The Private Bank Built For You

The Ascher FamilySanta Cruz, California

Banking When, Where, and How You Want

Service is the cornerstone of SVB Private Bank. Whether

you need quick turnaround on a loan or assistance with

day-to-day banking, your private banker is dedicated to

providing your family with exceptional service and advice.

Leading a team of experts, including real estate, personal

loan and foreign exchange specialists, your private banker

is equipped to bring the appropriate expertise to your

family’s banking needs.

As an industry leader, your work life doesn’t fit neatly

into a nine-to-five schedule, so neither should your bank.

SVB Private Bank gives you unparalleled flexibility and

24/7 access to your finances.

• Your private banker will conduct banking when and where

it’s best for you—often in your home or office and after

hours if that’s what you prefer

• You can access cash from any ATM around the globe,

wherever your journey takes you. We’ll reimburse the fees

charged by other banks

• With our Online Banking, you can check balances, pay

bills, wire funds and make transfers, from the convenience

of your home or office

• Using our native Private Banking apps for iPhone®, iPad®

and Android™ devices you can deposit checks remotely,

view balances, pay bills, and transfer money wherever

you are

As an executive or investor operating at the frontier of innovation, you have unique financial needs and demands on your time. You also know the importance of balancing work life and personal life. You’ve worked hard and invested heavily in the future, and you’re ready to reap the rewards of your efforts.

We understand—we’ve worked with innovation leaders like you for 30 years. We built SVB Private Bank to provide your family with an extraordinary level of service and freedom. We will liberate your time and energy and provide you with the capital and support you need, so you can seize life’s opportunities as they arise. Your success is our mission.

Experience A New Level of Service

SVB is always here for us. This really is personal banking. They work so closely with us, both professionally and personally, and have such enthusiasm for that bond. They’re great people. You just want to be friends with them and trust them and do business with them for life.”

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Brian AscherVenrock, PartnerSVB Private Bank Client

David Hersh with wife,artist April Dawn ParkerSausalito, California

Dave Hersh, Investor and EntrepreneurSVB Private Bank Client

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Dave Hersh, Investor and Entrepreneur

The SVB team is hardworking, creative, friendly and highly motivated. After stepping down as Jive CEO, I needed a loan for a new business in advance of the Jive IPO, and SVB was the only bank who would do it. In my companies I like to surround myself with “GNAKs,” which are good-natured ass kickers. SVB shares that style—great people who will move mountains to make things happen.”

Immanuel ThangarajMenlo Park, California

Immanuel Thangaraj, Essex Woodlands, Managing DirectorSVB Private Bank Client

“ SVB understands my business and what my professional needs are. It’s a very high-touch, personalized level of attention. Venture capitalists have similar MOs and similar lifestyles. SVB understands how we work, how we draw income and how we spend money both professionally and personally. They get that better than anyone I know.”

The Cohen FamilyBreckenridge, Colorado

Credit Solutions Tailored to Your Unique Needs

As a technology executive, venture or private equity

partner, your balance sheet may not fit neatly into the rigid

guidelines of most banks. Your life plan and professional

trajectory may require bold moves ahead of realized gains

to support your success or your family’s growth. At SVB

Private Bank, we understand this. From capital call lines and

leveraging restricted or concentrated stock positions, to as-

sisting with personal real estate investments, we take pride

in our unrivaled ability to support our clients’ aspirations.

An Exclusive Opportunity: The SVB Black Card

As an SVB Private Bank client, you’re eligible for our exclu-

sive SVB Private Bank World Elite MasterCard®. You pay

no annual fee and there are no pre-set spending limits or

foreign transaction fees.

Designed to give you the utmost in flexibility and control, this

smart-chip-enabled card offers superior fraud protection

and unsurpassed global acceptance. Its prestige is reflected

in the distinctive black design and its array of elite privileges.

Benefits include a 24/7 travel/entertainment concierge

service, access to luxurious private airport lounges, and

preferred pricing and amenities at hotels and resorts world-

wide. A flexible and generous rewards program gives you

the option of choosing cash, travel or merchandise rewards.

• Our process is consultative and fast, our rates are

competitive, and your funds are available quickly

• Our personal credit solutions allow you to free up capital

while preserving your long-term investments

• Our adjustable and fixed-rate mortgages and home

equity lines have competitive terms and quick approvals

• General Partners can rely on us for flexible lending

solutions to fund their capital calls and co-investment

obligations

Timing is everything. When a window of opportunity opens, you need the freedom to act quickly. At SVB, our credit solutions are tailored to give you the flexibility you need, when you need it. We know that the right lending solutions can simplify your financial life and create opportunities, so we give special attention to serving your family’s unique cash, liquidity and credit requirements.*

Seize Life’s Opportunities As They Arise.

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Having a second home in Breckenridge gives us a place to get away from it all, where I can think about business at a high level and enjoy my family. It probably wouldn’t have been possible with a bank that didn’t understand what my business was all about. SVB understands the cash flow dynamics of being a General Partner, and really came through for us.”

