We’ve checked our list twice and our members are all nice! · 2017-12-27 · winners Eric...
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One form per loan. — Check one monthly payment on each qualifying loan for $15 per payment skipped! November 2017 - Due by 10/20/17 December 2017 - Due by 11/17/17 January 2018 - Due by 12/15/17 Account # __________________________________________ Loan #_______________________________ Date ___________ Name______________________________________________ Co-Borrower__________________________________________ We’ve checked our list twice and our members are all nice! Holiday Skip-a-Payment We know the holiday season can take a real toll on the wallet. And because you have all been so good this year, we’re offering you the chance to skip your loan payment(s)* during this holiday season. Skip a Loan payment in either November 2017, December 2017, or January 2018 on each qualifying loan for a small processing fee of $15 each. See qualifications below. The completed form must be received before the due date as specified below. Signature___________________________________________ Signature __________________________________________ Georgia Heritage FCU • PO Box 1920 • Savannah, GA 31402 Fax completed form to: 912-238-5944 | Email completed form to: [email protected] My processing fee will be paid by: Enclosed check for $_____ or deduct processing fee from my GHFCU: Checking #_____Savings #______ By signing, I authorize Georgia Heritage FCU to advance my loan payment by one month and acknowledge that this may extend the maturity date of my loan. I acknowl- edge that this does not change my legal obligation to the Credit Union. Interest will continue to accrue on the unpaid balance during the month I skip my payment at the contractual rate; and when payments resume, the unpaid interest will be collected first. Each loan must be open at least 6 months and must be current to participate and a completed Skip A Payment form must be received before the above-designated due date. Georgia Heritage FCU reserves the right to refuse any skip a payment request. First mortgage, home equity loans, personal lines of credit, and any loan falling under the Military Lending Act (MLA), as well as Life Line/Phoenix credit rebuilder loans, and credit cards are excluded. If I have purchased Credit Life, Credit Disability, GAP or a Vehicle Warranty with my loan, I understand skipping a payment may affect my coverage. Review the policy/contract for these details. If approved, my regular monthly payment will resume immediately following the month skipped. NEWSLETTER • FALL 2017 www.gaheritagefcu.org Why Credit Unions Are Worth Celebrating Simply put, dreams thrive at credit unions. Georgia Heritage FCU, and credit unions around the world, work to help people chase and achieve their biggest dreams in life. Through the first half of 2016, ac- cording to data collected by the Credit Union National Association, credit union members saved $9.3 billion over what they would have paid at banks: $1.9 billion through higher yields on savings, $1.2 billion on lower fees, and $6.2 billion on lower loan rates. Now that’s something to celebrate! So join us on October 19th as we celebrate International Credit Union (ICU) Day and recognize the philosophy and achievements of the credit union movement as well as the dreams we want to make thrive for our members. Happy ICU Day!
Transcript of We’ve checked our list twice and our members are all nice! · 2017-12-27 · winners Eric...
One form per loan. — Check one monthly payment on each qualifying loan for $15 per payment skipped! November 2017 - Due by 10/20/17 December 2017 - Due by 11/17/17 January 2018 - Due by 12/15/17
Account # __________________________________________ Loan #_______________________________ Date ___________
Name______________________________________________ Co-Borrower__________________________________________
We’ve checked our list twice and our members are all nice! Holiday Skip-a-PaymentWe know the holiday season can take a real toll on the wallet. And because you have all been so good this year, we’re offering you the chance to skip your loan payment(s)* during this holiday season.
Skip a Loan payment in either November 2017, December 2017, or January 2018 on each qualifying loan for a small processing fee of $15 each. See qualifications below. The completed form must be received before the due date as specified below.
