VIRTUE INCENTIVE PACKAGE

866.907.4275 | www.virtuevip.com

For professional use only. Not for use with the general public.

Partnering with Virtue to harness technology in our evolving industry.

2017

VIP

Advisors that are affiliated with Virtue Capital Management (VCM) and place

a minimum of $210,000 per month (for a cumulative total of $2.5 million annually)

of fixed indexed annuity business through Virtue Advisors will receive our

incredible incentive package at no cost.

That’s a complete total package value of over $20,000.

*Advisor is responsible for state registration cost and annual $10 FINRA fee. Branding package includes logo, stationary package, 5-page website and company Facebook page. Virtue will cover the cost of the above technology packages. **For advisors that produce over $3 million of FIA business.

For professional use only. Not for use with the general public.

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866.907.4275 | www.virtuevip.com

Annual VCME & O*

($1,500 annual value)

Salesforce® CRM (Orion) integration ($1,500 annual value)

Case Design Pro® income planning software

($600 annual value)

CompleteBranding Package*

($5,000 value)

Hidden Levers® subscription

($2,400 annual value)

Riskalayze® subscription

($2,400 annual value)

Annuity Rate Watch® subscription

($600 annual value)

SignatureGuaranteeServices

ByAllAccountsaccount integration($1,200 annual value)

*Advisor is responsible for state registration cost and annual $10 FINRA fee. Branding package includes logo, stationary package, 5-page website and company Facebook page. Virtue will cover the cost of the above technology packages. **For advisors that produce over $3 million of FIA business.

VIRTUE INCENTIVE PACKAGE QUICKSTART GUIDE

Annual TopProducer Trip**

($5,000 value)

Below is our list of advisor incentives that will be explained in detail on the following pages of this brochure.

For professional use only. Not for use with the general public.

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866.907.4275 | www.virtuevip.com

A complete total package value of over $20,000.

In-House CPA’s, Tax & Estate Planning

Attorneys

Advisors that produce $2.5 million of deferred annuities, Life Insurance, and/or qualifying Long Term Care through Virtue Advisors will receive the following benefits paid for by Virtue Advisors:

For professional use only. Not for use with the general public.

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866.907.4275 | www.virtuevip.comFor professional use only. Not for use with the general public.

866.907.4275 | www.virtuevip.com

V I P : V I R T U E I N C E N T I V E PA C K A G E

One of the most important decisions you will ever make in business is the overall look and feel of your

company brand. Admit it or not, appearances and first impressions can make or break any business

deal. The appearance of your brand means

everything and the more attractive and

appealing, the better. At Virtue, we are

offering a complete marketing makeover,

which includes rebranding your business

from the ground up. Everything from your

logo, stationary,direct mail, website design,

web-based advertising campaigns and social

media presence on Facebook and more.

For more info visit www.virtuecreative.org

Virtue Creative Branding Package ($5,000 Package Value)

Case Design Pro is a software and sales process developed to help advisors and prospective clients identify how much of their assets should be invested in safe money alternatives and how much should be invested in the market. You are able to receive unbiased case design advice working with VCM this software suite.

• CDP allows advisors to create a powerful but simple income plan in deliverable format that prospects can understand.

• Deliverable that shows total estate value, areas where the prospect has done well, areas of recommended improvement, as

well as action to take.

Learn more at www.casedesignpro.com

Case Design Pro ($600 Annual Value)

For professional use only. Not for use with the general public.

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866.907.4275 | www.virtuevip.com

Salesforce CRM integrates into Orion’s full portfolio accounting system accessible through the Financial Services Cloud, syncing household and financial account data, contextual links to access Orion reports and screen shares from the Salesforce user interface. Integration features incorporate a two-way synchronization method to report performance data, cost basis, and cash balances. Users can view these functions through a simple sign-on feature to streamline accessibility. This combination provides powerful integrations, custom workflows, and an advisor-friendly interface that can help you reduce sales cycles and better manage your business.

Salesforce CRM (with Orion Integration) ($1,500 Annual Value)

Advisors that produce $3 million of issued deferred fixed indexed annuity, life insurance, or long term care

premium during a calendar year will also qualify to attend Virtue Advisors’ annual top producers trip.

Each year we pick a new, exotic, international destination designed for a well-deserved getaway

for our top advisors and families.

To learn more about this great incentive,

visit www.vacomingevents.com.

Virtue’s Annual Top Producer Trip ($5,000 Annual Value)

V I P : V I R T U E I N C E N T I V E PA C K A G E

For professional use only. Not for use with the general public.

