WaterFrontCityRealty

NANNEtte Chandler850-516-3863

sherilee poisson603-973-3272

RICK COTTON850-516-6340

JEAnie ephron850-341-4352

jamie ross850-449-3454

kathy cotton850-763-3666

Scott Green850-712-2591

more information on following page

Visit us and see more at http://www.waterfrontcity.net/

PLANTATION COVE CT - MILTON High elevation lot in a good subdivision. Build your on-grade home on this lot. Towering oaks with Spanish moss, very nice setting. Public water and sewer available. Underground utilities. Easy access to I 10. 81’ on the bay.

$210,000 - MLS# 516348

QUINN ST - MILTON

Beautiful, high elevation river front property. Underground utilities, sewer, brick paver street and entrance. Great location just blocks from downtown/riverwalk and riverfront park. X Zone. 81’ on the bay.

$85,000 - MLS# 476438

SCENIC SHORES DR - MILTON Scenic Shores. X/A Zone, 82’ on the bay. Very nice Bay front lot, good elevation, terrific views, cleared and ready to build. Santa Rosa County Flood Plain Manager states that you can build on-grade on this lot.

$110,000 - MLS# 489230

BLACKWATER BAY DR - MILTON Nice lot on East Bay. 98 feet on the bay and 290 feet deep, .65 acres in total. Lot has been cleared and is ready to go. Good proximity to I 10 and beaches. Seldom used neighborhood boat launch is next door. No wetlands. A Zone.

.65 acres - $105,000 - MLS# 524298

BAYSIDE DR - MILTON Nice bay front lot on 1.1 acres in a good subdivision. Glorious sunsets over Escambia bay. Home must be elevated. Easy access to I-10. A Zone.

1.1 acres - $79,900 - MLS# 517196

Fabulous waterfront estate on 3.3 acres. Spring fed lake in front, 195’ on the bay in back. New bamboo flooring, 3 fireplaces, updated kitchen and baths, custom double leaded front doors. 230’ dock with water. Huge 3 car garage with room for a 1,000 sf apartment above. Exercise room, game room, 34x15 screened porch upstairs, open porch downstairs. 4br/4ba - 5500 sq ft - $79,900 - MLS# 517196

Downstairs master bedroom

Upstairs master bedroom

36’ tall foyer! Cabana with power, water and fridge.

Viking appliances.

Spectacular sunsets!

“Over twenty years specializing in local waterfront properties.”

PHONE: 850-712-2591 EMAIL: scott@waterfrontcity.net

SCOTT D. GREEN L iving on the water offers a wonderful experience. You actually interact with your backyard on a daily basis. From wine at sunset to fishing with the grand kids on the dock. Life on the water is good. WHERE you live on the water goes a long way to defining what your experience will be. An on-grade house (slab house on the ground) in a V flood zone could be heart breaking, while an on-grade house in an X flood zone can be heaven. Enter the discussion about purchasing water front lots. When determining the worth of a lot several factors come into play. Flood zone/elevation is key, absence or presence of wetlands, depth at the end of the dock, distance from the gulf, and clarity of the water all enter into the picture. There are 3 flood zones, V is the lowest and most expensive insurance, A is the majority of homes on the water and X is high elevation and requires no flood insurance. V zone lots are usually the most affordable, while X zone lots are the most expensive. Homes in an A or V zone must be on pilings. You can enclose the downstairs in an A zone (garage doors, blow away walls), in a V zone you can only enclose a maximum of 300 sf, just enough for a stairwell up to the house. It is possible to build on grade in an A zone, but you have to be at least 200 feet back from the water. I would advise you to never write an offer on raw waterfront property without making the contract contingent upon a wetland evaluation. The lot can look high and dry and have the wrong soil type. The inspections are usually around $300-$500 and are the best way to protect yourself. The presence of wetlands greatly impact the value of waterfront land.Imagine that you just bought a beautiful waterfront lot only to discover that there is not enough depth to accommodate your boat, or the lot is on a bayou with plenty of depth, but the entrance into the bay frequently silts in. Obviously there is a lot to know to buy correctly. Whats the best approach? In my opinion, call me.

Waterfront Lots 101

Scott GreenOwner/BrokerWaterFrontCity Realty

There is no substitution for experience and superior customer service

Loan Programs

Kris WatersLoan O�cer NMLS #440327

Cell: 850.293.1118 Fax: 850.483.0956www.LoansWithKris.com

Kris.Waters@SupremeLending.com24 N. Tarragona Street | Pensacola, FL 32502

Call Today for Mortgage Information

Local • Accountable • Home Loans

Call Kris Waters Today850.293.1118

Free appraisal* for any property listed in this magazine

• Over 17 years lending experience.

• Cell phone answered nights and weekends.

• Messages and E-mails returned promptly.

• I strive to close on time, every time.

• Constant communication to keep everyone informed and “in the loop” during the entire transaction. No last minute surprises.

