Welcome Welcome GCNYAHU GCNYAHU

& & NENYAHUNENYAHU

Troy Oechsner,  NYS Deputy Troy Oechsner,  NYS Deputy Superintendent of Insurance for Superintendent of Insurance for HealthHealth

Adam Brackemyre, NAHU Adam Brackemyre, NAHU Jim, DuCharme, CFO, Harvard Jim, DuCharme, CFO, Harvard

Pilgrim  Pilgrim  March 24, 2010

Upcoming EventsUpcoming Events

NYSAHU Day on NYSAHU Day on the Hillthe Hill

Governor Nelson A. Rockefeller Empire State Plaza in Albany

More details to follow! Keep an eye on your email

Visit us on the webVisit us on the web

www.nysahu.org

Updated weekly with key Updated weekly with key legislative informationlegislative information

If not now, WHEN???If not now, WHEN???

Why join???

Because you can’t afford not to

Join today at www.nysahu.orgEducation, Legislative Initiatives, Social

Networking and Fun!

NENYAHU & GCNYAHU NENYAHU & GCNYAHU Members with 10+ years Members with 10+ years

Membership!Membership!Mr. Gordon N Zuckerman, CLU ChFCMurray & Zuckerman, Inc.17 Years

Andrew MarshallFalcone Associates, Inc.17 Years

Daniel ColacinoRose and Kiernan, Inc.13 Years

Frederick L Wortman, CLU,RHU,ChFCSecurity Mutual Life Insurance Co.16 Years

Mr. S. Larry Feldman, CLUCFK LIFE Plans, Inc.16 Years

Phil AlbanCapital Bauer Ins. Agency, Inc.11 Years

Ms. Karen R. PapaEmblem Health14 Years

DianaLou Wolff, FLMI, RHU, ACS, REBCBenefit Counseling Associates10 Years

Kevin JohnsonN.Y. Long Term Care Brokers, LTD14 years

Our “Reports” from Our “Reports” from Capitol ConferenceCapitol Conference

Thank you Peter Andrew, Council of Community Services, for keeping us up-to-date on all the activity!

www.nysahublogspot.com

NENYAHU 2009/2010 NENYAHU 2009/2010 Board of DirectorsBoard of Directors

Laura Wander – PresidentLaura Wander – President Peter Andrew – President-ElectPeter Andrew – President-Elect Amy Grabeck – TreasurerAmy Grabeck – Treasurer Sharon Furbert – SecretarySharon Furbert – Secretary Gordon Zuckerman – Legislative ChairGordon Zuckerman – Legislative Chair Kate Koval – EventsKate Koval – Events Barbara Wagner – MediaBarbara Wagner – Media Bonnie Joslin – Past-PresidentBonnie Joslin – Past-President

NAHU 19NAHU 19THTH Annual National Annual National

Convention June 2009 in NYCConvention June 2009 in NYC

And the winner’s are – NYSAHU!!!

Chad Bommer, PresidentChad Bommer, President Kishan Perera, President ElectKishan Perera, President Elect Kristin Mohat, SecretaryKristin Mohat, Secretary Deb Crouch, TreasurerDeb Crouch, Treasurer Rock Schneider, MembershipRock Schneider, Membership Jack Rockwell, Membership RetentionJack Rockwell, Membership Retention Chris Koetzle, LegislationChris Koetzle, Legislation Maureen Pelose, Co-Chair LegislationMaureen Pelose, Co-Chair Legislation Frank Basile, MediaFrank Basile, Media Brandon Palumbo, AwardsBrandon Palumbo, Awards Renee Guariglia, Immediate Past President 08-Renee Guariglia, Immediate Past President 08-

0909 Ross Kraft, Past President 05-07Ross Kraft, Past President 05-07 Andrew Biernat, Past President 07-08Andrew Biernat, Past President 07-08

GCNYAHU 2009/2010 GCNYAHU 2009/2010 Board of DirectorsBoard of Directors

GCNYAHUGCNYAHU

NAHU Code of EthicsNAHU Code of Ethics

To hold the selling, service and administration of health insurance and related To hold the selling, service and administration of health insurance and related products and services as a professional and public trust and do all in my power products and services as a professional and public trust and do all in my power to maintain its prestige. to maintain its prestige.

