Urban Views Weekly June 22,2016

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for the rest of your life. Get Ready June 22, 2016 Scholar of the Week - Destiny Pryor

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I Graduated! ... Now what? 5 Keys to Post-Graduate Success

Transcript of Urban Views Weekly June 22,2016

Page 1: Urban Views Weekly June 22,2016

for the rest of your life.Get Ready

June 22, 2016 Scholar of the Week - Destiny Pryor

Page 2: Urban Views Weekly June 22,2016

2 Urban Views Weekly | June 22, 2016 www.UrbanViewsWeekly.com

Financial and in-kind support from businesses and corporations are so important to the life of nonprofits. Whether through event sponsorships or grants for programs and operations, businesses matter. They provide visibility, funding and talent. Employees and executives serve as board members and volunteers donating their time, expertise and money. They encourage others to do the same; inviting their consumers, customers, partners and employees to join them in giving.

Likewise, there are benefits that accrue to businesses who engage with nonprofits. These include the opportunity to extend your brand to a new audience, or to communicate your support of specific nonprofits to your current audience. Supporting a nonprofit is an ideal way to increase visibility, network, and extend your brand. Sponsoring nonprofit events also helps attract and retain talent, especially amongst employees who want to feel connected to their community through the workplace. It can also be a creative

– and often cost-effective – way to meet

marketing or other business goals. These are a few examples of the positive impact corporate philanthropy can have on a business.

Corporate philanthropy also strengthens the community. Every day we see the impact that Wells Fargo, FedEx, Nike, Toyota, UPS, and other businesses, large

and small, make on the quality of life in communities across the country. Local businesses are also busy investing in our nonprofits with funding and volunteer hours that increase nonprofits’ impact.

It is important to focus on the business-related benefits of a relationship

with a nonprofit. At the same time, it is important to remember that nonprofits provide a community with many intangible benefits that a business cannot purchase or provide.

For example, if your company seeks to ensure that it conducts business with minority and women owned firms, then it is important to support those nonprofits that incubate, mentor, and help

VOL. 9, ISSUE 25

Urban Views Weekly, LLC6802 Paragon Place, Suite 410Richmond, VA 23230Office: (804) 441-6255Fax: (888) 439-2534

Ervin B. Clarke, [email protected]

Flora C. Clarke, Administrative [email protected]

Shelia O. Spurlock-Shaw, [email protected]

Nickkol Lewis, Art DirectorVisual Appeal, LLC | visualappealstudio.com

FUNdraising Good Times

Civic Beat

Important role of corporate support for nonprofits

Cover photo Dinwiddie County High School 2016 graduation Ervin B. Clarke

continues to page 8

“Corporate

philanthropy ...

strengthens the

community.”

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GPA: 4.8

College of Interest: University of Richmond

Major Community Service: Food banks and homeless shelters

Strong Interests: Chemistry and teaching

Favorite Activities: Marching Band, softball, volunteering and spending time with friends

Over the past years, Destiny Pryor’s multiple interests have led her to pursuing different opportunities. Her willingness to try new things is very noticeable throughout her time in high school.

“These opportunities shaped me into the person I am today; someone who is willing to try any and everything,” Destiny stated in an essay. When she was younger, Destiny said she was always the child getting into things and couldn’t remain still. Her active personality has only carried over and increased in her older years. Among all of her activities, some of her favorite things to do include participating in the marching band, playing softball, spending time with friends and volunteering. Since the early age of 7, Destiny has been interested in instrumental music. For the past 11 years, she has learned how to play the flute, the bass clarinet and the French horn. In reference to sports, softball helps her stay active, fit and also helps her meet new people. While she attends Richmond Community High School, she plays for John Marshall High School. This gives her the opportunity to meet people outside of her school. “The connections I get to make with other people and the friends and relationships that I have made now, can definitely last a while and be useful in the future,” Destiny said. Other organizations she is in include the National Honor Society, Future Business Leaders of America, Student Ambassadors, Community Council, the Spanish Club, etc.

