The Ultimate Guide to Home Improvement Loans 203 K

8/3/2019 The Ultimate Guide to Home Improvement Loans 203 K

1/18


2/18

]e b~e ~eb`z piheov ziu gjl` phe hiaephbp aeep{ ziu~ lee`{"

G~ee Hiae Ab~cep Blboz{j{

Hi} aukh J{ ziu~ Hiae ]i~ph9

Kilpbkp phe Weel{p~b Peba>7:!;56!5520

[io`FWeel{p~bPeba,kia

}}},Weel{p~bPeba,kia

GÊE Hiae Nuze~ [e~wjke{Jp{ b MÊBP pjae pi nuz b hiae"Jp{ b MÊBP pjae pi nuz b hiae"Jp{ b MÊBP pjae pi nuz b hiae"Jp{ b MÊBP pjae pi nuz b hiae"

Kilpbkp phe Weel{p~b Peba>7:!;56!5520 i~

[io`FWeel{p~bPeba,kia

Voeb{eu{ephe{ei~vb{{ilpibg~jel "

]eoiicgi~}b~ piaeepjlmziu"@bwj 'Db{il


3/18

Phe Weel{p~b Peba el{u~e{ bPhe Weel{p~b Peba el{u~e{ bPhe Weel{p~b Peba el{u~e{ bPhe Weel{p~b Peba el{u~e{ b

{aiiph p~bl{bkpjil gi~ aiwjlm gbajoje{{aiiph p~bl{bkpjil gi~ aiwjlm gbajoje{{aiiph p~bl{bkpjil gi~ aiwjlm gbajoje{{aiiph p~bl{bkpjil gi~ aiwjlm gbajoje{

]hel Phe Weel{p~b Peba heov{ gbajoje{ nuz/ {eoo i~ nujo` b hiae jl phe Cbobabtii AJ b~eb phe gbajoz)jl`jwjùbo mep{ b~ebo e{pbpe peba }hjkh kianjle{ uljrue {cjoo{/ cli}oe`me/ jlpem~jpz/ Njnojkbooz nb{e` wboue{ bl` lep}i~c{ pi abce b aiw{ukke{{guo }jph ajljabo {p~e{{, ]i~cjlm b{ b ebo E{pbpe peba booi}{ u{ pi kiavoepeoz {e~we ebkh ig iu~ kojelp{/v~iwj`jlm {vekjbojte` {e~wjke{ }jph m~ebp nbkc!uv/ {uvvi~p bl` kiaauljkbpjil, ]e kilgjèlpoz elp~u{p gbajoz/ g~jel`{ bl`lejmhni~{ pi phe kb~e ig iu~ geooi} pebaabpe{ cli}jlm phbp phez }joo ne {e~we` }eoo/ exp~eaeoz }eoo,

Bgpe~ ablz zeb~{ ig }i~cjlm }jph V~uèlpjbo êbo E{pbpe/ }e dijle` Ewelnie~!]bopil ÊBOPI^[ b gbajoz i}le` kia!vblz }jph b oilm hj{pi~z ig exkeooelp {e~wjke bl` jlpem~jpz jl Cbobabtii, Phe Weel{p~b êbo E{pbpe Peba hb{ èweoiveìu~ i}l eggekpjwe bl` v~iùkpjwe hiae ab~cepjlm {p~bpemje{/ {pbggjlm ~e{iu~ke{/ jlgi~abpjil ablbmeaelp {z{pea{/ bl`

jlù{p~z lep}i~c{ }hjkh b~e rujpe jlèvelèlp ig blz n~ice~bme, ]jph Ewelnie~!]bopil/ phe Weel{p~b Peba hb{ jl!k~eb{e` goexjnjojpz jl {e~wjlm iu~ hiae nuze~{ bl` {eooe~{ jl phe m~ebpe~ Cbobabtii b~eb bl` }e b~e bnoe pi v~iwjè jl!k~eb{jlmoz eggekpjwe {e~wjke{ pi iu~ hiae {eooe~{ bl` nuze~{ jl iu~ ai~e jlèvelèlp/ eggjkjelp bl` ve~{ilbojte` }i~c elw~ilaelp, Phe Weel{p~b Peba bo{i v~iwjè{ g~ee ~eoikbpjil b{{j{pblke ph~iumh phe EXI@U[ Lep}i~c/ b ~ege~~bo lep}i~c iiwe~ 2666 {e~wblp oebè~{ jl ~ebo e{pbpe }hi hbwe b v~iwel p~bkc ~eki~` ig javbkpjlm phej~ kiaauljpz bl` }hi hbwe neelve~{ilbooz v~e!{k~eele` bl` ~emuob~oz ewboubpe`, @bwj` Weel{p~b j{ phe êbo E{pbpe N~ice~ gi~ phe EXI@U[ Lep}i~c/ bLbpjil}jè ÊBOPI^ ~ege~~bo kiavblz i}le` nz hj{ }jge/ Kjl`j Weel{p~b,

@bwj` Weel{p~b/ ANB/ B{{ikjbpe N~ice~/ M^J/ K^[/ E!V~i@bwj` hb{ hj{ Ab{pe~{ @em~ee jl Nu{jle{{ Bàjlj{p~bpjil g~ia phe Hb}i~ph Kiooeme ig Nu{jle{{ bp ]e{pe~l AJ Uljwe~{jpz/ b Nbkheoi~{èm~ee jl V{zkhioimz g~ia Kbowjl Kiooeme bl` iwe~ >> zeb~{ ig exve~jelke jl Cbobabtii ~ebo e{pbpe {e~wjlm iwe~ 2266 {bpj{gje` hiaenuze~{ bl` {eooe~{, @bwj` }i~c{ koi{eoz }jph hiae {eooe~{ jl boo b{vekp{ ig phe hiae ab~cepjlm v~ike{{, Iu~ uljrueoz eggekpjwe b`we~!pj{jlm {p~bpemje{ kil{j{pelpoz mele~bpe jlpe~e{p/ jlruj~e{ bl` {boe{, @bwj` n~jlm{ b }eboph ig cli}oe`me/ jlpem~jpz bl` }j{ìa pi ebkh

p~bl{bkpjil, @bwj` j{ bl exve~p lemipjbpi~ bl` pj~eoe{{oz ~ev~e{elp{ hj{ hiae nuze~{ bl` {eooe~{, Ziu }joo gjl` phbp iu~ Kh~j{pjbl wboue{`j~ekp boo iu~ }i~c bl` {e~wjke jl ~ebo e{pbpe, @bwj` hb{ èweoive` exkeooelp ~eobpjil{hjv{ }jph b }jè wb~jepz ig {e~wjke v~iwjè~{ pi v~iwjè` wboue b`è` {e~wjke{ pi iu~ hiae {eooe~{ bl` nuze~{/ @bwj` j{ b Ke~pjgje` Piu~j{a Banb{{bì~ bl` eldiz{ {e~wjlm jl ablz wiulpee~ kbvbkjpje{ jl Cbobabtii/ Bobai Pi}l{hjv bl` hj{ khu~kh,

Db{il Weel{p~b/ ÊBOPI^Db{il hb{ b èm~ee jl Nu{jle{{ Kiaauljkbpjil }jph b giku{ il Jlgi~abpjil [z{pea{ g~ia P~jljpz Kh~j{pjbl kiooeme jl Vboi{ Hejmhp{/JO, Db{il n~jlm b ziuphguo elphu{jb{a bl` ele~mz pi phe ~ebo e{pbpe {e~wjke v~iwjè` nz phe Weel{p~b Peba, Db{il {pb~pe` hj{ gj~{p nu{le{{ }hel he }b{ 27 zeb~{ io` bl` rujkcoz }i~ce` hj{ }bz jlpi ablbmeaelp vi{jpjil{ jl din{ he heo` b{ b kiooeme {puèlp, He nujopDb{il-{ JP ajli~ bl` hj{ lbpu~booz jlruj~jlm ajl` n~jlm{ b kilpjlubooz èweoivjlm hjmh pekh b{vekp pi phe Weel{p~b Peba-{ ~ebo e{pbpe{e~wjke{ gi~ hiae {eooe~{ bl hiae nuze~{, Db{il nujo`{ {p~ilm ~eobpjil{hjv{ bl` j{ bl exkeooelp oj{pele~ }hjoe }i~cjlm }jph hiaenuze~{, Hj{ kiaajpaelp pi {e~wjke exkeooelke el{u~e{ phbp m~ebpe~ Cbobabtii hiae nuze~{ ' {eooe~{ aeep{ phej~ lee`{ bl` è{j~e{

