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    TAKINGCIVILSERVICESEXAM2013?

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    SAMPLENOTES

    i) CURRENTAFFAIRSii) CSAT-QUANT

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    Inflation,RBIandtheInterestRates

    Theissue:Indiainthemidstofaninflationaryepisodesincethelast2years.Itbegan

    December2009,whentheWPIinflationclimbedto7.15%,itcontinuedtorise,peaked

    April2010,atjustshortof11%.Thereafter,ithassloweddownbutitisstillmuchhighe

    than the comfort levelof less than 5%. High inflationmakesgoods and servicesle

    affordable.RBIusesitsmonetarypolicytotrytobringdowninflation.

    Inflation: Asustained rise inprices across the board, that is, a phenomenowhere theaverageprice of allgoods isonan increasing trajectory forsom

    stretchoftime.

    Independent Indias highest inflation occurred in September 197wheninflationreached33.3%

    Monetary Policy: The process bywhichmonetary authority (RBI for Indiacontrols the supply of money in the economy by exercising its control ov

    interest rates inorder tomaintain price stability andachievehigheconom

    growth. RBI has been using monetary methods primarily to control inflatio

    Thisinvolvesraisinginterestratesinordertocontroldemand.

    Other methods to control inflation: (i) Fiscal Method Government cacontrolinflationby imposing or raisingtaxes,controlling expenditureetc.(i

    Administrative Method It involves taking steps to control Hoarding

    commodities by traders, Preventing Black Marketing etc. Government cainvokeEssentialServicesManagementActortheEssentialCommoditiesActi

    caseofevidenceofHoarding.

    WhatareInflationaryExpectations?Incaseinflationisconsistentlyhigh,atleasti

    the short run, the actual inflation rate depends, in part, onwhat people expect th

    inflationratetobe.Inflationcangetworsenedbytheveryfactofhigherinflationar

    expectations.e.g.Expectingthatthepriceswillincreasemore,theunionsmaynegotia

    for higher wage increase of the workers. Higher wage will lead to higher demand fo

    goods,whichinturnwillcausethepricestorise.

    Twocausesof inflation:(i)CostPushThepricesincreaseofcommoditiesincreabecauseoftheincreaseinthecostsofproduction.(ii)DemandPullThepricesincrea

    becausetheincreaseindemandisnotbeingmetbyacorrespondingincreaseinsupply.

    WhathasRBIdonesofar? RB,throughitsmonetarypolicy,targetsthedemandside

    By increasing thekey short term interest rate (repo rate),it leaves lessmoney inth

    hands of the people, thereby reducing liquidity. With less money chasing the sam

    numberofgoods,thisissupposedtodecreasetheprices.However,iftheproblemiso

    thesupplyside,thereislittlethatRBIcando.

    RBIreviewsthemonetarypolicy8timesinayear(twiceeveryquarter) RBI had increased the reporate13 timessinceMar 2010,before relaxing

    moderatelyin2012.

    Two types of inflation: (i) Headline inflation: total inflation within an econom

    including items which can undergo spikes like food and energy. (ii) Core inflatio

    inflationwhichexcludescertainitemswhicharesubjecttovolatilepricemovementsli

    foodandenergy.

    Stagflation: A condition of slow economic growthandrelativelyhighunemployme

    accompaniedbyinflation.Thisisatoughsituationforpolicymakersbecausemonetar

    policytargeting inflationmayreducegrowthfurther.Afeweconomists feelthatIndia

    facingasimilarsituationnow.

    TheIndicestomeasureinflation

    WholesalePriceIndex

    -The price of a representative basketof

    wholesalegoods.

    - Focuses on the price of goods traded

    betweencorporations,ratherthangoods

    boughtbyconsumers(measuredbyCPI)

    -IndiausesWPItomeasureinflation(on

    a monthly basis), with base year 2004-

    05(annual%change=inflation)

    -WPIfailstoreflecttheactualpricerise

    of essential commodities (EC) because

    the weightage given to EC is just 20%.

    Remaining is Manufactured Products

    (65%)andFuel(15%)

    ConsumerPriceIndex

    - Measureschangesin the pricelevel of

    consumer goodsand services purchased

    byhouseholds.

    -It differs from WPI due togovernment

    subsidies, sales and excise taxes, and

    distributioncosts

    QuickNotes

    KeyRates

    Repo(Repurchase)rateistherateatwhich

    the banks borrow shot-term money from

    RBI,againstsecurities.

    Reverse Repo rate is the rate at which

    banks deposit their short-term excess

    liquiditywiththeRBI.

    MarginalStandingFacility(MSF)istherate

    at which banks can borrow funds when

    thereisaconsiderableshortfallofliquidity

    Cash Reserve Ratio(CRR) is the minimum

    deposit(in %)thatbanksare supposedto

    parkwithRBI(theycannotuseit)

    Statutory Liquidit y Rat io (SLR)is t he

    minimum % of deposits that the banks

    haveto maintain withthemselvesin form

    ofgold,cashorotherapprovedsecurities

    The reverse reporateis alwayskept100

    basis points (=1%) lower than the repo

    rate.MSF iskept100basispoints higher

    thanthereporate.

