uide - Stacy DeSoto + Brokerstacydesoto.com/wp-content/uploads/2017/07/stacy... · a Mortgage or...
Transcript of uide - Stacy DeSoto + Brokerstacydesoto.com/wp-content/uploads/2017/07/stacy... · a Mortgage or...
uidestacy desoto • office 615-724-5129 • mobile 615-500-3986 • [email protected]
7065 Moores Lane, Suite 100 • Brentwood, Tennesseee
for buyers
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SYLVAN PARK
GERMANTOWN / JEFFERSON STREET /
METRO CENTER
GREEN HILLS
BELMONT /HILLSBORO
VILLAGE12 SOUTH
SEVIER PARK
MUSIC ROW / DEMONBREUN /
EDGEHILL
THE GULCH
BERRY HILL
DOWNTOWN / SOBRO
EAST NASHVILLE
SHELBY PARK
AIRPORT /DONNELSON
NashvilleInternational
Airport
OPRYLAND / MUSIC VALLEY
BicentennielCapitol Mall
Music City Center
AdventureScience Center
The ParthenonCentennial Park
WEST END /ELLISTON PLACE
Bell MeadePlantation
Bluebird Cafe
Cheekwood BotanicalGarden & Museum of Art
Nashville Zoo
GaylordOpryland
ResortGrand
OleOpry
OpryMills
MIDTOWN / VANDERBILT
Warner Parks
ANTIOCH
BORDEAUXMADISON
GOODLETTSVILLE
THE NATIONS CUMBERLAND RIVER
CUM
BERL
AND RIVER
Lebanon Pk
Murfreesboro Pk
Done
lson
Pk
Harding Pl
Harding Pl
Grann
y W
hite
Pk
Thompson Ln Woodmont Blvd
Hillsb
oro P
k
Franklin Pk
Nolensville Rd12
th A
ve
8th AveSouth
Gallat
in P
k
Ellin
gton
Pkw
yDick
erso
n R
d
Whites Creek Pk
Briley Pkwy
Clar
ksvi
lle P
kBriley Pk
West End Ave
White
Bridge Pk
nashville mapstacy desoto
meet your agent
Stacy DeSoto epitomizes integrity, energy, hard work, and creative service in every detail of your real estate transaction. She grew up in various cities in the country and started her sales habit at the age of 10 selling lemonade in the neighborhood.
She has continued rising early and has since built a successful career in real estate for over 8 years in the Nashville area. She has worked every aspect of the industry representing sellers, buyers, investors, in both the residential and commercial market.Stacy has been trained and inspired in sales by some of the best from Dan Elzer to Rick Ruby and others.
Stacy uses her experience and foresight to proactively address details before they become a problem. Five words you can count on from Stacy DeSoto: love, integrity, commitment, passion, and fun.
Stacy is a woman with a devotion to God, her husband, and 2 children. An athlete by nature, in the winter she skis the Rockies and enjoys wake boarding in the summer. She played tennis in college and now running marathons is a year round passion.
Professionally, Stacy is a....• Licensed Broker, REALTOR™• National Relocation Specialist at Reliant
Realty Brentwood ERA Powered• Accredited Buyer Representative, Short
Sale and Foreclosure Resource• Certified Residential Specialist• Certified Distressed Property Expert
"I believe in going the extra mile for my clients and will promote and protect your
interests every step of the way. When you work with me, it’s all about you."”
stacy desoto
testimonials
Stephen Roadman,Franklin Synergy Bank“Stacy Desoto and I have worked together for 7+ years. Stacy is second to none when it comes to your real estate needs. She is knowledgeable, professional and always has her clients best interest in mind. Stacy truly cares about the people she works with and makes sure that the home buying/selling process goes as smooth as possible. I trust Stacy with my clients and know they are going to get the quality service they deserve from a real estate expert.”
Ben Beasley
We have worked with many agents over the years, none made buying and selling a home easier than Stacy. Her professionalism, knowledge, and understanding of real estate in Nashville and surrounding areas definitely shows through. The ease in which the transaction was handled made the transactions simple. Stacy is the only agent we will ever use in Nashville again.
7065 Moores Lane, Suite 100 • Brentwood, Tennesseee
stacy desoto
commitment to service
To provide unsurpassed service in assisting you to buy your new home at a fair market price, in the shortest amount of time, with the least inconvenience to you, I will:
Provide local reputable lenders to assist in the mortgage approval and lending process
Keep confidential any and all information buyer designates as such
Pledge my loyalty to you and your best interest throughout the entire transaction
Maintain consistent communication during the term of our agreement
Carefully analyze your property needs and desires
Keep you abreast of current market conditions
Provide community data on areas of interest
Immediately convey any known information on market changes in the communities of interest
Coordinate appointments and personally show all properties of interest
Provide thorough market data regarding the value of homes or areas of interest
Disclose any and all known material defects, if any, of properties you are interested in
Obtain and convey information regarding the seller and their situation that may be relevant
Review the real estate contract(s) and offer(s)
Discuss and provide creative offer strategies
Carefully explain and prepare Purchase & Sale Agreement forms, Addenda and disclosures
Convey all offers to seller’s agent in a timely manner
Strive to obtain the best possible price and terms for you the buyer
Explain post-contract procedures and buyer responsibilities
Follow-up on all post-contract activities and deadlines
Submit appropriate signed real estate documents to all participating parties in the transaction
Provide list of local reputable inspectors to conduct any negotiated and/or required inspections
Assist in obtaining repair/replacement estimates, if necessary, after completed inspection(s)
Immediately convey issues, if any, so we can quickly resolve and recover
Coordinate closing date, time and location
Coordinate and attend a final walk through prior to closing
Remain in touch and available for all of your real estate needs after the sale
In consideration of my efforts, and in order to receive the benefit of my full range of services, you agree to retain Stacy DeSoto to represent you as your exclusive agent by committing to:
Call me when you are interested in obtaining information on a property or scheduling a showing on
any property, including For Sale By Owner (FSBO) homes
Advise the host Realtor®(s) of any open house or model home you visit that you are represented by me
Call me to schedule appointments to see homes in any new construction developments
Always call me with your questions about the home buying process or the status of your transaction
As your buyer’s advocate, I will ensure you get the best deal
stacy desoto
buyer’s representation
What is a Real Estate Buyer’s Agent?