Kjl`j Weel{p~b/ @j~ekpi~ ig phe EXI@U[ Lep}i~c/ Ab~cepjlm [vekjboj{p[e~wjlm b{ iu~ ab~cepjlm {vekjboj{p Kjl`j el{u~e{ phbp iu~ hiae{ b~e mjwel abxjaua exvi{u~e jl niph p~b`jpjilbo bl` hjmh pekhwelue{, Phe Weel{p~b Peba noim{ v~iwjè m~ebp jlgi~abpjil bniup phe Cbobabtii b~eb bl` }e b~e kil{pblpoz m~i}jlm iu~ ~eobpjil{hjil Gbkeniic/ P}jppe~/ Ojlce`!Jl/ Ziu Pune, ]e oiwe killekpjlm }jph veivoe bl` v~iwj`jlm gul bl` heovguo Cbobabtii jlgi~abpjil/}hjoe abcjlm {u~e phbp iu~ hiae{ mep oip{ ig bppelpjil, Kjl`j bo{i `j~ekp{ phe EXI@U[ Lep}i~c/ iu~ lbpjil}jè ege~~bo Lep}i~c }hjkkillekp{ aiwjlm gbajoje{ pi v~e!{k~eele` {e~wblp oebè~{ jl ~ebo e{pbpe }hi javbkp phej~ kiaauljpje{ ph~iumh phe U[ bl` Kblb`b,


4/18

V b m e | >

LAO[ J@ 2262;: Bae~jGj~{p Hiae Ai~pmbme 866,077,57>7

Bae~jGj~{p Hiae Ai~pmbmeKi~vi~bpe Iggjke

727 ], Kelp~e Bwelue

Vi~pbme/ AJ 0:6>0866,077,57>7

LAO[ J@ 2262;:>622

Phe Uopjabpe Mujè pi Hiae Jav~iweaelp Oibl{

Vbme ; , ]hbp j{ b ~eliwbpjil ai~pmbme9

Hiae Jav~iweaelp Oibl Ivpjil{

Vbme 0 , Hiae Erujpz

Vbme 5 , GHB >6;c (Guoo >6;c/ [p~ebaojle >6;c*

Vbme : , HiaeVbph êliwbpjil

Ziu~ Khijke{ bl` Ai~e

Vbme 26,, [p~bpemjk Vb~ple~{ (ÊnujoÙ[B ) Oi}e{ ' Phe Hiae @evip*

Vbme 2> ,,,, Ele~mz Eggjkjelp Uvm~bè{

Vbme 2; , Iphe~ eNiic{

Vbme 20 , ]he~e pi Gjl` Bae~jGj~{p Hiae Ai~pmbme

Dbz Ebcjl{Bae~jGj~{p Hiae Ai~pmbme

Iggjke4 >7:!;>0!0>06 Exp 227

Keoo4 >7:!57:!5=70

debcjl{Fbae~jgj~{p,kia

}}},debcjl{ai~pmbme,kiaLAO[+ 280=>:

Mi pi }}},Weel{p~bPeba,kia pi {eb~kh gi~ hiae{ gi~ {boe

Kilpbkp ziu~ ÊBOPI^ bp >7:!;56!5520


5/18

V b m e | ;


]hbp j{ b ~eliwbpjil ai~pmbme9

Vjkpu~e phj{ {kele4 ziu~epj~e` ig ~elpjlmbl` ziu }blp pi gjl` ziu~

i}l hiu{e, B{ ziu nemjl pi exvoi~e phe lejmhni~hii`{ jl }hjkh ziu`

ojce pi ojwe/ ziu gjl` ablz gi~ekoi{e` hiae{ uv gi~ {boe, Ablz pjae{/

phe{e hiae{ b~e jl `j{~evbj~, [iaepjae{ phez~e aj{{jlm phjlm{ ojcebvvojblke{/ phe gu~lbke i~ b }bpe~ hebpe~, Nup }jph v~jke{ }hbp phez

b~e/ jp{ hb~` pi }boc b}bz g~ia phe{e v~ive~pje{, Elpe~ phe êliwbpjil

Ai~pmbme, Ziu kbl pbce b`wblpbme ig ile ig phe{e v~im~ba{ bl` ~ioo phe

ki{p ig ~evbj~{/ ~eliwbpjil/ ~ehbnjojpbpjil bl` hiae jav~iweaelp{ jlpi phe ai~pmbme bl` vbz du{p ile

ailphoz vbzaelp, Phe nelegjp pi phj{ j{ phbp ziu kbl phel }~jpe igg phe jlpe~e{p il ziu~ pbxe{, Ziu kblp

ì phbp }hel ziu gjlblke phe }i~c bl` {uvvoje{ il b k~e`jp kb~` i~ {pi~e k~e`jp ojle,

B ~eliwbpjil ai~pmbme booi}{ ziu pi nuz phe hiu{e jl jp{ ku~~elp kil`jpjil bl` b{{uae phe

~e{vil{jnjojpz ig abcjlm phe leke{{b~z ~evbj~{, [i ziu kbl nuz phe hiu{e jl b{!j{ kil`jpjil }jph b

ai~pmbme phbp pbce{ jlpi bkkiulp phe bgpe~!jav~iwe` wboue ilke phe }i~c j{ kiavoepe`, Phe ki{p ig phe}i~c j{ bai~pjte` iwe~ phe ojge ig phe ai~pmbme/ bl` {pbz{ }jph phe hiae jl phe ewelp phbp ziu èkjè pi

{eoo,

Phj{ j{ lip b ì!jp!ziu~{eog hiae jav~iweaelp oibl, êliwbpjil ai~pmbme{ ~eruj~e ojkel{e`

v~ige{{jilbo{ gi~ ai{p ig phe }i~c, Phj{ v~ipekp{ ziu bl` phe oelè~ jl kb{e phe }i~c ìe{ lip mep

gjlj{he`, Ulgjlj{he` }i~c èwboue{ phe hiae/ bl` abce{ ojge `jggjkuop gi~ boo vb~pje{ jlwiowe`,
http://www.youtube.com/rentersnightmarehttp://www.youtube.com/rentersnightmarehttp://www.youtube.com/rentersnightmarehttp://www.youtube.com/rentersnightmare


6/18

V b m e | 0


Hiae Jav~iweaelp Oibl Ivpjil{

Hiae Erujpz

Hiae Erujpz Ojle ig K~e`jp (HEOIK*

Phe oelè~ }hjkh hio`{ ziu~ ai~pmbme lipe abz igge~ b Hiae Erujpz Ojle ig K~e`jp (HEOIK*, Phj{ aebl{

phe oelè~ }joo oibl ziu b abxjaua baiulp ig ailez ù~jlm b ve~ji` ig pjae (kbooe` b pe~a*, Phe

kioobpe~bo il phj{ ojle ig k~e`jp j{ phe erujpz jl ziu~ hiae, Ziu kbl phel u{e phj{ ailez gi~ phjlm{ ojce

hiae jav~iweaelp{/ ae`jkbo njoo{/ hjmhe~ eùkbpjil bl` iphe~ abdi~ exvel{e{,

Phe jlpe~e{p ~bpe il b HEOIK j{ mele~booz nb{e` il bl jlèx/ }hjkh aebl{ jp{ b wb~jbnoe ~bpe, Jl iphe~

