Visa Chip Bulletin #26 Visa Public

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C H I P B U L L E T I N # 2 6 , 0 2 / 1 9 / 2 0 1 3

Visa Announces the Availability of the VSDC 2.8.1T Applet

FUNCTIONALITY: TECHNOLOGY:

Testing ____________________ Chip

Applet _____________________ Contactless

Specifications _______________ Mobile

Other ______________________ Other______________________ INTENDED AUDIENCE: (Please note who this bulletin should be shared with)

Visa Internal Use Only Test Labs

Issuers Mobile

Acquirers Merchants

Chip Vendors Licensed Chip Vendors

Chip Card Vendors Chip Terminal Vendors

Chip Card Personalization Bureaus Other______________________

Overview:

Visa is pleased to announce the availability of the VSDC v2.8.1T (Type A, T=0) payment applet. This applet can now be provided to licensed card manufacturers on request. VSDC 2.8.1T is a simple, online-only payment application designed to meet the needs of clients in markets where a simplified chip card solution is preferred. The applet is intended to help facilitate the development of optimized contact and dual interface cards.

The VSDC 2.8.1T has been developed in compliance with the following specifications:

Visa Integrated Circuit Specification (“VIS”) version 1.5 with published updates

Visa Contactless Payment Specification (“VCPS”) version 2.1 with published updates

Visa Smart Debit and Credit (VSDC) Personalization Specification version 2.0 with published updates

EMV Card Personalization Specifications v2.0.x

EMV Contactless Communication Protocol Specification version 2.0.1 or 1.1

Visa Chip Bulletin #26 Visa Public 2

Applet Features:

Supported Features: Not Supported:

Both contact and contactless capabilities. Issuers wanting a contact only card may achieve this by personalizing only the VIS contact requirements

Offline Plaintext PIN (static or changeable)

Issuer scripting updates for PIN change/unblock, Put Data and Update Record

The MSD path, if activated, will enable both MSD CVN17 and MSD dCVV

Cryptogram Version Number 10 for contact

Cryptogram Version Number 10 and 17 for contactless

Applet can be personalized with up to four Application Identifiers (AIDs) for multi-access, i.e. one primary and up to three additional AIDs

Issuer Authentication

Cryptogram Version Number 18 or proprietary cryptogram versions for either contact or contactless

Dynamic Data Authentication (DDA) and Combined DDA/Application Cryptogram Generation (CDA) offline data authentication methods

Offline Enciphered PIN

Offline counters and accumulator

Note: In cases where the VSDC 2.8.1T applet is being used by U.S. issuers for their U.S. Debit card programs, specific requirements on the use of supported features will apply.

Applet Size:

By minimizing the features supported in the VSDC 2.8.1T applet, demands on card memory have

been optimized.

Item Description Item Size in Bytes

(Approximate)

Load Applet Package (including PSE and PPSE): 15K

Applet install and personalization (approximate total including PSE, PPSE, VSDC, qVSDC and MSD):

2.5K

Effective Date:

The VSDC 2.8.1T applet is available for immediate distribution.

Contact:

To request a copy of the VSDC 2.8.1T applet, please contact Visa Approval Services at ApprovalServices@visa.com. For questions or comments, please contact your Visa representative, or email technical questions to TechQuest@visa.com and include the keyword "VAPPLET" in the subject line of the email.