UNION CHURCH & COMMUNITY CENTRE, CROUCH END (Baptist /United Reformed)

ANNUAL REPORT AND ACCOUNTS 2019

Registered Charity 1150944

REPORT OF THE TRUSTEES

The Deacons as Charity Trustees present their report together with the financial statements for the

year ended 31'" December 2019.

LEGAL AND ADMINISTRATIVE INFORMATION

The deacons of the church are deemed to be the Charity Trustees. They are elected by the Church

Members and serve for a period of three years. They may then be re-elected for a further period of

three years with no limit to re-election. The minister is an ex officio trustee.

The deacons who have served during the year and to the date of this report are as follows:-

Kate Salinger

Olive Greaves (to 5/5/2019)

Peter Gilbert (from 5/5/2019)

Rev'd Gerry Stanton (from 5/8/2020)

Ruby Marsh-Goodey

Patrick Maher (to 5/5/2019)

Anne Chambers (co-opted 13/7/2020)

The church premises are situated on the corner of Ferme Park Road and Weston Park, N8 9PX.

The church secretary is Mrs Kate Salinger who can be contacted on 020 8368 1329.

BANKERS

Barclays Bank pic, 8 The Broadway, Crouch End, London N8 95X

OBJECTIVE AND ACTIVITIES

The purpose of Union Church and Community Centre, Crouch End is to advance the Christian faith in

Hornsey and Crouch End in accordance with the principles and practices of Baptists Together and the

United Reformed Church. We are an LEP affiliated with the London Baptist Association and URC

Thames North synod.

The trustees have the responsibility of working with the Minister and congregation in promoting the

work of the Church and Centre; the Mission of the Church, pastoral, evangelistic, and ecumenical;

and for the safe operation and maintenance of our properties.

The Church and Community Centre hire out their buildings on a regular basis to a large number of

groups. We also let for one-off events such as children's parties.

Due to the Covid-19 pandemic our buildings were closed in March 2020 to all users. This will have a

serious effect on our income and community involvement as well as our members and worshipping

friends. At the date of this report we are working to try and re-open the building, following

government guidelines and denominational advice. We are fortunate that we have significant

reserves.

Page 1of 4

STRUCTURE, GOVERNANCE AND MANAGEMENT

Ferme Park Baptist Church was built on this site in 1889. Following the merger with Park Chapel, the

new Union Church was formed. Charity registration as a local ecumenical partnership was

completed on 25'" February 2013 under number 1150944.

The minister and trustees are assisted in managing and maintaining the church by Peter Kenyon

(Finance Officer), Luke Griffiths (Caretaker) and Margaret Hervie (Administrator). Two other staff

(Paulette Wolfe and Anne Chambers) run the 321 stay and play group.

FINANCIAL

The accounts for the year are set out on pages 4 to 7. The trustees have taken the opportunity to

prepare these financial statements in accordance with the Charities Act 2011 Section 144, using the

Receipts and Payments basis available to small charities, and the United Reformed Church guidance.

The unrestricted fund indicates that expenditure exceeded receipts by f44,049. This was in part

anticipated as we now pay a minister 50% stipend and have lost the income on the manse. The

income from church hail hire reduced from f43,442 to 830,371.There was also significant

expenditure on the buildings to catch up on maintenance that has been overlooked for some years.

Our unrestricted cash funds were depleted and at end of year were f22,754.

The Deacons recognise the importance of holding adequate unrestricted funds to ensure the smooth

operation of the Church and the Centre, and to enable them to meet emergency situations that may

arise from time to time. At 31"December 2019, the Church held reserves of f22,754 (f66,813 in

2018). The new total is equivalent to 3.28 months of income.

Following the decision at AGM on 5'" May 2019 we distribute a sum equivalent to 5% of the annual

unrestricted income to the wider Baptist and URC families. We have not given to Baptists Together

Home Mission for some years and intend to do so this year. The amount to be given is f4165.This

will be paid to Baptists Together Home Mission in August 2020.

INVESTMENT POLICY

A long-standing legacy fund is held and managed by URC Thames North synod. This increased from

approx. f185000 to f222000 during the year. The trustees intend to check restrictions on this fund

to be used in 2020 and beyond.

RISK MANAGEMENT DURING THE YEAR

The trustees have identified what they believe to be the major risks which the church faces and are

satisfied that these have been adequately mitigated where necessary.

