Vanderbilt FiscalFitness Infographic Final · resolutions and get your finances house in shape for...

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Do you have enough left over for a new home payment? Determine your down payment – Whether you’re sitting on a nest egg or expecting a windfall, weigh your options and calculate your cash on hand. You may need to tighten your belt. Stack your financial statements – Gather proof of employment, pay stubs, bank statements, tax returns and other pertinent paperwork. Go the distance – Follow through and finish strong. Research your lender options and choose the right fit for your financing needs. You’re almost home. Tired of giving up on your fitness resolutions each year? Forgo the diet & exercise resolutions and get your finances house in shape for the New Year! WORK OFF Your Monthly Debt Weigh your monthly spending habits with a a budget comparing your income to your expenses. Pick the right house size to fit your budget Know what you can afford BEFORE you shop for a home. Your Credit Score Payment history Amount owed Length of credit history New credit Types of credit used 1. 2. 3. $ www.vmfhomeloan.com Raise the bar to lift your credit score. Elements typically contributing toward your credit score: RESOLVE to get FINANCIALLY FIT Looking to buy a new home? Set aside a small amount of money each month to save for a deposit. Budget, discipline and fiscal self-control will yield BIG RESULTS! 1 3 4 F iscal F itness WORKOUT 2017 2 $ Fiscal FLAB $ Fiscally FIT A 4-step guide to manage your finances STEP STEP STEP STEP vmf.com/home/mortgage_calculator Sponsored ad from Vanderbilt Mortgage and Finance Inc. ALL LOAN PROGRAMS SUBJECT TO CREDIT APPROVAL Vanderbilt Mortgage and Finance, Inc., 500 Alcoa Trail, Maryville, TN 37804, 865-380-3000, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Loans made or arranged pursuant to a California Finance Lenders Law license, GA Residential Mortgage (Lic. #6911), Illinois Residential Mortgage Licensee, Licensed by the NH Banking Department, MT Lic. #1561, Licensed by PA Dept. of Banking.

Transcript of Vanderbilt FiscalFitness Infographic Final · resolutions and get your finances house in shape for...

Page 1: Vanderbilt FiscalFitness Infographic Final · resolutions and get your finances house in shape for the New Year! WORK OFF Your Monthly Debt Weigh your monthly spending habits with

Do you haveenough leftover for a newhome payment?

Determine your down payment – Whether you’re sitting on a nest egg or expecting a windfall, weigh your options and calculate your cash on hand. Youmay need to tighten your belt.

Stack your financial statements – Gather proof of employment, pay stubs, bank statements, tax returns and otherpertinent paperwork.

Go the distance – Follow through and finish strong. Research your lenderoptions and choose the right fit for yourfinancing needs. You’re almost home.

Tired of giving up on your fitnessresolutionseach year?

Forgo the diet & exerciseresolutions and get yourfinances house in shapefor the New Year!

WORK OFFYour Monthly DebtWeigh your monthly spendinghabits with a a budget comparing your income to your expenses.

Pick the right housesize to fit your budgetKnow what you can affordBEFORE you shop for a home.

YourCredit Score

Payment history Amount owed Length of credit history New creditTypes of credit used

1.

2.

3.

$ www.vmfhomeloan.com

Raise the bar to lift your credit score. Elementstypically contributing toward your credit score:

RESOLVE to getFINANCIALLY FITLooking to buy a new home?Set aside a small amount ofmoney each month to save for a deposit. Budget, discipline and fiscal self-control will yield BIG RESULTS!

1

3

4

Fiscal FitnessWORKOUT

2017

2

$

FiscalFLAB

$

FiscallyFIT

A 4-step guide to manage your finances

ST

EP

ST

EP

ST

EP

ST

EP

vmf.com/home/mortgage_calculator

Sponsored ad from Vanderbilt Mortgage and Finance Inc.

ALL LOAN PROGRAMS SUBJECTTO CREDIT APPROVAL

Vanderbilt Mortgage and Finance, Inc., 500 Alcoa Trail, Maryville, TN 37804, 865-380-3000, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Loans made or arranged pursuant to a California Finance Lenders Law license, GA Residential Mortgage (Lic. #6911), Illinois Residential Mortgage Licensee, Licensed by the NH Banking Department, MT Lic. #1561, Licensed by PA Dept. of Banking.