UnderstandingLease Types

FMVFair Market Value Dollar Buyout

$1 OUT LTO(Lease to Own)

Fair Market Value (FMV)

FMVFair Market Value

Most Versatile

Most Popular

| Lease Type|

Options at Lease EndCustomizable ProgramsLower Monthly Payment than $1 Buyout

Durations

12 month

24 month

36 month

48 month

60 month

|Accelerated | | Tax Savings|

Customers can write off all of theirlease payments as tax deductions which will net them a much greaterfirst year tax savings.

This is opposed to a cash purchaseor other forms of financing where the equipment is depreciated.

$1 OUTDollar Buyout

Dollar Buyout leases are more like traditional financing in that the equipment is owned outright at lease end for only $1. This makes $1 out leases perfect for financing things like

software.

$1 OUTDollar Buyout

$1 OUT

Similar to Traditional Financing

Equipment is Owned at Lease End

Allows Financing for Software

Dollar Buyout Durations

12 month

24 month

36 month

48 month

60 month

(LTO)

Lease to Own

LTO(Similar to $1 in that the equipment is owned at lease end.)

LTO is a 24 month term with 21 billable payments.

Buyout is equal to 3 payments which you have 90 days to pay

State laws have different requirements in regards to lease documents and LTO is a purchase option for states where $1 Buyouts have restrictions.

Lease to Own

What Happens at Lease End?

FMV Leases Four Options

Lease End

Renew

Upgrade

Purchase

Return

One option you have is to simply re-lease the equipment for a new term and keep enjoying the equipment you already have at the same low monthly payment you are accustomed to.

Renew

Purchase

At the end of FMV leases you have the option to purchase the equipment for its fair market value. The FMV price will vary depending on equipment and it's current condition but a estimate would be slightly more than another months payment.

Micro Ticket Customers Almost AlwaysPurchase the Equipment at Lease End

Upgrade

One of the best features of FMV leasing is that you have the option to return your equipment at lease end and lease the latest equipment to ensure your business always has the most up to date equipment needed to run your business.

Return

You can also simply return your equipment to the underwriter to end your lease agreement.

$1 OutLease End

Equipment is owned for the buyout price of $1

LTOLease End

Equipment is owned outright after last payment