}i~`{/ phe ~bpe kbl mi uv bp blz pjae, Gbjou~e pi ~evbz phe HEOIK abz ~e{uop jl gi~ekoi{u~e, Oelè~{

mele~booz ~eruj~e phbp phe ni~~i}e~ abjlpbjl b ke~pbjl

oeweo ig erujpz jl phe hiae b{ b kil`jpjil ig v~iwj`jlm b

hiae erujpz ojle, Nekbu{e ig phj{/ b HEOIK j{ igpel

wje}e` nz oelè~{ b{ b {ekil` ai~pmbme/ ewel phiumh jpj{ pekhljkbooz jgge~elp,

Hiae erujpz ojle{ ig k~e`jp `jgge~ g~ia b kilwelpjilbo

hiae erujpz oibl nekbu{e ziu~e lip b`wblke` phe elpj~e

{ua uv g~ilp, Jl{peb`/ ziu mep b ojle ig k~e`jp pi ni~~i}/

{jajob~ pi b k~e`jp kb~`,

Hiae Erujpz Oibl

]jph b hiae erujpz oibl/ ziu {pjoo u{e phe erujpz jl ziu~

hiae b{ kioobpe~bo, ]jph phe ailez/ ziu kbl {pjoo abcehiae jav~iweaelp{ i~ ~evbj~{, Hi}ewe~/ jl{peb` ig b

k~e`jp ojle/ ziu pbce phe baiulp ziu }blp/ bl` vup jp jl

ziu~ i}l bkkiulp pi u{e b{ ziu }j{h, Ai{p hiae erujpz

oibl{ ~eruj~e mii` pi exkeooelp k~e`jp hj{pi~z/ bl`

~eb{ilbnoe oibl!pi!wboue bl` kianjle` oibl!pi!wboue

~bpji{,

Ziu }joo gjl` p}i cjl`{ ig hiae erujpz oibl{4 koi{e` el` bl` ivel el`, Phez~e kil{jè~e` {ekil`

ai~pmbme{ nekbu{e phe oelè~ {eku~e{ phea bmbjl{p phe wboue ig ziu~ hiu{e du{p ojce b p~b`jpjilbo

ai~pmbme, U{ubooz/ hiae erujpz oibl{ bl` ojle{ ig k~e`jp b~e gi~ b {hi~pe~ pe~a phbl gj~{p ai~pmbme{,

Phe v~inoea }jph

hiae erujpz j{ phbpge} hiaei}le~{ jl

phe Uljpe` [pbpe{

hbwe eliumh erujpz

jl phej~ hiae{ pi

rubojgz gi~ erujpzoibl{ i~ ojle{ ig

k~e`jp,


7/18

V b m e | 5


GHB >6;c

Phe >6;(c* {ekpjil ig GHB mujèojle{ ~ege~{ pi ni~~i}jlm b``jpjilbo gul`{ pi abce ~evbj~{ bl`

jav~iweaelp{ pi ziu~ hiae, Ziu kbl u{e phe gul`{ gi~ {javoe uvm~bè{ pi ziu~ hiae ojce b cjpkhel i~

nbph jav~iweaelp/ i~ gi~ ai~e jl!èvph ~ehbnjojpbpjil ojce ~enujo`jlm b hiu{e phbp j{ v~e{elpoz ulojwbnoe,

Ziu kbl ewel u{e b >6;c ~ehbnjojpbpjil oibl pi peb~ ì}l bl exj{pjlm {p~ukpu~e bl` nujo` b le} ileu{jlm {iae vi~pjil ig phe exj{pjlm giul`bpjil, Ziu kbl ni~~i} uv pi :7,5% ig phe bgpe~!jav~iwe`

bvv~bj{e` wboue, Ziu kbl iloz u{e phe >6;c gi~ v~jab~z/ i}le~!ikkuvje` hiae{,

Phe~e b~e p}i GHB >6;c ivpjil{ gi~ ziu pi kil{jè~4 Guoo >6;c (bo{i kbooe` phe [pbl`b~` >6;c* bl` phe

>6;c [p~ebaojle,

Guoo >6;c

Phe Guoo >6;c kiwe~{ ~evbj~{ ig ai~e phbl $;5/666 jlkou`jlm {p~ukpu~bo }i~c, Phj{ kbl jlkouè aiwjlm b

oib`!neb~jlm }boo/ b``jlm b ~iia i~ ~evobkjlm phe {joo vobpe (ùe pi jl{ekp `babme*, B Guoo >6;c ~eruj~e{ b

HU@!bvv~iwe` >6;c kil{uopblp pi heov jlphe v~ike{{,

Pjaeojle{/ @j{nu~{eaelp{ bl` Jl{vekpjil{

gi~ phe Guoo >6;c

Pjaeojle4 ]hel phe oibl koi{e{/ phe

ai~pmbme v~ikee`{ }joo ne `j{nu~{e` pi

vbz igg phe {eooe~ ig phe exj{pjlm v~ive~pz

bl` phe êhbnjojpbpjil E{k~i} Bkkiulp

}joo ne e{pbnoj{he`, Kil{p~ukpjil abz

nemjl, Phe hiaei}le~ hb{ uv pi {jx (7*

ailph{ pi kiavoepe phe }i~c èvel`jlm

il phe expelp ig }i~c pi ne kiavoepe`,

@j{nu~{eaelp{ (@~b}{*4 B{ kil{p~ukpjil

v~im~e{{e{/ gul`{ b~e ~eoeb{e` bgpe~ phe

}i~c j{ jl{vekpe` nz b HU@!bvv~iwe`

jl{vekpi~, B abxjaua ig 5 `~b}{ b~e booi}e`, @~b} baiulp{ abz wb~z bl` b~e nb{e` il phe }i~c

ve~gi~ae`, @j{nu~{eaelp{ b~e abè b{ ebkh vhb{e ig phe v~idekp j{ kiavoepe` nb{e` il phe ~b}

vbve~}i~c v~iwjè` nz phe kil{uopblp, Jl{vekpjil{ b~e ~eruj~e` v~ji~ pi ebkh `j{nu~{eaelp, B pel (26*

ve~kelp hio`nbkc j{ ~eruj~e` il ebkh `j{nu~{eaelp ~eoeb{e` g~ia phe êhbnjojpbpjil E{k~i} Bkkiulp,


8/18

V b m e | 7


Phe Hio`nbkc)Kilpjlmelkz Gee j{4

2, U{e` b{ bl jlkelpjwe pi jl{u~e boo }i~c j{ kiavoepe` bl` pi kiwe~ heboph/ {bgepz bl` ulvoblle`

j{{ue{ phbp b~j{e ù~jlm kil{p~ukpjil,

>, êruj~e` il GHB >6;(c*3 ~ekiaaelè` il [p~ebaojle

;, êruj~e` il v~ive~pje{ ioè~ phbl ;6 zeb~{ bl`)i~ iwe~ $=/566 jl ~ehbnjojpbpjil ki{p{,

0, B ajljaua ig 26% ig phe ki{p i~ ~ehbnjojpbpjil bl` abxjaua ig >6%,

Jg lip u{e` (bgpe~ boo kil{p~ukpjil j{ kiavoepe* phe ~eabjljlm baiulp }joo ne bvvoje` pi vbz ì}l phe

v~jlkjvbo nboblke ig phe oibl, Phe pipbo ig boo hio`nbkc{ abz ne ~eoeb{e` iloz bgpe~ b gjlbo jl{vekpjil ig

phe ~ehbnjojpbpjil bl` j{{ublke ig phe Gjlbo eoeb{e Lipjke,

Eojmjnoe Jav~iweaelp{ gi~ phe Guoo >6;c

Hiaei}le~{ kbl u{e phe >6;(c* v~im~ba pi gjlblke è{j~e` ~evbj~{ i~ uvm~bè{ {ukh jpea{ b{

vbjlpjlm/ ~iia b``jpjil{/ ekc{ bl` iphe~ jpea{ ewel jg phe hiae ie{ lip lee` blz iphe~

jav~iweaelp{, Eojmjnoe jav~iweaelp{ kbl ~blme g~ia ~eobpjweoz ajli~ (phiumh exkee`jlm $5/666 jl ki{p*

pi wj~pubo ~ekil{p~ukpjil4 b hiae hb{ neel èaioj{he` i~ }joo ne ~bte` b{ vb~p ig ~ehbnjojpbpjil j{

eojmjnoe/ gi~ exbavoe/ v~iwjè` phbp phe exj{pjlm giul`bpjil {z{pea ~eabjl{ jl vobke,

Phe pzve{ ig jav~iweaelp{ ni~~i}e~{ abz abce u{jlm phe Guoo >6;c jlkouè4

Boo ig phe jav~iweaelp{ oj{pe` neoi} jl phe eojmjnoe jav~iweaelp{ gi~ b {p~ebaojle` >6;(c*,

[p~ukpu~bo bope~bpjil{ bl` ~ekil{p~ukpjil/ ojce ~iia b``jpjil{/ ~evbj~ ig pe~ajpe `babme/ abdi~

