The Wave Length The official newsletter of South Beach Yacht Club – Volume XXIV August 2009

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Wanted - Interest and Enthusiasm…………!

The closest thing to eternal life that we will ever see on the planet earth is a temporary tax increase. And the closest thing to squandered resources we will ever witness at SBYC is an ignored or uninvited

potential member volunteer. Profound, eh? I know, reading the Wavelength you will see numerous club activities and the names of those participating in them. The OOD training sessions are well published—and attended—along with the call to arms for the spring clean up and Race Committee boat maintenance. Also our special event decorators and food service volunteers have made a pleasant and welcome impression. But those are specific tasks, defined by necessity. How about us, the lunatic fringe, the free thinkers, the outside the boxers? I’m talking about us kinda wow, kinda now children of the 60s. I’m thinking that there just might be some members who would like to express their creative ids with “special” -ad hoc if you will- endeavor. Thank you for asking. I think it’s high time to put together a scrapbook showing the destruction of the old clubhouse and the construction of the new one before all those photos—now languishing in drawers and cupboards throughout the greater Bay Area—become victims of the “one-sock-in-the-dryer syndrome.” I’m talking like, gone. Vanished. Kaput. Yes, my little chorizos, now is the time to locate and review your private collection of pictures taken during South Beach Yachts Club’s transition. Cull out the precious ones you couldn’t possibly part with and put the rest—at least all the ones with me in them—in an envelope so when the official call goes out you will be already. Ray Hall DANCING BEAR

COMMODORE REPORT- Nancy DeMauro

What makes SBYC Great? Well, that is a very hard question to answer because there are many reasons why this club is so great. I think when I sit back and think of all that is involved in this club, the biggest reason to me is the Members and in turn, the volunteers who keep this club running on an everyday basis. Everyone in the club has heard me talk about the volunteers and how important they are to the health of this club. There are so many areas for Members to volunteer. As you know, the Water programs are where my heart is. But in addition to the Water programs, we need volunteers in every other area of the club as well. This includes Social events, House volunteers, volunteers to help the Treasurer with monthly billings, others are needed to help the Membership chair on all his projects. Basically, this club cannot function without volunteers. So, if you haven’t been active at the club in awhile, now would be a great time to come back and help in any area you would be interested in. Volunteers can contact any Flag Officer directly to discuss volunteer possibilities or as always, feel free to call me. Special thanks goes out to Tad & Libbie Sheldon for the outstanding cruise out we had over the July 4th holiday down to Santa Cruz. I’m looking forward to next year already! Dawn Riley Will Be Speaking at the August Member Meeting SBYC is privileged to have Dawn Riley as an Honorary Member of our club. Dawn Riley is one of the best-known sailors in the world. She was the first woman ever to manage an entire America's Cup syndicate, the first American, man or woman, to sail in three

America's Cups and two Whitbread Round the World races and is one of the forerunners in providing community access into the sport of sailing. * At the August Members Meeting, our Membership Chair, Alan Maybruck, will present Dawn with her Honorary Membership. Afterwards, Dawn will speak and answer questions for the Members. *2008 Dawn Riley Ventures

SBYC’s Razzle Dazzle Roaring Twenties Auction October 17, 2009 - Donations Needed!

The 2009 Auction planning is in full swing. As many of you have already received calls asking for donations, I want to thank you all that have already donated. If you are not sure what to donate, just think of anything that you would like to bid on. Some of the items we have received so far include 1 night at a local B&B, life jackets, case of wine, Sharks tickets and boat washes. The club will appreciate whatever you can do – big or small. In addition to the auction, we are doing three (3) raffles this year. The next drawing will be at the September Members Meeting. Raffle tickets will be sold at all events until the drawing. Raffle tickets will be $5 each or 5/$20. Congratulations to the winners of the first raffle. Ray Hall won a Case of Wine, Nancy Stevens won Four (4) Sea fit PFD’s and Karen Thomas won a one (1) night stay at the Golden Gate Hotel. Be sure to keep checking the website for updates on Auction items and Raffle items. Just click the link on the Auction and Raffle page! Vice Commodore Report – Mark Miner Lazy Days Of Summer- We are deep into our summer season and the clubhouse has been relatively quiet. Our Friday Night Race Series continues to be very well attended and the racers seem pleased with our post race awards ceremonies. We just completed our second Junior sailing clinic and the kids had a blast both in the clubhouse and on the water. A number of members have rented the clubhouse for summer events and overall your clubhouse has been running like a well-oiled machine.

