The City University of New York NYS HEALTH INSURANCE PROGRAM NYSHIP Student Employee Health Plan...
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Transcript of The City University of New York NYS HEALTH INSURANCE PROGRAM NYSHIP Student Employee Health Plan...
The City University of New York
NYS HEALTH INSURANCE PROGRAMNYSHIP
Student Employee Health Plan (SEHP)
Office of Human Resources Management
University Benefits
Updated 12/10/09 The University Benefits Office 2
ELIGIBILITY
TO BE ELIGIBLE FOR NYSHIP BENEFITS YOU MUSTMEET ALL OF THE FOLLOWING CRITERIA:
Enrolled in a Doctoral Program at the CUNY Graduate Center or the Engineering Ph.D. Program at City College
AND Appointed to an eligible title at a Senior College
(Graduate Assistant A, B, C, Adjunct Instructor, Adjunct Lecturer, Adjunct College Laboratory Technician And Non- Teaching Adjunct I, II)
AND Make a minimum $4,122 per year or $2,061 per
semester
Updated 12/10/09 The University Benefits Office 3
ENROLLMENT
Complete the Health Benefits Enrollment Form (PS-404G) and submit it along with supporting documentation to:
For students at the CUNY Graduate Center: Scott Voorhees – Office of Student Affairs, Room 7301Phone number 212.817.7406
For students at City College: Kim Ferguson - Benefit Officer, Shepard Hall Room 50Phone number 212.650.7963
NOTE: Refer to the “SEPH Eligibility Requirements” sheet for list of required documentation:
www.cuny.edu/doctoralstudenthealthplan
Updated 12/10/09 The University Benefits Office 4
ENROLLMENT… (Cont’d)
YOU MAY ENROLL IN NYSHIP BENEFITS:
Within 45 days of your appointment - Late enrollments will be subject to a 30-day waiting period
Within 30 days of a qualifying event Within 30 days following involuntary loss of other
coverage .
During the Annual Open Enrollment Period – November 1st – November 30th
*Note: Employees of the CUNY Research Foundation are not eligible for these benefits
Updated 12/10/09 The University Benefits Office 5
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Updated 12/10/09 The University Benefits Office 7
EFFECTIVE DATE OF COVERAGE
Coverage for you and your eligible dependents will be effective on the date of your appointment
Note: Services provided outside of the USA are treated as out-of network services. You must complete a claim form to obtain reimbursement.
Download this claim form at:http://www.cs.state.ny.us/ebd/ebdonlinecenter/pof/images/OutOfStateForm.pdf
Updated 12/10/09 The University Benefits Office 8
Updated 12/10/09 The University Benefits Office 9
INSURANCE CARDS
You should expect to receive your insurance card within 3-4 weeks following your enrollment
You will receive 3 cards separately by mail:
Medical/Hospitalization Dental Vision Care
Note: In case of an emergency, the carrier may use your SSN or NYSHIP card number to verify your coverage. Contact the University Benefits Office at 212-794-5342 if you need to obtain your NYSHIP card number.
Updated 12/10/09 The University Benefits Office 10
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ELIGIBLE DEPENDENTS
Spouse Domestic Partner Dependent Children - Up to age 19 (natural
children, adopted children, dependent step children)
Disabled Dependents
Notes: Refer to the “SEHP Eligibility Requirements” on the
CUNY website for a list of required documentation
www.cuny.edu/doctoralstudenthealthplan
[Parents are not considered eligible dependents]
Updated 12/10/09 The University Benefits Office 13
NYSHIP BENEFITS PROVIDERS
Medical Benefit – UnitedHealthCare Hospital Benefit - Empire BlueCross
BlueShield Dental Benefit – GHI Vision Care Benefit – EyeMed Prescription Drug Benefit -
UnitedHealthCare / Medco Health Solutions Mental Health/Substance Abuse Benefit -
UnitedHealthCare / OptumHealth
Updated 12/10/09 The University Benefits Office 14
NYSHIP BIWEEKLY PREMIUM RATES
[AS OF JANUARY 2010]
INDIVIDUAL - $6.32 PER PAY PERIOD
FAMILY - $47.36 PER PAY PERIOD
Pre-tax bi-weekly health insurance premiums will be automatically deducted from your paycheck
You may elect to have post-tax health insurance premium deduction by completing the appropriate section on the Health Benefits Enrollment Form
Updated 12/10/09 The University Benefits Office 15
CHANGES TO COVERAGE
You may make changes to your coverage:
Within 30 days of a Qualifying Event
During the Annual Open Enrollment Period
Updated 12/10/09 The University Benefits Office 16
QUALIFYING EVENTS
Marriage
Birth of a child
Becoming a child’s legal guardian, step-parent or adoptive parent
Arrival of an eligible dependent to the United States
Completion of the six month waiting period for attainment of Domestic Partner Status
Updated 12/10/09 The University Benefits Office 17
ANNUAL OPEN ENROLLMENT PERIOD
Generally held in November. For calendar year 2009 it is November 1st - November 30th.