PUBLIC BENEFIT

When planning our activities for the year, the deacons have considered the Commission's guidance

on public benefit including the specific guidance on charities for the advancement of religion.

Everyone is welcome to attend our regular services and other activities.

ACHIEVEMENTS AND PERFORMANCE

Our services in 2019 started by looking at some church basics (e.g. worship, Bible reading, prayer)

then mostly using the lectionary. Our minister takes half of the services.

Page 2 of 4

We are greatly blessed by visiting speakers who come to lead our worship. Thanks to Roger Orme,

Tony Alderman, Bob Allaway and John Grant for regularly bringing God's blessing to us. Winston

Bygraves, Carla Maurer and Paul Martin made one off visits as did a speaker from Christian Aid.

We saw two of our very long serving deacons step down. Many, many thanks to Olive Greaves and

Patrick Maher. Peter Gilbert was elected as a deacon and has already been a great support for the

church. Ruby Marsh-Goodey and Kate Salinger remain as deacons.

To help us all read and apply the Bible we started the Bible Course from the Bible Society. This was

very helpful but we did not complete it in 2019.

We shared a reflective, simple meal on Maundy Thursday joined by friends from Muswell Hill URC.

The Good Friday witness in front of Hornsey town hall had a slightly different format this year with

Matt Lunn from the Methodist Church speaking and support from Adam Pymble from Christ Church.

Our minister meets regularly with other local ministers to pray and chat together to see how we can

work together to bring the Gospel to Crouch End and Hornsey.

Our 321 stay and play group saw a drop in numbers and we had some discussion with the staff about

that. We agreed that more promotion is needed and we will increase the fees for the first time in

many years. Thanks to Paulette Wolfe and Anne Chambers for tirelessly running this group.

We held a summer BBQ to encourage all groups that use the building to get to know one another.

Thanks to our friendly chef Luke Underhill for his excellent BBQ cooking. The weather held up and

this was seen as a lovely event which we hope to make regular every summer.

Our long running, free Christmas meal for those who might otherwise be alone was a wonderful

event again. Particular thanks to Luke Underhill for cooking a magnificent turkey with all the

trimmings dinner and to our church administrator, Margaret Hervie for the detailed organisation.

We also thank our hard-working caretaker, Luke Griffiths and our calm and thorough finance officer

Peter Kenyon for their work this year.

As far as the community centre side of things go, we are working on improving links and

strengthening relationships with and between the renters. We have a very diverse set of groups

renting from us, ranging from Alcoholics Anonymous to Zip Zap.

We want to improve some aspects of the building to make it more attractive for the church and

renters. We will look at lighting, the chairs, upstairs kitchen and possibly other areas.

We want to be seen as a genuine community centre not just rooms to let so will further strengthen

relationships with and between rental groups.

The church congregation is small and elderly which has many benefits. Our services are intimate and

interactive. However, it is not sustainable so we will consider different ways of meeting and being

church in the hope of attracting new people.

There is so much potential with the building and staff we have to develop a healthy centre for the

local community. Let's hope and pray for that in 2020 and beyond.

Page 3 of 4

Approved by the Trustees on August 2020 and signed on

their behalf by Kate Salinger (Secretaryj on August 20M

; '.-":.::;Offerwlgs and Gdt Aid

, ,- .Fund Raising and Donations

,:-:Monies Raised for Outside Causes':.';: '-Legacies Received

.,'--': Property - Lettings

32,166 .- 12,066 1,534 I,

532 111 ',

0 'I,QQO;

45,715 57,835 j

,945:.... 3,945 3,369 .

I

132'-

525.22,599; .

4,96022,599 6,351

4,960 7,510 '::.:

7,425::-,-: 7,425770 607! -'.

"Maintenance of Church Buildings

', , Maintenance of Investment Properly

:- . .::::6portworks-:-: Sundry Expenditure 770

Totat Payments:", :,'-':".-:-".-'-'-.-:-'."':...' 127,357 ':-:- 7,137 " 7,557' 142,051 178,959:-

.. NET RECEIPTS I (PAYMENTS) ':::::::-:-'..-' -44,059 . -408 '. ' 2,475 ":. -41,992 -65,059

-.:TRANSFERS between funds '.- .' 2,':-' " ' .:;:;. 0 0'.

