United Overseas Bank Limited 74th Annual General Meeting · 21 April 2016 United Overseas Bank...
Transcript of United Overseas Bank Limited 74th Annual General Meeting · 21 April 2016 United Overseas Bank...
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21 April 2016
United Overseas Bank Limited
74th Annual General
Meeting
Wee Ee Cheong
Deputy Chairman and Chief Executive Officer
Customer Deposits
$241 billion +2.9% yoy
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Return on Equity
11.0% -1.3%pt yoy
Total Income
$8,048 million +7.9% yoy
2,327
2,803 3,008
3,249 3,209
2011 2012 2013 2014 2015
3,678 3,917 4,120 4,558 4,926 2,021
2,578 2,600 2,900
3,122
35.5% 39.7% 38.7% 38.9% 38.8%
2011 2012 2013 2014 2015
Net interest income ($ million)
Non-interest income ($ million)
Non-interest income/ Total income (%)
Net Profit After Tax
$3,209 million -1.2% yoy
141 153
179 196 204
169 182
215 234 241
83.3% 84.0% 83.4% 83.8% 84.7%
2011 2012 2013 2014 2015
Customer Loans
$204 billion +3.9% yoy
23.0 25.1
26.4
29.6 30.8
11.1% 12.4% 12.3% 12.3%
11.0%
2011 2012 2013 2014 2015
Shareholders’ Equity
$31 billion +4.1% yoy
Loan/Deposit Ratio
84.7%
+0.9%pt yoy
Shareholders’ Equity/Return on Equity Customer Loans/Deposits
Loans ($ billion) Deposits ($ billion) Loan/Deposit ratio (%) Shareholders’ equity ($ billion)
Return on equity (%)
Steady Set of Results, Strong Balance Sheet
Net profit after tax ($ million)
Growing with our customers in the region
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Wholesale banking:
– Developing comprehensive
product coverage and
advisory capabilities.
– Supporting customers’
expansion across Asia.
Retail banking:
– Helping our customers secure
their financial future.
– Creating a convenient and
consistent banking
experience.
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Digitalisation - Enriching the Customer Experience
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Digitalisation - Enriching the Customer Experience
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Digitalisation - Enriching the Customer Experience
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Strengthening the Social Fabric
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Strengthening the Social Fabric
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Japan 2 South Korea 1
China 22
Taiwan 4 Hong Kong 3
India 2
Myanmar 2 Vietnam 1
Philippines 1
Brunei 2
Thailand 157
Malaysia 47
Singapore 74
Indonesia 190
Australia 4
Delivering on our Regional Strategy
– Confident of Asia’s fundamentals.
Long-term growth drivers underpinned
by increasing connectivity.
– UOB’s strong balance sheet, regional
network and franchise enable us to
support customers through economic
cycles.
– Disciplined approach in balancing
growth with stability to deliver long-
term shareholder value.
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Thank you