Not only is Destiny interested in music and sports, but also science and mathematics. “My participation in the MSI: Richmond and advancement in these subjects are reasons for this deep interest,” Destiny stated. Her passion for these subjects has influenced her to pursue a degree in chemistry from the University of Richmond. She was first introduced to the university when she had the opportunity to do research in the school’s chemistry lab. Growing comfortable with the school and its professors encouraged her to make it her top choice. In the

future, Destiny’s dream job would be to work as a chemistry professor at any university. Originally, she was more attracted to the research side of chemistry, but her love for sharing information with others has geared her more toward the professor path. “Being able to collect and share information with others has always been a comfortable state for me,” Destiny stated. “Pursuing this career will allow me to have the most satisfaction in

life and will create so much happiness.”Along with all of her extracurricular work, Destiny currently has a 4.8 GPA. One of her main inspirations is her mother. “Just always working hard and going to school, she’s always told me that that’s really important,” Destiny said. “(She) always gets me off to the right start and keeps me on the right path.” Destiny plans to continue to stay on the right path and always stay active as she works hard to accomplish her goals.

Scholar of the Week By Janeal Downs

Destiny Pryor of Richmond Community

High School

Scholar0of the Week™

Watch for our Scholar of the Week segment, Wednesdays at 6:30 PM on

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To call what passes for “reality” on TV even close to actual reality is an absolute farce. One might even say it’s patently absurd. But many people follow these reality-TV sagas with the fervor of a religious pilgrimage as if they were in pursuit of the Holy Grail. They engage in fervent critical discourse around the various perspectives, life-like dramas and dilemmas involved with the utmost belief that the so-called real-life or LIVE results actually matter. (Spoiler Alert) Not only do they not matter, they are not REALITY! Political discourse is being played out in the new era of Twitter bytes as a major media information source, as if serious political and social concerns can actually be discussed with any depth or purpose on that particular platform. Instead, it serves as a stage for the typical random “putdowns” and “callouts” of political leaders, parties and agendas. These reductionist discursive debates oft come across like the “mean girls” in middle schools all over the country, or the bullies and bystanders many diversity and cultural sensitivity trainers discuss when speaking to 8th grade classes nationwide. The depth of the discussion and the interrogation of the issues involved fall woefully short of having any real meaning or substantive useful information. Therefore, there is little hope that they can induce any real change or impactful action. It’s all just noise! People on the various sides either don’t engage at all, or the discourse is so shallow it takes on the characteristic nature of those reality-TV shows that inundate cable television stations in communities all over the country. Given the serious nature of this country’s social, political, global and economic concerns, the level of dis-engagement amongst the voting populous are not only depressing, but also disturbing. The amount of

four-letter words spewing forth and vapid media memes breaking over Twitter speak to an incredible amount of misinformation and ignorance, as well as some type of mystifying blanket of apathy that has overtaken us. We, as a nation, have finally succumbed to a type of mindless disconnection and denial, and are willing to give up and give in to a Reality-TV mentality. Will we allow our collective future to fall into the hands of individuals who obviously lack the qualifications, temperament, knowledge and fundamental understanding of global affairs to be our Commander-in-Chief and the “Leader of the Free World?” Are we really going to allow that to happen? With the increasing levels of racism, misogyny,

xenophobia, homophobia and Islamophobia being elevated to the political arena by our so-called leaders and their surrogates, will we ultimately challenge ourselves to be true to what we say we believe? Are the foundational principles of the United States of America, its Constitution and its call for “Freedom, Liberty and Justice for All” the ground on which we stand or NOT?This is not a game show, people. We are not on Reality-TV, no matter how much it may sometimes feel that we are. Our integrity is being challenged and the whole world is watching. What do we truly believe, and are we willing to STAND UP for those beliefs? Or, are we just going to change the channel and hope for a different outcome next

week? You cannot call out someone for making racist statements and then, in the same breath, say but I continue to support them without consequence. That’s the kind of choice they make on the TV shows we call Reality-TV… not the choices we make when actual people’s REAL LIVES are at stake.Up Next Week: Gay Pride is dangerous

By Dr. TViewPoints

Tawnya Pettiford-Wates, Ph.D. Founder and Artistic Director

The Conciliation Project and Associate Professor Virginia Commonwealth University

[email protected] | www.theconciliationproject.org

This is NOT Reality-TV…it’s Reality

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See Tuwanda’s inspiring organ donation story at vcuhealthtransplant.org, then sign up to be an organ donor at donatelifevirginia.org.

Honoring another gift of life.When the Donate Life flag rises above downtown and on

billboards throughout our community, join us in saluting

the organ donor, living or deceased, who has just given

others the most selfless gift: life.