Clubhouse Improvement- A number of members have requested we get a smaller simpler barbecue grill for the clubhouse. Our big grill is great for large club events but it is just too cumbersome for a cooking a couple of burgers or steaks. You may have noticed that we recently added a new Weber Genesis Barbecue. The new grill is perfect for those of you who want to drop in and cook a little something. We have the grill connected to our natural gas line so there is no propane tank to worry about. If you wish to use the grill you will need to unlock and turn on the natural gas line. The key for the gas line is located in the Club Key Storage locker in the Club Office. The key is labeled BBQ. The lock is located on the wall behind the barbecues. Simply unlock the padlock and turn the valve on with the wrench provided. Be sure the second (yellow) valve is in the “On Position”. To light the grill do the following: 1) Open the lid. 2) Turn the first knob to the “Ignite Position” this position is indicated by a small lightning bolt at the 9:00 position on the dial. 3) Press the “Igniter Button” for a few seconds. 4) Turn on the additional burner knobs. Pre Jazz Cup Party- We are planning to have a Pre Jazz Cup Party on Friday, September 4. The Bay Bridge will be closed for the Labor Day weekend starting on Thursday evening so our East Bay members and Benicia YC guests will need to plan accordingly. Chef Pierre will be doing an Italian theme that night and we plan to have some live music to liven up the event. Please contact me directly with your comments or questions at vicecommodore@southbeachyachtclub.org I am at your service. Sincerely, Mark Miner ASK- BOG by David Bogdanoff Last month, that RayGuy, whose grumpy mug shot appears on the cover of the Wave Length, bestowed upon us his poem; “I’m so lonesome on the Bay (Since My Boat has Sailed Away)” To his comments, I will add a few of my own as he wrote “just because, echo, just because”. If a person goes into the water off your boat, are you really prepared to retrieve him? A healthy person in the water in SF Bay (~53ºF) may be responsive for only minutes. That means being able to communicate, grab a line, swim to a float, or hang on to the ladder. After about 10 minutes in the water, he will be pretty much

be only dead weight. Per an EMT textbook, “body temperature drops 25 to 30 times faster in water than in air of the same temperature”. Also, “as exposure time lengthens, the person will lose feeling and sensation”. As mentioned by RayGuy, during a Friday Night Race in early June, a racer went overboard. Shortly after the incident, I talked with a racer who observed the rescue from a boat which was standing by. He estimated the recovery time to have taken nine minutes. The following are questions and comments were brought up in our discussions of the incident, as well as other questions I have. I do not necessarily have the answers to these man overboard (MOB) questions, but I put these out for your thoughts about situations which could arise on your boat. Questions about the using the Life sling or other MOB towed systems After deployed and as the sling is pulled through the water, does the “top” end of the sling close? What is there to keep the sling open? Physics tells me it may want to collapse. Can a person in an inflatable PFD get inside the sling? An inflated PFD is quite bulky. How difficult will it be for them get the sling around themselves? Questions about MOB hoisting systems If using hoisting a system, is the plan to use the person’s PFD harness or a D-Ring for lifting? What if the PFD is not so equipped? Also, if he does have a harness, how does he find its D-Ring? The D-ring is on the lower part of the vest and is underwater. Additionally, how easy is the hoist’s snap-shackle to use? Questions about Stern Ladders If your boat has a drop down stern ladder, how far into the water does it really extend? As an example, if the drop down portion of the ladder is 3 feet long from the hinge, and the ladder’s hinge is 1 foot above the water, this leaves only 2 feet of ladder in the water. At this depth, the bottom rung of the ladder may reach the person’s belly button. Thus, so much for getting a foot on to the bottom rung of the ladder! There are another hundred “what if’s to be asked on the MOB subject. Members, who would like to add

questions, comments or input to this discussion, email them to me at: Ask.bog.SBYC @ gmail.com If you have questions or comments on anything I have written, or would like my two cents worth on how to fix, change or modify something about your boat or about boats in general, let me hear from you. Regards, bog "Believe me, my young friend", said the Water Rat solemnly. "There is nothing ~ absolutely nothing ~ half so much worth doing as simply messing about in boats... from The Wind and the Willow

