Welcome to Morningstar Retirement ManagerSM demo walkthrough_advice... · wholly owned subsidiary...

©2013 Morningstar. All rights reserved. Morningstar® Retirement ManagerSM is offered by and is the property of Morningstar Associates, LLC, a registered investment advisor and wholly owned subsidiary of Morningstar, Inc., and is intended for citizens or legal residents of the United States or its territories. The Morningstar name and logo are registered marks of Morningstar, Inc. This presentation includes proprietary material of Morningstar. Reproduction, transcription or other use, by any means, in whole or in part, without the prior written consent of Morningstar is prohibited.

Welcome to Morningstar® Retirement ManagerSM

2 Morningstar Associates, LLC.

Who is Morningstar Associates?


Understanding the Relationship

USI Consulting Group (USICG)► Provides your plan and investment options► Administers plan► Provides quarterly statements

Your Employer ► Sponsors the plan► Determines company match and

other plan rules

YourRetirement Plan

Morningstar AssociatesA registered investment advisor that providesadvice to individuals for their retirement plan


Who Is Morningstar Associates?

► Registered investment advisor

► Subsidiary of Morningstar, Inc., a company who is:

► Based in Chicago with offices in 27 countries

► Known for creating the five-star mutual fund rating system

► Known for their independent, objective investment expertise

► Morningstar Associates offers a range of investment advisory services to the retirement plan industry

► Services offered to more than:

► 200,000 plan sponsors

► 25 million participants like you

Data as of 12/31/12.


Morningstar® Retirement ManagerSM Overview


Morningstar Retirement Manager Can Help Make It Easier to Manage Your Retirement Account

► You don’t have to be an investing expert to make the most of your retirement plan options

► Range of personalized investment advisory services designed to meet the needs of every employee

► All types of investors

► All skill levels

► A wide range of resources, research and educational support to help you make more informed decisions about your retirement account

► Provides personalized retirement strategies designed to answer the following questions:

► What’s my target retirement goal?

► What’s my projected retirement income expected to be?

► How much should I save?

► What’s the right mix of stocks and bonds for me?


Morningstar Retirement Manager Overview

What You Get

► Retirement savings goal and estimated income projections

► The amount you should be saving through your company plan

► A recommended retirement age and asset class mix that is appropriate for you

► Research and reports about your plan investment options

► Educational articles and interactive tools designed for both novice and sophisticated investors

Why You Do It

► Receive a personalized retirement recommendation unique to your situation

► Help from an investment expert on making decisions about your retirement account

► Convenience--we can make it easy to answer some of your key questions and can help you take action

How to Take Advantage of Morningstar Retirement Manager

► Access your account through www.usicg.com

► Once you have logged in, click on “Actions & Investments" on the top horizontal menu bar

► Click on “Advisory Services” and select the Morningstar Retirement Manager link

http://www.usicg.com/


Morningstar Retirement Manager Experience


The USI Web Site

Home Page:

Start

Step 1:

Confirm Your Information

Step 2:

Review Your Strategy

Step 3:

Finalize Your Strategy

A Personalized Retirement Strategy in a Few, Easy Steps

Add/Edit Personal Information:► Retirement Account Details► Spouse/Partner Information► Additional Accounts/Income

Sources► Add Expenses

Edit Assumptions for:► Retirement Income Outlook► Retirement Age► Savings Rate► Asset Mix/Risk Level


Home Page: Get Started

For illustrative purposes only.


Step 1: Confirm Your Information



Step 2: Review Your Strategy



Step 3: Finalize Your Strategy





The USI Web Site

Home Page:

Start

Step 1:


Step 2:


Step 3:






Step 1: Confirm Your Information



Step 1: Confirm Your Information — Change Retirement Account Details



Step 1: Confirm Your Information — Include Spouse/Partner Information



Step 1: Confirm Your Information — Add Additional Accounts/Income Sources



Step 1: Confirm Your Information — Add Expenses





The USI Web Site

Home Page:

Start

Step 1:


Step 2:


Step 3:






Step 2: Review Your Strategy



Step 2: Review Your Strategy — Retirement Income Outlook



Step 2: Review Your Strategy — Retirement Age



Step 2: Review Your Strategy — Savings Rate



Step 2: Review Your Strategy — Asset Mix/Risk Level



Create a Session Summary Report of Your Recommendations



Research and Education



Summary

► Morningstar Retirement Manager makes it easier for you to manage your retirement account

► You can add or update your information in Steps 1 and 2 to get a more personalized strategy

► You can download a session summary report to have a copy of your recommendations

► You can choose to have your account managed ongoing by the investment professionals at Morningstar Associates

How to Take Advantage of Morningstar Retirement Manager:

► Access your account through www.usicg.com

► Once you have logged in, click on “Actions & Investments" on the top horizontal menu bar

► Click on “Advisory Services” and select the Morningstar Retirement Manager link

http://www.usicg.com/

Welcome to Morningstar Retirement ManagerSM demo walkthrough_advice... · wholly owned subsidiary...

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