Signature___________________________________________ Signature __________________________________________
Georgia Heritage FCU • PO Box 1920 • Savannah, GA 31402 Fax completed form to: 912-238-5944 | Email completed form to: [email protected]
My processing fee will be paid by:Enclosed check for $_____ or deduct processing fee from my GHFCU: Checking #_____Savings #______
By signing, I authorize Georgia Heritage FCU to advance my loan payment by one month and acknowledge that this may extend the maturity date of my loan. I acknowl-edge that this does not change my legal obligation to the Credit Union. Interest will continue to accrue on the unpaid balance during the month I skip my payment at the contractual rate; and when payments resume, the unpaid interest will be collected first. Each loan must be open at least 6 months and must be current to participate and a completed Skip A Payment form must be received before the above-designated due date. Georgia Heritage FCU reserves the right to refuse any skip a payment request. First mortgage, home equity loans, personal lines of credit, and any loan falling under the Military Lending Act (MLA), as well as Life Line/Phoenix credit rebuilder loans, and credit cards are excluded. If I have purchased Credit Life, Credit Disability, GAP or a Vehicle Warranty with my loan, I understand skipping a payment may affect my coverage. Review the policy/contract for these details. If approved, my regular monthly payment will resume immediately following the month skipped.
NEWSLETTER • FALL 2017
www.gaheritagefcu.org
Why Credit Unions Are Worth CelebratingSimply put, dreams thrive at credit unions. Georgia Heritage FCU, and credit unions around the world, work to help people chase and achieve their biggest dreams in life. Through the first half of 2016, ac-cording to data collected by the Credit Union National Association, credit union members saved $9.3 billion over what they would have paid at banks: $1.9 billion through higher yields on savings, $1.2 billion on lower fees, and $6.2 billion on lower loan rates. Now that’s something to celebrate!
So join us on October 19th as we celebrate International Credit Union (ICU) Day and recognize the philosophy and achievements of the credit union movement as well as the dreams we want to make thrive for our members. Happy ICU Day!
Now that’s one powerful APP!
Recent Equifax Security Breach – Keeping you informedProtecting our members is a top priority for GHFCU. With the recent Equifax announcement of a security breach that exposed the personal information of millions of U.S. consumers, we wanted to take a moment to offer you some resources to turn to should you ever be per-sonally affected by a data breach.
You’ll first want to consider the recommendations of the Consumer Financial Protection Bureau and the Federal Trade Commission, government entities responsible for protecting your interests.
CFPB:https://www.consumerfinance.gov/about-us/blog/identi-ty-theft-protection-following-equifax-data-breach/
FTC:https://www.consumer.ftc.gov/blog/2017/09/equifax-da-ta-breach-what-do
Secondly, if you have found you are a victim of the Equifax breach, please visit the following links for helpful advice and action steps to take.
https://www.identitytheft.gov/Info-Lost-or-Stolen
https://www.identitytheft.gov/
It is important to stay advised and alert. We encourage you to monitor your credit and your finances often to ensure there are not any unauthorized charges or expenditures and to report any fraudulent activity.
Summer Bonanza Since the program’s inception in 1990, Summer Bonanza has mentored over 250 Chatham County youth, ages 7-14. The Summer Bonanza program is a Chatham County Youth Initiative. The Advisory Board is comprised of busi-ness leaders, community representatives, and local volunteers.
The Summer Bonanza Program exposes children to local government, cul-tural diversity, healthy choices, and positive role models in various business-es. Summer Bonanza by design utilizes the summer months to strengthen core values and academic success while providing a fun and safe envi-ronment for structured activities. Volunteers serve as mentors by providing positive reinforcement for educational and personal development.
Security Corner
Rise Award
GHFCU
GHFCU held a school supply drive and provided 200 bags of school supplies to the students with the Summer Bonanza. GHFCU CEO Dale Taratuta presented the bags to Angela Dorsey, Director of the Summer Bonanza Program.
Daileen Genier, MSR at Lathrop, re-ceived the quarterly Rise award from CEO Dale Taratuta. The quarterly award recognizes employees who demonstrate the Credit Union’s core values of Re-spect, Integrity, Service and Excellence.
Enjoy a new and improved online and mobile banking experience. Access the new online banking at www.gaheritagefcu.org and download the new mobile app from the Apple App store or Google Play store.