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    CAGReports

    Theissue:CAGtabled3reports intheParliament,whichpertainedtoPrivatizationofDel

    Airport (T3 terminal), theUltra-MegaPowerProjects (UMPPs) and theCoalBlockallocatio

    Project.TheCAGreportoncoalblockallocationswhichamountstoalosstotheexchequera

    Rs1.86 lakh croremakesit evenbiggerthan the 2Gscamloss.Mediahasnamedthis scam

    Coal-gate.

    DelhiAirport:With cash contribution tothe tune of Rs1, 813cr, DIAL got 4,799.0acresofprimelandfor60yrsonleasewithearningcapacityofRs1.63lakhcr.

    UMPPs:Coalbasedpowerprojectsthatareabletogeneratemorethan4,000MWofpower.TheCAGhas foundmajorpost-bid violation byallowing Reliance PowersLt

    (RPL)touseexcesscoalfromthethreecoalblocksallocatedtotheSasanUMPP.

    Coal Block Allocation: CAG has pointed out that since the blocks were randomassignedandnotauctioned;ithasresultedinalossofRs1.8lakhcr.

    WhoisCAG?HeistheComptrollerandAuditorGeneralofIndia.Thisisaconstitutionalpos

    similartotheSupremeCourtJudge.ThedutiesoftheCAGarementionedinArticle149ofth

    Indianconstitution.Thebasicdutyistoaudittheaccountsofthegovernment.

    CurrentCAGVinodRai

    CanthegovernmentignorethereportsofCAG?Apart fromthehuge figurethat therepoestimates as loss, the report in itself is important because it is a report from a Neutra

    Constitutional authority, andwhich is scrutinized by PAC,which includes Opposition par

    members.Hencethegovt.cannotignorethereport.Thegovernmentiscurrentlyfinalizingth

    biddingprocessofcoalblocksinpartnershipwithCRISIL.

    CRISIL, which provides ratings, research, and risk and policy advisory services,preparing the coal auctionmethodology todetermine the reserve price ofblocks th

    coalministryhasidentifiedforauction.

    PresumptiveLoss: Whetheritis2GscamortheCoalgatescam,thefigurethatisportrayeda

    loss is a presumptive loss. It is a notional loss which occurs due to not following the be

    practices like e-auctioning, competitive bidding in case of allocation of scarce naturaresources.Thisisnottheactualloss.

    Ashok Chawla Committee: Set upto in early2011 tosuggest transparent and corruptio

    process forallocationofnatural resources. Itsimportantrecommendationsare(i)following

    competitivebiddingrouteforallocationofcoalblocks,(ii)switchingtoopenacreagelicensin

    policy forallocationofoilandgasblocks,(iii)makingpublictheminutesofthemeetingofth

    Standing Linkage Committee (Long Term) pertaining to allocation decisions on coal, (iv

    putting inpublic domain theminutes of themanaging committee(MC) foroilandgasblock

    and(v)makingtheDirectorateGeneralofHydrocarbons(DGH)anindependententity.

    Summary Overall, the committee has recommended "open, transparent ancompetitive"mechanismsofsaleinthecaseofmineralblocks,and"suitablemarket-

    relatedprocesses"forthesaleofspectrum.

    Impact-69outof81recommendationofthecommitteewereacceptedbytheGroupofMinisters(GOM)butitwasleftfortheindividualministriestoimplementthem.

    2G scam: Spectrum allocation

    was undercharged leading to a

    presumptivelossofRs1.76lakh

    cr. Currently, JPC is conducting

    investigation (Chairman P C

    Chacko)

    DifferencebetweenPACandJPC

    JointParliamentaryCommittee

    - Ad-hoc committee, set up for

    specificobjective&duration

    - Set-up by a motion passed by

    onehouse&agreedtobyanother

    -Membership&subjectsdecided

    by the Parliament (LS membersalwaystwicethatofRS)

    -4JPCsbefore2G:Bofors(1987),

    Securities&BankingDeals(1992),

    Share Market Scam (2001),

    Pesticide residue in soft drinks

    (2003)

    PublicAccountsCommittee

    -Standingcommittee,constituted

    everyyear

    - To examine how the money

    granted (budget) by Parliament

    has been spent by the

    government

    - Consists of 15 to 22members.

    Notmorethan15membersfrom

    LS,&notmorethan7fromRS

    - Notsupposed to go into policy

    issues(UnlikeJPC)

    - Depends on the inputs of the

    CAG, the friend, philosopher &

    guideofPAC

    -1st

    ChairmanofPAC:WMHailey

    (1921)

    -CurrentChairmanMMJoshi

    (PACChairmanisalwaysfromthe

    Opposition,unlikeJPC)

    QuickNotes

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    ArabSpringandtheSyrianCrisis

    Theissue:InDecember2010,amaninTunisiaburnedhimselftodeathinprotesto

    treatmentbypolice.Verysoon,manycountriesoftheMiddleEast(Tunisia,Egypt,Li

    Bahrain,Yemen andSyria)witnessed pro-democracy rebellions.Collectively, they

    called ArabSpring. In2012, Syria has been atthe center ofthisrevolutionwith

    SyrianPresidentBasharAlAssadgettingintoamilitaryconfrontationwiththerebe

    therestoftheworlddiscussinghowtoputanendtothissituation.