Hydrate Your Way to a Healthy SummerStaying well-hydrated is especially important during the summer months. In addition to normal body functions, higher temperatures draw more water through perspiration, so consciously replacing your fluid content becomes essential for overall health.

“Every system in your body – from reproduction and digestion to circulation, mood and memory – depends on water,” said Elizabeth Somer, M.A., R.D., and author of several nutrition and wellness books.

However, the Center for Disease Control and Prevention reports that 44 percent of adults drink fewer than four cups of water per day (less than half of the recommended eight glasses per day), and in some cases, no water at all.

What many people don’t realize is that beverages aren’t the only way to hydrate your body. In fact, water-dense foods such as watermelon can also boost your hydration. Sweetly flavored, low-calorie watermelon is 92 percent water and offers several nutrients along with the cancer-fighting antioxidant lycopene.

Whether eaten out of hand, tossed into a salad or blended in a healthy beverage, there are dozens of delicious ways a healthy serving of watermelon can help hydrate.

Crave-worthy snacks. Thoroughly chill the watermelon then slice, ball or cube it for a quick, refreshing and juicy boost. For kids, cut one-inch slices of the watermelon then use cookie cutters to make fun shapes for snacking.

Frozen treats. Puree watermelon, add chunks of fruit and pour into freezer molds for a sweet way to beat the heat.

Healthy juices. Make a simple Watermelon Juice for a great post-workout snack, or try this flavorful Watermelon Lemonade to put a fresh spin on a summertime favorite. Another option: add watermelon to your favorite fruit shakes or smoothies for a new flavor twist.

Salads and sandwiches. Easily add extra hydration into your regular meals by tossing chunks of watermelon into a salad or layering strips of the fruit on a sandwich or wrap.

Find more mouthwatering ideas and recipes at watermelon.org.

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Blend 2-3 cups watermelon at a time until smooth. Strain into serving pitcher, if desired.

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SAVORFamily Features

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You did it! After four years of late-night library study sessions, dreadful class schedules, cramming for exams, and staring blankly at computer screens trying to write that 10-page paper, you’ve finally walked across that stage. For some students, graduation day felt like it would never come. For others, simply making it to college was an accomplishment. But regardless of which category you fall in, and whether higher education is a family tradition or you’re a first-generation college student, making it through some of the toughest years of young adulthood is worthy of celebration. 

For four years –and sometimes longer –students are tasked with earning a GPA that would land them a dream job. Professors teach the importance of remaining involved on campus through organizations, fraternities, and sororities in order to gain leadership experience that makes them marketable to future employers. Upon enrollment, you’re equipped with an advisor from whence you get guidance on how to make the best decisions for your academic future. But when the dust settles, real life doesn’t come with assigned advisors and professors who instill wisdom in their students three times a week. After the confetti falls, the balloons deflate, and the graduation BBQ ends, graduates are faced with the sobering life question: What’s next? We’re here to help.

Get a mentor. While academic advisors and professors are no longer an option, post-grad life means exposure to more men and women in the workforce who can provide excellent counsel as you decide on what comes next. For the first time in your life, your decisions are based on your own

free will, not based on what grade you’ll get in the end. And let’s face it – how many people are really equipped to figure out life on their own after 21 years of depending on older, wiser people to call the shots? Having a mentor puts

you in the driver’s seat of your own life, while making more educated guesses along the path to success. Unsure of which career to embark on? Find someone whose level of success you’d like to reach and pick their brain about how they found their niche. Curious about how to make connections in your field or land your dream job? Mentors can direct you to proper networking events, help you pitch

yourself to potential employers, share their connections, and even prep you for interviews. Mentors offer valuable insight on everything from business lunch etiquette to negotiating a salary, and while you have to own your own successes and failures, having someone to impart their wisdom helps minimize bumps in the road. 

“A great mentor will see talents and abilities in you that you don’t see in yourself, and they will help bring those things out of you,” says Van-Neisha Johnson, Family & Consumer Science Teacher at Armstrong High School.

“Be eager to LEARN, Be eager to LISTEN, and be willing to accept an extra pair of hands that will help you get to where you want to go!”

Value experience over money.