Change in investment values 36,559 - -:; 36,559 748,

;Property - ChurchiHaII Users ', '.: .": 30,371'.:. 30,371 43,442

Investment income0 0:,

e'. '

-'; Bank Deposit Account Interest ='-':;::;::; 577 ' I577 351, .

Sundry Income 124 124 402

.321 stay and piay „- -:. ,:-:-',. 6,729!::::;-':-, 6,729 5,856:=

Total Receipts;:, =,:-.'-„'=':j...';-";,-,''':-.': 83,298 ''..- 6,729 '::;: 10,032:, ::-.' '

100,059 113,900 -'.

' ' '.'PAYMENTS

", '- - Cost of ministry::". :;;, 25,692.::::;:' ':.- 25,692 13,126

321 stay and play 623 '' 7,137. ' 7,76Q 7,011 .

; -,Church Running Costs 72,188; 72,188 142,935'....- Programme Activity Costs i.:-' 0' 0 1,222,

",Support of Outside Causes132', „: 657 197

:;:CASH FUNDS blfwd J January .-.'-'.-'p'.:;::: 66,813

'CASH FUNDS cffwd 31 December:-" -'. :.,:;:-::.',::,'- 22,754-

408:, 176,420::-:::;=: 243,641 307,952

0 -.:. 215,454;::::' 238,208 243,641

"'-STATEMENT QF ASSETS AND LIABILITIES

.Moneta AssetsCash

201-:-;:", .; ',: 201 110'

. . Hank Current Account 4,405. 4,405 6,664'

Deposit Accounts 9,267: 2,475:. . : 11,742 51,566 *'

Synod/Baptist Trust Deposits:. :,;: .': 8,881:-:; ':-: 212,979:—..- -, , 221,860 185,301

Total monetary assets, ::::.10;::: 22,754::, 0:,:-' 215,454 ':.-': —.-' 238,208 243,641,

Gift Aid Recoverable 600:, .::;:'-: 600 560' "

..Other MoniesduetoChurch -":.-,:. : 2,638 2,638 1,883

Insurance Prepaid: -,:. '. '- 2,382':;':.—::-: 2,382 1,709'

";"Assets used for church purposes -:-:::=--.=',::::,:-'-.:.-: -:

: -", Buildings under statutory trusts:, : 11 --", -:Church buildings and manse

:.Church Contents 11 ';;.Furnishings and equipment

LiabilitiesIndependent Examination

Opus Energy

Scottish 8 Southern Electricity

750':; -;:. =; 750

0 0

0 0

750:: 6QO

0:.; Q

0'' 0:

' &APPROVED by the Trustees on PQ. Og.gag Q and signed on their behatf

A. tow n lFl r ~~~~/ A/e

' UNION CHURCH AND CQMIIUNITY CENTRE, CROUCH END

FINANCIAL STATEIIENTS YEAR ENDED 31 DECEMBER 2019

ACCOUNTING POLICIESThe financial statements have been prepared in accordance with the Charities Act 2011, using the Receiptsand Payments basis available to small charities.

FUND ACCOUNTING

Unrestricted Funds may be used by the church for any of its ordinary purposes,

Designated Funds represent unrestricted funds set aside by the church for specific designated purposes; theycan be transferred back into general funds at the church's decision.

Fund name 8t purpose. " Balance Receipts . Payments, Transfers . . Balanceb/fwdR inyearE . inyearK ' foryearF c/fwd E

Mothers 5 Toddlers 408: 6,729 7,137 0

Last Year2018

Total F

Tctais ter dssionatedtunds: ~408 .~8,728 ~7,187 ~0 ~0Restricted Funds represent income which may be expended only on those restricted objects provided in theterms of a trust or bequest, or donations or grants received or invited for a specific purpose. These funds canonly be spent on the specific purpose for which they were given. Any balance remaining unspent must becarried forward as a balance on that fund for future expenditure on that specific purpose, or returned; it cannotbe absorbed into generai funds

Fund name 8 purpose: Balance Receipts Payments . Balanceb/fwd E in year f. in year E c/fwd E

Bequest from Marjorie Smith 176,420 36,559 212,979Special Appeals 0 132 132 0Lottery 9,900 7,425 2,475

Totals for restricted funds ~176,420 ~46,581 ~7,557 ~215,454

This YearUnrestricted Designated Restricted 2019

Funds ra. Funds E Furids S Tctai EMONIES RAISED FGR OUTSIDE CAUSESChristian AidCoffee Mornings - VinebranchOther Causes 400