    Whyisitrunningforsolong?InLibya,becauseoftheUnitedNationsSecuCouncil(UNSC)resolution,foreignpowersprovidedopensupportthathelpe

    bringingthe regimedown.InEgypt,the countrystop leadersquitthemse

    due to the uprising. However, in Syria, world powers are divided. T

    ResolutionsbyUNSCwerevetoedbyChinaandRussia,becausetheyfeelitw

    violateSyriassovereignty.

    Indiasstand: IndiaisaNon-PermanentmemberinUNSCfor2yearsandhtovoteonresolutions

    UNSCVoteonSyria IndiasVote

    Oct2011 Abstained

    Feb2012 VotedFOR

    Jul2012 VotedFOR

    AugUNGA2012 Abstained

    Indiahasbeenchangingitsstand-IndiabelievesthataCountrysSovereigmustberespected.InOct,IndiaabstainedfromUNSCvote,toreflectthissta

    butatthesametime,Indiaexpectedthattheviolenceshouldstop.Butin

    2012, when the violence against citizens did not stop, India voted FOR

    Resolution. However, in Aug 2012, India abstained from voting because

    draftoftheresolutioncalledforPresidentofSyriatostepdownfrompowwhichIndiaconsidersasexternalinfluenceonacountry. UNSC, with 15 members, can take wide ranging decisions (power to

    decisionsisheavilytiltedinfavourofpermanentmembers)thatmightinvo

    militaryaction.UNGA,with193members,cantakedecisionsdemocratical

    voting,buttheirvotewillhaveonlymoralpersuasioneffect.LikeinAug2

    when133ofthe193membersvotedinfavoroftheresolutiondenouncing

    violenceinSyria.CountryName Dateline Outcome

    Tunisia 17Dec2010-14Jan2011 GovernmentOverthrown,Electionspeacefu

    conducted.NewPresidentMocefMarzaou

    Egypt 25Jan2011-11Feb2011 GovernmentOverthrown,Electionsheld

    NewPresidentMohamedMorsi

    Libya 17Feb2011-23Aug2011 GovernmentOverthrownafteracivilwar

    NewPresident-MohammadMagarief

    Syria 15Mar2011-Ongoing SignsofCivilWar,ManyCivilianCasualties.N

    clearInternationalPlan

    UNSC&India

    - UNSC is the organ of United Nations

    which is charged to maintain

    InternationalPeaceandStability.

    - 15 members including 5 Veto wielding

    permanent members. Remaining 10 are

    non-permanentanddonotwieldVeto.

    - Indiais anon-permanent member for2yrs till Dec 2012. This is the 7th time

    thatIndiahasbeenonUNSC.

    - India has been seeking a permanent

    seatontheUNSCasamemberoftheG4,

    an organization composed of Brazil,

    Germany, Japan, and India, all who are

    currently seeking permanent

    representation

    - India has a permanent mission to the

    UN, which is led by the Permanent

    Representative,HardeepSinghPuri

    -IndiaisafoundingmemberofUN.

    - Vijaya Lakshmi Pandit was elected the

    firstwomanPresidentoftheUNGeneral

    Assemblyin1953

    GCC: Gulf Cooperation Council is a

    politicalandeconomicunionoftheArab

    states bordering the Persian Gulf andlocatedonorneartheArabianPeninsula,

    namely Bahrain, Kuwait, Oman, Qatar,

    SaudiArabia, andUnited ArabEmirates.

    AlongwiththeUN,itisplayingakeyrole

    intryingtoresolvetheSyriancrisis.

    QuickNotes

    UNSCResolution1973: Itformed the legal

    basis for military intervention in theLibyan

    civil war, demanding "an immediate

    ceasefire"and authorizingthe international

    communitytoestablishano-flyzoneandto

    useallmeansnecessarytoprotectcivilians.

    10SecurityCouncilmembersvotedinfavor&

    5 (Brazil, Germany, &India, and permanent

    members China & Russia) abstained, with

    none opposing. This led to the defeat &

    deathofMuammarGaddafi,thedictatorof

    Libya

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    EurozoneCrisis

    Theissue:TheEuropeandebtcrisis(Eurozonecrisis)isthetermforEuropesstruggletop

    thedebtsithasbuiltupinrecentdecades.FiveoftheregionscountriesPortugal,Irela

    Italy,Greece,andSpain(calledPIIGS)have, tovarying degrees, failed togenerate enou

    economicgrowthtopaybacktheirdebts.Althoughthesefiveareseenasbeingthecountries

    immediatedangerof apossibledefault, thecrisishasfar-reachingconsequencesthatexte

    beyond their bordersto theworld asawhole.The structure of theEurozone asamoneta

    union (i.e., one currency) without fiscal union (e.g., different tax and public pension rul

    contributedtothecrisisandharmedtheabilityofEuropeanleaderstorespond.