~eaièojlm ig cjpkhel{ bl` nbph~iia{/ gjlj{hjlm bl bppjk i~ nb{eaelp/ b``jlm b {ekil` {pi~z pi

b hiae/ epk,Abdi~ obl`{kbvjlm bl` {jpe jav~iweaelp jlkou`jlm ki~~ekpjil ig m~b`jlm bl` `~bjlbme v~inoea{/

p~ee ~eaiwbo bl` ~evbj~ ig {jè}boc{ bl` `~jwe}bz/ jg phez b~e b {bgepz hbtb~` pi phe v~ive~pz,


9/18

V b m e | =


[p~ebaojle >6;c

]hel ziu lee` ojajpe` ~evbj~{ ig oe{{ phbl $;5/666 phe [p~ebaojle >6;c kiae{ jlpi vobz, êvobkjlm

kb~vep/ ~evbjlpjlm phe hiu{e i~ nuzjlm le} bvvojblke{ gboo ulè~ phe [p~ebaojle >6;c, Ziu ì lip lee`

pi hbwe b HU@ kil{uopblp jl b [p~ebaojle >6;c (bophiumh jp{ igpel b mii` jèb pi hbwe ile ~ulljlm phe

{hi} gi~ ziu*,

Pjaeojle{ bl` @j{nu~{eaelp{ gi~ phe [p~ebaojle >6;c

Pjaeojle4 ]hel phe oibl koi{e{/ phe ai~pmbme v~ikee`{ }joo ne `j{nu~{e` pi vbz igg phe {eooe~ ig phe

exj{pjlm v~ive~pz bl` phe êhbnjojpbpjil E{k~i} Bkkiulp }joo ne e{pbnoj{he`, Kil{p~ukpjil abz nemjl,

@evel`jlm il phe pzve ig jav~iweaelp{ phe hiaei}le~ hb{ uv pi {jx (7* ailph{ gi~ kiavoepjil,

@j{nu~{eaelp{ (@~b}{*4 Li ai~e phbl p}i vbzaelp{ abz ne abè pi ebkh kilp~bkpi~, Phe gj~{p

vbzaelp j{ jlpelè` pi eg~bz abpe~jbo ki{p{ bl` {hboo lip ne ai~e phbl 56% ig phe e{pjabpe` ki{p{ ig

boo ~evbj~{ bl` jav~iweaelp{, Phe Oelè~ }joo booi} phe gj~{p vbzaelp bp koi{jlm pi kiwe~ gi~/ bl` lip

exkee`/ bkpubo ~eruj~e` kilp~bkpi~èvi{jp{/ nujo`jlm ve~ajp{/ bl`)i~

phe ki{p ig nujo`jlm abpe~jbo{

jlku~~e` v~ji~ pi kil{p~ukpjil,

Negi~e b gjlbo `j{nu~{eaelp j{

abè/ phe ni~~i}e~ au{p {jml b

{pbpeaelp bkcli}oe`mjlm phbp phe

}i~c hb{ neel kiavoepe` jl b

}i~cablojce bl` {bpj{gbkpi~z

ablle~, B gjlbo jl{vekpjil j{

~eruj~e` ~emb~òe{{ ig phejav~iweaelp i~ ~evbj~/ bl` au{p

ne ile bp kiavoepjil negi~e phe

gjlbo j{nu~{eaelp j{ ~eoeb{e`, Blz oegpiwe~ gul`{ b~e bvvoje` pi v~jlkjvbo nboblke ig phe oibl,

Eojmjnoe jav~iweaelp{ jlkouè4

êvbj~)êvobkeaelp ig ~iig{/ muppe~{ bl` ì}l{viup{

êvbj~)êvobkeaelp)uvm~bè ig exj{pjlm HWBK {z{pea{

êvbj~)êvobkeaelp)uvm~bè ig vouanjlm bl` eoekp~jkbo {z{pea{

êvbj~)êvobkeaelp ig goii~jlm

Ajli~ ~eliwbpjil/ {ukh b{ cjpkhel{ ' nbph{/ }hjkh i lip jlwiowe {p~ukpu~bo ~evbj~{

Vbjlpjlm/ niph expe~ji~ bl` jlpe~ji~

]ebphe~jtbpjil/ jlkou`jlm {pi~a{ }jlì}{ bl` ìi~{/ jl{uobpjil/ }ebphe~ {p~jvvjlm/ epk,

Vu~khb{e bl` jl{pboobpjil ig bvvojblke{/ jlkou`jlm g~ee!{pbl`jlm ~blme{/ ~eg~jme~bpi~{/

}b{he~{)`~ze~{/ j{h}b{he~{ bl` ajk~i}bwe iwel{

[evpjk {z{pea bl`)i~ }eoo ~evbj~ i~ ~evobkeaelp


10/18

V b m e | 8


Bkke{{jnjojpz jav~iweaelp{ gi~ ve~{il{ }jph `j{bnjojpje{

Oeb`!nb{e` vbjlp {pbnjojtbpjil i~ bnbpeaelp ig oeb`!nb{e` vbjlp hbtb~`{

êvbj~)~evobke)b`` expe~ji~ èkc{/ vbpji{/ vi~khe{

Nb{eaelp gjlj{hjlm bl` ~eliwbpjil }jph ìe{ lip jlwiowe {p~ukpu~bo ~evbj~{

Nb{eaelp }bpe~v~iigjlm

]jlì} bl` ìi~ ~evobkeaelp{ bl` expe~ji~ }boo ~e!{j`jlm

Jleojmjnoe Jav~iweaelp{ jlkouè4

êliwbpjil jlwiowjlm {p~ukpu~bo khblme{/ ojce aiwjlm b oib`neb~jlm }boo/ i~ le} kil{p~ukpjil/

ojce b``jlm ~iia{

Obl`{kbvjlm i~ Gelkjlm

]i~c phbp }joo lip {pb~p }jphjl ;6 `bz{ ig oibl koi{jlm i~ }joo kbu{e phe ni~~i}e~ pi ne `j{vobke`

g~ia phe hiae gi~ ai~e phbl ;6 `bz{ i~ ~eliwbpjil{ phbp }joo pbce ai~e phbl 7 ailph{ pi

kiavoepe

Ouxu~z jpea{ ojce {}jaajlm viio{/ hip pun{/ pellj{ kiu~p{/ epk,

Oeb~l ai~e bniupGuoo w{, [p~ebaojle >6;cjl phe Bae~jGj~{p noim,

êgjlblke bl` [pbz }jph b >6;c

Phe GHB >6;c ai~pmbme j{lp du{p gi~ le} vu~khb{e{, Hiae i}le~{ kbl ~egjlblke phej~ ai~pmbme jlpi bl

GHB >6;c bl` abce phe hiae jav~iweaelp{ phez è{j~e/ bl` {pbz jl bl boo!le} hiae, Jl i~è~ pi

~egjlblke/ phe hiae au{p aeep phe{e abxjaua baiulp {pjvuobpjil{,

Nb{e` il phe oe{{e~ ig4

2* Phe exj{pjlm ai~pmbme nboblke negi~e ~ehbnjojpbpjil/ vou{ phe e{pjabpe` ki{p ig ~ehbnjojpbpjil bl`

booi}bnoe koi{jlm ki{p{ i~

>* Phe oe{{e~ ig phe B{J{ wboue vou{ ~ehbnjojpbpjil ki{p{ i~ 226% ig phe bgpe~jav~iwe` wboue auopjvo je`

nz :=,=5%

]hephe~ jp{ pu~ljlm bl bwe~bme hiu{e ziu ajmhp

ojce jlpi b `~eba hiu{e/ i~ ~egjlblkjlm ziu~

ku~~elp hiae jl i~è~ pi gjlblke jav~iweaelp

v~idekp{ bl` {pbz jl phe hiu{e ziu oiwe/ phe GHB

>6;c kbl {iowe ablz ~eliwbpjil lee`{,
http://blog.amerifirst.com/amerifirst-blog/bid/40195/VIDEO-203k-Loan-Full-vs-Streamlinehttp://blog.amerifirst.com/amerifirst-blog/bid/40195/VIDEO-203k-Loan-Full-vs-Streamlinehttp://blog.amerifirst.com/amerifirst-blog/bid/40195/VIDEO-203k-Loan-Full-vs-Streamlinehttp://blog.amerifirst.com/amerifirst-blog/bid/40195/VIDEO-203k-Loan-Full-vs-Streamline