Rear Commodore – Roger Ladwig

Cruise-outs The next two months offer a several great opportunities for club cruising. Surfin’Safari, Aug 14-16 – Join other members for an anchor-out weekend off McNear’s Beach in Marin Co. You can swim, bike, hike, take dinghy rides or just hang on the hook and relax. Saturday evening will be a club potluck dinner. Sign up on our website, or contact hosts Bob Adornato (650-329-1800) or Helen Ingwersen (650-322-2221) for more info. Jazz Cup Cruise-out, Sept 5-7 – Unfortunately, Glen Cove is unavailable this year (dredging schedule and limit of 10 boats total). So we are going to visit Martinez Marina for a change. Here’s the planned itinerary: Saturday Evening – Martinez YC Parrot Head Party and Pig Roast (with live music and dancing) Sunday AM – Breakfast at Martinez YC Sunday PM – Bocce Ball tournament Sunday Evening – Club Potluck (Martinez YC is letting us use their large covered BBQ area) Monday AM – On our own. Plus, the quaint village of Martinez is a short walk away for those interested in shopping or browsing. We are also planning on bringing “Anabel” up with Lasers and other water toys for the “kids” to use.

We need to get a head count to Martinez YC, so please go to the website and sign up ASAP. Delta Cruising, Sept 7–21 – After Labor Day, continue the partying by spending time dawdlin’ the Delta. Join the Miners, Rogers , Wheelers and others for as long as you like cruising the sloughs and islands all the way to Sacramento and back. Contact Mark Miner (415-290-1347) for more info.

Racing Friday Night Series – The second half has begun in full force. Some new marks and courses have been added to spice things up a bit. We have a record of 59 boats registered to date. We even expect to see Dale Williams and his brand new rocket Wasabi (PHRF of -35) join us for a race or two. Current results are shown elsewhere in this newsletter. 21st Jazz Cup–Sept 5 – On-line registration is now available on our website for “the best in downhill racing”. We looking to have 100 boats or more this year so don’t miss out on this fun, colorful event. And don’t forget to stop in at Martinez afterward (see above).

Labor Day Weekend Alert This year, the Bay Bridge will be closed in both directions over Labor Day weekend, from Thursday night, 9/3 until the morning of Tuesday, 9/8. During this time, the temporary detour at the east side of Yerba Buena tunnel will be moved into place. There will be no access to San Francisco from Oakland, and from San Francisco, you will only be able to get to Treasure Island, and only with a special permit. So, if you want to get to and from the club for the East Bay,, you will need to use BART and Muni, or take the long way around using the San Mateo Bridge, or the Richmond-San Rafael and Golden Gate bridges, For more information on the bridge closing, visit www.BayBridgeInfo.org

US Power squadron’s America’s boating course is scheduled for 8 consecutive Tuesday evenings 9-22 thru 11-10-09 at the South Beach community room.

6:30 – 9:00 PM Cost $42 – Class size max. 25 Contact Norm Pennington at www.peraltasquadron.org.

Surfin Safari

South Beach Yacht Club

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AAuugguusstt 1144,, 1155,, 1166MMccNNeeaarrss BBeeaacchh ((MMaarriinn CCoouunnttyy))

Swim, beach, barbecue

Saturday Aug. 15 Potluck Dinner

$25.00 per boat registration

Bruce Adornato (host) Helen Ingwersen (hostess)for more info: adornato@gmail.com

After the Jazz Cup,

head over to Martinez YC (Across from Benecia) for the annual cruise out.

Saturday September 5th 2009

Chef: Billy J and his girls

Entrée – Roast Pig = Appetizers & MYC Salad Bar. Homemade potato salad, baked

beans & Dessert! $20 includes dinner & Music by Mr. B

Wine $2.50 glass - $10 Bottle Frozen Drinks $4

Members Bonnie Derlith & Pat Forst enjoying a glass of wine at the Waikiki Yacht

Club Honolulu April 2009

SAN FRANCISCO BOAT WORKS (your neighborhood full-service boat repair)

835 Terry Francois Street San Francisco CA 94158

415-626-3275 Fax 415-626-9172 www.sfboatworks.com info@sfboatworks.net

We’re so close you could swim over!

Boat Insurance – continued from July What is covered?

Boat insurance policies are normally written using an "all risk" policy form. Do not think “all risk” means everything is covered. “All Risk” means that all

damage to the boat is covered unless specifically excluded. So, when you have an "all risk" policy you need to review the policy exclusions to see what is covered. If it is not excluded, then it is covered.

