The Supreme Court, the Affordable Care Act and NJ

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    NEWJERSEYPOLICYPERSPECTIVE|137W.HANOVERST.TRENTONNJ08618|WWW.NJPP.ORG|609-393-1145

    ImpactoftheSupremeCourts

    DecisiontoUpholdthe

    AffordableCareAct

    THEAFFORDABLECAREACTWILLHELPFIXNEWJERSEYSHEALTH

    CAREPROBLEM

    ThenumberofNewJerseyanswithouthealthinsurancehasincreasedbyabout

    400,000intenyears.

    850

    9691,011

    1,082

    1,183 1,1641,252 1,236

    1,117

    1,229

    1,314

    2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010

    TotalUninsuredUnder65inNJSince2000

    (100,000's)

    SOURCE:NewJerse Polic Pers ecveanal sisofCurrentPo ulaonSurve

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    NEWJERSEYPOLICYPERSPECTIVE|137W.HANOVERST.TRENTONNJ08618|WWW.NJPP.ORG|609-393-1145

    TherateofincreasehasbeenmuchhigherinNewJersey(55%)thannationally

    (35%).

    0%

    10%

    20%

    30%

    40%

    50%

    60%

    2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010

    CumulaZvePercentIncreaseinUninsuredUnder65inNJandUS

    SOURCE:NewJerseyPolicyPerspecveanalysisofCurrentPopulaonSurvey

    55%

    35%

    NJ

    U.S.

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    NEWJERSEYPOLICYPERSPECTIVE|137W.HANOVERST.TRENTONNJ08618|WWW.NJPP.ORG|609-393-1145

    THEAFFORDABLECAREACTSOLUTION

    NearlyamillionNewJerseyanswillreceivefederalsubsidiestomake

    insurancemoreaffordable,reducingthenumberofuninsuredby

    about800,000.

    495,600

    637,200

    873,200896,800

    920,400 920,400 920,400944,000

    920,400

    424,800

    566,400

    708,000 731,600 731,600 731,600755,200

    778,800 778,800

    2014 2015 2016 2017 2018 2019 2020 2021 2022

    EsZmatedIndividualsReceivingMedicaidandExchangeSubsidiesandReducZonintheUninsuredinNJUndertheACA

    Medicaidand

    exchangesubsidiesReduconin

    uninsured

    SOURCE;NJPPanalysisofUSCensusAmericanCommunitySurveyandCongressionalBudgetOffice,

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    NEWJERSEYPOLICYPERSPECTIVE|137W.HANOVERST.TRENTONNJ08618|WWW.NJPP.ORG|609-393-1145

    About$41billioninfederalfundswillbespentinNewJerseyonsubsidiesto

    makeinsuranceaffordable,whichwillalsohelpthestateseconomy.

    1.5

    3.0

    4.1

    4.64.9

    5.25.5

    5.96.2

    2014 2015 2016 2017 2018 2019 2020 2021 2022

    EsZmatedFederalFundingforMedicaidandExchangeSubsidiesUnder

    ACAinNJ($billions)TOTALFUNDINGOVER8YEARS:$40.9Billion

    SOURCE;NJPPanalysisofUSCensusAmericanCommunitySurveyandCongressionalBudgetOffice,

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    NEWJERSEYPOLICYPERSPECTIVE|137W.HANOVERST.TRENTONNJ08618|WWW.NJPP.ORG|609-393-1145

    NewJerseyansinallcountieswillbeabletoobtaininsurance.

    EstimatedNewlyInsuredIndividualsinNJUnderACA

    County

    Children

    Uninsured

    2010

    Adults

    Uninsured

    2010

    Total

    Uninsured

    2010

    Newly

    Insured

    2016

    Atlantic 2,550 29,244 31,794 16,215

    Bergen 14,841 105,973 120,814 61,615

    Burlington 3,958 28,196 32,154 16,399

    Camden 6,612 56,214 62,826 32,041

    CapeMay 1,771 9,893 11,664 5,949Cumberland 3,561 23,234 26,795 13,665

    Essex 14,783 124,724 139,507 71,149

    Gloucester 2,071 23,952 26,023 13,272

    Hudson 11,953 131,342 143,295 73,080

    Hunterdon 1,033 5,990 7,023 3,582

    Mercer 5,449 38,414 43,863 22,370

    Middlesex 12,533 96,840 109,373 55,780

    Monmouth 5,530 55,056 60,586 30,899

    Morris 4,881 39,511 44,392 22,640

    Ocean 5,822 47,058 52,880 26,969Passaic 8,665 82,428 91,093 46,457

    Salem 531 5,913 6,444 3,286

    Somerset 2,215 26,496 28,711 14,643

    Sussex 1,929 10,562 12,491 6,370

    Union 11,337 78,325 89,662 45,728

    Warren 1,431 8,337 9,768 4,982

    SOURCE:AmericanCommunitySurvey,2010andCongressionalBudgetOffice,

    UpdatedEstimatesfortheInsuranceCoverageProvisionsoftheAffordableCare

    Act,March2012