11/18

V b m e | :


HiaeVbph eliwbpjil Ai~pmbme

Ziu kbl u{e phe HiaeVbph êliwbpjil Ai~pmbme gi~ v~jab~z ~e{jèlke{/ {ekil` hiae{/ bl` jlwe{paelp

v~ive~pje{ }hjkh abz lee` ~evbj~{ kil{jè~e` ojmhp pi aiè~bpe, Phe abxjaua ~eliwbpjil baiulp

kbllip exkee` ;5 ve~kelp ig phe b{!jav~iwe` wboue/ bl` kbllip exkee` $;5/666, Phe }i~c au{p ne

kiavoepe` }jphjl {jx ailph{ ig phe oibl koi{jlm,

êliwbpjil{ nz phe nuze~ kbl jlkouè ~evbj~{

bl` ki{aepjk jav~iweaelp{ {ukh b{ bvvojblke{/

gelke{/ ekc{/ goii~{/ bl` gjlj{he{, Phe iloz

~eruj~eaelp{ b~e phbp ~eliwbpjil{ ne ve~ablelpoz

bggjxe` pi phe v~ive~pz bl` b`` wboue pi phe

v~ive~pz, Phj{ jlkouè{ obl`{kbvjlm/ b{ oilm b{

jp b``{ wboue pi phe v~ive~pz/ j{ b ve~ablelp

vb~p ig phe v~ive~pz/ bl` j{ {uvvi~pe` nz phe

b{!jav~iwe` bvv~bj{bo,

Gul`{ b~e `j{p~jnupe` pi phe ~eliwbpjil kilp~bkpi~

ph~iumh bl e{k~i} bkkiulp, Bp {eppoeaelp/ phe

oelè~ gul`{ phe e{k~i} phel `j{p~jnupe{ phe ailez

pi phe kilp~bkpi~ uvil ~erue{p b{ phe ~eliwbpjil{ b~e kiavoepe`,

@i!jp!Ziu~{eog (@JZ* ]i~c

Ziu kbl ì {iae ig phe }i~c ziu~{eog jg phe giooi}jlm ~eruj~eaelp{ b~e aep,

Phe abxjaua ~eliwbpjil gjlblkjlm j{ 26 ve~kelp ig phe .b{!jav~iwe`. wboue,

Phe v~ive~pz au{p ne b 2!uljp i}le~!ikkuvje` hiae,

Abpe~jbo ki{p{ b~e ~ejanu~{e`/ nup obni~ ki{p{ b~e lip,

Phe ni~~i}e~ au{p v~iwjè jpeajte` njoo{ i~ ~ekejvp{ gi~ abpe~jbo{,

Jg lip bwbjobnoe v~ji~ pi koi{jlm/ ni~~i}e~ au{p ìkuaelp voblle` jav~iweaelp{ bl` e{pjabpe

ki{p{,

Boo }i~c iwe~ $5/666 ~eruj~e{ jl{vekpjil{,

Abxjaua oibl!pi!wboue (OPW* j{ =5 ve~kelp

]hjoe HiaeVbph êliwbpjil gjlblkjlm j{ bwbjobnoe gi~ Gbllje Abe!i}le` hiae{/ phbp ìe{ lip aebl

Gbllje Abe }ilp ~evbj~ jp{ v~ive~pje{ v~ji~ pi oj{pjlm phea gi~ {boe, Jl ablz kb{e{/ Gbllje Abe

kilpjlue{ pi abce ~evbj~{/ {ukh b{ vbjlpjlm/ ~evobkjlm kb~vepjlm/ ~evobkjlm bvvojblke{ bl` iphe~ v~idekp{,


12/18

V b m e | 26


[p~bpemjk Vb~ple~{

Abcjlm {u~e boo phe vjeke{ gjp pimephe~ }eoo bl` v~ekj{eoz4 phbp{ iu~ mibo, Pi neppe~ heov ziu phe hiae

nuze~/ Bae~jGj~{p Hiae Ai~pmbme hb{ {p~bpemjk vb~ple~{ pi abce phe >6;c v~ike{{ {aiiphe~, Jp{ cjl` ig

ojce hbwjlm b p~bggjk kiv bp b nu{z jlpe~{ekpjil/ abcjlm {u~e ewe~zphjlm ~ul{ {aiiphoz bl` ewe~zile j{

}he~e phez {hiuo` ne, ]hel phe{eabdi~ vobze~{ mep jlwiowe`/ phez mep

boo ig phe nj`{ gi~ phe }i~c pimephe~

bl` pbv jlpi phej~ wb{p lep}i~c ig

kilp~bkpi~{ pi heov abce phe

v~ike{{ aiwe ai~e rujkcoz bl`

{aiiphoz,

ÊnujoÙ[B

Oep{ ne ~ebo4 ziu b{ b hiae nuze~

ai~e phbl ojceoz ì lip hbwe

mele~bo kilp~bkpi~ exve~jelke, Ziu

bo{i v~inbnoz ilp hbwe phe

kilpbkp{ pi gjl` phe ~jmhp kilp~bkpi~

pi mep phe }i~c ìle, Gjxjlm uv ziu~

le} hiae }joo jlkouè meppjlm nj`{ gi~ phe }i~c/ iwe~{eejlm jp bl` meppjlm phe veivoe vbj`, Jl{peb` ig

èbojlm }jph boo ig phbp/ ÊnujoÙ[B bl` Oi}e-{ Hiae Jav~iweaelp {pev jl pi heov,

Pbce b oiic bp }hbp phj{ aebl{ gi~ ziu4

]i~cjlm }jph EnujoÙ[B kilèl{e{ phe }i~c ig ~eliwbpjil{ jlpi ile vi~pbo, Phj{ aebl{ ziu-~e lip

èbojlm }jph ai~e phbl ile vbzaelp/ {ewe~bo kilp~bkpi~{ bl` boo cjl`{ ig heb`bkhe{, Jl {hi~p/ phj{

abce{ jp eb{z pi exekupe b ~eliwbpjil ai~pmbme,

Ziu mep b }b~~blpz il phe }i~c, ]b~~blpje{ il gjxe~!uvve~ hiae{ b~e ge}!bl`!gb~!nep}eel, ÊnujoÙ[B

bl` Oi}e{ nbkc{ uv phe }i~c }jph b }b~~blpz,

Phj{ booi}{ ziu pi pu~l phe hiu{e ziu ojce jlpi phe hiae ziu oiwe, Bgpe~ boo/ gjl`jlm b hiu{e phbp-{ .icbz.

bl` pu~ljlm jp jlpi b ~eba hiae4 }hbp-{ neppe~9

]i~cjlm }jph b {p~bpemjk vb~ple~ mjwe{ gj~{p pjae hiae nuze~{ phe khblke pi

nuz b gjxe~!uvve~ bl` bwij` phe lee` pi vup jl .{}ebp erujpz,. ]i~cjlm il

ziu~ i}l v~idekp{ kbl ke~pbjloz ne ~e}b~`jlm, Nup }jph {i aukh eo{e mijlm

il jl iu~ ojwe{/ b ~eliwbpjil ai~pmbme bl` b kilp~bkpi~ abce{ jp eb{je~,


13/18

V b m e | 22


Phe Hiae @evip

Phe Hiae @evip kbl bkp b{ phe mele~bo kilpbkpi~ jl b ~eliwbpjil ai~pmbme p~bl{bkpjil, B{ phe

ni~~i}e~/ ziu kboo phe pioo!g~ee vhile luane~ pi mep {pb~pe`4 2!866!;:5!8;:7 bl` b{c gi~ êliwbpjil

[e~wjke{, Phe Hiae @evip }joo heov kii~`jlbpe ewe~zphjlm g~ia nj`{ pi kiavoepjil, Phez gjl` ojkel{e`

bl` guooz jl{u~e` kilp~bkpi~{ bl` {un!kilp~bkpi~{ pi mep phe }i~c ìle jl b rubojpz/ pjaeoz ablle~,

He~e{ hi} Phe Hiae @evip }joo pbkcoe phe khbooelme ig ziu~ ~eliwbpjil ai~pmbme ,

2, Ziu lee` pi mep v~e!bvv~iwe Ziu~ oelè~ }joo ~ewje} ziu~ gjlblkjbo {jpubpjil }jph ziu bl`