David Cohen TechStars, Co-FounderSVB Private Bank Client

Joe LonsdalePalo Alto, California

Joe Lonsdale, Formation 8, Partner; Addepar and Palantir, Co-founderSVB Private Bank Client

“ It is clear why SVB is the bank to go to for GPs. They were able to provide me with a great mortgage while other banks were still trying to fi gure out my fi nances.”

Jeff BonfortePetaluma, California

Jeff Bonforte, Xobni, CEOSVB Private Bank Client

“ My precious resource is time. SVB understands that. A lot of big private banks see the potential for money, but they don’t actually understand entrepreneurs or my business at all. SVB at its core understands very well—they are part of the system that makes entrepreneurs and tech work.”

Nationwide Presence and Global Sophistication

At home and internationally, we are there to support

you. While named for its birthplace, Silicon Valley Bank has

offices coast to coast, including Private Bank offices in

Seattle, New York, Boston and Menlo Park. From these

hubs, we serve families today in all the major U.S. innovation

and private investment centers, including Chicago, Denver/

Boulder, Austin, Atlanta, Los Angeles, and Washington, D.C.

To facilitate travel, living or investing internationally, we

offer robust foreign exchange and global advisory services.

We can help you execute overseas purchases and other

large international transactions, and can help you establish

and maintain accounts in multiple currencies—both here in

the U.S. and abroad.

Exclusive Social and Networking Events

Our mission is to support your success in every way

possible. Time out from work with family can be a great

way to refocus your energy and rekindle your inspiration.

At SVB Private Bank, we create unique opportu nities for

you to relax and renew your vision by bringing your family

together with others in first-class locations.

We also create unique networking opportunities by

connecting you with other Private Bank clients. As a client,

you will be invited to a range of spe cial events, including

social functions that offer opportunities for relaxed

conversation and exclusive industry events that present

trends in technology, innovation and finance.

Silicon Valley Bank has pioneered banking services to the innovation industry for 30 years. Our clients include some of the most influential founders, entrepre-neurs, venture and private equity partners in the U.S. In fact, SVB has worked with more venture and private equity partners than any other bank. We’re proud to serve innovation leaders and their families and support their remarkable accomplishments by connecting them to other clients in the SVB community.*

Expand Your Reach and Your Network.

The people of SVB have built really deep relationships in the community, both personally and professionally. They’re just the kind of people that you want to do business with. Their commitment to being a good partner in both good and bad times has made them the gold standard. I’ve always respected SVB for its long view on relationships.”

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Matt MurphyKPCB, General PartnerSVB Private Bank Client

The Murphy FamilyLos Altos Hills, California

The Fine Print SVB Private Bank is a division of Silicon Valley Bank. Loans are subject to credit and collateral approval. Financing available varies by state. Restrictions may apply. Rates, terms and conditions are subject to change.

For deposit and saving accounts: Rates are subject to change at our option anytime. Fees could reduce the earnings on the account. Please call us for current rate information at (408) 654-7400. For additional terms and conditions, please refer to Silicon Valley Bank’s Deposit Agreement and Disclosure Statement. SVB will reimburse ATM access fees, including third party access fees, typically within three business days. Some international ATM transactions may incur a transaction fee or surcharge. Other charges, such as overdraft fees and insufficient funds fees, may apply.

Any information relating to foreign currency, foreign exchange and related products and services is not intended as investment advice. Foreign currency and foreign exchange products and arrangements, such as forwards, options, and swaps, are not FDIC insured.

Contact Us To learn more about banking with SVB Private Bank, contact your SVB relationship manager, e-mail us at privatebank@svb.com, or call us at (866) 238-0872.

We wish to thank our clients for their participation and remarkable willingness to share their time and their personal lives with us for this project.

The complete details for SVB Private Bank World Elite MasterCard®, including restrictions, limitations, and exclusions, will be available when you become a Card member. Membership is subject to credit approval. The SVB Private Bank World Elite MasterCard® has no preset spending limit. However, this does not mean that all transac-tions will be approved. We will consider transactions for approval on an individual, transaction by-transaction basis. MasterCard’s con-cierge, travel, shopping and rewards related services and benefits may be provided by or through one or more service providers, and are subject to change at any time by MasterCard, without notice. Certain terms, conditions, limitations and exclusions apply. See terms and conditions for full program details. Program benefits and rewards may be subject to taxes. Fee waivers are based on card usage. MasterCard charges a 1% currency exchange fee for foreign transactions.

Equal Housing Lender.©2013 SVB Financial Group. All rights reserved. SVB>, SVB>Find a way, SVB Financial Group, and Silicon Valley Bank are registered trademarks. SVB Private Bank is a division of Silicon Valley Bank. MasterCard™ is a registered trademark of MasterCard International Incorporated. iPhone® and iPad® are registered trademarks of Apple Inc. Android™ is a registered trademark of Google Inc. Carrier data charges may apply. FinanceWorks is a registered trademark of Intuit Inc. Silicon Valley Bank is a member of FDIC and Federal Reserve System. SVB Financial Group is also a member of the Federal Reserve System.

2770 Sand Hill Road, Menlo Park, CA 94025Phone: 650-926-0100

The Private Bank Built with You

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©2013 SVB Financial Group: 03.20.13Front cover: Brian Ascher, Venrock, Partner Surfing in Santa Cruz, California