Volume 11, Issue 1 CBDC Celtic · From hemming jeans, to altering graduation and bridesmaid’s...
2
CBDC Celtic this issue Spotlight Events P.1 Loan Activity / AGM P.2 Training / Youth Ventures / CBDC Day P.3 Sew Far Out / SEA P.4 Volume 11, Issue 1 March 2015 Where You Can Find Us CBDC Celtic Chairperson’s Message “Where did you learn how to do that?” The answers can range from “trial and error” to “I attended a training course.” Most likely “trial and error” in- cluded many errors along the way. Attending a train- ing course takes time away from the job respon- sibilities, but can produce results far beyond your expectations. A formal training course creates a learning environment that develops skills that leads to increased knowledge. Training can be the differ- ence between barely man- aging your business and successfully managing your business. You can experience some of the benefits that training of- fers: informs you about efficiencies that can result in financial gain; develops your knowledge and skills about technologies and methods; and provides an opportunity to solve prob- lems using new skills. Con’t Pg 2 Spotlight Events by Brittany Stanley The best is yet to come" is a quote I live by. I don't want to ever say "That's as good as it gets". I want to grow in this industry, learn new things and amaze people every chance I get. My name is Brittany Stanley, I own Spot- light Events - Wedding Planning & Event De- sign. I have helped decorate and plan hun- dreds of Weddings in the past 6 years. My friends would describe me as a perfectionist, and I believe you have to be to truly succeed in this industry. I absolutely adore my job, my clients and my team, and treat each and every Wedding as if it is my own. A year ago I set out to finally make the move to start my very own business. I knew what I wanted, I knew what Brides wanted, and I knew how to decorate and plan weddings. However, I didn't know the first thing about starting a business. I needed help. I was listening to the radio one day and heard about CBDC, and thought maybe they could help me move things along. I remember the first time I met Gertie from CBDC, I was so nervous! I knew what I had to do to make this business work, I just had to explain my idea to a stranger first for the first time. Gertie was so friendly and down to earth, and from the first meeting onward, I knew she believed in me. Gertie and CBDC opened the doors I needed to get funding and were there anytime I needed help. The day everything was finalized, Gertie was genuinely happy for me. I am so thankful for all they did, helping me follow my dreams. CBDC Celtic Office Paul Building, Ferryland 709-432-2662 / 1-800-563-4377 www.cbdc.ca/celtic at “CBDC Celtic” @CBDCCeltic Sew Far Out by Sheila Devine A gorgeous blue gown, a well worn ski-doo suit, jeans and a pair of curtains all hang in a sunlit room overlooking the sea and the islands of Tors Cove. The “shore“ it is said is where the faeries live, goats talk and dreams come true, if you work hard enough. For Vickie Walsh, owner of SEW FAR OUT a life- long dream is coming true. A talented weaver, artist, rug hooker and seamstress, her skills have never included preparing budgets, business plans or maximizing social media. It was however a referral to CBDC that was the beginning of her journey into the field of business development and entrepreneurship. Skill as a seamstress was the beginning, and an awareness that the service she could provide was not readily available in the area. She knew that courses on business planning, budgeting, advertising and promotion were critical if she was to turn a skill into a successful business. Critical as well were ongoing workshops and of course financial advice and support. Because of the encouragement and assistance of CBDC she now has a steadily growing clientele. Pro- motion, advertisements, research, budgeting and financial planning have helped her service customers from the Irish Loop. From hemming jeans, to altering graduation and bridesmaid’s dresses, suits, drapery, work pants and even snowmobile suits she is now able to offer great service, competitive rates with a focus on meeting all of her client’s sewing needs. Business cards, advertisements and “word of mouth” help her promote the variety and quality of her work. The skills developed through workshops guide her towards future expansion of a separate workspace which is the next step in her business plan. There is no doubt that with the ongoing assistance of CBDC she will reach her business goals. For now, however, the gown, the jeans, the ski-doo suit and the curtains hang in the window overlooking the ocean awaiting pick-up or delivery. And of course, this is where the faeries live, goats talk and dreams come true, if you work hard enough. Vickie Walsh 691-4459 [email protected] Dates to Remember April 10 Deadline To Apply Youth Ventures Coordinator May 13 CBDC Day! Free Business Breakfast Riverside Restaurant Cape Broyle Self-Employment Assistance Program Have you ever thought about owning your own business? If you are an Employment Insurance (EI) recipient or have received EI in the last 3 years (5 years for maternity leave), you may be eligible for Self- Employment Assistance. Self-Employment Assistance allows participants to receive Employment Insurance Benefits or a living allowance while planning and starting a business. Training and mentoring for the business owner is available under this program as well. Financial support is available up to 52 weeks. For further informa- tion contact our Development Officer, Gertie Molloy.
Transcript of Volume 11, Issue 1 CBDC Celtic · From hemming jeans, to altering graduation and bridesmaid’s...