A buyer’s agent represents the con-
sumer purchasing the property in the
real estate transaction, not the seller. A
buyer’s agent owes full fiduciary du-
ties, including loyalty, to the real estate
buyer. The buyer’s agent works for the
buyer client and has the buyer’s best
interests in mind throughout the entire
real estate transaction.
Why Should You Use A Buyer’s Agent?
As a consumer, how often do you buy
real estate? Once, twice, three times in
your lifetime? Purchasing real estate is
a complex and major transaction with
many details. In the majority of cases
the seller is represented. Wouldn’t you
want to have the same complete and
fair representation in the real estate
transaction? Remember, your buyer’s
agent is an advocate throughout the
process looking out for your best
interests!
stacy desoto
5 step buying process
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CLOSE
Sign all closing papers
Deed and title transferred to your name
OFFER
Write offer on TAR Purchase & Sale Agreement
Negotiate to reach a contract with seller
INSPECT
Hire Home Inspector & Termite Inspector to examine property
Negotiate repairs (if needed) with seller
SEARCH
Narrow your search over internet/email
View narrowed properties in person
PREPARE
Get pre-approval letter from Lender
Decide what/where/when you want to buy
stacy desoto
choosing a lender
Things to consider when choosing a Lender:
The competence of the lender will dramatically effect the outcome of your
home buying experience.
Beware of certain internet lenders. These faceless sources of loans can often
times create unnecessary problems and delays.
The best results come when a local lender is chosen. Your REALTOR® can
be more of an advocate for you if there is a person we can go to to keep the
process moving along.
It is important to choose a lender who will meet contract deadlines. When
talking with potential lenders, ask what % of their loans close on time!
stacy desoto
cash purchases
If you will be paying cash for your
new home, it will significantly
enhance your offer to provide a
letter from your financial institution
indicating your ability to make a cash
purchase.
If a letter is not provided with the offer,
it will most likely be requested within
a few business days of an accepted
agreement.
stacy desoto
making an offer
THE OFFER
THE CONTRACT
NEGOTIATING
EARNEST MONEY
1
To communicate your interest in purchasing a home, we will present the listing agent with a written offer in the form of a Tennessee Associa-tion of REALTORS® (TAR) Purchase & Sale Agreement. The Purchase Agreement used is a standard document approved by our state and local real estate associations.
When the seller accepts an offer, it becomes a legal contract (called a Binding Agreement). The Purchase & Sale Agreement constitutes your offer to buy, and once accepted by the seller, becomes a legal contract.
After we present your offer to the listing agent, it will either be accepted, rejected or the seller will make a counter-offer. This is when we will negotiate terms of the contract, if necessary.
When you write an offer, be pre-pared to pay an earnest money deposit. We deliver a copy of your trust money check with any po-tential offer. This is to help guar-antee to the homeowner that your intention is to purchase the property. The check will be deposited into the escrow ac-count of the Listing Broker upon acceptance of the offer.
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stacy desoto
closing on your home
THE CLOSING TABLE1
A “closing” is where you and I meet with a representative from the lending institution and a representative from the title company or attorney to transfer the property title into your name. Most often in Tennessee, this will not include the Seller as we close at sepa-rate locations, often on the same day.
THE CONTRACT2
The Purchase Agreement you signed describes the property, states the purchase price and terms, sets forth the method of payment and sets the date when the “closing” or actual transfer of the property title and keys will occur and the loan is funded by your lender.
THE FINANCING3
If financing the property, your lender will require you to sign a promissory note as evidence that you are personally responsible for repaying the loan. You will also sign a Mortgage or Deed of Trust on the property as security to the lender for the loan. The Mortgage or Deed of Trust gives the lender the right to sell the property if you fail to make the payments.
THE TITLE INSURANCE4
Before you exchange these papers, the property may be surveyed, appraised, or in-spected, and the ownership of title will be checked in county and court records. Title Insurance, insurance against loss due to an unknown defect in a title or interest in real estate, is typically paid by the seller on resale properties. If new construction is in-volved, it is customarily charged to the buyer. However, it can be a negotiated expense.
THE CLOSING COSTS5
At closing you will be required to pay all fees and closing costs in the form of “guaran-teed funds” such as a Cashier’s Check or wire transfer. Your lender or escrow office will notify you of the exact amount.
stacy desoto
in conclusion
I’m always excited and honored when I have the opportunity to help both
new and past clients search for the perfect house to call home!
I approach every transaction with the passion as though it were my own.
I strive to provide you the best assistance possible!
From beginning to end, you will control the decisions, and together my
team and I will ensure the process is seamless!
I will always be available for your questions and concerns no matter what.
If it is important to you, it’s important to me!
I can’t wait to get started on this journey together. What a privilege it is for
me and my team to represent you to help find the next house you’ll call
home!
office 615-724-5129 mobile 615-500-3986 email [email protected]
stacy desotoReliant Realty - ERA Powered 7065 Moores Lane, Suite 100 Brentwood, TN 37027
stacy desoto