    What is the problemwithGreece?Greece,which spent a lotof years and failedgenerate income, was the first to feel the impact of weaker growth. When grow

    slows,sodotaxrevenuesmakinghighbudgetdeficitsunsustainable.Theresultw

    that Greecewasforced toannouncethat its debtswere so large thatthey actua

    exceedthesizeofthenationsentireeconomy.SinceGreeceisapartoftheEurozon

    its problems became theproblemsof Eurozone. Investors responded by demand

    higheryieldsonGreecesbonds,whichraisedthecostofthecountrysdebtburdena

    requiredaseriesofbailoutsbytheEuropeanUnionandEuropeanCentralBank(ECB

    WhathavetheEuropeanGovernmentsdoneaboutthecrisis?Theprimarycouofaction thus farhas been a series of bailouts forEuropes troubled economies.

    early2010,whentheEuropeanUnionandInternationalMonetaryFunddisbursed1billioneuros ($163billion) toGreece.Greecerequireda secondbailoutinmid-20

    for about $157 billion. OnMarch 9, 2012, Greece and its creditors agreed to a de

    restructuring that set the stage for another round of bailout funds. Ireland a

    Portugalalso received bailouts, inNovember 2010andMay2011, respectively. T

    EurozonememberstatesalsocreatedtheEuropeanFinancialStabilityFacility(EFS

    toprovideemergencylendingtocountriesinfinancialdifficulty.

    EFSFwas created bythe euromember states following the decisionstaken on9 May 20

    withintheframeworkoftheEcofinCouncil(comprisingofEconomicsandFinanceMinisters

    the Member States). The EFSFs mandate is to safeguard financial stability in Europe

    providing financial assistance to euro area Member States. It is backed by guaran

    commitments from the euro areaMember States for a total of780 billion(approx. $10

    billion or 1 trillion) and has a lending capacity of 440 billion.Its headquarter is

    Luxembourg.

    EuroTroika:TheEuropeanCommission,EuropeanCentralBankandInternationalMoneta

    Fund,inthecontextofworkingtogethertoresolvetheGreekcrisis,arecalledtheEuroTroika.

    EffectofEurozonecrisisonIndia :Duetothiscrisisworldtradehascomedown&thish

    alsoimpactedIndiasexportstoEurope.Investorconfidenceisalsolow,whichhasledtoles

    ForeignDirectInvestment(FDI)&ForeignInstitutionalInvestment(FII)toIndia.

    FDI - investment directly into production in a country by a company locatedanothercountry,eitherbybuyingacompanyinthetargetcountryorbyexpand

    operationsofanexistingbusinessinthatcountry.Ithelpsinthegrowthofthecoun

    whereinvestmentisdone.

    FII-investmentmadebyaninvestorinthemarketsofaforeignnation.Itcanbeeaswithdrawn.However,exitingfromFDIistougherbecauseitsalongterminvestme

    intoactualassets.FIIisthemodethroughwhichforeigninvestorsputtheirmoney

    stockmarkets.

    Schengen Area comprises the

    territories of 26 European countries

    thathaveimplementedtheSchengen

    Agreement signed in the town of

    Schengen, Luxembourg,in 1985. The

    Schengen Area operates very much

    like a single state for international

    travel with external border controls

    forthosetravellinginandoutofthe

    area, but with no internal border

    controls when travelling between

    Schengencountries.

    QuickNotes

    What is the difference between

    European Union and Eurozone?

    European Union is a political union,

    consisting of 27 countries. These

    countries share common external

    tarif fs and have free trade area

    amongthem.Eurozoneisamonetary

    union where they have a common

    currencyEuro,whichpromotestrade,

    tourism.17 membersof EUare part

    ofEuro.

    The Maastricht Treatyestablished the European Union

    under itscurrentname in 1993.

    The latest amendment to the

    constitutional basis of the EU,theTreaty ofLisbon, came into

    forcein2009

    Estonia isthe latestmember ofEurozone(2010)

    UK is a part of EU, but not ofEurozone

    The European Parl iament iselected every five years by EU

    citizens.

    The current President ofEuropeanCouncilisHermanVan

    Rompuy Free Trade Agreement (FTA)

    betweenIndiaandtheEuropean

    Union (EU) is expected to be

    signedsoon

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    CSAT-QUANTTECHNIQUESFROMINDIAsNo.1APTITUDETRAINERBYJU

    INDEX

    1)CONSTANTPRODUCTRULE

    2)POWERCYCLE

    3)MINIMUMOFALLREGIONSINVENNDIAGRAMS

    4)LAST2DIGITSTECHNIQUE

    5)SIMILARTODIFFERENTGROUPING(P&C)

    6)APPLICATIONOFFACTORIALS

    7)GRAPHICALDIVISIONFORGEOMETRY

    8)ASSUMPTIONMETHOD

    1)CONSTANTPRODUCTRULE &

    Thisrulecanbeappliedwhenwehavetwoparameterswhoseproductisconstant,orinotherwords,when

    theyareinverselyproportionaltoeachother.

    eg)TimexSpeed=Distance,Pricexconsumption=Expenditure,Lengthxbreadth=Area

    A increaseinoneoftheparameterswillresultina decreaseintheotherparameteriftheparametersare

    inverselyproportional.