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866.907.4275 | www.virtuevip.com

V I P : V I R T U E I N C E N T I V E PA C K A G E

Improve operational efficiency, spend more time servicing client relationships, and show consolidated

reporting of hard to get/reach data (e.g., 401(k)). Not only show a consolidated report with assets held at the

custodial level, but now also include account values for checking, savings, money market, CD’s, cash value life

insurance, and annuities with ByAllAccounts and Orion integration. ByAllAccounts knowledge-based process

uses artificial intelligence to gather and transform financial account data to meet sophisticated requirements.

Positions, balances, transactions, and securities data are ready to reconcile against the custodian-reported data.

ByAllAccounts ($1,200 Annual Value)

CHARITABLE PLANNINGVirtue’s charitable planning network includes some of the brightest minds available in the country for Case Design. We help design simple CRTs, charitable lead trusts, “NIMCRUTs”, and “Flip-CRUTs” no matter how simple or complex. CPA SERVICEVirtue’s national network of CPAs, EAs, and tax attor-neys are here to review your clients’ and prospects’ tax returns. Our team looks for errors, suggests improvements going forward (real tax planning), and does tax returns if required. ESTATE PLANNING ATTORNEYVirtue’s national network of estate planning attorneys

does case design and estate plans in all 50 states. Everything from simple health care directives or financial power of attorney to trusts, A, B, etc., and complex planning, dynasty trusts, charitable planning and much more. INTERNATIONAL TAX PLANNINGVirtue’s international tax attorneys handle all aspects of advising and preparing tax returns for clients with income sources in and outside the United States. WHAT IF TAX REVIEWVirtue uses a “Tax What-If Doctor” through a group of tax planners that independently look at any pros-pect’s tax return and help develop sales concepts by

review of that return.

Network of CPA’s, Tax and Estate Planning Attorneys ($600 Annual Value)

Virtue will provide medallion signature guarantees to qualified advisors at no cost. We feel this service is a

great benefit to both advisors and their clients. Using Virtue for this service will expedite the transfer of

certain securities and help potentially eliminate conservation efforts.

Medallion Signature Services (Priceless)

For professional use only. Not for use with the general public.

866.907.4275 | www.virtuevip.comFor professional use only. Not for use with the general public.

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866.907.4275 | www.virtuevip.com

V I P : V I R T U E I N C E N T I V E PA C K A G E

Measure the potential impact of economic scenarios on your clients’ investments. HiddenLevers uses

economic research, historical records, statistical data, and quantitative analysis to measure millions of

relationships between the economy and investments. In a stress test using a specific scenario, investment

performance is projected by applying the scenario’s assumptions on lever movements to the model created for

each investment through regression analysis. If a scenario forecasts oil to rise, and Exxon is correlated with oil,

then Exxon will rise in that scenario. The HiddenLevers scenario model accounts for how multiple factors can

simultaneously impact an investment, so that rising stock prices and rising oil prices don’t get double-counted.

Hidden Levers ($2,400 Annual Value)

Clients have long demonstrated difficulty understanding their own risk tolerance, let alone the ability to effectively communicate or apply it. In addition, attitudes about risk tend to shift with feelings as the market’s returns ebb and flow. Riskalyze quantifies risk tolerance and matches it to the appropriate VCM model portfolios. Advisors are able to send a client or prospective client a link to a risk tolerance questionnaire. The answers, along with other important client information, like investable amount, “desperation amount”, and any recent life changes are sent to the advisor and the information is transferred into a customer relationship management (CRM) system. Orion can seamlessly integrate Riskalyze for clients that are currently invested at TD Ameritrade.

Riskalyze ($2,400 Annual Value)

AnnuityRateWatch is one of the most comprehensive fixed indexed and fixed annuity databases in the

industry. Supporting brokers, registered reps, financial planners, banks, broker-dealers, IMO’s, FMO’s, and

individual carriers, Annuity Rate Watch currently monitors over 1,400 products from over 80 carriers. Compare

Lifetime Income Benefit Riders to find that combination of product and rider which will give your client the

maximum income they need when they decide to retire.

Annuity Rate Watch ($600 Annual Value)

Annual Virtue Capital Management E & O (Up to $1,500 Value)

866.907.4275 | www.virtuevip.com

Investment Advisory services offered though Virtue Capital Management, LLC, an SEC registered investment advisor. Virtue Capital Management, LLC is an SEC registered investment advisor. Virtue Capital Management only transacts business in states where it is properly registered or is excluded or exempted from registration requirements.

Virtue Capital Management | 22 Century Blvd., Suite 455 | Nashvi l le, TN 37214