Not common in the boat insurance industry but a policy could be written using a “named peril” policy form. A “named peril” policy only covers what is specifically stated or named in the policy. Fire, lightning, wind and theft would be common named perils.

There is really no way a “named peril” policy can name all the unexpected, odd situations that can happen to a boat owner. Think of the oddest situation you have experienced as a boat owner. With an “all risk” policy, if it is not specifically excluded, then it is covered.

What is excluded?

All boat insurance policies have exclusions. The excluded items vary from company to company but generally include loss caused by wear and tear, gradual deterioration, weathering, insects, mold, animals and marine life. Some companies include coverage for damage caused by zebra mussels; others do not. Additional excluded items may include marring, scratching or denting, osmosis or blistering, manufacturer's defects or defect in designs, and corrosion, except electrolytic (stray current) corrosion.

Most policies also exclude items having a latent defect that causes damage to your insured property; however, resulting damage may be covered. If your water pump is defective, a policy may not pay for the water pump but may pay all resulting damage to the engine.

Some boat insurance policies have machinery damage exclusions and others do not. Forget to put oil in your engine and the policy that does not have machinery damage exclusion may provide covered; the policy with the machinery damage exclusion would most likely not cover the loss.

How your motor/machinery (inboard-outboard-stern drive) is covered?

Each insurance company will vary on how your motor is covered. Due to the high probability of loss, damage to stern drives and outboards is one of the most difficult items faced by you. You should review the partial loss

section of your policy that explains Replacement Cost and Depreciated Value.

Engines can be insured on replacement cost or depreciated value. If the boat insurance policy is written on actual cash value, then the engine will always be depreciated in the event of a loss. If the boat insurance policy is written on agreed value, some boat insurance companies will replace new for old without a deduction for depreciation, but only until the engine becomes a certain age.

The boat insurance company that uses agreed value may repair or replace a newer engine without deduction for depreciation. As the engine ages, the replacement cost may change to depreciated value. The age that a boat insurance company will apply depreciated value varies. Some will apply depreciated value on all outboards or stern drives regardless of age. Others change to depreciated value at age two, five or seven. The age when depreciated value is applied can be different for outboards, stern drives and inboards. There can also be differences between gasoline and diesel engines.

Example: An 8 year old stern drive boat with a $500 hull deductible that hits a submerged object. The replacement cost to the stern drive is $8000.

Insurance company A provides replacement cost coverage until the stern drive is six years old. They will apply 60% depreciation (7.5% per year) to the $8000 replacement drive and then apply the $500 deductible. Insurance company A will pay $2700 ($8,000 less $4,800 depreciation, less $500 hull deductible).

Insurance company B provides replacement cost coverage until the stern drive is 10 years old. They will pay $7500 ($8000 less the $500 hull deductible).

There are other items to consider. For example, if the stern drive has to be replaced, most companies will apply a reduced depreciation if you agree to a remanufactured stern drive. This can save thousands of dollars in depreciation. Also, depreciation is only applied to parts (real property). Depreciation is not applied to labor, storage charges and other non real property items.

What is a Tender/Dinghy?

A Tender or Dinghy is a small boat used to service the larger boat. Some boat insurance policies automatically include a Tender as a covered item in the hull (boat, machinery and equipment) definition. If automatically covered, it may have the same deductible as the boat. Most insurance companies will allow you to schedule the Tender to obtain a lower deductible for an additional premium. Companies provide coverage on agreed value or actual cash value. Some companies do not provide any coverage automatically and you have to provide them with the details on the tender or it will not be covered. Many companies provide specific requirements regarding size or horsepower in order to qualify as a tender; others just say small boat. Personal Watercraft are normally specifically excluded and not considered a tender. If you have a second boat that you use to go out on a regular basis that it not being used to service the larger vessel, you need to have this boat insured separately.

What is Commercial Towing and Assistance?