CBDC Celtic
this issue
Spotlight Events P.1
Loan Activity / AGM P.2
Training / Youth Ventures / CBDC Day P.3
Sew Far Out / SEA P.4
V o l u m e 1 1 , I s s ue 1
March
2015
Where You Can Find Us
CBDC Celtic
Chairperson’s
Message
“Where did you learn how
to do that?” The answers
can range from “trial and
error” to “I attended a
training course.” Most
likely “trial and error” in-
cluded many errors along
the way. Attending a train-
ing course takes time
away from the job respon-
sibilities, but can produce
results far beyond your
expectations. A formal
training course creates a
learning environment that
develops skills that leads
to increased knowledge.
Training can be the differ-
ence between barely man-
aging your business and
successfully managing
your business. You can
experience some of the
benefits that training of-
fers: informs you about
efficiencies that can result
in financial gain; develops
your knowledge and skills
about technologies and
methods; and provides an
opportunity to solve prob-
lems using new skills.
Con’t Pg 2
Spotlight Events by Brittany Stanley
The best is yet to come" is a quote I live by.
I don't want to ever say "That's as good as it
gets". I want to grow in this industry, learn
new things and amaze people every chance I
get. My name is Brittany Stanley, I own Spot-
light Events - Wedding Planning & Event De-
sign. I have helped decorate and plan hun-
dreds of Weddings in the past 6 years. My
friends would describe me as a perfectionist,
and I believe you have to be to truly succeed
in this industry. I absolutely adore my job, my
clients and my team, and treat each and
every Wedding as if it is my own.
A year ago I set out to finally make the move
to start my very own business. I knew what I
wanted, I knew what Brides wanted, and I
knew how to decorate and plan weddings.
However, I didn't know the first thing about
starting a business. I needed help.
I was listening to the radio one day and heard
about CBDC, and thought maybe they could
help me move things along. I remember the
first time I met Gertie from CBDC, I was so
nervous! I knew what I had to do to make this
business work, I just had to explain my idea
to a stranger first for the first time. Gertie was
so friendly and down to earth, and from the
first meeting onward, I knew she believed in
me.
Gertie and CBDC opened the doors I needed to
get funding and were there anytime I needed
help. The day everything was finalized, Gertie
was genuinely happy for me. I am so thankful
for all they did, helping me follow my dreams.
CBDC Celtic Office Paul Building, Ferryland
709-432-2662 / 1-800-563-4377
www.cbdc.ca/celtic
at “CBDC Celtic”
@CBDCCeltic
Sew Far Out by Sheila Devine
A gorgeous blue gown, a well worn ski-doo suit, jeans and a pair of curtains all hang in a sunlit room
overlooking the sea and the islands of Tors Cove. The “shore“ it is said is where the faeries live, goats
talk and dreams come true, if you work hard enough. For Vickie Walsh, owner of SEW FAR OUT a life-
long dream is coming true.
A talented weaver, artist, rug hooker and seamstress, her skills have never included preparing budgets,
business plans or maximizing social media. It was however a referral to CBDC that was the beginning of
her journey into the field of business development and entrepreneurship. Skill as a seamstress was the
beginning, and an awareness that the service she could provide was not readily available in the area.
She knew that courses on business planning, budgeting, advertising and promotion were critical if she
was to turn a skill into a successful business. Critical as well were ongoing workshops and of course
financial advice and support.
Because of the encouragement and assistance of CBDC she now has a steadily growing clientele. Pro-
motion, advertisements, research, budgeting and financial planning have helped her service customers
from the Irish Loop.
From hemming jeans, to altering graduation and bridesmaid’s dresses, suits, drapery, work pants and
even snowmobile suits she is now able to offer great service, competitive rates with a focus on meeting
all of her client’s sewing needs. Business cards, advertisements and “word of mouth” help her promote
the variety and quality of her work. The skills developed through workshops guide her towards future
expansion of a separate workspace which is the next step in her business plan. There is no doubt that
with the ongoing assistance of CBDC she will reach her business goals.
For now, however, the gown, the jeans, the ski-doo suit and the
curtains hang in the window overlooking the ocean awaiting pick-up
or delivery. And of course, this is where the faeries live, goats talk
and dreams come true, if you work hard enough.
Vickie Walsh 691-4459 [email protected]
Dates to Remember
April 10
Deadline To Apply
Youth
Ventures Coordinator
May 13
CBDC Day!
Free Business Breakfast
Riverside
Restaurant Cape Broyle
Self-Employment Assistance Program
Have you ever thought about owning your own business?
If you are an Employment Insurance (EI) recipient or have received EI in the last 3 years (5 years for
maternity leave), you may be eligible for Self- Employment Assistance.
Self-Employment Assistance allows participants to receive Employment Insurance Benefits or a living
allowance while planning and starting a business. Training and mentoring for the business owner is
available under this program as well. Financial support is available up to 52 weeks. For further informa-
tion contact our Development Officer, Gertie Molloy.
Chairperson’s Message—Cont.
Studies show that companies
who invest in training for man-
agement and employees have
higher productivity, revenue
growth and profit growth.
That’s why CBDC Celtic offers
individual and group training
courses throughout the year on
a variety of topics including
Understanding Financial State-
ments, Increasing Sales and
Using Facebook to Promote
Your Business.
