The power of Quantum Capital and…How to create wealth you’ll never lose or

outlive…

John E. Ensley, The Wealth Renegade

I’m a guy on a journey, just like you…

• Parent

• Grandparent

• Entrepreneur

• Veteran

• Outdoor recreation enthusiast

• Corporate background

• Middle class, rural upbringing

• Dreams, goals and aspirations

• Fears, challenges and vices

What do you struggle with financially?

1. I want to save more, but don’t know how I can afford to…

2. I worry about losing my savings in the markets or cleaning it out in an emergency…

3. I don’t trust the government, banks or stock markets, but don’t know what else to do…

What we really want…

1. We want tools and tactics to make our money go further and do more today.

2. We don’t just want to plan for retirement, we want to design and live an amazing life.

3. We want Control, Predictability and Security in our financial plans.

4. We want freedom and protection from people, systems and institutions we don’t like or trust.

How we came to be here today…

• After watching my qualified retirement plan implode in the tech bubble crash.

• Then losing almost everything in the Real Estate bubble crash.

• Then finding myself in the cross hairs of the IRS.

• Then observing all the very real pain that very real people all around me were experiencing during the great recession

I realized something was wrong and I started searching for answers…

Conventional Financial Advice…

• “Assess your risk tolerance.”

• “Diversify.”

• “Buy for the long term.”

• “Don’t panic. The market will come back.”

• “Rate of return, Rate of return, Rate of return.”

Conventional financial tools…

• Company Sponsored 401(k)

• IRAs (Traditional, Roth, SEP, etc.)

• 403(b) (schools, hospitals, non-profits)

• College Savings Plans (529’s, etc.)

• Savings Accounts / CD’s

• Mutual Funds

• Stocks, Bonds

• Real Estate“The conventional approach amounts to a Wall Street bred, government sanctioned, corporate sponsored, freedom killing, soul crushing, scam!” - The Wealth Renegade

How does taking the conventional path get me what I want?

It Doesn’t and…

… it never will!

The Power of the Information Age…

Everything I thought I knew, was wrong…

• Our financial and socio-economic systems are broken.

• Unholy marriage between governments, banks and mega corporations - and it’s corrupt to its core.

• Financial fallacies, misinformation and outright lies are rampant in the financial services industry - and widely accepted as the truth by the masses.

• 2001 and 2008 were just tremors. The mother of all crashes is yet to come…

The Good News…

• The greatest opportunities, for the greatest number of people all over the world, ever in history, are available right now and in the coming decades.

• Wealth will transfer to those with the foresight and courage to break free from the status quo.

My mission is to help people:

Break free from a corrupt and broken financial system

Seize their own financial power and create wealth they will never lose or outlive.

Use their resources to design and live an amazing life.

The Discovery…

• Stumbled upon an online community of successful entrepreneurs.

• A presentation about a financial tool I had never heard of before, that sounded too good to be true.

• It turned out to be true, so I implemented this strategy for myself and got very passionate about it.

• I discovered something hidden within it that no one else seemed to have noticed and it was a GAME CHANGER!

Quantum Capital!

So What is Quantum Capital?

• Quantum Capital is money that can be in more than one place and perform more than one function all at the same time.

• Quantum Capital is money is that you can employ to meet short, medium and long term financial goals with the same dollars, at the same time.

• All other financial tools and strategies fit within the context of Quantum Capital.

If you could design the perfect financial instrument what characteristics would it have?

• Quantum Capital

• Access

• Control

• Privacy

• No Exposure to Market Risk.

• Guaranteed Return of Principle.

• Guaranteed minimum Growth.

• Tax Free Growth.

• No Mandatory Withdrawals.

• Tax Free Withdrawals.

• No contribution Limits.

• Tax Free to heirs at death.

• No Probate.

• Protection from creditors and law suits.

The answer was right under my nose…

• It is derived from a financial tool that has existed and been used by wealthy families for nearly two centuries…

• It has paid continuous dividends for over 100 years…

• It has never lost a dime, even during the great depression and great recession era markets…

• It is NOT just for the wealthy, anyone can access it.

There is currently only one financial tool that can meet all these criteria…

“The whole structure of the [Insurance] industry is the mechanism by which you’re converting consumption into savings, and the only way the economy can grow is to save.”

“Insurance is the most formidable mechanism we have to save as a society, and the economics of insurance have not been given proper weight by economists in how they look at the world.”

“Getting the optimum amount into savings and investing in cutting-edge technologies are the only real way to get our standard of living to grow –

and insurance is at the heart of it.”