“No experience is wasted…Everything in life is happening to grow you up, to fill you up, to help you to become more of who you were created to be.” –Oprah Winfrey

In college, students are often pushed to pursue the degree that offers the best salary in the

end. And with the reality of student loan debt knocking on your bank account’s door shortly after graduation, it’s

easy to have your eye on the ultimate goal and overlook what it’ll take to get there. Placing a paycheck above everything else, though, is a sure way to cheat yourself out of invaluable lessons and experience that come from positions that don’t pay top dollar…yet. Internships provide excellent opportunities to work closely with people who are where you aspire to be, and oftentimes, you’ll learn firsthand what it takes to acquire that long-term success. Don’t despise small beginnings, the old adage goes. And although you have your eye on the almighty dollar, those small beginnings – fetching coffee, filing paperwork, shadowing managers – builds character and industry knowledge that make you attractive to future employers. If you’re unsure of the industry you want to conquer, seek out administrative positions – positions where you acquire skill that’ll make you an asset at any office or firm. 

Read! Okay, it’s a bit of a bummer, right? To leave school, the place where you read what felt like millions of books by force, and suddenly begin reading voluntarily. It seems like self-inflicted torture. But here’s where reading truly is

6 Urban Views Weekly | June 22, 2016

Canaan Mills, Valedictorian

DCHS faculty

5 Keys to Post-Graduate

Success

I Graduated!… Now What?

By Janna M. Hall

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fundamental. The key is to read for purpose, not pleasure, and equip yourself with tools you didn’t learn in school.

“While in academia, you’re constantly being reminded of the importance of staying a step ahead of your competitors,” says George Wythe High School English Department Chair, Jimmette Jones. “Such a tip becomes increasingly essential when transitioning to the workforce. One of the key ways to ensure your preparedness is through the use of reading. Never lose the ability to be teachable, coachable, and trainable.”

Seek out memoirs of men and women you admire, and get inspired by their story. Whether it’s President Barack Obama or your favorite musician, you’ll be surprised at the lessons you learn when you delve deeper into who they were before you knew their name. Oftentimes, you’ll learn lessons of perseverance, triumph, and defeat. Other times, you’ll learn how to avoid making the same mistakes they made and have an even bigger impact than you ever imagined. If you’re sure of your desired career, research books that provide pro-tips on excelling in that field. Think of your favorite brands –more often than not, their CEO

has either written a book or shares books that have shaped their future. So do your research! The mentor you’ve chosen can share their experiences, yes, but the marvelous thing about picking up a book is that you’re exposed to the experiences of people deemed “untouchable.” 

Tasteful Tweets and Pleasant Posts, Please. Living in the digital age, nearly everyone has a social media account, spending hours a day sharing videos, funny memes, and their unsolicited opinions. Unfortunately, employers also spend their time on social media, only they’re seeking out the accounts of potential employees. They observe the photos you’re tagged in online, posts you write on Twitter, and what you publish on Instagram, looking for clues on the type of person they may be adding to their team. Knowing this, make all public profiles professional while also adding your own personal flair that shows your unique qualities. Refrain from using profanity, keep your photos clean

and tasteful, and ask that friends who post photos from a wild night out un-tag you. You’re looking for a job, here! Your personal life should be private, and anything public should be a reflection of your best side. Take a

hint from the many journalists, politicians, and executives who have lost their job due to controversial social media posts. You’re a reflection of the company you work for, and those companies want employees who can represent them at all times. To take it a step further, use social media platforms like Twitter and LinkedIn to market yourself to potential employers. It’s never too soon to create an online conversation with companies you have your eye on, and social media bridges the gap between the Human Resources department that handles your résumé and the person who you’ll actually work directly with. 

Start building your network early on. Welcome to the real world, where you actually have to start making effort to socialize with people outside of your social circle! It can be dreadful, yes, but so essential to your success. “The ability to network is an essential skill that is necessary for both short and long term success in your career.  Connecting with other professionals can

open up plenty of opportunities including mentorship, future employment, educational grants, and more,” says Ryan James, Economics Teacher for Richmond Public Schools. “In this generation, more and more people are earning college degrees and it is imperative to set yourself

apart from the competition.”

To make networking more enjoyable and less awkwardly painful, join interest groups and attend social events happening in your city. The National Urban League’s Richmond chapter is an excellent opportunity to meet young black professionals from all industries, from teaching to technology. They meet monthly and even host events where non-members can fellowship and network with other urban professionals. With a small annual membership fee, you’ll get involved in educational, economic, and social justice issues in

your community and learn how you can make an impact together. Most of all, it’s a fantastic way to meet like-minded young people who, like you, aren’t far removed from their college years. Navigating the corporate world isn’t easy, but having a solid support system comprised of people walking the same path makes it that much easier. Countless members of the National Urban League have helped fellow members extend their network even further, connect with others in their industry, and even acquire jobs. 