CBDC Celtic is focused on
your business success. We
know that lending financial
resources is one key to that
success. Training and devel-
opment for businesses in our
region is a vital part of our
mandate. Find CBDC Celtic on
Facebook for postings on train-
ing and other opportunities.
Evelyn Reid Chairperson
Participant
Quotes on
CBDC
Training “I gained in-depth knowledge of
business Facebook pages. I
didn’t know about using insights
and scheduling posts.”
“I acquired knowledge and skills
necessary to better identify our
clients and tips on how to make
a sale.”
Dan McDonald of Goulds re-
signed from our Board of Direc-
tors in October, 2014. Mr.
McDonald served our Board for
six and a half years and pro-
vided good business insights to
board discussions. His contri-
bution and expertise is missed.
Thank-you to
Board Member
CBDC Celtic is presently re-
cruiting new board members. If
you have an interest in busi-
ness or community develop-
ment, join our board and make
a contribution to the growth of
our region. For additional infor-
mation contact:
Chairperson Evelyn Reid
Board Member
Recruitment
St. Mary’s Bay
Region
Did you Know?
CBDC Celtic has invested over $9 million in the 24 years since we have been established to assist
in business development in the region.
Training
Evelyn Reid
Upcoming Event - CBDC Day!
To Celebrate CBDC Day, CBDC Celtic is offering a FREE
Business Breakfast at the Riverside Restaurant, Cape
Broyle on May 13th, 8:30 - 10:00 am. The Guest Speaker for
this event is Jill Curran, Owner of Lighthouse Picnics.
Register before May 6th:
432-2662 or [email protected]
Space is limited
Innovation3%
Tourism15%
Fishing8%
Agriculture4%
Manufacturing31%Construction
3%
Business Services
2%
Food Service11%
Retail9%
Service13%
Social1%
CBDC Celtic's Loan Portfolio Balance as of March 31, 2014 was 2.5 M
Innovation
Tourism
Fishing
Agriculture
Manufacturing
Construction
Business Services
Food Service
Retail
Service
The Entrepreneurial Training Fund is established to assist CBDC clients in accessing business
management training by helping to cover up to 90% of the cost of eligible training. This allows
the client to take advantage of necessary training to assist in the success of managing their
business. In addition to individual training, group training workshops are also offered in a vari-
ety of topics.
CBDC Celtic held two Social Media group sessions in November 2014, “Facebook for your
Business” and “LinkedIn for Business”. Allison Stoodley facilitated the two full day ses-
sions which provided entrepreneurs, small businesses, and not-for-profit participants with
insight and guidance for effectively navigating the digital and social media world.
Another training session was held in Febru-
ary 2015, “How to Increase Sales”. Brenda
Kelleher Flight of GDP Consultant facilitated
a well-received workshop on Sales for
small businesses.
All three workshops were well attended and
participants received valuable information
and tips for their businesses.
Loan Activity
Loans Disbursed
Annual General Meeting
The Annual General Meeting of CBDC
Celtic was held in Trepassey on October
30th, 2014. Our Guest Speaker for the
Event was Brian Dalton of Altius Minerals.
CBDC Celtic reported on activity for its
fiscal year April 1, 2013 to March 31,
2014. A copy of our annual report can be
found at:
http://www.cbdc.ca/sites/default/files/cbdc_celtic_annual_report_website.pdf
Door Prize
Picnic for two at Lighthouse Picnics
H e l p i n g Y o u C r e a t e a n d S u s t a i n Y o u r F u t u r e b y S u p p o r t i n g B u s i n e s s a n d G r o w t h !
CBDC Celtic disbursed $884,400 in loans for fiscal year 2013-2014
$1,552,923 in loans has been disbursed in the first three quarters of this fiscal year 2014-2015
Job Opportunity
CBDC Celtic is seeking a Youth Ventures Program Coordinator, pending funding ap-
proval. The Program involves promoting and fostering entrepreneurship among students
from Goulds/Petty Harbour-Maddox Cove to Riverhead, St. Mary’s Bay. The position will be
based in Ferryland and requires travel throughout the region.
Qualifications should include: a good knowledge of small business; business plan develop-
ment; word processing, presentation and spreadsheet software; strong communication and
interpersonal skills; and the ability to work with minimal supervision. Preference will be
given to individuals who have completed or are currently enrolled in a business degree or
business studies program. Access to a vehicle is required. Only those selected for an in-
terview will be contacted.
This is a sixteen (16) week placement commencing April 27, 2015. Resumes will be ac-
cepted via email until 12:30 p.m., Friday, April 10, 2015 to: [email protected] For more
information on the program: www.youthventuresnl.com
H e l p i n g Y o u C r e a t e a n d S u s t a i n Y o u r F u t u r e b y S u p p o r t i n g B u s i n e s s a n d G r o w t h ! H e l p i n g Y o u C r e a t e a n d S u s t a i n Y o u r F u t u r e b y S u p p o r t i n g B u s i n e s s a n d G r o w t h !