Most boat insurance policies provide coverage for towing and emergency services. Some policies may automatically include the coverage while on others it may be optional. Towing coverage may only be provided while on the water or may be provided while on water or land. Towing provides coverage to the nearest place where necessary repairs can be made. This may not be to your repair facility. Emergency services include such items as delivery of fuel, oil, parts, battery and emergency labor while away from safe harbor. The cost of parts, batteries, fuel or oil is not included. The amount of towing and emergency services coverage varies by company. It may be $0 to $10,000. The amount of coverage for most companies is per occurrence but there are companies that use an aggregate limit. Most important talk to your agent or broker and read your policy! Gary Van Giersbergen

ROARING TWENTIES

South Beach Yacht Club’s Annual Auction/Raffle

2009 AUCTION DONOR FORM – DUE SEPTEMBER 15th

PLEASE PRINT

DONOR(S): _______________

DONATION: (please provide a detailed description including any limitations, restrictions and/or event

Dates. :

________________

ESTIMATED VALUE $ EXPIRATION DATE ________________

□ Please accept underwriting support in the amount of $ __________________.

(Make checks payable to SBYC Auction)

□ Please ensure my donation is anonymous.

DONOR INFORMATION

NAME: MEMBER # ________________ ADDRESS: ________________ CITY/STATE/ZIP: ________________ PHONE: E-MAIL: ________________ WEBSITE: ________________

Return the completed forms

Nancy DeMauro c/o Sally Adamson Taylor Fax 415-648-5974 (or) Email Sallytaylo@mac.com

South Beach Yacht Club Pier 40 – On the Embarcadero

San Francisco, California 94107

Thank you supporting SBYC!!

Saturday, September 5, 2009

JAZZ CUP Best in Downwind Racing

SOUTH BEACH YACHT CLUB & BENICIA YACHT CLUB Are proud to present the 21st Annual Jazz Cup

SAN FRANCISCO TO BENICIA For Entry Forms and Sign-ups, go to www.southbeachyachtclub.org

or call Roger Ladwig at (650) 799-1445 All Sailors Welcome!

No-Host Pre-Race Dinner at SBYC on Friday, Sept. 4.

No-Host Post-Race Dinner and Party at Benicia Yacht Club,

on Saturday, Sept. 5.

Trophies will be awarded for all divisions – including Jazz Cup Overall Winner!! Non-Spinnaker Division Available.

Jazz Cup Perpetual Trophy to be awarded between South Beach Yacht Club & Benicia Yacht Club

The 2008 winner, Bill Erkelens' D-Class

July 4th Members at Santa Cruz Yacht Club

Commodore Nancy DeMauro 415-409-1071 Port Captain Martin Fay 415-541-9060 Commodore@southbeachyachtclub.org martinfay@mac.com Vice Commodore Mark Miner 415-290-1347 Jr Sailing Kevin Wilkenson 650-529-0310 Vicecommodore@southbeachyactclub.org kevinw@pacbell.net Rear Commodore Roger Ladwig 650-799-1445 Club Manager David Conely 415-495-2295 Rearcommodore@southbeachyachtclub.org manager@southbeachyachtclub.org Secretary Lisa Gidley 408-997-7449 Newsletter Gary Van Giersbergen 650-735-5788 Secretary@southbeachyachtclub.org vangiersbergen@msn.com Treasurer Paul Larose 650-593-8602 Webmasters Marilyn & Brian Smith 415-543-5307 Treasurer@southbeachyachtclub.org Sbyc.sf@gmail.com Membership Alan Maybruck 408-973-1040 Membership@southbeachyachtclub.org BAADS Herb Meyer 415-281-0212 maximeye@comcast.net HOOD Geffrey Daw 415-383-6512 Hood@southbeachyachtclub.org

South Beach Yacht Club Events Calendar Club Calendar – Go to www.southbeachyachtclub.org for complete data

Date Event

08/01/09 LIFE’S A BEACH PARTY – REGISTER ON LINE

08/03/09 – 08/07/09 JUNIOR SAILING

08/06/09 BOARD MEETING

08/07/09 FRIDAY NIGHT RACE

08/14/09 – 08/16/09 McNEAR’S BEACH CRUISE OUT

08/14/09 08/15/09 08/16/09 08/21/09 & 08/28/09

MEMBERSHIP MEETING BOOK CLUB MEETING J20 REGATTA & DINNER FRIDAY NIGHT RACE Check out our complete calendar at WWW.SOUTHBEACHYACHTCLUB.ORG

WEB: www.Southbeachyachtclub.org

Inside:

Wanted Interest & Enthusiasm 1

Commodore Report 1

Vice Commodores Report 2

Ask BOG 2/3

Rear Commodore Report 3/4

Labor Day Alert 4

Boat owners insurance 5/6

Auction donation form 7

Jazz Cup 8

Member Photo’s 5 & 8