    Letsseetheapplicationwiththefollowingexamples

    1)Amantravelsfromhishometoofficeat4km/hrandreacheshisoffice20minlate.Ifthespeedhadbeen6

    km/hrhewouldhavereached10minearly.Findthedistancefromhishometooffice?

    Solution:Assumeoriginalspeed=4km/hr.Percentageincreaseinspeedfrom4to6=50%or. increasein

    speedwillresultin decreaseinoriginaltime=30minutes.(fromgivendata).Originaltime=90minutes=1.5

    hoursAnswerisDistance=speedxtime=4x1.5=6km

    2)Thereisa20%increaseinpriceofsugar.Findthepercentagedecreaseinconsumptionafamilyshouldadopt

    sothattheexpenditureremainsconstant.

    Solution:Herepricexconsumption=expenditure(constant)

    Usingthetechnique,20%( )increaseresultsin16.66%( )decreaseinconsumption.Answer=16.66%

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    2)PowerCycle

    Thelastdigitofanumberoftheformabfallsinaparticularsequenceororderdependingontheunitdigitof

    thenumber(a)andthepowerthenumberisraisedto(b).Thepowercycleofanumberthusdependsonits

    unitdigit.

    Considerthepowercycleof2

    21=2, 2

    5=32

    22=4 26=64 2

    3=8 2

    7=128

    24=16 2

    8=256

    Asitcanbeobserved,theunitdigitgetsrepeatedafterevery4th

    powerof2.Hence,wecansaythat2hasa

    powercycleof2,4,8,6withfrequency4.

    Thismeansthat,anumberoftheform

    24k+1

    willhavethelastdigitas2 24k+2

    willhavethelastdigitas4

    24k+3

    willhavethelastdigitas8 24k+4

    willhavethelastdigitas6(wherek=0,1,2,3)

    Thisisapplicablenotjustfor2,butforallnumbersendingin2.

    Thereforetofindthelastdigitofanumberraisedtoanypower,wejustneedtoknowthepowercycleofdigits

    from0to9,whicharegivenbelow

    Forexample

    3) Findtheremainderwhen375isdividedby5.

    1)Expressthepowerintheform,4k+xwherex=1,2,3,4.Inthiscase75=4k+3.

    2)Takethepowercycleof3whichis3,9,7,1.Sincetheformis4k+3,takethethirddigitinthecycle,whichis7

    Anynumberdividedby5,theremainderwillbethatoftheunitdigitdividedby5.Hencetheremainderis2.

    Sometimes,youmaygetaquestioninthetermofvariables,whereyouneedtosubstitutevaluestogetthe

    answerinthefastestwaypossible.

    Forexample,

    4) Findtheunitdigitof

    Putn=1,theproblemreducesto73^4

    ,whichis781.

    Since81=4k+1,takethefirstdigitinthepowercycleof7,whichis7.

    5) Whatisthefirstnonzerointegerfromtherightin83301957

    +83701982

    ?

    a)3 b)1 c)9 d)noneofthese

    83701982

    willendwithmorenumberofzeroessoweneedtoconsideronlythefirstpart.Rightmostnon-zero

    integeroftheexpressionwillbe=unitdigitof8331957

    Unitdigit Powercycle Frequency

    0 0 1

    1 1 1

    2 2,4,8,6 4

    3 3,9,7,1 4

    4 4,6 2

    5 5 1

    6 6 1

    7 7,9,3,1 4

    8 8,4,2,6 4

    9 9,1 2

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    =unitdigitof31957.

    Since1957=4k+1,takethefirstdigitinthepowercycleof3,whichis3.

    6) IfN=(13)1!+2!+3!+..+13!

    +(28)1!+2!+3!..+28!

    +(32)1!+2!+3!+...+32!

    +(67)1!+2!+3!+......+67!

    ,thentheunitdigitofN

    is

    (a)4 (b)8 (c)2 (d)noneofthese

    BasedonPowerCycle

    After4!Everynumberisoftheform4k+4,hereweneedtocheckthenatureofthepowertill4!Everytermspowerisoftheform4k+1.

    Sotakingthefirstdigitfromthepowercyclesof3,8,2,and7wewillgettheunitdigitas(3+8+2+7=..0).

    Ans=0

    3)Usefultechniquetofindthelast2digitsofanyexpressionoftheformab

    Dependingonthelastdigitofthenumberinquestion,wecanfindthelasttwodigitsofthatnumber.

    Wecanclassifythetechniquetobeappliedinto4categories.

    TYPE METHOD EXAMPLES

    1)Numbersendingin1 Thelastdigitisalways1.

    The2nd

    lastdigit=productof

    tensdigitofbase*unitdigitof

    thepower.

