Contents

Travel Industry Specialists 2

Tour & Travel Pro 4

24/7 Crisis Response 6

Directors & Offi cers Liability 8

Business Travel Insurance 10

Bespoke Solutions 12

1

About Us

Travel Risk Professionals is a specialist

insurance broker focusing on the needs of the

Tour and Travel Industry.

As an industry leader we have arranged

exclusive schemes and products which are

not available anywhere else. These products

are backed by our team of knowledgeable

industry experts.

Tra

ve

l Ind

ustry

Sp

ec

ialists

2

Alan Pattison, who leads the team, has over 20 years experience in

the sector and has serviced the needs of thousands of operators, from

national brands to sole traders.

Alan and his team are on hand to discuss your insurance and risk

management options and to advise on our range of products.

3

Underwritten in the Lloyd’s Market Tour &

Travel Pro is our core product. It is exclusive

to us and has features and benefi ts that have

been created especially for today’s tour and

travel operator.

The policy is modular and has been specifi cally

designed to be as fl exible as possible, to meet

the needs of the most complex, multi-location

risk through to the most straightforward agent

who operates from home.

We work with our clients to focus on risk and

claims management. This means we have

been able to provide consistency of pricing

year after year.

To

ur &

Tra

ve

l Pro

4

We understand all businesses are diff erent. That’s why Tour & Travel

Pro can be built specifi cally for your needs ensuring you benefi t from

the most appropriate levels of protection at the best price.

To obtain a no obligation review of your insurances and a free

quotation please contact Alan Pattison on 0845 548 8887 or email

alan.pattison@taskerpartners.com.

Core Cover

• Tour Operator Liability

• Public Liability

• Products Liability

• Tour Operator Emergency

Assistance

• Cyber Liability

• Professional Indemnity

• Specialist Legal Expenses

Optional Additional Cover

• Employers Liability

• Buildings Insurance

• Portable & Static Computers

• Offi ce Contents

• Business Interruption

• Additional Cost of Working

Expenses

• Book Debts

• Money

• Theft of Tickets

• Fidelity / Staff Dishonesty

Cover

5

Many tour and travel businesses fail to plan

for a crisis. Delays, disorganisation and lack

of planning can lead to serious reputational

issues for your business.

We have seen many events and incidents that

have taught us that a crisis event can occur at

any time and most often will be completely

beyond the control of the tour operator.

It is not uncommon for large companies to

have their own, experienced in-house crisis

team to manage these events, but many

smaller organisations simply don’t have that

resource. That’s why we designed our 24/7

Crisis Response service.

24

/7 C

risis Re

spo

nse

6

A crisis can take many forms and our policy would operate in the event of the occurrence of one of the following scenarios:

If the situation is serious enough, could your business take on the following responsibilities? • Liaising with next of kin• Getting staff members out to the location• Arranging fl ights for next of kin• Liaising with travel insurers• Handling requests for statements from the media/reporters• Preparing suitable press-releases which will not have a

detrimental or prejudicial eff ect on your liability position or brand

• Delivering a prepared statement to TV cameras• Keeping your website up to date• Monitoring social media feeds• Continuing to run your business• Ensuring existing and new customers can be looked after as

normal• Ensuring the integrity of your brand remains intact

7

• Vehicle accident

• Air crash

• Accommodation fi re

• Sinking of river or sea-going

vessel

• Kidnap

• Armed robbery

• Accidental or traumatic

death

• Large scale food-poisoning

• Hi-jack

• Disappearance

• Political evacuation

• Act of terrorism

Dire

cto

rs & O

ffi cers L

iab

ility

8

Directors & Offi cers Liability (‘D&O’) is an often

overlooked insurance. Unlike most business

insurance policies D&O covers losses or

advancement of defence costs in the event

you suff er claims made personally against

directors of your business. These are usually

legal actions brought against individuals for

alleged wrongful acts in their capacity as

directors

Thankfully such incidences are rare, however

they are increasing. In the event of a claim

being made directly you could be facing the

prospect of a lengthy court case and the

possibility of your personal assets being at risk.

Our D&O policy will respond to a variety of scenarios, including but not limited to:• Employment issues • Pollution • Corporate Manslaughter defence • Shareholder Action

Our D&O policy will provide a broad level of very cost-eff ective coverage, including:• Corporate Manslaughter Defence Costs• Civil penalties and fi nes• Investigation defence costs• Cover for costs incurred by the company on behalf of the director

or offi cer• Emergency costs and expenses• Compensation for court attendance

9

Given the nature of the travel and tour

operator industry it is likely you and your

employees will undertake UK and overseas

travel on behalf of the business.

Going abroad without adequate travel

insurance is inadvisable. Many businesses rely

on the purchase a one-off policies each time a

trip is made. Some rely on policies that are not

designed for businesses.

Travel Risk Professionals can off er a cost

eff ective and competitive solution from a

range of specialist insurers that will provide

you with an annual staff travel policy, avoiding

the need for multiple purchases throughout

the year. B

usin

ess T

rav

el In

sura

nce

10

Typical Covers:

• Overseas emergency medical costs

• Repatriation Expenses

• International Funeral Director Costs

• Cancellation or Curtailment Expenses

• Personal Accident Cover

• Death Benefi t

• Personal Property

• Business Property and Samples

• Personal Liability

• Legal Expenses

Cover can also be extended to include personal travel cover for

company directors, including accompanying spouses and dependent

children.

11

Being part of a Lloyd’s Broker we have access to the World’s leading insurance market for unusual and complex risks.

On behalf of our customers we have arranged bespoke individual travel insurance solutions at the request of their tour operator, particularly where the planned itinerary outweighs the scope of cover available under a standard personal travel insurance policy.

We have worked with ground expeditions to the Arctic Circle, fi lm crews on expedition and unique multi-million pound travel bookings.

Be

spo

ke

So

lutio

ns

12

13

Other Insurance Products

We also provide the following business and personal insurance

solutions:

• Motor Fleet Insurance

• Household Insurance, including High net worth and non-

standard

• Private Medical Schemes

• Business and Property Owners Insurance

• Event Insurance

• Contingency Insurance

107 Leadenhall Street

London EC3A 4AF

0845 548 8887

www.travelrisk.co.uk

Travel Risk Professionals is a trading style of Tasker & Partners Limited. Tasker & Partners Limited is Authorised and Regulated by the Financial Conduct Authority FRN 304403.

Registered address 107 Leadenhall Street, London EC3A 4AF