PIDM Deposit Liability

System (PDLS)

Agenda

• About Trisilco IT

• About PIDM Requirements

• Our PDLS system

Company Information• Trisilco IT is an integral part of the Trisilco

Group• Incorporated locally in 1994• Software/Solution provider for BFSI and

partnership with local and world class players

• IP Rights and Source Codes

SolutionsRegulatory Others

• CCRIS Backend

• CCRIS Frontend

• DCHEQS, CTOS connectivity

• PIDM Submission

• Business Rules Management System

• Compliance

• Credit Risk Rating Platform

• CRM

• Business Intelligence

Available Skill-set

• Business Domain Knowledge– Central Customer Credit Information System

(CCRIS) regulatory framework– Perbadanan Insurans Deposit Malaysia (PIDM) – Scorecard implementation

• Technical– Languages – .NET, PHP, Java– Database –SQL Server, MySQL, Oracle– Workflow– Messaging – MSMQ, Websphere MQ, WSDL

Customer Reference

AmFinance

AmInvestment

AmBank

Public Investment

Southern Investment Bank Berhad

RHB Investment

MIDF Amanah Investment Bank Berhad

Perbadanan Insurans Deposit Malaysia

(PIDM)

About PIDM Requirements

•Backgound▫Perbadanan Insurans Deposit Malaysia (PIDM) ▫Deposit taking member institution (“DTMI”)

•Dateline•DTMIs are required to submit the deposit

information in SFF based on 31 December 2012 position by 31 May 2013

•DTMIs are required to test their trial SFF submission with PIDM prior to 31 December 2012

About PIDM Requirements

• Basic Requirements Of Deposit Liability System• Maintaining unique Customer Information File (CIF) number• Reconciliation between Sub Ledger and General Ledger deposit

balances• Identification of insurability status• Issuance of Deposit product code• business types - Islamic or conventional• currency type – Ringgit Malaysia, foreign currency or multi currency• deposit type such as current, savings etc• contract type – Islamic (Mudharabah, Wadiah etc)

• Classification of deposits by depositor type• Computation of interest or return• Beneficiary information of trust accounts• Tracking of remittance suspense and bills payable• Tracking the clearing status of cheques

About PIDM Requirements

•PIDM Standard File Format (SFF)• Submission of data in PIDM Standard file format (SFF). The SFF consists of 5

files as follows:-• Master, Account Holder, Term Deposit , Beneficiary Details & Address

• Data Masking• File/batch naming convention• Splitting of SFF by Batches• Aggregation Summary/Detailed Report

•Data Validation Rules• SFF files format check / Footer validation• Mandatory fields check• Data validity check• Data duplication check• Data Integrity check

PIDM Deposit Liability System(PDLS)

Overview

• Extract & convert to SFF• Perform data validation• Update customer data• Update deposit data

PIDM Deposit Liability System

Host Systems Data Download

Store the SFF files in external hard disk

Submit the SFF files to PIDM by hand

PIDM

Export

Validate

PDLS Overview Perform relevant deposit information submission to PIDM on batch

basis PDLS Processing

• Import, Extract, Synchronize, Validate, Export PIDM business rules validation

Files from Host

Systems• Text 1• Text 2• Text 3• Text 4• Text 5

5 SFF Files• Account Holder

• Master• Term Deposit

• Beneficiary• Address details

TextSynchronize

Extract

Import

System Architecture

Benefits of PDLS Interface System

• Single Repository of Depositor Information• Easy extraction of PDLS data from host systems• Automated conversion of PDLS source data into

SFF format• Configurable Rules and Parameter Driven• Minimize manual intervention• Eliminates human errors• Export converted data (with masked) to PIDM

Helping FIs to report data accurately & timely

Ensure updates to depositor info are provided soonest possible

Ensure yearly deposit balance are reported within established deadlines

OBJECTIVEQuality

PIDMReporting

PDLS SystemFront-End Modules• Application

▫ Web based▫ ASP.Net with C#

• Features▫ Staging Designer▫ ETL Designer▫ Export Configuration▫ Configuration Setting

▫ Source ID▫ Parameter setting – PIDM required fields for each table.▫ PIDM Standard Code.▫ FI Profile▫ Mapping Code

Back-End Modules• Application

▫ Web based▫ ASP.Net with C#

• Database ▫ MS SQL

• Execution ▫ Staging▫ Extraction▫ Synchronization▫ Validation▫ Export (Masked/Unmasked

Data)

PDLS SystemFront-End Modules

• Features (Continue)▫ Security▫ Conform to Bafia rules for

security setting▫ User Group▫ User Profile▫ Access Rights setting▫ Support Active Directory

▫ Data Validation Modules▫ Base on PIDM

requirements & guideline▫ Data Maintenance

▫ PIDM Standard Setting▫ Premium rate setup▫ Limit of coverage setup

(e.g. RM 250,000)▫ Reporting▫ Yearly reporting▫ Summary report on SFF▫ Reconciliation Reports

Recommended Hardware for Server• Xeon Processor 2.53 GHz or higher• 8 GB RAM or higher• 500 GB Hard Disk SpaceRecommended Software for Server• Microsoft Windows Server 2008 • Microsoft SQL Server 2008 • Microsoft Internet Information Services (IIS 6 and above)• Microsoft .NET Framework 4.0

Requirements

Approach

• Understand reports and data sources, aggregation, complexity and potential candidate for dimension data

High level scoping

• Data mapping requirement• Completion of survey form• Identification of data gaps and action

required

Requirement Gathering

• Environment setup• Implementation of extract and

transformation rules• Cleansing and merging of certain data• Testing and tuning

ETL Development

• Training• User acceptance test• Production cutover

Implementation

Expected timeline

Month 1 Month 2 Month 3 Month 4 Month 5

W1 W2 W3 W4 W5 W6 W7 W8 W9 W10 W11 W12 W13 W14 W15 W16 W17 W18 W19 W20

Requirement study                                        

Development                                        

Customization & Configuration                                        

Documentation & Training                                        

System Integration Test                                        

User Acceptance Test                                        

Deployment, preparation & production cut-over                                        

Value Added Offers• System & Service Supports

– Comprehensive & Established Support Structures– Via Web, Phone, Fax & Emails.– Committed to SLA– Supporting 30+ FIs

– Experienced Support Teams– Regular Release of Service Patches– System Upgrading – BNM/PIDM Requirements– Knowledge Transfers

For more information log on to www.trisilco-it.com