• Jumbo Loans• Condo Financing Loans• 2nd Home Financing• Investment Property Financing• Down Payment Assistance Loans

• Conventional• FHA• VA• USDA Rural Housing• Rehabilitation Loans

*The Free Appraisal is a Lender Credit and applies to new loan fees only, excludes existing loan fees. Lender Credit will not exceed the lesser of $500 or total closing cost amount. Loan must close on or before June 30, 2017. Must request the closing cost credit at time of application. No part of Lender Credit can apply to or offset down payment. Program not available on bond loans. Special incentive program subject to change without notice. This offer not valid with any other incentives or discounts. Not redeemable for cash and loan must close and fund with Branch 575 of Supreme Lending to qualify for Lender Credit. Borrower is responsible for the down payment. Lender Credit will be reflected on the Closing Disclosure. © 2017 EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 (www.nmlsconsumeraccess.org) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. All rights reserved. Supreme Lending is not affiliated with any government agency. Intended for Florida consumers only, Florida Mortgage Lender Servicer License MLD909.

“Kathy Cotton, your personal source for real estate!”

PHONE: (850) 723 - 3666 EMAIL: kathycotton89@gmail.com

KATHY COTTON

This beautiful waterfront home is perfect to raise your family or retire and enjoy your golden years! Soak up the sun and panoramic views of Escambia Bay while fishing or swimming from the shared community dock, in which you have the rights to build a boat slip, these are just some of the many extra amenities this home has to offer. This affordable 4 bedroom 2.5 bath home is perfect for your family. This northeast Pensacola home on Scenic Hwy is located north of the railroad tracks and convenient to hospitals and shopping. Don’t miss this chance to enjoy waterfront living and experience the wildlife of Escambia Bay! 4br/2.5ba - 2,248 sq ft. - $419,500 - MLS# 516444

TWO ACRE PLUS LOTS NEAR BLACKWATER BAY Two large beautiful wooded lots within walking distance of fishing and swimming. Live near beautiful Blackwater Bay without the waterfront price! Owner has deeded access to the seldom used neighborhood boat launch and shoreline. Interested in building your dream home on one of these gorgeous lots? Call Kathy Cotton at 850-723-3666

MLS #526186 - Lot 28 Acres 1.212 - $13,000

MLS #526187 - Lot 30 Acres 1.226 - $13,000

COUNTRY LAND WITH A STREAM Beautiful Country property with valuable timber and stream running through the land. Many options for this picturesque acreage. Past Five Points off Chumuckla Hwy - a peaceful property full of trees and wildlife. Call Jeanie Ephron 850-341-4352 or Rick Cotton 850-516-6340.

MLS #516978 - Acres 39.57 - $238,000

PHONE: (850) 516 - 6340

PHONE: (850) 341 - 4352

EMAIL: rickcotton@cox.net

EMAIL: jeanie.ephron@gmail.comRICK COTTONJEANIE EPHRON

& “ Working as a team with satisfied buyers & sellers in the Pensacola and surrounding areas for 10 years! “

This magnificent custom home has it all. Open floor plan with new gourmet kitchen. Kitchen opens to family room with soaring ceilings and some new windows. French doors lead you to a beautiful pool area with outdoor kitchen and new paver tile patio. Too many upgrades to list here. All of this as well as one of the best neighborhoods in Pensacola. Subdivision off Scenic Highway. Close to the water, but high and dry. Not in a flood zone. This home really is special. Call for your private viewing.

MLS# 5254775br/4ba - 4,539 sq ft. - $642,900

Photos by Phillip Makselan

WOW!..Great Investement- Close to NFCU makes for a great rental priced under recent sales. Open-concept Living 3 bd 2ba over 1500 sqft. 3br/2ba - 1512 sq ft. - $129,900 - MLS# 523710

House located on high bluff overlooking the bay. No flood zone. Huge oaks and spanish moss. Beautiful view.

2br/2ba - 1497 sq ft. - $195,000 - MLS# 522141

Unpack your boxes and fishing rod- Home comes deeded with a shared interest in a private stocked pond right off your backyard.

3br/1.5ba - 1056 sq ft. - $127,500 - MLS# 525336

Extensively remodeled 1918 East Hill home. Large corner lot with wrap around porches that invite you in. Redone so all you have to do is move in. 4br/3ba - 2399 sq ft. - $399,900 - MLS# 525738

Proud Veteran keeping a tradition of Excellence, Trust, and Service with your Real Estate needs from Escambia to Santa Rosa County

PHONE: (603) 973 - 3272 EMAIL: s.a.poisson@gmail.com

SHERILEE POISSON Jamie Ross is a Pensacola native and licensed Real Estate agent in

Florida who specializes in the East Hill area.

PHONE: 850-449-3454 EMAIL: rossjamie024@gmail.com

JAMIE ROSS

“ I would love to help you buy your first home! ”

Beautiful East Hill Craftsman built in 1915. The home sits on a corner lot and boasts beautiful woodwork and charming finishes.

2br/2ba - 1901 sq ft. - $297,000 - MLS# 523710

Buildable lot in Perdido Bay Country Club Estates. Corner lot with greenbelt on one side and new constructionhome in progress directly next door.

0.39 acres - $40,000 - MLS# 509762

Vacant, wooded commercial lot on Dog Track Road between Willow Lake Drive and Fair Pine Drive.