00

1320

400

01'l1

0Totals raised for outside causes ~400 ~0 ~122 ~522PROPERTY INCGIIEMontesson Nul saryFiat, 143 Ferme Park Road53 Rokesley AvenueHire of EquipmentStorage ChargesHire ot' HailsPartiesOther

Total property income

CHURCH RUNNING COSTSGas and ElectricityWater RatesTelephoneWaste DisposalSalaries 8 PensionsinsuranceAccounts ExaminationBank ChargesOther Financial ServicesWindow CleaningFire 8 Security ManitenanceGardeningHand Dryer MaintenanceCleanersStationery 8 Office SuppliesOrgan 8 Piano RepairsCopyrights 8 LicencesMembers' FuneralsProfessional Services

18,00026,416

040

1,21428,814

1,55745

~76,O85

7,8520

8722,184

41,5725,015

750288

0628154

12110476

3,9390

3060

8,M0

18,00026,416

040

1,21428,814

1,55745~o ~o ~vs, osa

7,8520

8722,184

41,5725,015

750288

0628154

12110476

3,9390

3060

8,030

18,00024,27615,559

098

39,3142,830

0

100,077

7,6410

9782,210

47,3314,850

7500

65,732387

2,2'l6977

1,953770

2,98175

0306

3,778

Total church running costs ~72.188 ~0 ~0 ~72,188 142,935

UNION CHURCH AND COMMUNITY CENTRE, CROUCH END

- NOTES - continued

.. . =; -m:-",-::::--',-.-..c'-::--'".-:;-'-'=. This Year -':::",.' Last Year. :— Unrestricted, Designated -. :: Restricted:-. 20'l9 - 2018

Funds E -.Funds F . Funds r:::: Total F '::: Total E

6 PROGRAMME ACTIVITY COSTS

3-2-1 Club 0Sunday Club 0Christmas Lunch 0Outings 0Tradecrafl Supplies 0Expenditure on Organised Events::::-- .. . 0. '

Total programme Activity Costs --':. :—.': ~0 ".~0 '~0"~07 SUPPORT OF OUTSIDE CAUSES

Disaster Emergency Committee: -.' 200:: - . 200St John's Ambulance 150 150

Vinebranch 0 0Christian Aid 50 132 182Save the Children 0 0 '.Discretionary Fund Payments 126 125

Total aupportorautsigeCauses . ~5Z5 ~0 ~t22:~5528 IIAINTENANCE OF CHURCH BUILDINGS

Grounds 8 Buildings 2*731 2,731Building Supplies 0 0Locks 8 Keys 16 16Plumbing, Drains 8 Flood Repairs 4,830 4,830Electrician Services 9,327 9,327Ughting Supplies 50 50Glazing Repairs 200 200Health 8 Safety 3,315 3,315Gas Services 0 0General Purchases 1,185 1,185CCTV Security 944 944Total Maintenance of Church Buildings ~22, 599 ~0 ~0 ~22,599

9 MAINTENANCE GF INVESTMENT PROPERTIESAgents Commission 0 0Sundry Repairs 1,165 1,165Utilities—Nursery, 143 Ferme Park Road 1,067 1,067—Flat, 143 Ferme Park Road 0 0- 53 Rokesly Avenue 276 276

Council Tax, 53 Rokesley Avenue . 2,452 . 2,452Premises insurance, 53 Rokesly r 0 0TotslMaintensncsoflnvsstmentnrop'a ~e~~~0 ~ C,gtlgi

10 MONETARY ASSETSThe church monies are not held in segregated accounts, but for the sake of this frnancial statement thof each account is allocated appropriately over the various funds.

00

500

12820

1,8500

222.1,1052,341

1200

156230327

0

~5,250

11 ASSETS USED FOR CHURCH PURPOSESThe church building on the corner of Ferme Park Road and Western Park London N8 9TA togetherwith the investment properties are vested in The London Baptist Property Board Ltd and are held for thebenefit of the church. The church buildings are insured for F 1r387,927 and the investment properties f891,427.

12 INVESTMENTS HELD FQR CHURCH PURPOSESThe URC Thames North Trust holds as trustee 12,934.4 units in COIF Income units being the proceeds from alegacy of the late Marjorie Smith The church enjoys the income arising from these investments which are heldin Restricted Funds.

The market value of both investments are included in the cash balances of the church and any changes inmarket vaiues are reflected in the Receipts and Payments Account.