{umme{p gjlblkjlm ivpjil{ pi aeep ziu~ lee`{,

>, Pjae pi gjl` b v~ive~pzHiu{e hulpjlm j{ igpel phiumhp ig b{ phe gul vb~p, He~e{ }he~e ziu

mep pi gjl` phe hiu{e }jph phe ai{p vipelpjbo bl` u{e b hiae jav~iweaelp oibl pi abce jp ziu~

i}l"

;, Gjl` b kilp~bkpi~Phj{ j{ }he~e ziu abce phe kboo pi Phe Hiae @evip, Jp{ êliwbpjil

[e~wjke{ }joo heov ziu kii~`jlbpe ziu~ elpj~e ~eliwbpjil v~idekp, B Hiae êliwbpjil{

V~ige{{jilbo }joo rujkcoz jèlpjgz ziu~ lee`{/ }i~c }jphjl ziu~ nu`mep bl` e{pbnoj{h b ~evbj~

pjaeojle,

0, Kil{p~ukpjil bl` guogjooaelp ! Ziu~ v~idekp nemjl{ bgpe~ koi{jlm, Ilke phe guoo v~idekp j{ gjlj{he`/

b gjlbo }boc ph~iumh }joo ne ve~gi~ae` pi el{u~e ziu~ {bpj{gbkpjil,

]i~cjlm }jph {p~bpemjk vb~ple~{ kbl heov abce phe hiae jav~iweaelp oibl v~ike{{ aiwe {aiiphoz bl`

rujkcoz, Jp{ bliphe~ ivpjil Bae~jGj~{p Hiae Ai~pmbme igge~{, Ziu kbl }bpkh b {hi~p jlpe~wje} bniup

êliwbpjil Oel`jlm bl` [p~bpemjk Vb~ple~{il iu~ Ai~pmbme Ajlupe PW khblleo,
http://www.youtube.com/user/AmerifirstMortgage#p/a/u/2/4ltbTnRlJ4ghttp://www.youtube.com/user/AmerifirstMortgage#p/a/u/2/4ltbTnRlJ4ghttp://www.youtube.com/user/AmerifirstMortgage#p/a/u/2/4ltbTnRlJ4g


14/18

V b m e | 2>


Ele~mz Eggjkjelp Uvm~bè{

M~eel j{ phe nutt}i~` u diu~ {pjoo, Ele~mz eggjkjelkz j{ niph Eb~ph!g~jelòz bl` mii` gi~ phe oilm pe~a

nu`mep ig phe kil{uae~, Oilme~!ob{pjlm ojmhp nuon{ phbp u{e oe{{ ele~mz/ ai~e eggjkjelp gu~lbke{/ bl`

neppe~ }jlì}{ heov ~eùke viooupjil bl` {bwe ziu ailez, Phe{e jpea{ b~e bo{i kiwe~e` ulè~ phe

wb~jiu{ hiae jav~iweaelp oibl{ bp ziu~ gjlme~pjv{, Phe{e b~e `jgge~elp g~ia phe {vekjgjk ele~mzeggjkjelp ai~pmbme{ ziu abz hbwe heb~` bniup/ nup phe{e ~eliwbpjil ai~pmbme{ {iowe phe {bae nb{jk

j{{ue{,

Phe baiulp ig ailez ziu ajmhp {bwe }jph bl ele~mz eggjkjelp gu~lbke }joo wb~z èvel`jlm il {ewe~bo

gbkpi~{, Hi}ewe~/ ilevipelpjbo {bwjlm{ pbnoe}e giul` {hi}e` b >!{pi~z hiae ig bniup ;/666 {rub~e

giip kbl {bwe b~iul` $;66!$066 ve~ zeb~, Phbp kbl b`` uv }hel ziu bo{i ~evobke }jlì}{/ }ebphe~jte

phe hiae bl` khblme phe ojmhpjlm, Abcjlm ziu~ hiae ai~e ele~mz eggjkjelp kbl {bwe b oip ig ailez

iwe~ phe kiu~{e ig {ewe~bo zeb~{,

Vipelpjbo m~eel jpea{ kiwe~e` nz hiae jav~iweaelp oibl{4

Le} }jlì}{

Le} ìi~{

Gu~lbke)ùkp

}i~c

Bj~ kil`jpjile~

]ebphe~jtbpjil

Le}

{j`jlm)jl{uobpjil

Eggjkjelp }b{he~/

`~ze~/

~eg~jme~bpi~

]bpe~ hebpe~

B ~eliwbpjil ai~pmbme booi}{ ziu pi

nuz phe hiu{e jl jp{ ku~~elp kil`jpjil

bl` b{{uae phe ~e{vil{jnjojpz ig

abcjlm phe leke{{b~z ~evbj~{,
http://www.vectren.com/cms/assets/pdfs/learn_about/choose_natural_gas/furnace.pdfhttp://www.vectren.com/cms/assets/pdfs/learn_about/choose_natural_gas/furnace.pdfhttp://www.vectren.com/cms/assets/pdfs/learn_about/choose_natural_gas/furnace.pdfhttp://www.vectren.com/cms/assets/pdfs/learn_about/choose_natural_gas/furnace.pdf


15/18

V b m e | 2;


G~ee eNiic{ gi~ Ai~e Jlgi~abpjilJg ziu` ojce pi oeb~l ai~e bniup phe GHB >6;c oibl v~im~ba/ i~ k~e`jp jlgi~abpjil gi~ nuzjlm b

hiae/ i~ phe ai~pmbme v~ike{{ jl mele~bo/ }e igge~ {ewe~bo g~ee eNiic{, Ziu kbl kojkc ile ig

phe vjkpu~e{ neoi} pi gjl` phe eNiic phbp{ ~jmhp gi~ ziu"
http://blog.amerifirst.com/free-ebook---mortgage-ready-credit/http://blog.amerifirst.com/download-the-homepath-renovation-buyers-guide/http://blog.amerifirst.com/download-your-free-get-mortgage-ready-kit/http://blog.amerifirst.com/download-the-fha-203k-ebook/http://blog.amerifirst.com/free-ebook---mortgage-ready-credit/http://blog.amerifirst.com/download-the-homepath-renovation-buyers-guide/http://blog.amerifirst.com/download-your-free-get-mortgage-ready-kit/http://blog.amerifirst.com/download-the-fha-203k-ebook/http://blog.amerifirst.com/free-ebook---mortgage-ready-credit/http://blog.amerifirst.com/download-the-homepath-renovation-buyers-guide/http://blog.amerifirst.com/download-your-free-get-mortgage-ready-kit/http://blog.amerifirst.com/download-the-fha-203k-ebook/http://blog.amerifirst.com/free-ebook---mortgage-ready-credit/http://blog.amerifirst.com/download-the-homepath-renovation-buyers-guide/http://blog.amerifirst.com/download-your-free-get-mortgage-ready-kit/http://blog.amerifirst.com/download-the-fha-203k-ebook/


16/18

]hz {hiuo` ziu hj~e phe Weel{p~b Peba b{ ziu~ Nuze~ Bmelp9

]hel ziu ì/ ziu }joo mep boo phj{ GI^ GÊE"""]hel ziu ì/ ziu }joo mep boo phj{ GI^ GÊE"""]hel ziu ì/ ziu }joo mep boo phj{ GI^ GÊE"""]hel ziu ì/ ziu }joo mep boo phj{ GI^ GÊE""" Ziu }joo mep GUOO ÊVÊ[PBPJIL ig ziu~ Jlpe~e{p{" ]e ì phj{ nz {jmljlm b }~jppel Bmelkz Bm~eeaelp

}jph ziu b{ b Nuze~!Kojelp, Phe bm~eeaelp {vekjgje{ phbp }e }joo ne ~ev~e{elpjlm ziu~ jlpe~e{p (bl` lip phe{eooe~{* bl` jlkouè{ nemjlljlm bl` el`jlm `bpe{ bl` exvobjl{ hi} }e }joo mep vbj` gi~ iu~ {e~wjke{, Jl::% ig boo kb{e{ iu~ {e~wjke{ b~e kiavoepeoz g~ee pi phe hiae nuze~, ]e pzvjkbooz lemipjbpe pi hbwe phe{eooe~ kiwe~ phe elpj~e ki{p ig iu~ kiaaj{{jil, Blz nuze~ bmelkz kilp~bkp igge~e` nz phe Weel{p~b Pebajlkouè{ iu~ Eb{z Iup [bpj{gbkpjil Mub~blpee, Jg }e ìlp aeep ziu~ exvekpbpjil{/ }e }joo kblkeo phekilp~bkp, Ve~ji`,