Alan GreenspanFormer Chairman, The Federal Reserve Bank of the United States

Source URL: http://www.zerohedge.com/news/2014-09-10/alan-greenspans-nine-reasons-why-economy-stinksAuthor: Tyler Durden, 9/11/2014

Not just any old insurance…

• Participating, Dividend Paying, Whole Life Insurance.

• Specially structured:

– From the right companies .

– With the right features.

– With the right riders.

– Structured the right way.

• Funded in the right ratios.

• Used in the right way.

Saving/CD IRA/401k Stocks/MF Real Estate P.Metals Insurance

QuantumCapital

Access Savings only

FlexibilitySavings Only

Control

No Market Risk

GuaranteedReturn of Principle

GuaranteedGrowth

Tax Free Growth Capital Gains Tax Time Bomb Capital Gains

Capital Gains Capital Gains

Saving/CD IRA/401K StockMkt

Real Estate P. Metals Insurance

NoMandatory Distributions

Tax Free Distribution Capital Gains Tax Time Bomb! Capital Gains Capital Gains Capital Gains

NoContribution Limits

Tax Free to Heirs

No Probate

Protectioncreditors, Law suits, government

Why don’t we save more?

Source: Financialsensearchive.com

IRA/401K

Car Payments Mortgage

Student Loans

Credit cards

What if…

• The same dollars you are saving for the future today…

• Also act as funds to eliminate debt tomorrow…

• And a car loan next year…

• And college education funding for your kids in 10 years…

• And financing for that boat you always dreamed of in 20 years…

• And funding for investments…

• And financing for your business…

• And a legacy for future generations…

• And support for charities you believe in…

The Power of Quantum Capital…

• Insurance contract cash values accumulate up to 40X faster when structured correctly.

• The Insurance company is contractually obligated to make loans to policy owners.

• We can borrow from ourselves up to the amount of our cash value at any time, for any reason.

• But when we do this, the cash value continues to grow in the background, as if we never touched it!

$25,000 purchase price. Market Interest Rates

Finance it

Lease it

Pay cash for it

Would you like an extra $200K…

Three ways to buy cars…

Lease the Car…

Your monthly payment is $416,

You do this for 40 years, leasing a new car every 4 years.

Your Total Cash Outlay = $199,680

-300000

-250000

-200000

-150000

-100000

-50000

0

50000

Total

Cash

Outlay

Loss

Bank or Dealer Financing…

Your monthly payment is $604.

You do this for 40 years, financing a new car every 4 years.

Your total cost = $289,920

-400000

-300000

-200000

-100000

0

100000

Total

Cash

Outlay

Loss

Pay Cash for Your Car…

You take $25,000 out of your savings account every 4 years to pay cash for your car--and you do this for 40 years (10 cars total)

Total Cash Outlay = $250,000

-400000

-300000

-200000

-100000

0

100000

Total

Cash

Outlay

Loss

0

100,000

200,000

300,000

400,000

500,000

Total

Value

Over 40

Years

Total

Intial

Cash

Outlay

Gain

You save enough into your policy to pay for the first car.

You borrow the cash from yourself and pay cash for the car.

Then repay yourself at $604/Mo. just like a loan from a bank.

It grows to a Total Value of $215,526 in 40 years!

The Quantum Capital Hybrid…

($400,000.00)

($300,000.00)

($200,000.00)

($100,000.00)

$0.00

$100,000.00

$200,000.00

$300,000.00

$400,000.00

$500,000.00

Loss

Over 40

Years

Growth

Over 40

Years

Loss

Gain

Option 1 Option 2 Option 3 Option 4

Lease Bank Loan Cash Self Finance(-$ 199,860) (-$289,920) (-$250,000) +$215,526

The swing difference between Bank Financing and Self Financing is a Whopping $505,446!

Comparison…

Do you see the Quantum-ness?

The same dollars that are saved and growing for the future, are now serving as a car loan at the same time.

We are driving additional savings into the plan just by making the same car payments we would have made to the bank anyway.

As the car loan is paid down, those same dollars can be repurposed again and again.

Did you notice how Quantum Capital is even better than paying cash?

Jim’s Story

Glenn and Gabby’s Story

Imagine using Quantum Capital to…

• Finance any major purchase– Cars, Vacations, Furniture, RV’s, Boats, Homes

• Debt consolidation/elimination plan

• Education Financing

• Business financing or start up costs

• Investments

• Lifestyle Design

• ??????????????

Dennis’ Story…

Rocky’s Story…

Opportunity Costs…

• Over a lifetime, people will finance many purchases

• They will range from large purchases, like a home, to smaller purchases like cars, weddings, and travel

• The lost opportunity cost on these financed purchases is never taken into consideration

• Financing through commercial institutions will result in lost wealth over time

Truth In Lending…

• It is true that 360 payments of $2,147 will equal $773,021. • But what if you could get a simple 3% return on each payment

(lost opportunity cost)?• The same outgoing payments with a 3% interest earned factor

will produce $1,254,263. • Almost $500,000 of additional lost opportunity costs.

