UNITED STATES OF AMERICA

CONSUMER FINANCIAL PROTECTION BUREAU

ADMINISTRATIVE PROCEEDING

File No. 2017-CFPB-0011

In the Matter of:

N ationstar Mortgage LLC

CONSENT ORDER

The Consumer Financial Protection Bureau (Bureau) has reviewed the data

collection and reporting practices of N ationstar Mortgage LLC (Respondent, as defined

below) and has identified the following law violations: Respondent's mortgage loan data

submissions for 2012, 2013, and 2014 contained substantial errors in violation of the

Home Mortgage Disclosure Act (HMDA), 12 U.S.C. §§ 2801-2810, and its implementing

regulation, Regulation C, 12 C.F.R. pt. 1003. 1 Under Sections 1053 and 1055 of the

Consumer Financial Protection Act of 2010 (CFPA), 12 U.S.C. §§ 5563, 5565, the Bureau

issues this Consent Order (Consent Order).

1 All references to Regulation C are to the version in effect during the Relevant Period.

2017-CFPB-0011 Document 1 Filed 03/15/2017 Page 1 of 21

2017-CFPB-0011 Document 1 Filed 03/15/2017 Page 2 of 21

2017-CFPB-0011 Document 1 Filed 03/15/2017 Page 3 of 21

2017-CFPB-0011 Document 1 Filed 03/15/2017 Page 4 of 21

2017-CFPB-0011 Document 1 Filed 03/15/2017 Page 5 of 21

2017-CFPB-0011 Document 1 Filed 03/15/2017 Page 6 of 21

2017-CFPB-0011 Document 1 Filed 03/15/2017 Page 7 of 21

2017-CFPB-0011 Document 1 Filed 03/15/2017 Page 8 of 21

2017-CFPB-0011 Document 1 Filed 03/15/2017 Page 9 of 21

2017-CFPB-0011 Document 1 Filed 03/15/2017 Page 10 of 21

2017-CFPB-0011 Document 1 Filed 03/15/2017 Page 11 of 21

2017-CFPB-0011 Document 1 Filed 03/15/2017 Page 12 of 21

2017-CFPB-0011 Document 1 Filed 03/15/2017 Page 13 of 21

2017-CFPB-0011 Document 1 Filed 03/15/2017 Page 14 of 21

2017-CFPB-0011 Document 1 Filed 03/15/2017 Page 15 of 21

2017-CFPB-0011 Document 1 Filed 03/15/2017 Page 16 of 21

the Bureau upon the Bureau's request.

XII

Notices

IT IS FURTHER ORDERED that:

50. Unless otherwise directed in writing by the Bureau, Respondent must provide

all submissions, requests, communications, or other documents relating to this

Consent Order in writing, with the subject line, "In re Nationstar Mortgage,

File No. 2017-CFPB-0011," and send them either:

a. By overnight courier (not the U.S. Postal Service), as follows:

Regional Director, Bureau Southeast Region 1625 Eye Street, N.W. Washington D.C. 20006; or

b. By first-class mail to the below address and contemporaneously by email to

james.carley@cfpb.gov and cfpb_seranalysts@cfpb.gov:

Regional Director, Bureau Southeast Region 1700 G Street, N.W. Washington D.C. 20552

XIII

Compliance Monitoring

IT IS FURTHER ORDERED that, to monitor Respondent's compliance with

this Consent Order:

51. Within 21 days of receipt of a vvritten request from the Bureau, Respondent

must submit additional Compliance Reports or other requested information,

which must be made under penalty of perjury; provide sworn testimony; or

produce documents.

17

2017-CFPB-0011 Document 1 Filed 03/15/2017 Page 17 of 21

2017-CFPB-0011 Document 1 Filed 03/15/2017 Page 18 of 21

2017-CFPB-0011 Document 1 Filed 03/15/2017 Page 19 of 21

2017-CFPB-0011 Document 1 Filed 03/15/2017 Page 20 of 21

2017-CFPB-0011 Document 1 Filed 03/15/2017 Page 21 of 21