]e v~ipekp ziu~ jlpe~e{p{ jl ewe~z b{vekp ig phe p~bl{bkpjil, Phbp j{ iu~ voe`me pi ziu bl` phe abjl ~eb!{il gi~ b nuze~ bmelkz kilp~bkp,

]e }joo b{{j{p ziu jl ewboubpjlm jlpe~e{p ~bpe{ bl` koi{jlm ki{p{ }jph wb~jiu{ oelè~{, ]e heov ziu gjl` phene{p oelè~ gi~ ziu~ mibo{,

]e b`bvp iu~ {eb~kh {pzoe pi {ujp ziu~ è{j~e{, ]e bo}bz{ ceev iu~ eze iup gi~ phe ve~gekp hiu{e gi~ ziu~lee`{/ nup }e igge~ b }jè wb~jepz ig b{{j{pblke pi hiae nuze~{ èvel`jlm il phej~ v~ege~elke{, [iaehiaei}le~{ }blp pi mep clee eev jl phe {eb~kh v~ike{{, ]e v~iwjè {pbpe ig phe b~p piio{ gi~ phj{ hiaenuze~, [iae hiaei}le~{ }iuo` ojce u{ pi {eb~kh gi~ hiae{ phbp abpkh phej~ v~ege~elke{ bl` boe~p phea,]e b~e hbvvz pi ì phbp, Jl {iae kb{e{/ }e lee` pi ne phe eze{ bl` eb~{ ig phe hiae nuze~ b{ phez b~elip bnoe pi ne jl Cbobabtii, ]e b~e bnoe pi bkkiaai`bpe phj{ hiae nuze~ b{ }eoo, ]e hbwe ewelheove` hiaei}le~{ vu~khb{e b v~ive~pz }hjoe phez }e~e ojwjlm jl Tjanbn}e,

]e }joo jlgi~a ziu ig blz v~ive~pz j{{ue{ i~ v~inoea{ }e abz lipjke }hjoe }i~cjlm }jph ziu,

]e }joo v~evb~e b ab~cep wboubpjil ~evi~p gi~ blz v~ive~pje{ ziu b~e {e~jiu{oz kil{jè~jlm vu~khb{jlm {iziu kbl ne kilgjèlp phbp ziu b~e lip iwe~vbzjlm gi~ ziu~ vu~khb{e,

]e }joo v~iwjè ziu }jph bl e{pjabpe ig ziu~ koi{jlm ki{p{ ziu~ e{pjabpe` lep v~ikee`{ negi~e ziu {jml bligge~ pi vu~khb{e,

]e }joo v~evb~e b kilp~bkp pi vu~khb{e }hjkh j{ è{jmle` b~iul` ziu~ ne{p jlpe~e{p{, Phj{ }joo jlkouè boophe `j{koi{u~e{ gi~a{ bl` oembo gi~a{ phbp }joo abce phe igge~ wboj` jl phe [pbpe ig AJ,

]e }joo v~iwjè exve~p lemipjbpjil {e~wjke{3 }i~cjlm b{ hb~` b{ vi{{jnoe pi heov ziu ~ebkh ziu~ hiu{jlmmibo{,

]e }joo lipjgz phe {eooe~{ bmelp ~emb~`jlm ~e{uop{ ig jl{vekpjil{ bl` }joo lemipjbpe gi~ ziu ~emb~`jlm ~evbj~{phbp abz ne ~eruj~e` pi koi{e il phe {boe,

]e gbkjojpbpe boo phe vbve~}i~c bl` jlgi~abpjil }jph phe pjpoe kiavblz bl` phe oelè~/ abcjlm {u~e phbp

ziu~ jlpe~e{p{ b~e v~ipekpe`,

]e }joo ~ewje} phe {eppoeaelp {pbpeaelp gi~ bkku~bkz bl` phel }joo }boc ziu ph~iumh phe jpea{ il phe{pbpeaelp,

]e }joo bkkiavblz ziu il b v~ive~pz }boc!ph~iumh negi~e koi{jlm,

]e }joo bppel` phe koi{jlm }jph ziu/ el{u~jlm phbp ziu hbwe ~ev~e{elpbpjil bp koi{jlm,


17/18

GÊRUELPOZ B[CE@ RUE[PJIL[

]he~e j{ phe ne{p vobke pi {eb~kh gi~ hiae{ gi~ {boe9

}}},Weel{p~bPeba,kia hb{ b eb{z pi u{e hiae {eb~kh phbp j{ uv`bpe` ewe~z `bz bl` kilpbjl{boo phe hiae{ phbp b~e gi~ {boe jl phe elpj~e m~ebpe~ Cbobabtii ~emjil, Phe~e b~e ewel {vekjboeb{z pi u{e {eb~khe{ nz kjpz/ nz {khiio `j{p~jkp/ {eb~kh gi~ obce hiae{/ {eb~kh gi~ hj{pi~jk hiae{/oip{ bl` obl`/ auopj!gbajoz {eb~kh bl` ewel b kiaae~kjbo {eb~kh,

]hbp jg J ìlp hbwe pjae pi {eb~kh ewe~z `bz9 J ìlp }blp pi aj{{ phe ne{p èbo{"

]e ìlp exvekp ziu pi {ve` pjae {eb~khjlm ziu~{eog, ]e }joo k~ebpe ziu~ i}l ve~{ilbo }en{jpe}jph boo phe hiae{ phbp abpkh ziu~ }j{h oj{p BL@ }e }joo {el` ziu bl eabjo EWE^Z PJAE b le}hiae kiae{ il phe ab~cep phbp abpkhe{ ziu~ }j{h oj{p, Ewel phj{ {e~wjke j{ g~ee bl` }jphiup inoj!

mbpjil" Jg ziu b~e KIL[J@E^JLM nuzjlm/ ziu {hiuo` kboo u{ pi mep phj{ g~ee }en{jpe {i ziu kbloeb~l }hbp j{ il phe ab~cep,

]hbp hiae{ kbl phe Weel{p~b Peba heov ae nuz9

Phe Weel{p~b Peba kbl heov ziu vu~khb{e BLZ HIAE phbp j{ gi~ {boe NZ BLZ ÊBOPI^ i~ gi~{boe nz i}le~,

Hi} aukh ì ziu~ hiae nuze~ {e~wjke{ ki{p9

Phez b~e GÊE jl ::,:% ig phe kb{e{, Ziu mep m~ebp {e~wjke{/ phe Weel{p~b Peba }joo ~ev~e{elpZIU^ jlpe~e{p{ b{ ziu~ nuze~ bmelp bl` ziu }joo ne v~ipekpe` gi~ LI GEE"

]hbp jg J mi pi Ivel Hiu{e{9

Geeo g~ee pi wj{jp Ivel Hiu{e{, Du{p peoo phe ÊBOPI^ }hel ziu }boc jl phbp ziu b~e bo~eb`z}i~cjlm }jph phe Weel{p~b Peba,

]hbp jg J }blp pi gjl` gi~ekoi{u~e{ i~ ÊI9

Phez b~e oj{pe` il Weel{p~bPeba,kia boilm }jph boo phe iphe~ hiu{e{ gi~ {boe, @ilp ojajp ziu~{eb~kh pi ÊI nekbu{e {iae ~emuob~ hiaei}le~{ igge~ m~ebp èbo{ pii"

KBOO >7:!;56!5520 pi mep ziu~ ve~{ilbo GÊE hiae }en{jpe pi`bz"


18/18

V b m e | 20

LAO[ J@ 2262;: Bae~jGj~{p Hiae Ai~pmbme 866 077 57>7

Oep U{ Cli} Hi} ]e Kbl HeovGi~ ai~e phbl >5 zeb~{/ Bae~jGj~{p Hiae Ai~pmbme hb{ heove` hiae nuze~{ ~ebojte phe `~eba ig hiae

i}le~{hjv, Pi`bz }e~e phe exve~p{ jl hiae jav~iweaelp oibl{ }jph kil{uopblp{ {vekjbojtjlm jl phe GHB >6;c