1.15 acres - $25,000 - MLS# 524248

Vacant, wooded residential lot in Cantonment. Great lot to build an investment property or your first home.

1.04 acres - $9,500 - MLS# 524236

Adorable 1861 cottage in the Seville Historic District downtown. The kitchen and bathroom have been updated andthe home features high ceilings and crown molding throughout.

2br/1ba - 962 sq ft. - $319,000 - MLS# 524266

MLS#

524304

521282

512469

517829

522226

521336

519449

512676

522009

524446

523706

524567

520239

523888

520306

523173

519867

525246

525009

520115

522401

526173

519885

521690

525738

526083

524976

510660

525778

517292

520424

514422

523795

520269

522486

518946

ZIP

32501

32501

32503

32503

32501

32503

32503

32501

32503

32503

32503

32503

32503

32501

32501

32503

32503

32503

32503

32503

32501

32503

32503

32503

32503

32503

32503

32503

32503

32503

32503

32503

32503

32501

32503

32501

3 1 0

3 2 0

3 1 2

4 2 0

2 2 0

3 2 0

3 2 0

3 2 1

4 2 0

3 2 0

4 2 0

2 1 1

4 3 0

2 2 0

4 2 0

3 2 0

3 3 0

3 2 0

5 2 0

3 2 0

3 2 1

5 3 0

4 1 1

3 2 1

4 3 0

3 2 1

4 3 0

3 2 0

3 2 0

4 3 0

4 3 0

3 2 1

4 3 0

3 3 1

4 3 0

3 2 0

ADDRESS

1107 E Cervantes

1220 E Cervantes

1113 E Cross St

1912 E Cross St

800 N 17th Ave

1821 E Hatton St

2359 N 11th St

1017 N 19th Ave

1630 E Lee St

3313 N 17th Ave

1614 E Brainerd St

1900 E Maxwell St

2903 N 15th Ave

1625 E Gadsden St

816 N 12th Ave

1516 E Hernandez St

2500 Paradise Point Dr

1215 E Hatton St

1900 E Yonge St

1507 E Moreno St

2007 E Gadsden St

1807 E Leonard St

1831 E Blount

1017 Fairnie Ave

1700 E Mallory St

1820 E Moreno St

1822 Whaley Ave

1300 E Mallory St

2221 Escambia Ave

1780 E Leonard St

2361 Osceola Blvd

2855 Blackshear Ave

1921 E Fisher St

720 N 19th Ave

1817 Yates Ave

1931 E Jackson St

SqFt

1599

1480

1238

1520

1240

1568

1194

1548

2041

1715

2082

1970

2129

1901

2115

1620

2256

1898

2415

2410

1698

2576

1802

2105

2399

1988

3370

2311

2012

2900

2994

2901

3185

3200

3210

3063

1908

1900

1935

1960

1926

1948

1933

1958

1921

1975

1927

1956

1965

1915

1906

1967

1955

2007

1958

1901

1927

1993

1938

1951

1918

2012

1953

1899

1948

1950

1989

1953

1959

1916

1965

1923

$138,800

$156,000

$179,900

$195,000

$214,000

$220,000

$238,000

$250,000

$250,000

$253,330

$269,900

$274,900

$275,000

$297,500

$325,000

PG001

CBU001

MSP001

ALLS02

CBU001

CBU002

PNTS01

KWR005

TSBR01

AJE001

GWRE01

CBU001

KEY0001

AMSR01

L222001

$349,000

$350,000

$355,000

$359,900

$360,000

$375,000

$395,000

$399,000

$400,000

$414,900

$425,000

$427,900

$429,000

$430,000

$434,900

$435,900

$444,900

$469,500

$529,000

$599,000

$695,000

CARR01

MSP001

KWR005

BSCR01

RICH01

CARR01

CRE01

RMR003

KWR005

RMAX01

LRRR01

CAST01

ARFL01

KWR003

KWR005

C&M001

CREI01

KWR005

LRRR01

HESS01

OBR001

Inventory remains low. Currently there are less than 2,600 homes that are active in our

MLS system. The intersection where supply and demand meet is in the low 3,000s. Get below

that number and our housing appreciates. Sales remain strong, we are averaging 600-700

closings per month. New construction is selling before the homes can be completed. I don’t

anticipate many changes in these dynamics and I expect the market to remain strong.

Here are the active listings in East Hill;

MLS#

520389

518134

524746

ZIP

32503

32503

32503

4 3 0

3 2 0

3 2 0

ADDRESS

2543 Magnolia Ave

2003 E Maxwell St

1514 Cervantes

SqFt

2650

1803

2473

1950

1938

1908

$329,000

$329,000

$339,000

LRRR01

CRAS01

C&M001

Br Ba .5Ba YrBuilt PRICELO -

OfcCode

Br Ba .5Ba YrBuilt PRICE

MARKET WATCH You can love living in East Hill too!LO -

OfcCode

East Hill Market & CafeThank you to Papa Tony at

1216 N. 9th Ave. Pensacola, FL (850) 469-1432

A big thank you to our sponsors!