WHAT IF INDUSTRY-WIDE LEGACY SYSTEMS AND PROCESSES ARE HOLDING YOU BACK FROM CAPITALIZING ON TODAY’S OPPORTUNITIES?

Another bright idea from Tungsten Solutions www.tungstensolutions.com

Administrative Services Proposal for Carriers, TPA’s and MCO’s2015 Edition

THE SHORT ANSWERWith FLEXPay from Tungsten Solutions, you gain the visibility, flexibility, and efficiency that today’s market conditions demand.

THE LONGER ANSWER

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THE PROBLEMTHE SOLUTIONTHE COMPANY THE NEXT STEP

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THE PROBLEM

THE SOLUTION>

Legacy systems worked well in the past, but it’s a new day for selling insurance, processing policies, and managing customer data.

RIGIDExisting platforms and processes exclude you from new opportunities, diminish your ability to deliver value, and frustrate your customers.

OPAQUEPoor information prevents your team from acquiring essential Business Intelligence (BI). Limited visibility makes it impossible to capitalize on revenue opportunities.

SLOW Legacy systems are cumbersome and ill-fitted to complex customization, reporting, and optimization requirements.

CHURNReducing churn and maximizing retention is a constant challenge. Salvaging declined transactions becomes problematic when millions of accounts are involved, and an industry-wide lack of customer engagement results in unnecessarily high churn rates.

EXPENSIVELayers of human redundancies are put in place to meet compliance requirements in a zero-tolerance industry.

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THE SOLUTION

FLEXPay is a secure platform to connect carriers, sales agents and policyholders. It empowers policyholders to direct-deposit funds from payroll into an FDIC-insured account without the participation of their employers.

FLEXPay aggregates your policy payments, and provides a waterfall of back-up payment options to prevent default.

FLEXIBLEFLEXPay offers impressive flexibility, resulting in a tailored solution to your unique requirements.

TRANSPARENTFLEXPay delivers vital Business Intelligence (BI) that leads to priceless Consumer Intelligence (CI).

FAST FLEXPay is built on a lightning fast framework to deliver instant access and reporting options to your agents in real-time.

RETENTIONFLEXPay uses Tungsten’s proprietary technology to reduce churn with both consumer engagement tools and effective decline salvage systems.

COST-EFFECTIVE & RELIABLEFLEXPay is configured to meet industry compliance requirements as an automated system-to-system, end-to-end solution.

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THE PROCESS>

FLEXPay delivers the flexibility, transparency, and tools you need to capitalize on the new opportunities that come with managing millions of accounts.

THE COMPANY

Tungsten Solutions harnesses the power of technology to turn bright ideas into revenue.

Tungsten delivers turnkey, patented, enterprise-grade consumer management, monetization and retention solutions, by leveraging the most cutting edge world-class technology on your behalf.

Tungsten’s proprietary technology facilitates back office commerce and transaction processing for financial institutions, retailers, and direct to consumer commerce. Our unique expertise and software solutions in tandem with our high-tech, user-friendly tools ensure your clients are served efficiently and effectively.

Whether you have twenty thousand or twenty million customers, Tungsten can help.

Tungsten delivers:

• enterprise-grade billing engines• certified PCI-compliant international merchant banking solutions• tailored dashboards and Business Intelligence (BI)• flexible integration with legacy in-house systems• in-depth, progressive risk analytics• intuitive customer service software that tailors scripting on the fly• proprietary big data analytics compiled from tens of millions of consumer data points

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Published in May 2014© 2014 Tungsten Revenue Consultants

TECHNOLOGY Darryl Hicksdhicks@tungstenrev.com(855) 7-DARRYL (732-7795)

CanadaTungsten Revenue Consultants297 St Paul West, Suite 007Montreal, Quebec | H2Y 2A5www.tungstenrev.com

SALES + BUSINESS DEVELOPMENT Will Harcourtwharcourt@tungstenrev.com(610) 717-7854

USA Tungsten Solutions4400 S. Monaco Street, Suite 821Denver, CO | 80237www.tungstenrev.com