Thinking about a Home Loan?

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Equal Housing Lender Global Advisory Group, Inc. dba Mortgage Advisory Group Rev. 03/11 Bellevue • Everett • Marysville • Mill Creek • Puyallup • Wenatchee • Woodinville • Arizona Your Future is Our Focus Call me today for information and a free loan consultation! Mortgage Advisory Group’s top-notch customer service is the core of our outstanding reputation. We pride ourselves on extensive knowledge of mortgage programs and regulations, advising you on the best option for your needs, today and for years to come. A Lifetime of Mortgage Advice Q Conventional Loans: Conventional loans can be made to purchase or refinance homes with first and second mortgages on single family to four family homes. Conventional loans are available in 30-year and 15-year terms. Q High Balance Loans: Loans above the maximum loan amount established by Fannie Mae and Freddie Mac are known as High Balance loans. They often have a little higher interest rate than conforming, but the spread between the two varies with the economy. Q USDA Loans: Rural-area homes may qualify for USDA loans. These loans provide 100% financing, including most or all closing costs. No down payment or monthly mortgage insurance are required, so payments may be lower than an FHA loan. Not limited to first-time buyers. Q FHA Loans: FHA loans can help borrowers with limited assets buy homes. Many up-front costs, like the 3.5% down payment, can be covered by gifts from family members. Q VA Loans: VA loans have 100% financing—no down payment required—for U.S. veterans and some surviving spouses. Q FHA Streamline 203(k) Loans: Provides financing and funds for the cost of renovation in one easy loan closing process to qualified borrowers. If you qualify, you will receive a cost-effective single-close option that enables you to remodel a kitchen or bath, repair a roof or make other important improvements to an existing or newly purchased home that needs renovation. We Have a Program To Fit Your Needs! Given the rates and prices available today, this is a great time to purchase a home or refinance! Mortgage Advisory Group is a full service mortgage banker and mortgage broker with a complete spectrum of loan products to meet your financial needs. Whether buying, refinancing, down-sizing or looking to supplement your retirement income we can help. THINKING ABOUT A HOME LOAN? Maximum loan amounts and other restrictions may apply. Ask for details. Some products may not be available in all states. Credit and collateral are subject to approval. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply. Mill Creek Office 15117 Main Street Suite B106 • Mill Creek, WA 98012 Phone: 425.224.8300 Toll Free: 888.618.8007 Fax: 425.224.8303 www.MAGloans.com Mike Bon MLO-119781 Mortgage Advisor Cell: 253-495-2095 Direct: 425-224-8347 [email protected]

Transcript of Thinking about a Home Loan?

Page 1: Thinking about a Home Loan?

Equal Housing LenderGlobal Advisory Group, Inc. dba Mortgage Advisory Group Rev. 03/11

Bellevue • Everett • Marysville • Mill Creek • Puyallup • Wenatchee • Woodinville • Arizona

Your Future is Our Focus

Call me today for information and a free loan consultation!

Mortgage Advisory Group’s top-notch customer service is the core of our outstanding reputation. We pride ourselves on extensive knowledge of mortgage programs and regulations, advising you on the best option for your needs, today and for years to come.A Lifetime of Mortgage Advice

QQ Conventional Loans: Conventional loans can be made to purchase or refinance homes with first and second mortgages on single family to four family homes. Conventional loans are available in 30-year and 15-year terms.

QQ High Balance Loans: Loans above the maximum loan amount established by Fannie Mae and Freddie Mac are known as High Balance loans. They often have a little higher interest rate than conforming, but the spread between the two varies with the economy.

QQ USDA Loans: Rural-area homes may qualify for USDA loans. These loans provide 100% financing, including most or all closing costs. No down payment or monthly mortgage insurance are required, so payments may be lower than an FHA loan. Not limited to first-time buyers.

QQ FHA Loans: FHA loans can help borrowers with limited assets buy homes. Many up-front costs, like the 3.5% down payment, can be covered by gifts from family members.

QQ VA Loans: VA loans have 100% financing—no down payment required—for U.S. veterans and some surviving spouses.

QQ FHA Streamline 203(k) Loans: Provides financing and funds for the cost of renovation in one easy loan closing process to qualified borrowers. If you qualify, you will receive a cost-effective single-close option that enables you to remodel a kitchen or bath, repair a roof or make other important improvements to an existing or newly purchased home that needs renovation.

WeQHaveQaQProgramQToQFitQYourQNeeds!Given the rates and prices available today, this is a great time to purchase a home or refinance!Mortgage Advisory Group is a full service mortgage banker and mortgage broker with a complete spectrum of loan products to meet your financial needs. Whether buying, refinancing, down-sizing or looking to supplement your retirement income we can help.

THINKING ABOUT A HOME LOAN?

Maximum loan amounts and other restrictions may apply. Ask for details. Some products may not be available in all states. Credit and collateral are subject to approval. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply.

Mill Creek Office15117QMainQStreetQSuiteQB106Q•QMillQCreek,QWAQ98012Phone:Q425.224.8300TollQFree:Q888.618.8007Fax:Q425.224.8303

www.MAGloans.com

Mike BonMLO-119781Mortgage AdvisorCell: 253-495-2095Direct: [email protected]