During the annual open enrollment period you may:
Enroll in health benefits Change from individual to family coverage Change from family to individual coverage Add eligible dependents without 30-day
waiting period
Updated 12/10/09 The University Benefits Office 18
CHANGES TO TAX STATUS FOR PREMIUM DEDUCTION
OPTION TRANSFER PERIODGenerally held in November
For calendar year 2009 it is November 1st- November 30th
You may change from pre-tax to post tax status
You may change from post-tax to pre-tax status
Updated 12/10/09 The University Benefits Office 19
TERMINATION OF COVERAGE
Coverage will cease when you no longer meet both of the requirements indicated below:
1. Enrolled in a Doctoral Program at the CUNY Graduate Center or in the Engineering Ph.D. Program at City College
AND
2. Appointed in an eligible title (Graduate Assistant A, B, C, Adjunct Instructor, Adjunct Lecturer, Adjunct College Laboratory Technician And Non- Teaching Adjunct I, II)
Updated 12/10/09 The University Benefits Office 20
TERMINATION OF COVERAGE… (Cont’d)
Coverage will terminate two pay periods following your graduation, leave from the doctoral program or appointment end date, which ever comes first.
You must notify the University Benefits Office immediately once you no longer meet the eligibility requirements. Otherwise, it may result in unanticipated cost to you.
Updated 12/10/09 The University Benefits Office 21
CONSOLIDATED OMNIBUS BUDGET RECONCILIATION ACT OF 1985 (COBRA)
NOTIFICATION
Under COBRA you and your dependents may continue group health coverage at a monthly premium of 102% of the group rate. The maximum period of coverage will vary depending on the reason for continuation.
The COBRA application process begins once the University Benefits Office is notified of your loss of eligibility. The NYS Department of Civil Service will send a COBRA package to your home address once the University Benefits Office has terminated your NYSHIP benefits.
Updated 12/10/09 The University Benefits Office 22
COBRA APPLICATION
Complete and return the COBRAenrollment application to the addressindicated on the COBRA application
formon a timely basis
NOTE: Effective January 2010 dependent child coverage is extended through age 29
Updated 12/10/09 The University Benefits Office 23
COBRA MONTHLY PREMIUM RATES
[AS OF OCTOBER 2009]
INDIVIDUAL - $120.43
FAMILY - $514.59 You will receive a monthly bill from the NYS
Department of Civil Service for your COBRA premium payments
You may be eligible for The American Recovery and Reinvestment Act of 2009 – The ARRA provides for COBRA premium assistance for you and your covered dependents who have a continuation of coverage election opportunity related to an involuntary termination of employment that occurred during the period September 1, 2008 through February 28, 2010
Updated 12/10/09 The University Benefits Office 24
DEPENDENT CHILD ELIGIBILITY
A recently enacted NYS Law has extended dependent child eligibility through age 29
Coverage for young adults dependents will be “COBRA-like”:
Charged at the Full Share Individual Rate
Each dependent will enroll in their own individual policy
Updated 12/10/09 The University Benefits Office 25
TO FIND A LIST OF PARTICIPATING PROVIDERS…
Medical - www.empireplanproviders.com
Dental - www.ghi.com
Vision Care - EyeMed 1-877-226-1412
General Information - 1-877-7-NYSHIP
Updated 12/10/09 The University Benefits Office 26
FILL OUT A NYSHIP TRANSFER FORM (NYSHIP001 TRF-UBO) IF YOU ARE:
Transferring to a new college
Changing title
Both transferring and changing title
DOWNLOAD THE FORM FROM:http://www.cuny.edu/administration/ohrm/university-benefits/
dshp.html
TRANSFERS
Updated 12/10/09 The University Benefits Office 27
ONLINE HOME ADDRESS CHANGE
To update your home address online:
Go directly to www.cs.state.ny.us/mynyship Choose a Civil Service ID and password You will receive an Activation Code in the mail
within 3 to 5 business days .
Once you receive your Activation Code, return to MyNYSHIP and log in with the Civil Service ID and password
Then go to Employee Self Service and update your home address
Updated 12/10/09 The University Benefits Office 28
If you are working at a CUNY Community College, contact the Student Affairs Office at the Graduate Center to be transferred to the Graduate Center payroll
COMMUNITY COLLEGES
Updated 12/10/09 The University Benefits Office 29
PSC/CUNY WELFARE FUND ADJUNCT HEALTH INSURANCE
If you are eligible for NYSHIP coverage, you will no longer be eligible for adjunct health insurance through the PSC/CUNY Welfare Fund
Updated 12/10/09 The University Benefits Office 30
SUMMER COVERAGE
Graduate Assistants - Coverage continues for all who remain on payroll and receive paychecks during the months of June, July and August
Adjunct Instructor, Adjunct Lecturer, Adjunct College Laboratory Technician and Non- Teaching Adjunct I, II - Coverage continues if: a) you have or are expected to have a Fall 2010 appointment; and b) you prepay premiums to cover health insurance deductions for the summer months in which you are not expected to receive a paycheck
Updated 12/10/09 The University Benefits Office 31
CONTACTS
Scott Voorhees – Office of Student Affairs, Room 7301, Phone number 212.817.7406
Kim Ferguson – City College Benefit Officer, Shepard Hall Room 50, Phone number 212.650.7963
You may also contact the University Benefits Office at 212.794.5342 or [email protected]
You may contact NYSHIP at 1-877-7-NYHSIP