    In2167

    ;2isthetensdigitof

    baseand7istheunitdigitof

    power

    1)2167

    =__41(2*7=__4_)

    2)4187

    =__81(4*7=__8_)

    3)1261167

    =__21(6*7=__2_)

    4)31124

    =__21(3*4=__2_)

    2)Numbersendingwith5 Lasttwodigits:

    always25or75

    e.g.)155534

    =__25

    3)Numbersendingin3,7,9 Changethepowersothatthebaseendswith1andthenuse

    thesametechniqueasforthose

    numbersendingwith1.

    eg)34,7

    4&9

    2allwillendin1.

    e.g.)17288=(174)72(takingthepower4as7

    4willendin1.

    (172*17

    2)

    72

    =(_89*_89)72

    (aslast2digitsof172=89)

    =(_21)72

    (aslast2digitsof89*89=21)

    Answer=__41(as2*2=4)

    4)Forevennumbers(2,4,6,8) Usethepatternofthenumber

    1024=210

    i.e.

    *210

    raisedtoevenpowerendswith76and

    *210

    raisedtooddpowerends

    with24.

    e.g.)2788

    =(210

    )78

    *28=

    __76*__56=__56.

    Itisalsoimportanttonotethat,

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    1.76multipliedbythelast2digitsofanypowerof2(>21)willendinthesamelast2digitsasofthatpowerof2

    E.g.76*04=04,76*08=08,76*16=16,76*32=32

    2.Thelasttwodigitsofx2,(50-x)

    2,(50+x)

    2,(100-x)

    2willalwaysbethesame.Forexamplelast2digitsof

    122,38

    2,62

    2,88

    2,112

    2.willallbethesame(..44).

    Also,lasttwodigitsof112=39

    2=61

    2=89

    2=111

    2=139

    2=161

    2=189

    2andsoon

    3.Tofindthesquaresofnumbersfrom30-70wecanusethefollowingmethod

    7)Tofind412

    Step1:Differencefrom25willbefirst2digits= 16

    Step2:Squareofthedifferencefrom50willbelast2digits= 81Answer=1681.

    8):Tofind432

    Step1:Differencefrom25willbefirst2digits= 18

    Step2:Squareofthedifferencefrom50willbelast2digits= 49Answer=1849

    4.Combiningallthesetechniqueswecanfindthelast2digitsforanynumberbecauseeveryevennumbercan

    bewrittenas2*anoddnumber

    4)MinimumofallregionsinVennDiagrams

    9) Inasurveyconductedamong100meninacompany,100menusebrandA,75usebrandB,80use

    brandC,90usebrandD& 60usebrandE ofthesame product.Whatistheminimum possiblenumberof

    menusingallthe5brands,ifallthe100menuseatleastoneofthesebrands?

    Sumofthedifferencefrom100=(100-100)+(100-75)+(100-80)+(100-90)+(100-60)=95

    Againtakethedifferencefrom100= 5(answer)

    5)SimilartodifferentGroupinginPermutation&Combination

    AllquestionsinPermutationandCombinationfallinto4categories,andifyoumasterthese4categories,you

    canunderstandallconceptsinP&Ceasily.

    1)SimilartoDifferent

    2)DifferenttoSimilar

    3)SimilartoSimilar

    4)DifferenttoDifferent

    Inthisbooklet,wewilllookatthefirstcategory;i.e.SimilartoDifferent,whereIwillgiveauniqueapproachto

    thenumberofwaysofdividingnidentical(similar)thingsintordistinct(different)groups

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    a)NOLIMITQUESTIONS

    Letmeexplainthiswithanexample.SupposeIhave10identicalchocolatestobedividedamong3people.

    The10chocolatesneedtobedistributedinto3partswhereapartcanhave zeroormorechocolates.

    Soletusrepresentchocolatesbyzeroes.Thestraightredlines(Callthenones)areusedtodividetheminto

    parts.Soyoucanseethatfordividinginto3parts,youneedonlytwolines.

    Supposeyouwanttogive1

    stperson1chocolate,2

    nd3chocolatesand3

    rd6chocolates.Thenyoucanshowit

    as:

    Supposeyouwanttogiveoneperson1chocolate,anotherperson6chocolatesandanotherone3,thenitcan

    berepresentedas:

    Nowiffirstpersongets0,secondgets1andthirdgets9chocolatesthenitcanberepresentedas:

    Nowsupposeyouwanttogivefirstperson0,secondalso0andthirdallof10thenyoucanshowitlike:

    So,fordividing10identicalchocolatesamong3personsyoucanassumetohave12(10zeroes+2ones)thingsamongwhichtenareidenticalandrest2aresameandofonekind.Sothenumberofwaysinwhich

    youcandistributetenchocolatesamong3peopleisthesameinwhichyoucanarrange12things,among

    which10areidenticalandofonekindwhile2areidenticalandofonekindwhichcanbedonein Theabovesituationissameasfindingthenumberofpositiveintegralsolutionsofa+b+c=10.a,b,cisthe

    numberofchocolatesgiventodifferentpersons.

    b)LOWERLIMITQUESTIONS

    Now supposewehave a restrictionthat the groups cannot beempty i.e. in the aboveexampleall 3personsshouldgetatleast1.

