equipment • Convenience Stores • Cosmetics • Day Cares: Adult

and Child • Decorative Jewelry • Driving Ranges • Excess General

Liability Layers • Festivals • Food Products • Fund Raisers • General Contractor

classes • Grocery Stores • Halfway Houses • Homeowners/

Condo Assoc. • Hotels/Motels • Kiddie Rides • Landfills, including

Pollution• Liquor liability • Machinery Equip-

ment: Installation, Service and Repair

• Machine Shops • Manufacturers:

Light to Medium Hazards

• Manufacturing & Warehousing Exposures

• Non-Industrial Equipment

• Office Buildings • Owners & Contrac

Protective (OCP), Including Develop-ers Policies

• Package stores • Parades • Parks • Parties • Pawn Shops • Rentals • Rental Dwellings • Restaurants, with

or without Ansul • Roofers • Shelters • Social Events

• Social Service Operations

• Special Events, including Liquor Liability

• Sporting Equipment • Sporting Events • Stores • Topical and

Non-Prescription Ingestibles and Medicines

• Vacant Land and Buildings

• Warehouses • Watercraft • Weddings • Wholesale --Retail

(Mercantile) Brokerage• Health Care

Services • Aviation: Aircraft,

Products • Architects,

Engineers and Surveyors

• Directors & Officers Liability: Profit and Non-Profit

• Media • Mortgage Brokers

and Real Estate Agents

• Physicians, Lawyers, Insurance Agents, Etc.

• Pollution: Contrac Consultants, Auto and Storage Tanks

• Third Party Adminis-trations

sunAdmitted Products can include, but are not lim-ited to General Liability, Property, Professional Liability, Inland Marine and Workers Comp. for: • Accountants • Architectural Services • Artisan Contractors • Beauty & Barber

Shops, including Professional

• Churches• Convenience Stores • Custom Cabinetry • Dental Offices • Engineering Services • Financial Services • Furniture Stores • Garage Risks, includ-

ing GKLL • Hotels/Motels • Insurance Agencies • Investment Firms • Large Utility Contrac-

tors• Law Offices, includ-

ing Professional • Liquor Stores • Main Street Mer-

cantile • Medical Offices • Metal Manufacturers • Printers • Private Schools • Professional Services • Property located in

PC 9 & 10 • Radio Stations • Real Estate Agents,

including Profes-sional

• Rebar Construction • Residential & Com-

mercial Childcares • Restaurants with

Liquor, including Work Comp.

• Retail Shopping Centers

• Salvage Operations, including GKLL & DOL

• Sound Production Studios

• Technology Classes, including Profes-sional

• Textiles • Travel Agents • Veterinary Clinics, in-

cluding Professional• Wood Working • And Many More...

Personal ProPerty

Personal auto

Brokerage

sun

CoMMerCIal P&C

COMMERCIAL TRANSPORTATION