Feeling the sense of post-collegiate confusion is normal, and stepping into true adulthood is scary for almost everyone. But it’s important to know that you’re not alone, and keys to success are right at your fingertips at every turn. 

7 www.UrbanViewsWeekly.comPhotos Dinwiddie County High School 2016 graduation Ervin B. Clarke

5 Keys to Post-Graduate

Success

I Graduated!… Now What?

By Janna M. Hall

Alexis Campbell gives Reflections of Class of 2016

Barbara Pittman, School Board Chairman, shakes hands of graduates

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FUNdraising from page 2

The Southern Association of Colleges and Schools Commission on Colleges (SACSCOC) has voted to REMOVE Virginia State University (VSU) from Warning status and REAFFIRMED the University’s regional accreditation. At its meeting today, the Board of SACSCOC found that VSU has satisfied all the standards that led to the University being placed on warning status in 2015. “Over the past few months, we have worked diligently to provide documentation that transparently addressed compliance with the relevant SACSCOC standards and committed to devoting the necessary resources to not only meet, but to exceed these accreditation standards,” says VSU President, Dr. Makola M. Abdullah. “This process has afforded us the opportunity to be intentional about enhancing policies, programs, services, and operations. We are confident that the findings released today will further secure VSU’s sustainability as a highly effective and fiscally stable university dedicated to providing

opportunities for a quality education. We have remained committed to this mission since 1882.”

Rector of the VSU Board of Visitors, Mr. Harry Black says, “Dr. Abdullah has provided superb leadership over the past few months. He and his staff worked tirelessly to ensure that VSU met and exceeded

the SACSCOC standards. Congratulations to the academic professionals at VSU for continuing to provide excellent academic opportunities for students.”

In April, a Special Committee conducted an on-site evaluation of VSU’s compliance with the Principles of Accreditation—the accreditation standards of the Commission. SACSCOC accreditation includes all components of the institution—all programs, branch campuses, off-campus sites, and distance learning programs as reported to the Commission; thus, the removal of the warning status applies to the University in its entirety.

Virginia State University Removed From Academic Warning

build the capacity of these firms. It is difficult for a municipality or business to contract with firms that don’t exist, or that have challenges scaling to meet increased demand. History has shown the important role that minority business development organizations play, especially when there is a history of limited business opportunities for minority and women owned businesses.

One way to make a difference is to sponsor your local black chamber of commerce, or the local chapter of the National Association of Women Business Owners (NAWBO). Sponsoring their events also supports their ongoing work.

Here are our closing thoughts: When reviewing sponsorship or giving opportunities, consider the direct business benefits and the indirect ones. Consider how your investment in local nonprofits can help create a climate that attracts and retains young professionals. Diverse, inclusive communities depend on the services, expertise and advocacy provided by nonprofits such as your local NAACP chapter, LGBTQ community center, and Latino serving organizations among many others. Your financial support makes a difference.

Copyright 2016 – Mel and Pearl Shaw

Mel and Pearl Shaw are the authors of Prerequisites for Fundraising Success available on Amazon.com. For help growing your fundraising visit www.saadandshaw.com or call (901) 522-8727.

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Whether you’re planning a future procedure or navigating care after a sudden illness or accident, smart consumers have a plan in place to avoid hidden costs and billing errors common to our ever-changing healthcare system. You should too.

The Affordable Care Act (ACA) made it possible for all Americans to get some form of healthcare coverage regardless of their medical history. That’s the good news. The bad news is that everyone’s personal health circumstances and solutions are different, and we’re still far away from the day when the coverage we buy

– either individually or through our employers – can prevent us from getting unexpected bills for services and procedures our insurer didn’t cover, or errors made in the billing process.

It’s also important to know that many health insurers are adjusting to the reality of universal coverage by narrowing the assortment of doctors in their networks, leaving more patients at risk of

“surprise” bills if they are treated by practitioners outside their insurer’s network.