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    Youhavetodividetenchocolatesamong3personssothateachgetsatleastone.Startbygivingthemone

    eachinitiallyandtakecareofthiscondition.Youcandothisin just1 wayasallthechocolatesareidentical.

    Now,youareleftwith7chocolatesandyouhavetodividethemamong3peopleinsuchthatwaythateach

    gets0ormore.Youcandothiseasilyasexplainedaboveusingthezeroesandones.Numberofways=

    Theabovesituationissameasfindingthenumberofnaturalnumbersolutionsofa+b+c=10.(a,b,carethe

    numberofchocolatesgiventodifferentpersons)

    NowsupposeIchangethequestionandsaythatnowyouhavetodivide10chocolatesamong3personsin

    suchawaythatthefirstpersongetsatleast1,thesecondatleast2andthethirdatleast3.

    Itsassimpleasthelastone.Firstfullfilltherequiredcondition.

    Givethe1st

    person1,secondperson2andthethirdperson3chocolatesandthendividetheremaining4

    (1012-3)chocolatesamongthose3insuchawaythateachgetsatleast1.

    Thisissameasarranging4zeroesand2oneswhichcanbedonein6C2ways.

    Theabovesituationissameasfindingthenumberofpositiveintegralsolutionsofa+b+c=10suchthat

    a>1,b>2,c>3.a,b,cisthenumberofchocolatesgiventodifferentpersons.Inthiscasetheansweris9C2.

    10)Rajeshwenttothemarkettobuy18fruitsinall.Ifthereweremangoes,bananas,applesand

    orangesforsaletheninhowmanywayscanRajeshbuyatleastonefruitofeachkind?

    a)17

    C3 b)18

    C4 c)21

    C3 d)21

    C4

    ThisisaGroupingtype1SimilartoDifferentquestion,withalowerlimitcondition.M+B+A+O=18

    Removeonefromeachgroup,therefore4issubtractedfrombothsides.

    TheproblemchangestoM+B+A+O=14.Usingthelogicalshortcutyoujustlearnt,theanswerisbasedonthearrangementof14zeroesand3ones(i.e.17

    C3)

    11) Therearefourzeroestobeputinfiveboxeswhereeachboxcanaccommodateanynumberof

    zeroes.Inhowmanywayscanonedothisif:

    a)Zeroesaresimilarandboxesaredifferent

    a)275 b)70 c)120 d)19

    Whenthezeroesaresimilarandtheboxesaredifferent,itsagroupingtype1question

    A+B+C+D+E=4,whereA,B,C,D,Earethedifferentboxes.Thenumberofwaysofselectionand

    distribution=8C4=70

    12) Thenumberofnonnegativeintegralsolutionsofx1+x2+x310

    a)84 b)286 c)220 d)noneofthese

    Bynon-negativeintegralsolutions,theconditionsimplythatwecanhave0andnaturalnumbervaluesforx1,

    x2,x3,andx4.Toremovethesignaddanotherdummyvariablex4.Theproblemchangestox1+x2+x3+x4=10

    Thisisanexampleofgroupingtype1(SimilartoDistinct).Itisthearrangementof10zeroesand3ones.

    Usingtheshortcutofzeroesandones,Thereforetheansweris13

    C3=286

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    6)APPLICATIONOFFACTORIALS

    AthoroughunderstandingofFactorialsisimportantbecausetheyplayapivotalrolenotonlyinunderstanding

    conceptsinNumbersbutalsootherimportanttopicslikePermutationandCombination

    DefinitionofFactorialN!=1x2x3x(n-1)xn

    Eg1)5!=1x2x3x4x5=120 eg2)3!=1x2x3=6

    LetusnowlookattheapplicationofFactorials

    I) Highestpowerinafactorialorinaproduct

    QuestionsbasedonhighestpowerinafactorialareseenyearafteryearinCAT.Questionsbasedonthiscanbe

    categorizedbasedonthenatureofthenumber(primeorcomposite)whosehighestpowerwearefindingin

    thefactorial,i.e

    a) Highestpowerofaprimenumberinafactorial:

    Tofindthehighestpowerofaprimenumber(x)inafactorial(N!),continuouslydivideNbyxandaddallthe

    quotients.

    13)Thehighestpowerof5in100!

    =20; 4;Addingthequotients,its20+4=24.Sohighestpowerof5in100!=24

    ALTERNATIVEMETHOD

    =20+4=24(Wetakeupto52

    asitisthehighestpowerof5whichislessthan100)

    b) Highestpowerofacompositenumberinfactorial

    Factorizethenumberintoprimes.Findthehighestpowerofalltheprimenumbersinthatfactorialusingthe

    previousmethod.Taketheleastpower.

    14)Tofindthehighestpowerof10in100!

    Solution:Factorize10=5*2.

    1.Highestpowerof5in100!=24 2.Highestpowerof2in100!=97

    Therefore,theanswerwillbe24,becausetogeta10,youneedapairof2and5,andonly24suchpairsare

    available.Sotakethelessernumberi.e.24&thisistheanswer.