To keep paramount the needs of those whom I serve. To keep paramount the needs of those whom I serve. To respect my clients' trust in me, and to never do anything which would To respect my clients' trust in me, and to never do anything which would

betray their trust or confidence. betray their trust or confidence. To give all service possible when service is needed. To give all service possible when service is needed. To present policies factually and accurately, providing all information To present policies factually and accurately, providing all information

necessary for the issuance of sound insurance coverage to the public I serve. necessary for the issuance of sound insurance coverage to the public I serve. To use no advertising which I know may be false or misleading. To use no advertising which I know may be false or misleading. To consider the sale, service and administration of health insurance and To consider the sale, service and administration of health insurance and

related products and services as a career, to know and abide by the laws of related products and services as a career, to know and abide by the laws of any jurisdiction Federal and State in which I practice and seek constantly to any jurisdiction Federal and State in which I practice and seek constantly to increase my knowledge and improve my ability to meet the needs of my increase my knowledge and improve my ability to meet the needs of my clients. clients.

To be fair and just to my competitors, and to engage in no practices which To be fair and just to my competitors, and to engage in no practices which may reflect unfavorably on myself or my industry. may reflect unfavorably on myself or my industry.

To treat prospects, clients and companies fairly by submitting applications To treat prospects, clients and companies fairly by submitting applications which reveal all available information pertinent to underwriting a policy. which reveal all available information pertinent to underwriting a policy.

To extend honest and professional conduct to my clients, associates, fellow To extend honest and professional conduct to my clients, associates, fellow agents and brokers, and the company or companies whose products I agents and brokers, and the company or companies whose products I represent. represent.

Legislative/Regulatory Legislative/Regulatory Concerns of 2009/2010Concerns of 2009/2010

Preserve broker's role in obtaining health insurance plans Opposed the single-payer system Supported legislative amendments to allow health insurance brokers to

provide certain administrative services to clients without violating the "anti-rebating law"

Participated in stakeholder work groups set up by the NYS Insurance Department to discuss proposed NYS Insurance Department's Proposed Regulation 194

Opposed any additional taxes or assessments in the State Budget for 2009-10

Fought a Governor's Program Bill requiring governmental price controls, like prior approval of health insurance premium rates and minimum loss ratios of 85%.

Supported regulation of medical card discount plans by establishing licensing standards & preventing deceptive consumer marketing practices.

Provided testimony to the NYS Insurance Department in support of limited benefits health plans,

Supported modified community rating for the small group and individual markets.

Supported the review of mandated health insurance benefits by some form of cost-benefit analysis.

Continued to oppose the Compact for Long Term Care Supported wellness discounts for lifestyle changes and disease

management legislation Supported premium subsidies for Child Health Plus coverage.

NYSAHU Board of NYSAHU Board of Directors 2009/2010Directors 2009/2010

Ross Kraft – PresidentRoss Kraft – President Andy Biernat – President-ElectAndy Biernat – President-Elect Barbara Wagner – TreasurerBarbara Wagner – Treasurer Bonnie Joslin – SecretaryBonnie Joslin – Secretary Daniel Colacino – Past PresidentDaniel Colacino – Past President Chad Bommer – GCNYAHU PresidentChad Bommer – GCNYAHU President Laura Wander – NENYAHU PresidentLaura Wander – NENYAHU President Jamie Schutzer – Metro NYAHU PresidentJamie Schutzer – Metro NYAHU President Thomas Flynn – Western NYAHU PresidentThomas Flynn – Western NYAHU President Kate Koval – Education ChairKate Koval – Education Chair Deb Crouch – Media Co-ChairDeb Crouch – Media Co-Chair Renee Guariglia – Media Co-ChairRenee Guariglia – Media Co-Chair Michele Gasparre – Membership Co-ChairMichele Gasparre – Membership Co-Chair Michele Gentile – Membership Co-ChairMichele Gentile – Membership Co-Chair

Thank you!Thank you!

To all of our dedicated members!To all of our dedicated members!

We appreciate your participation.We appreciate your participation.

If you are interested in volunteer If you are interested in volunteer opportunities for 2010, please see any opportunities for 2010, please see any GCNYAHU or NENYAHU Board Member.GCNYAHU or NENYAHU Board Member.

NENYAHU

NYSAHU Earns Silver NYSAHU Earns Silver Seal Certification!Seal Certification!