UHL 2332
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UHL 2332ACADEMIC REPORT WRITING
Financial Literacy Among UMP Students
Ting Yien Fang PA10032Lau Siew King CD 10019Mohd. Wafiey bin Ab. Hamid CD10082
Lecturer: Dr. Zailin Shah Binti Yusoff
BACKGROUND
Financial Literacy: vitally important (Darling, 2011).
Bronfenbrenner’s (1997) ecological system theory explained that changes in financial socialization will affect everyone financial behaviors in society (McKenzie, 2009).
having the knowledge, skills and confidence to make responsible financial decisions (Jim Yih).
the ability of understanding the finance.
ability of understanding the skills and knowledge of managing finance which will then aid in making effective decisions.
PROBLEM STATEMENT
Financial management skills
Financial management education
Gender
PURPOSE OF RESEARCH To investigate the financial literacy among
University Malaysia Pahang (UMP) students.
Factors affecting financial literacy- financial management skills- financial management education- gender
RESEARCH OBJECTIVE
To investigate the financial literacy among University
Malaysia Pahang (UMP) students.
RESEARCH QUESTIONS 1. Do UMP students understand financial
literacy?
2. How do the financial management skills affect the students?
3. Do female students have higher financial literacy level than male students?
SIGNIFICANCE OF STUDY Provide useful information to students,
counselors, and lecturers
Actions can be taken by the students to enhance their financial management
knowledge
Financial management education can be organized to help the students to increase their
understanding on financial management skill
SCOPE OF STUDY Focus on different faculties of UMP students Conducted on Week 9 and Week 10 (9-22
April 2012) Respondents involved (Randomly selected
from 1st year to 4th year students) 60 respondents randomly chosen from
different faculties Each gender will have 30 respondents
respectively
METHODOLOGY
QuestionnaireData Analysis
LITERATURE REVIEW Cude. B. J., Lawrence. F. C., Lyons. A. C., Metzger. K., LeJune. E.,
Marks. L., … (2006). College students and financial literacy: What they know and what we need to learn. This article provides more understanding on college students overall financial management practices.
Leila Falahati, Laily Paim, Maimunah Ismail, Sharifah Azizah Haron and Jariah Masud. (2011). Assessment of university students’ financial management skills and education needs, 5(15). This article study on the financial management skills among Malaysian university students.
Leila Falahati & Laily Hj. Paim. Perceived causes of financial problem among Malaysian male students. This article shows how financial socialization, financial knowledge, financial attitude, and financial behaviors will affect the financial problems among male students.
Division of Workload
No ActivitiesPerson in
charge
Week
1 2 3 4 5 6 7 8 9 10 11 12 13 14
1 (Identifying Topic of
Research)Siew King
2E-library search for
academic journal articlesWafiey
3 (Discuss articles and write
sumarry of the articles)Yien Fang
4Preparation of Research
ProposalSiew King
5Discussion of Research Design and Instruments
Wafiey
6 Collection of Data Yien Fang
7 Questionnaire Siew King
8 Data Analysis Wafiey
9 Drafting Report Yien Fang
10 Consultation of Report Siew King
11 Revising Report Wafiey
12Preparation for Oral
PresentationYien Fang
13 Submitting Report Siew King