Volume 6, Issue 4 October / November / December...

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Inside this issue: Medicare Supplements 2 2015 Social Security Updates 2 Congratulations Cindy! 2 Welcome Sarah! 3 Life Insurance 3 Debi’s Ice Cream Recipe 3 Announcements 4 October / November / December 2014 Volume 6, Issue 4 Merry Christmas from Tiell Financial Group! Photo By: LB Photography Merry Christmas and Happy New Year! Today as I write you this letter, I remind myself that God wants us to count the blessings that he sends our way, every day of the year, whether we are celebrating a holiday or not. Nature has a way of giving us those subtle reminders that he is with us always and holding us during the harder days. Your business is a blessing to our office and we hope that we express our appreciation often enough. Without your trust in us we wouldn't have a reason to come to work. This is a career that is fulfill- ing to our entire staff and we thank you for keeping us busy. Dexter, Travis, Cindy, Sarah, Diane and myself wish your families the happiest of holidays. Remember to watch for those miracles in our lives, and look for the joy that is shown to us through small children's smiles and excitement during the holiday events.

Transcript of Volume 6, Issue 4 October / November / December...

Page 1: Volume 6, Issue 4 October / November / December 2014static.contentres.com/media/documents/9c7a31f5-c3c... · us we wouldn't have a reason to come to work. This is a career that is

Inside this issue:

Medicare Supplements 2

2015 Social Security Updates 2

Congratulations Cindy! 2

Welcome Sarah! 3

Life Insurance 3

Debi’s Ice Cream Recipe 3

Announcements 4

October / November / December 2014 Volume 6, Issue 4

Merry Christmas from Tiell Financial Group!

Photo By: LB Photography

Merry Christmas and Happy New Year! Today as I write you this letter, I

remind myself that God wants us to count the blessings that he sends our way,

every day of the year, whether we are celebrating a holiday or not. Nature has

a way of giving us those subtle reminders that he is with us always and

holding us during the harder days. Your business is a blessing to our office and

we hope that we express our appreciation often enough. Without your trust in

us we wouldn't have a reason to come to work. This is a career that is fulfill-

ing to our entire staff and we thank you for keeping us busy. Dexter, Travis,

Cindy, Sarah, Diane and myself wish your families the happiest of holidays.

Remember to watch for those miracles in our lives, and look for the joy that is

shown to us through small children's smiles and excitement during the holiday

events.

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Choosing and/or keeping a Medicare Supplement Insurance Plan can be

difficult and confusing for those aged 65 and older. If you are unsure

which plan and which company would be best for you, call Dexter today.

He can teach you the difference between the plans and choose a plan

that fits your budget either with or without a deductible.

We would like to congratulate our very own Cindy Walter on receiving the 2014 Outstanding Assistant Award at a recent conference in Milwaukee,

Wisconsin.

Cindy joined us in 2007 as our Customer Service Manager, and plays a key

role in our daily operations and handling of our customer service.

Congratulations Cindy, We couldn’t be more proud to have you on our

team!

Congratulations Cindy!

Cost of Living Adjustment (COLA): Social Security and Supplemental Security Income (SSI)

beneficiaries will receive a 1.7 % COLA increase for 2015.

Medicare (Same as 2014): Part B Premium: $104

Deductible: $147

Maximum Taxable Earnings: Increased from $117,000 in 2014 to $118,500 for 2015

Information provided by: www.socialsecurity.gov

2015 Social Security Updates

Medicare Supplements

Page 2

Don’t Forget to Fund Your IRA!

It is Christmas every time you let God love others through you. Yes, it is Christmas every

time you smile at your brother and offer him your hand.

- Mother Teresa

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We are pleased to announce staff member Sarah Brenamen! Sarah

accepted the position of Office Manager in August of 2013. Prior to

joining Tiell Financial Group, Sarah worked at First Federal Bank for 5

years. Her responsibilities include: planning events, marketing,

advertising, answering the telephone, scheduling appointments, and

overseeing the daily operations of the office.

Sarah lives in Bascom, and enjoys camping, crafting, rooting for The

Buckeyes, and spending time with friends and family.

Welcome Sarah!

Debi’s Ice Cream Recipe

Life Insurance

Page 3 Volume 6, Issue 4

Welcome Sarah Brenamen

When choosing life insurance, make sure you know the different types, and which is most suitable for you:

Term Life Insurance

Term life insurance provides coverage for a specific span of time. Generally the most affordable type of life insurance, term

life can cover temporary expenses like a mortgage, a car payment or a child’s educational expenses. It often has the option

to be converted to permanent life insurance. Term life is appealing to those looking to affordably secure their loved ones.

Whole Life Insurance

Whole life is a form of permanent life insurance, meaning that coverage continues until the end of your life.* While pre-

mium payments are generally higher than term, whole life also features a cash value component that can grow over your

lifetime and, if desired, used later in life. This can be a great solution for those looking for both the financial security of

permanent life insurance and the availability of funds later in life.

Universal Life Insurance

Another form of permanent life insurance,* Universal Life also has a cash value component that can grow over your life-

time. The difference is that universal life features flexible premium payments, meaning that you may change how you fund

your life insurance without losing coverage. This flexibility is appealing to those facing a changing financial outlook.

*Coverage continues as long as premiums are paid and product remains in force. Information provided by Gleaner Life Insurance.

1 Pt Whipping Cream

1 Pt Half & Half

1/4 Cup Pure Vanilla

Whole Milk

Mix first 4 ingredients then add whipping cream, half & half, and vanilla

Pour into 1 gallon freezer, then fill with whole milk to line

Run electric ice cream maker until it is thick

Stays creamy for up to 2 weeks in the freezer

4 Eggs (Beat First)

3 Cups Sugar

1 Can Carnation Milk

2 Teaspoons Salt

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Tiell Financial Group 5941 West Tiffin Street PO Box 317 Bascom, Ohio 44809 Phone: 419-937-2879 Fax: 419-937-2875 E-mail: [email protected] E-mail: [email protected] E-mail: [email protected] Office Hours Monday - Friday 8:00am - 5:00pm

At Tiell Financial Group, we strive to grow by providing financial guidance

to average Americans, tailored to their wants and needs.

It is our goal to be proactive in an ever-changing environment, provide ex-

cellent customer service, and make every choice according to the highest

level of ethics. We endeavor to always be doing the next right thing.

Save the Date:

Our Annual Client Appreciation Event will be:

Tuesday, April 21, 2015

*Formal Invitation to Follow

www.tiellfinancial.com

Securities offered through SII Investments, Inc.® (SII), member FINRA/SIPC. SII does not provide tax or legal advice. SII and Tiell

Financial Group are separate and unrelated companies.

Holiday Office Hours

Closed for Christmas:

Wednesday, December 24

Thursday, December 25

Closed for New Years:

Thursday, January 1

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U.S. POSTAGE

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TIFFIN, OH

PERMIT #52