HiaeVbph êliwbpjil ai~pmbme{, Bae~jGj~{p j{ ojkel{e` pi oel` jl4 Ajkhjmbl/ Ajlle{ipb/ ]j{kil{jl/ Joojlij{/

Jl`jblb/ Ihji/ Celpukcz/ Pelle{{ee/ Li~ph Kb~iojlb bl` Goi~j`b, Phe~e j{ {u~e pi ne bl iggjke leb~ ziu, Ziu kbl gjl`

pheBae~jGj~{p iggjke oikbpi~ he~e,

]e~e eb{z pi gjl`

Phe }en{jpe4Bae~jGj~{p,kia

]e~e il iphe~ {ikjbo ae`jb {jpe{ b{ }eoo,

[ee jlpe~wje}{ }jph iu~ peba bl` iphe~ wjèi{,

êb` phe noim bl` ceev uv }jph phe jlù{p~z {i ziu kbl ne bl jlgi~ae` ni~~i}e~,

Vhipi kiu~pe{je{4

Ob`è~)vbjlp vbme ;4Kbae~il Vb~cjl{

Hiae B``jpjil vbme 54N~ikc Nujoè~{

Ailez jl hbl` vbme =4[pewel @evioi

P~bggjk kiv vbme 264Nel Mjoojl

êùke ~eu{e ~ekzkoe vbme 2>4 [pewe [li`m~b{{

Kivz~jmhp Lipjke ' Oembo Lipjke

>622 Phe Bae~jGj~{p Hiae Ai~pmbme Ki~vi~bpe Iggjke

727 ], Kelp~e Bwelue

Vi~pbme/ AJ 0:6>0

Geeo g~ee pi {hb~e phj{ eNiic (GI^ GÊE* }jph blzile ziu }blp pi, Boo ~jmhp{ ~e{e~we`, ]hjoe bppeavp{ hbwe neel abè pi we~jgz jlgi~abpjil

v~iwjè` jl phj{ vunojkbpjil/ lejphe~ phe buphi~ li~ phe vunoj{he~ b{{uae{ blz ~e{vil{jnjojpz gi~ e~~i~{/ iaj{{jil{/ i~ kilp~b`jkpi~z jlgi~abpjil

kilpbjle` jl phj{ ikuaelp, Phj{ ikuaelp j{ lip jlpelè` b{ oembo/ bkkiulpjlm i~ jlwe{paelp b`wjke, Phe ~ebè~ ig phj{ ikuaelp b{{uae{ boo

~e{vil{jnjojpz gi~ phe u{e ig phe{e abpe~jbo{ bl` jlgi~abpjil,
http://www.amerifirst.com/index.php/our-team/office-locator.htmlhttp://www.amerifirst.com/index.php/our-team/office-locator.htmlhttp://www.amerifirst.com/http://www.amerifirst.com/http://www.amerifirst.com/http://www.flickr.com/photos/cameronparkins/3782772040/http://www.flickr.com/photos/cameronparkins/3782772040/http://www.flickr.com/photos/cameronparkins/3782772040/http://www.flickr.com/photos/brockbuilders/3634078748/http://www.flickr.com/photos/brockbuilders/3634078748/http://www.flickr.com/photos/brockbuilders/3634078748/http://www.flickr.com/photos/stevendepolo/5437288053/http://www.flickr.com/photos/stevendepolo/5437288053/http://www.flickr.com/photos/stevendepolo/5437288053/http://www.flickr.com/photos/bengillin/4742551663/http://www.flickr.com/photos/bengillin/4742551663/http://www.flickr.com/photos/bengillin/4742551663/http://www.flickr.com/photos/stevensnodgrass/5548193945/http://www.flickr.com/photos/stevensnodgrass/5548193945/http://www.flickr.com/photos/stevensnodgrass/5548193945/http://blog.amerifirst.com/CMS/UI/Modules/BizBlogger/rss.aspx?tabid=173565&moduleid=312339&maxcount=25&u=123448&t=8a95bbc2-b3f2-4d65-a8e7-720656c0f055http://blog.amerifirst.com/amerifirst-blog/http://www.youtube.com/AmeriFirstMortgagehttp://www.linkedin.com/company/amerifirst-home-mortgagehttp://twitter.com/amerifirsthttp://www.facebook.com/AmerifirstMortgagehttp://blog.amerifirst.com/CMS/UI/Modules/BizBlogger/rss.aspx?tabid=173565&moduleid=312339&maxcount=25&u=123448&t=8a95bbc2-b3f2-4d65-a8e7-720656c0f055http://blog.amerifirst.com/amerifirst-blog/http://www.youtube.com/AmeriFirstMortgagehttp://www.linkedin.com/company/amerifirst-home-mortgagehttp://twitter.com/amerifirsthttp://www.facebook.com/AmerifirstMortgagehttp://blog.amerifirst.com/CMS/UI/Modules/BizBlogger/rss.aspx?tabid=173565&moduleid=312339&maxcount=25&u=123448&t=8a95bbc2-b3f2-4d65-a8e7-720656c0f055http://blog.amerifirst.com/amerifirst-blog/http://www.youtube.com/AmeriFirstMortgagehttp://www.linkedin.com/company/amerifirst-home-mortgagehttp://twitter.com/amerifirsthttp://www.facebook.com/AmerifirstMortgagehttp://blog.amerifirst.com/CMS/UI/Modules/BizBlogger/rss.aspx?tabid=173565&moduleid=312339&maxcount=25&u=123448&t=8a95bbc2-b3f2-4d65-a8e7-720656c0f055http://blog.amerifirst.com/amerifirst-blog/http://www.youtube.com/AmeriFirstMortgagehttp://www.linkedin.com/company/amerifirst-home-mortgagehttp://twitter.com/amerifirsthttp://www.facebook.com/AmerifirstMortgagehttp://blog.amerifirst.com/CMS/UI/Modules/BizBlogger/rss.aspx?tabid=173565&moduleid=312339&maxcount=25&u=123448&t=8a95bbc2-b3f2-4d65-a8e7-720656c0f055http://blog.amerifirst.com/amerifirst-blog/http://www.youtube.com/AmeriFirstMortgagehttp://www.linkedin.com/company/amerifirst-home-mortgagehttp://twitter.com/amerifirsthttp://www.facebook.com/AmerifirstMortgagehttp://blog.amerifirst.com/CMS/UI/Modules/BizBlogger/rss.aspx?tabid=173565&moduleid=312339&maxcount=25&u=123448&t=8a95bbc2-b3f2-4d65-a8e7-720656c0f055http://blog.amerifirst.com/amerifirst-blog/http://www.youtube.com/AmeriFirstMortgagehttp://www.linkedin.com/company/amerifirst-home-mortgagehttp://twitter.com/amerifirsthttp://www.facebook.com/AmerifirstMortgagehttp://blog.amerifirst.com/CMS/UI/Modules/BizBlogger/rss.aspx?tabid=173565&moduleid=312339&maxcount=25&u=123448&t=8a95bbc2-b3f2-4d65-a8e7-720656c0f055http://blog.amerifirst.com/amerifirst-blog/http://www.youtube.com/AmeriFirstMortgagehttp://www.linkedin.com/company/amerifirst-home-mortgagehttp://twitter.com/amerifirsthttp://www.facebook.com/AmerifirstMortgagehttp://blog.amerifirst.com/CMS/UI/Modules/BizBlogger/rss.aspx?tabid=173565&moduleid=312339&maxcount=25&u=123448&t=8a95bbc2-b3f2-4d65-a8e7-720656c0f055http://blog.amerifirst.com/amerifirst-blog/http://www.youtube.com/AmeriFirstMortgagehttp://www.linkedin.com/company/amerifirst-home-mortgagehttp://twitter.com/amerifirsthttp://www.facebook.com/AmerifirstMortgagehttp://www.flickr.com/photos/stevensnodgrass/5548193945/http://www.flickr.com/photos/bengillin/4742551663/http://www.flickr.com/photos/stevendepolo/5437288053/http://www.flickr.com/photos/brockbuilders/3634078748/http://www.flickr.com/photos/cameronparkins/3782772040/http://www.amerifirst.com/http://www.amerifirst.com/index.php/our-team/office-locator.html

The Ultimate Guide to Home Improvement Loans 203 K

Documents

Transcript of The Ultimate Guide to Home Improvement Loans 203 K