The Credit People

Who is The Credit People? The Credit People is a credit repair company founded in 2001. They have been featured throughout the news on programs including The Wall Street Journal, Smart Money, and USA Today. With over 10 years in credit repair, The Credit People pride themselves on being able to make the process simple and pain-free for their customers. They feature low costs, free credit reports and scores, an online account to monitor progress and a money-back satisfaction guarantee. Their score-driven results focus provides customers with confidence that The Credit People with work to ensure they received the highest possible credit score increase.

The Credit People operate a three step process for repairing poor credit:

Step 1: The Credit People will collect your information, and begin to run your credit reports and score. Within 48 hours your online account will be created which is where you will have access to updates and your credit reports and scores. A representative will analyze this information and create a custom plan for you.

Step 2: A Representative will begin begin working to challenge and remove any questionable items from your credit report.

What is Their Process?

What is Their Process? (continued)

Step 3: Within 60 days customers should see improvement on their credit. Representatives will continue working to dispute questionable negatives for as long as you remain with The Credit People. Cancellation is optional at any time point during this process.

How much do they cost? The Credit People offer both monthly and flat-rate pricing. Monthly: The Credit People charge $19 for the first seven days,

followed by $59 dollars per month if you choose to continue. This price includes all of their features, including both your credit reports and scores, which is uncommon.

Flat-rate: If you are not a fan of subscriptions, they offer a flat-rate, six

month credit repair program for a one-time payment of $299. These prices are backed up with a 100% money back satisfaction guarantee. Discounts are available for couples.

What is their BBB Rating? As of August 8, 2014, The Credit People are ranked an A+ with the Better Business Bureau. This is an outstanding score. Their score is a result of their business history provided to the BBB, the low number of customer complaints and how well they responded to them. They have received only six complaints in the last three years which have been closed, and only four of which came in the last twelve months.

Do The Maintain A Social Media Presence? The Credit People is not active on Social Media. They do have a useful blog with some information about credit and financial topics. This is by no means a red flag, however, social media can be a useful channel for interaction with customers and increasing a company’s transparency.

What Makes This Company Stand Out? The Credit People provide a service intended to make credit repair easy for their customers, and they do a good job at that. Once a customer has signed up, The Credit People takes control of the process. Even at their low-price, they provide an all encompassing service that is straight forward and simple. Their focus on score-driven results and 100% satisfaction guarantee provide customers with peace of mind that The Credit People will work with the customer’s interest in mind.

The Possible Negatives We have very little negative to say about The Credit People. Their one shortcoming is that their brand has not existed for long. While they were formed by a more experience company, The Credit People brand has not been around the block as many times as some of their more experienced competitors. With more than 10 years of experience, however, we don’t expect this to become a real issue.

What Does BCRC Think of This Company? The Credit People provide a reputable, all encompassing service that makes credit repair simple. With 10 years of experience, The Credit People has a proven track record of service. They offer a very affordable price and a money back guarantee. For someone looking for a simple credit repair service that will handle everything for them, we recommend taking a closer look at The Credit People!

Learn More Read the full review of this company by visiting their profile on BestCreditRepairCompanys.com at: http://bestcreditrepaircompanys.com/company/the-credit-people/