Viva on Plastic Money
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Transcript of Viva on Plastic Money
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Click to edit Master subtitle style
4/23/12
Project on plastic money
Smita gupta 098538
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Chapterizations
Chapter 1
Introductions
ObjectiveTypes of credit card
Chapter 2
Scope of study
Methodology
Chapter 3
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WHAT IS A CREDIT CARD?
A credit card is a card or mechanismwhich enables to purchase goods,travel and dine in a hotel without
making immediate payments. Theholders can use the cards to creditfrom banks unto 45 days. The credit
card relieves the consumer from thebotheration cash and ensures safety. Itis a convenience of an extended creditwithout formality. Thus, credit card is apassport to, SAFETY, COVENIENCE,
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Objectives
To study the awareness of the plasticmoney.
To study the reasons why consumerlike to opt for plastic money
To study the usage and advantage of
the plastic money. To study the use of plastic money in
the next generation
To study the opinion regarding plastic
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CARD HOLDER A person who earns a salary of Rs
60,000/_ per annum is eligible for acard.
A reference from a banker and theemployers of the applicant is insistedupon.
He should have a savings currentaccount in the bank.
His assets and liabilities on aparticular date are reported to bank.
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PARTICULARS DISPLAYED ON THECREDIT CARDS
NAME OF THE CUSTOMER:
16-DIGIT CARD NUMBER
VALIDITY DATE THE VISA HOLOGRAM
NAME OF THE ISSUING BANK
SIGNATURE PANEL
MAGNETIC STRIP
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Types of credit card
Bank credit card
Travel and entertainment card
In store card ATM
Debit card
Smart card
Agriculture card
Corporate and business credit card
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Scope of study
Scope of study - world wide usage ofcredit card , major types of creditcard issued by Indian banks , types ofcard issued by the bank
Methodology
Primary and secondary source
- Survey was conducted.- Secondary data was collected
through internet
Limitation :
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Findings
85 % of the respondents are aware ofPlastic Money from which 38 % of therespondents came to know about the
Plastic Money from the media, 28 %from Friends and Relatives, 18 % frombank employees, 9 % from thenewspaper and the rest 7 % from
other resources. 76 % of the respondents responds
that they always want the facility of
plastic money with the opening of an
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For the reasons for opting card is that
31 % go for fast transaction, 23 % forhandling solutions, 19 % for safetysolutions and for convenient also, 6 %
for all of above and the rest 2% forany other.
59 % have use their card weekly, 36
% use it monthly and the rest 5 %daily. Most of the cards belong to theprivate banks as they adopt manytechniques so that the customers gofor the use of plastic money in terms
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39 % of the customers usetheir card for cashwithdrawal, 24 % for the
shopping bills, 18 % for thedining bill, 11 % for
traveling and 8 % for anyother usage regarding saleand buying in the market
and on the internet also.
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CONCLUSION
Many of the respondents or the bankcustomer are aware of plastic money.
Media and friends/relatives are themain sources to know about theplastic money provided by variousbanks like HDFC , PNB Bank , ICICI
Bank . When the bank customer going to
open the account in a bank they
always want the facility of plastic
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