Top up Loans Simplified - A Customer Education Initiative by DHFL
Transcript of Top up Loans Simplified - A Customer Education Initiative by DHFL
Top Up Loans Simplified – A Customer Education Initiative by DHFL
Details of Top Up Loans – A Customer Education Initiative from DHFL
DHFL Home Loans – www.dhfl.com
Hello Vinodji. How are you?
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Very well. You tell me. Did you finalise a home for yourself?
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Yes I did. I have moved into a home of my own.
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Hope you are enjoying life in your new home.
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Yes. Now I can fulfil my other dreams
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such as my daughter’s higher education, my son’s marriage, purchasing furniture for my new home, etc.
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That’s great. I hope you have thought of funds to meet the expenses too?
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Not really. And that’s what I am a little worried about.
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I do understand. Why don’t you take a Top Up Loan on your existing Home Loan?
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What is a Top Up Loan?
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A Top Up Loan is an additional loan, over and above your existing Home Loan
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It can be used to meet requirements such as Wedding expenses, Children’s education, Medical Expenses
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as well as Business Expansion
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Working Capital requirements and much more.
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That’s exactly what I need. How can I avail a Top Up Loan and how much?
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The Top up Loan is available to the existing Home Loan customers in addition to their Home Loan depending on their property’s market value.
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The current Home Loan however, should have a repayment history (EMIs paid) of minimum 9 months.
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Great. And within what time am I supposed to repay the Top up Loan?
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The maximum tenure can be up to 15 years.
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Alright. So will I be required to submit all the documents again for a Top up loan?
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You will need to submit Know Your Customer (KYC) and Income documents.
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Maintaining a good repayment (EMIs) track record of your Home Loan and a good credit history is also crucial.
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That will save so much time.
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Indeed!
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Thank you Vinodji. You have been extremely helpful yet again.
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My pleasure Sharmaji.
DHFL Home Loans – www.dhfl.com
DHFL Home Loans – www.dhfl.com