CONSUMER INFORMATION: NAME: VIPAN SHARMA SO PARAMJIT SHARMA

DATE OF BIRTH: 07-02-1983 GENDER: MALE

CIBIL TRANSUNION SCORE(S): SCORE NAME SCORE SCORING FACTORS

CIBIL TRANSUNION SCORE VERSION 2.0 725 1: LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED IS TOO SHORT.

POSSIBLE RANGE FOR CIBIL TRANSUNION SCORE VERSION 2.0

Consumers with more than 6 months credit history* : 300 (high risk) to 900 (low risk) Consumers having less than 6 months credit history* : 1 (high risk) to 5 (low risk)Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

IDENTIFICATION(S):IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) ATOPS0709F

TELEPHONE(S):TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

MOBILE PHONE 9915000178

HOME PHONE 01682240078

OFFICE PHONE 01682240887

EMAIL CONTACT(S):

ADDRESS(ES): ADDRESS VILLAGE KOT ISE KHAN NR NIRANKARI BHAWAN TEHSIL AND DISTT MOGA MOGA PUNJAB 142043

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:31-01-2010

EMPLOYMENT INFORMATION :ACCOUNT TYPE DATE

REPORTEDOCCUPATION CODE INCOME NET / GROSS INCOME

INDICATORMONTHLY / ANNUAL INCOME INDICATOR

AUTO LOAN 31-12-2013 SELF EMPLOYED 35000 Not Available MONTHLY

SUMMARY:

CONSUMER: VIPIN SHARMA MEMBER ID: BN01130051 MEMBER REFERENCE NUMBER: PSB

DATE:02-04-2015 TIME: 18:37:11 CONTROL NUMBER: 81,33,91,892

Services provided in association with COPYRIGHT 2011 CREDIT INFORMATION BUREAU (INDIA) LIMITED. ALL RIGHTS RESERVED. PAGE 1 OF 3

ACCOUNT(S) ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

TOTAL: 2 CURRENT: 0 RECENT: 28-12-2010OVERDUE: 0

All Accounts

ZERO-BALANCE: 2

HIGH CR/SANC. AMT: 15,10,000OVERDUE: OLDEST: 13-03-2009

ENQUIRIES ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 2 0 0 2 11-10-2013

ACCOUNT(S): ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED ACCOUNT NUMBER: NOT DISCLOSED TYPE: AUTO LOAN OWNERSHIP: INDIVIDUAL COLLATERAL VALUE: 385359 COLLATERAL TYPE: PROPERTY

OPENED: 28-12-2010 LAST PAYMENT: 13-12-2013 CLOSED: 26-12-2013 REPORTED AND CERTIFIED: 31-12-2013 PMT HIST START: 01-12-2013 PMT HIST END: 01-01-2011

SANCTIONED: 3,10,000 CURRENT BALANCE: 0 EMI: 6,512 PMT FREQ: MONTHLY REPAYMENT TENURE: 60 INTEREST RATE: 10.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD 12-13

STD 11-13

STD 10-13

STD 09-13

STD 08-13

STD 07-13

STD 06-13

STD 05-13

029 04-13

STD 03-13

XXX 02-13

STD 01-13

STD 12-12

STD 11-12

STD 10-12

XXX 09-12

STD 08-12

031 07-12

XXX 06-12

XXX 05-12

XXX 04-12

001 03-12

STD 02-12

XXX 01-12

000 12-11

XXX 11-11

XXX 10-11

000 09-11

XXX 08-11

XXX 07-11

000 06-11

XXX 05-11

XXX 04-11

000 03-11

XXX 02-11

XXX 01-11

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED ACCOUNT NUMBER: NOT DISCLOSED TYPE: OTHER OWNERSHIP: GUARANTOR

OPENED: 13-03-2009 LAST PAYMENT: 27-10-2012 CLOSED: 27-10-2012 REPORTED AND CERTIFIED: 30-11-2013 PMT HIST START: 01-10-2012 PMT HIST END: 01-01-2010

SANCTIONED: 12,00,000 CURRENT BALANCE: 0

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 10-12

000 09-12

STD 08-12

000 07-12

000 06-12

XXX 05-12

000 04-12

000 03-12

000 02-12

000 01-12

000 12-11

000 11-11

000 10-11

000 09-11

000 08-11

000 07-11

000 06-11

000 05-11

000 04-11

000 03-11

000 02-11

000 01-11

000 12-10

000 11-10

XXX 10-10

000 09-10

000 08-10

000 07-10

000 06-10

000 05-10

000 04-10

000 03-10

000 02-10

000 01-10

ENQUIRIES:

CONSUMER: VIPIN SHARMA MEMBER ID: BN01130051 MEMBER REFERENCE NUMBER: PSB

DATE:02-04-2015 TIME: 18:37:11 CONTROL NUMBER: 81,33,91,892

Services provided in association with COPYRIGHT 2011 CREDIT INFORMATION BUREAU (INDIA) LIMITED. ALL RIGHTS RESERVED. PAGE 2 OF 3

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

PUNJAB & SIND 11-10-2013 AUTO LOAN 5,00,000

PUNJAB & SIND 24-09-2013 BUSINESS NON-FUNDED CREDIT FACILITY-PRIORITY SECTOR-AGRICULTURE

75,00,000

END OF REPORT ON VIPIN SHARMA

All information contained in this credit report has been collated by Credit Information Bureau (India) Limited (CIBIL) based on information provided by its various members ("Members").Consequently CIBIL does not accept any responsibility on the accuracy, completeness, and veracity of any and all such information as provided.The information is current and up to date to such extent as provided by its Members. Any information contained herein does not reflect the views of CIBIL or its directors or employees.The use of this report is governed by the terms and conditions of the Operating Rules for CIBIL andits Members.

CONSUMER: VIPIN SHARMA MEMBER ID: BN01130051 MEMBER REFERENCE NUMBER: PSB

DATE:02-04-2015 TIME: 18:37:11 CONTROL NUMBER: 81,33,91,892

Services provided in association with COPYRIGHT 2011 CREDIT INFORMATION BUREAU (INDIA) LIMITED. ALL RIGHTS RESERVED. PAGE 3 OF 3