Year 1

Year 45

$1

$7.25

Future Value of every dollar…

4.5% Compound Interest

For every dollar you spend, you lose out on at least $7.25 in future value

A status quo example…

• Monthly Income: $5000

• 10% Savings = $500

• Dollars spent = $4500

• Opportunity cost = $26,173

• Throwing $26K out the window every single month!!!

• Quantum Capital gives you the power to capture more of the opportunity cost long term without giving up use of your money now…

Trajectory without loans

Quantum Capital allows you to capture the opportunity costs on as many of your dollars as possible!

+40%

Quantum Capital should be the foundation of every financial plan…

• Primary Savings Vehicle

• Debt elimination tool

• Personal financing source

• Business financing source

• Investment Platform

• Lifestyle Design Platform

• Philanthropy Platform

• Legacy Platform

Create wealth you will never lose or outlive!!

All Financial Strategies fit within the context of Quantum Capital…

• It does not require a choice between strategies.

• It enhances the gains of any other strategy.

• It hedges or backstops the losses of other strategies.

• It provides a guaranteed outcome in the event of death.

Wealth Renegade System Training Program…

• The Formula:Efficiency + Control + Safety = Predictability & Security = Freedom

• The Rules

1. Focus on Saving, NOT on rate of return

2. Always up, never EVER, down

3. Everything should be as simple as possible, but no simpler. – Albert Einstein

Wealth Renegade System Training Program…

• 7 states of financial being

– The Quantum Capitalist

– The Renegade Visionary

– The Renegade Banker

– The Renegade Investor

– The Renegade Entrepreneur

– The Wealthy Renegade

– The Renegade Philanthropist

Module 1: The Quantum Capitalist…

• Deep dive into the type and structure of the insurance policy.

• Exhaustive training on the use and administration of policy loans.

• Explanation and comparison of other types of insurance.

• What to expect from an advisor and the set up process.

• Much much more…

Module 2: The Renegade Visionary…

• Not what to do with your money, but what you want your money to do.

• Core Values – what makes you tick.

• Perfection defined.

• Current state – Future state analysis.

• Expense tracking.

• Short, medium and long term financial goals.

Module 3: The Renegade Banker…

• How to eliminate banks from your life forever (other than as a convenience).

• How to get out of debt – and profit from the process.

• How self-finance anything and everything you buy. (cars, vacations, rv’s boats, furniture, stuff…)

• Student loans and education funding.

Module 4: The Renegade Investor…

• Using Quantum Capital to make investments.

• The best types of investments to feed and expand your system.

• Leasing and Lending.

• International Diversification

Module 5: The Renegade Entrepreneur…

• Quantum Capital Start up.

• Business overhead self-financing.

• Capital expense self-financing.

• Employee benefits self-financing.

• Equipment leasing.

Module 6: The Wealthy Renegade…

• Reverse the flow of money in your life.

• Your system supports you and your income feeds the system.

• Perpetual 12+ month income emergency fund.

• Lifestyle Design Platform

Module 7: The Renegade Philanthropist…

• Leave a legacy.

• Multi-generational Wealth.

• Charitable Giving.

Module 8: Go Renegade…

• Current state – Future state mapping.

• Expense tracking results.

• Budgeting that works.

• Design your plan.

• Finalize the agent packet.

• Find an agent.

• Implement your plan.

The Wealth Renegade Revolution…

• A thriving community of Wealth Renegades to engage, exchange ideas, support, etc.

• Private Facebook group.• Access to me thru FB group (Flash Coaching).• WR System training modules accessible 24/7/365.• Downloadable tools – calculators, trackers, articles,

tutorials, etc.• Lifetime Access.• Discounts on coaching, products, services and live

events.• Ongoing intelligence, updates, new products, etc.• Agent Search Assistance.

What is the Value…

• $215,000 just with car financing strategy.

• Other self-financing – tens to hundreds of thousands.

• Investment gains – tens to hundreds of thousands…

• Avoiding market losses – tens to hundreds of thousands (millions?)…

• Tax savings – tens to hundreds of thousands…

• Peace of mind – Priceless…

• Financial Independence & Privacy – Priceless…

• Freedom – Priceless…

Are you ready to join the REVOLUTION?

$5000 = 105% annual return

$1500 = 355% annual return

$997 = 537% annual return

Pre-Launch Special: 75% off = $249.00or3 Easy Payments of $99

Lifetime Access!!

**2156% Annual Return**