    15)Highestpowerof12in100!

    Solution:12=22

    *3.Findthehighestpowerof22and3in100!

    Firstfindoutthehighestpowerof2.

    Listingoutthequotients: ; ; ; ; ;

    Highestpowerof2=50+25+12+6+3+1=97.Sohighestpowerof2 2=48(outof972s,only48are2 2)

    Nowforthehighestpowerof3. ; ; ; ;

    Highestpowerof3=48.Thus,thehighestpowerof12=48

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    II) Numberofzerosintheendofafactorialoraproduct

    Findingthenumberofzeroesformsthebaseconceptforanumberofapplicationquestions.Inbase10,

    numberofzerosintheenddependsonthenumberof10s;i.e.effectively,onthenumberof5s

    InbaseN,numberofzeroesintheendhighestpowerofNinthatproduct

    16)Findthenumberofzeroesin13!Inbase10

    Solution:Weneedtoeffectivelyfindthehighestpowerof10in13!=Highestpowerof5in13!Asthispower

    willbelesser.

    17)Findthenumberofzeroesattheendof15!inbase12.

    Solution:Highestpowerof12in15!=highestpowerof22*3in15!=Highestpowerof3in15!=5

    III) Numberoffactorsofanyfactorial

    Letuslookatanexampletounderstandhowtofindthenumberoffactorsinafactorial

    18)Findthefactorsof12!STEP1:Primefactorize12!i.e.findoutthehighestpowerofallprimefactorstill12(i.e.2,3,5,7,11).

    12!=210

    *35*5

    2*7*11

    STEP2:UsetheformulaN=am*b

    n(a,baretheprimefactors).Thennumberoffactors=(m+1)(n+1)

    Thenumberoffactors=(10+1)(5+1)(2+1)(1+1)(1+1)=792.Answer=792

    APPLICATIONQUESTIONBASEDONFACTORIAL

    20)Howmanynaturalnumbersaretheresuchthattheirfactorialsareendingwith5zeroes?

    10!is1*2*3*4*(5)*6*7*8*9*(2*5).Fromthiswecanseethathighestpowerof5till10!is2.Continuinglike

    this,10!-14!,highestpowerof5willbe2.Thenext5willbeobtainedat15=(5*3).

    Therefore,from15!To19!-Thehighestpowerof5willbe3.

    20!-24!HighestPower=4,In25,wearegettingoneextrafive,as25=5*5.Therefore,25!to29!,wewillget

    highestpowerof5as6.Theanswertothequestionistherefore,0.Therearenonaturalnumberswhose

    factorialsendwith5zeroes.

    7)USEOFGRAPHICALDIVISIONINGEOMETRY

    Letslookatatechniquewhichwillhelpyousolveageometryquestioninnotime

    21) ABCDisasquareandEandFarethemidpointsofABandBCrespectively.

    FindtheratioofArea(ABCD):Area(DEF)?

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    LetsdividethefigureusingdottedlinesasshowninFigureB.AreaofABCD=100%.AreaAEDG=50%.ThenArea

    inshadedregion1(AED)=25%.Similarly,DCFH=50%.Areainshadedregion2(DCF)=25%.NowAreaofEOFB=

    25%..Areaofshadedregion3(BEF)=12.5%.Totalareaoutsidetriangle=62.5%.Areainsidetriangle=100-

    62.5=37.5%.requiredratio=100/37.5=8:3.TolearnthisdirectlyfromBYJU,referthevideointheCDgiven

    8)ASSUMPTIONmethod

    This involves assumingsimple values for thevariables in thequestions, and substitutingin answer options

    basedon thosevalues.Assumption helps totremendouslyspeeduptheprocess ofevaluatingtheansweras

    shownbelow.

    22)k&2k2arethetworootsoftheequationx

    2px+q.Findq+4q

    2+6pq=

    a)q2b)p

    3c)0d)2p

    3

    Solution:Assumeanequationwithroots1&2(k=1)

    =>p(sumofroots)=3andq(productofroots)=2.

    Substituteinq+4q

    2

    +6pq=54.Lookintheansweroptionsfor54onsubstitutingvaluesofp=3andq=2.weget2p3=54.=>Ans=2p

    3.

    23)ConsiderthesetS={2,3,42n+1),wherenisapositiveintegerlargerthan2007.DefineXastheaverage

    ofoddintegersinSandYastheaverageoftheevenintegersinS.WhatisthevalueofX-Y?

    a)1 b) c) d)2008 e)0

    Thequestionisindependentofn,whichisshownbelow.

    Taken=2.ThenS={2,3,4,5).X=4andY=3.X-Y=1,Taken=3.thenS={2,3,4,5,6,7}.X=5andY=4.X-Y=1

    Henceyoucandirectlymarktheansweroption(a).Youcansolvethequestioninlessthan60seconds.

    Thereweremorequestionswhichcouldbesolvedusingsimilarstrategies.

    Themethodsgivenaboveclearlyshowthatforsomeonewithgood

    conceptualknowledgeandrightstrategiesthequantsectionisacakewalk.

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