Within the next month, we’ll launch a new system packed with powerful features such as:• Easier navigation • Ability to transfer funds between your GHFCU
accounts and those of other financial institutions • Enhanced remote check deposit • Ability to set up travel notifications • Ability to freeze debit cards • Touch ID and fingerprint authentication on mobile
Get to know Georgia Heritage FCU’s new and improved online and mobile banking platform
• Quick PIN access on mobile • Access to view holds and pending
transactions • Person to person transaction ability
via SMS text and email
GHFCU hosted the 9th Annual Chip in Fore CMN golf tourna-ment at Southbridge Golf Course. As part of the Credit Unions for Kids effort, the tournament supports the Children’s Miracle Network and the Dwaine and Cynthia Willett Children’s Hospi-tal of Savannah.
The top two winning teams are pictured. Congratulations to the winners and a big thank you to all participants and sponsors.
Credit Unions for Kids is a nonprofit collaboration of credit unions engaged in fundraising activities to benefit 170 Chil-dren’s Miracle Network Hospitals. Adopted as our movement’s charity of choice, credit unions are the 3rd largest sponsor of CMN Hospitals. Since 1996, CU4Kids has raised $160 million for Children’s Miracle Network Hospitals.
One hundred percent of every dollar raised from the Chip in Fore CMN Tournament remains in the local community and supports The Dwaine and Cynthia Willett Children’s Hospital which serves the low country.
Chip in Fore CMN was a great success!
1st Place Winners: (L to R: Dale Taratuta, GHFCU CEO, presents prizes to first place winners Eric Williams, Chris Williams, Darrell Gaffney and not pictured Robert King)
2nd Place Winners: (L to R: Bo Brown, Charles Whalen, Wes Wilkes, and Robert Clampett)
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PMS 202
Pantone Color Palette
PMS 2965
PMS 1245
Coastal EmpireCredit Union Chapter
Sponsored by:
Holidays – Branches closed:Columbus Day:
Monday, October 9
Veterans Day (Observed): Friday – Saturday, November 10 & 11
Thanksgiving: Thursday – Friday, November 23 & 24
Christmas: Monday, December 25
New Year’s Day: Monday, January 1
Locations:1085 W. Lathrop Ave.Savannah, GA 31415
102 Park Ave.Pooler, GA 31322
200 Stephenson Ave.,Suite 100
Savannah, GA 31405
912.236.4400www.gaheritagefcu.org
Smartline912.233.6491
1.800.408.6466
$100 CASH REWARD WITH EVERY NEW LINE It’s Sprint’s best Credit Union Member Cash Rewards offer ever — another BENefit of membership!
Visit LoveMyCreditUnion.org/Sprint to calculate your cash rewards.
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With cyber identity theft on the rise, it’s important to stay informed and alert. Save the date to attend our upcoming seminar to learn the latest prevention tips from an expert in the Cyber security field!
Thursday November 9th, 6 p.m. | GHFCU Pooler branch officeLight dinner will be served followed by program at 6:30 pm
Speaker: Frank H. Katz, Professor of Information Technology, Armstrong State University
Frank Katz has been a professor of IT at Armstrong State University since 2002 and has been instrumental in growing the school’s Cyber curriculum. He helped Arm-strong achieve the prestigious designation as a National Security Agency Center of Academic Excellence in Cyber Defense (NSA-CAE/CD), an honor only awarded to those institutions with outstanding Cyber curriculum, outreach to the community, and service in the Cyber arena. He has been published multiple times regarding curriculum development in Cyber Security in the Digital Library of the Association for Computing Machinery (ACM), the foremost computing society, of which he is a member, and has presented these papers at several Cyber Security and computing conferences. He is an editorial board member of the Journal of Cybersecurity Edu-cation, Research and Practice (JCERP), of Kennesaw State University and is a lifetime member of the Military Cybersecurity Professionals Association.
Please RSVP today by calling 912.236.4400!
FREE Educational SeminarAre you at Risk for Cyber
Identity Theft?