~+4~~UNION CHURCH AND COIIIIUN

!~i-„FINANCIAL STATEIIENTS YEA

++~TREASURER'S STATEIIENT

~~~~„'': l have prepared the financial state

www'--.j~accounting records of the church.

":,".-„.'-"'-~,:""PETER KENYON

'-"."";-„:INDEPENDENT EXAIIINER'S R-.

-'=„==;.-=.":.::-':,,:-: I report on the financial statement

=":=-',.;='on 31 December 2019 and set ou

"::-::.;--:-::;:;Respective responsibilities''-:::-:.'-".,;The church is responsible for the

:,::,,:."j.requirement of Section 144 of the

--',;:,::.::-',:::;:-:.-: state, on the basis of procedures

ITY CENTRE, CROUCH END

R ENDED 31 DECEIIBER 2019

ments on pages 1 to 3 for the year ended 31 D

Page 4

019 from the

~Jg.,

ecember 2

01.05.2020 (date)

uch End for the year ended::P-":.-:-;";:,

fk

EPORTs of Union Church and Community Centre, Cro

t on pages 1 to 3.

nsiders that the audit

It is my responsibihty to

Charity Commissioners

attention.

preparation of the financial statements, and co

Charities Act 2011 (the Act) does not apply.

specified in the General Directions given by the

whether particular matters have come to my,.;..." under Section 145(5)(b) of the Act. ,

:;-:".:,='-.';:-',-::: Basis of Independent Examine

-;::-".-,"-:-':-': My examination was carried out i

-.'-:,':;-:"An examination includes a revie

:~-'accounts presented with those r

::::-,:-;.'in the financial statements, and

:-'';"-:,-., undertaken do not provide all th

;-:=':— express an audit opinion on the

;--;,-'-'';:-,"::,independent Examiner's state

;:=-::::::.''---:=", In connection with my examinatio

""::=",:,':::.:''=:; to believe otherwise than that the

.-,"=..-;.:that those records satisfied the r

;-:-'=.'-- should be drawn in ordepto enab

rian Hosier

, ::,'Chartered unta t

:.;-';-.; 109 rwent Road'.~London N13 4QA

r's reportn accordance with the General Directions of th

w of the accounting records kept by the church

ecords. It also includes consideration of any u

seeking explanations concerning any such ma

e evidence that would be required in an audit, a

view given by the financial statements.

e Charity Commissioners.

and a comparison of the

nusual items or disclosures

tters. The procedures

nd consequently l do not

ntion which gave me cause

g records of the church, and

matter to which attention

ments to be reached.

mentn of the church funds, nothing came to my atte

financial statements accord with the accountin

equirements of the Act. I am not aware of any

le a proper understanding of the financial state

;.;.;, 21-Sep-20

j .4 UNION CHURCH AND COMINUNITY CENTRE, CROUCH END~~&&FINANCIAL STATEINENTS YEAR ENDED 31 DECEINBER 2019

".":~~QQj TREASURER'S STATEINENT

~~I have prepared the financial statements on pages 1 to 3 for the year ended 31 Decem~&~~~~~ accounting records of the church.

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ective responsibilitieshurch is responsible for the preparation of the financial statements, and considers that the auditement of Section 144 of the Charities Act 2011 (the Act) does not apply. It is my responsibility toon the basis of procedures specified in the General Directions given by the Charity CommissionersSection 145(5)(b) of the Act, whether particular matters have come to my attention.

:";-=:,=g~:-:-':,-'-'

I report on the financial statements of Union Church and Community Centre, Crouch End for the year endedecember 2019 and set out on pages 1 to 3.

-',.'':: Basis&&~~My exa

-'-.=''An exa

of Independent Examiner's reportmination was carried out in accordance with the General Directions of the Charity Commissioners.mination includes a review of the accounting records kept by the church and a comparison of theresented with those records. It also includes consideration of any unusual items or disclosurescial statements, and seeking explanations concerning any such matters. The proceduresn do not provide all the evidence that would be required in an audit, and consequently I do notaudit opinion on the view given by the financial statements.

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endent Examiner's statementnection with my examination of the church funds, nothing came to my attention which gave me causeeve otherwise than that the financial statements accord with the accounting records of the church, andose records satisfied the requirements of the Act. I am not aware of any matter to which attentiond be drawn in ordepto enable a proper understanding of the financial statements to be reached.i