Celebrating our 21st year Pioneers in selling insurance online Member of the Better Business Bureau

(Zero Complaints Since Inception) Alliance of top MGAs nationwide Independent agents marketing

together under one name: USABG Produced over $300 million in sales Produced $24 million in AV in 2008 Goal of $34 million in AV for 2009 “A+”

Rating

Ability to meet with clients “virtually” face-to-face

Advanced proprietary AV Tracking System

Extensive ongoing training program in the industry

Ongoing contests, bonuses and incentive trips

Sub - Standard RisksPreferred & Standard Risks

http://ahcomaternity.com/25141/

Critical Illness Plans

Supplemental Accident

Rapid Decision Term Life

Short Term Medical

Dental

Standard Life Insurance

Senior Products

*We do not expect a check in order for you to start working with us. These amounts show suggested marketing investments necessary in order to be successful.

Multiple Streams of Income

Dual Marketing Strategy

Internet Leads◦ Shared vs. Exclusive◦ Filtered, Uninsurable and Proprietary

Telemarketed Leads◦ Small businesses who are contacted by 3rd party vendors who

are solely your prospect

Direct Dial/Predictive Dialing◦ Prospective clients are contacted through an automated service

and are directly transferred to you once they initiate the transfer by pushing the 1 button

Year 1 Year 2 Year 3

Advance Commissions $90,096 $95,502 $101,232

Earned Commissions $3,604 $3,820 $4,049

Renewal Commissions $0 $5,730 $6,074

Association Commissions $4,050 $4,172 $4,297

Other Products $2,500 $2,750 $3,000

Marketing Credits $2,703 $2,865 $3,037

Total $102,953 $114,839 $121,689

8-part initial New Agent Training◦ Lead Generation◦ Selling online◦ Combo sales, etc.

Write 4-8 applications or more each week

Earn $100K or more each year

Break down your geographic barriers by selling online using the exceptional tools we have for our agents. With

full electronic submission, you can help your clients enroll from anywhere on earth!

GasOffice Space

No ShowsCar Maintenance

Dry Cleaning

Total Monthly Cost Total Monthly Cost $800 - $1,200$800 - $1,200

Selling Online

Total Monthly Cost$99.95

Web Conference

Tool

USABG Subsite

Your online store front

Template Tool

Online letter shop for personalized e-

mails

Business Responder

ToolSend out e-mails

automatically up to 10 years

Short Cut Tool

Shortcut URL for your subsite or

web conferencing

Contact Managemen

t ToolAgent Database

POWER DIALER

Connects you to your leads instantly! Be the first agent to contact every lead!

NEW

Access to Discounted Proprietary Leads FREEFREE Errors & Omission Insurance (E&O) FREEFREE Continuing Education FREEFREE Training Programs FREE/DISCOUNTEDFREE/DISCOUNTED Web-Tools Package Proprietary Referral Program Member of the BBB

High speed internet access

Web enabled sales tools Unlimited long distance Toll-free phone number Fax machine or software Headset for your phone LEADS! LEADS! LEADS!

Complete Training Program using the USABG Training Calendar◦ *New Agent web training (8 parts)◦ Daily product trainings

Attend Weekly Sales Meeting Online◦ *Every Monday at 11:00 a.m. EST

Invest $150 - $250+ each week for leads Uphold USABG High Ethical Standards

*Required as a USABG Signature Agent

Go to:www.JOINUSABG.com◦ Select your name from the

dropdown box and enter your e-mail address to complete your enrollment

◦ Electronically sign the Signature Agent, Free E&O and Non-Disclosure Areas

◦ Select your initial training dates and choose which companies you are interested in

◦ Once enrolled, your Recruiting Manager will contact you to discuss your contracting and commissions based on your background and experience

www.JOINUSABG.com