There are some helpful resources — both public and private — which have emerged that price health procedures. Using those resources can help avoid some major out-of-pocket healthcare expenses. It’s also essential to determine what practitioners may be in or out of network, particularly if it’s an emergency.

So what can you do to prevent these unexpected health costs? If you are not on Medicare, which tends to have more standardized pricing and coverage, you need to

question practitioners (or their billing departments) and price-compare procedures the way you would any major purchase. Depending on your local medical resources, you may have the option to conduct your research online. Here are some ways to begin.

Know how you’re covered for both emergencies and non-emergencies. It’s easier to plan for a hip replacement you’ll need in six months than for emergency surgery after an accident or sudden illness, but it’s important to think through how your coverage works in both situations:

Emergency: Emergencies are a challenge to price because it’s tough to know which practitioners and services you’ll actually need. The key is to make a plan for emergencies. Speak to your insurer now – and consult your primary care physician – to confirm that you have a good range of in-network emergency

doctors at the hospital of your choice. If not, you might want to think about switching plans during your next enrollment period. Put an easy-to-find “in case of emergency” card in your wallet next to your health insurance card that makes your preferred hospital visible to first responders or other helpers. Also, list your primary care doctor’s and your health care power of attorney’s contact information. Finally, make sure the person you designate as your health care power of attorney has access to your insurance and physician network information so he or she can guide your care more affordably if you’re incapacitated.

Non-emergency: If your doctor is recommending a particular

The Deal

How to Research and Reduce Healthcare Costs By Nathaniel Sillin

TanyaFree.com/ Urban Views Weekly PollWhile Republicans are trying to rein in Donald Trump, Democratic presumptive nominee Hillary Clinton has received an endorsement from President Obama. After giving a powerful critique of Trump, Massachusetts Senator Elizabeth Warren also endorsed Clinton. There has been speculation among political pundits of a Clinton/Warren Democratic presidential ticket. Some think it would be a dream ticket, while others think we are not ready for an all-female ticket.   

What’s your take? Is the country ready for an all-female ticket? Would you cast your vote for a Clinton/Warren ticket?

Check out the story and respond to this week’s poll at TanyaFree.com and the Urban Views Weekly FACEBOOK Page. Listen to the Tanya Free and Friends Talk Show Wednesdays @ 2pm on WCLM1450AM streaming LIVE @ TanyaFree.com and BlackTalkRadioNetwork.com. You can now watch us LIVE at TanyaFree.com and ustream.tv

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in-hospital or outpatient procedure in the coming weeks or months, you’ve got time to plan, so do it. Query your physician or his or her billing department about the cost of the procedure and what other practitioners (such as an anesthesiologist) might be involved. Then spend equal time speaking with your insurer about what you’ve learned and how extensively the procedure in question will be covered. Make sure you understand if your insurer covers the procedure on an inpatient (hospital) or outpatient (office) basis – some insurers are reportedly cutting back on outpatient coverage.

Know your deductible. The latest annual Kaiser Foundation employer health benefits survey indicated some whopping figures for health care deductibles – the out-of-pocket total you have to pay before the bulk of your health coverage kicks in. For example, if you have a $3,000 deductible that you haven’t touched this year, that’s the initial out-of-pocket amount you’re going to have to pay for any big procedure. Keep that figure in mind as you continue your research on medical options. That’s why it’s important to keep such amounts in an emergency fund or, if you have the option, set aside in a health savings account (https://www.irs.gov/publications/p969/ar02.html) where you can keep funds not only for the deductible, but for other potential out-of-pocket health costs.

Review bills closely. One recent study has reported significant errors in medical bills, particularly for hospital stays. Keep in mind

that the price-comparison exercise doesn’t stop on the way in to a procedure. You need to keep an eye on pre- and post-procedure bills from practitioners, hospitals and your health insurer for accuracy. If you see an error, contact the appropriate party or parties immediately to correct the problem.

Bottom line: There are very few industries going through as much change as healthcare. Universal coverage is good, but it’s important

to know exactly what it pays for before you need it. Set aside time to think through your health issues and do your research to help reduce healthcare costs that can impact your overall budget. Learning to save money now can preserve your budget later.

Nathaniel Sillin directs Visa’s financial education programs. To follow Practical Money Skills on Twitter: www.twitter.com/PracticalMoney

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Page 12: Urban Views Weekly June 22,2016

12 Urban Views Weekly | June 22, 2016 www.UrbanViewsWeekly.com

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