THE CITIZEN-TIMES, Scottsville, Ky., Thursday, January 5, 2012—PAGE 11

WE’RE SELLING PROPERTY — LIST WITH US • WE’RE SELLING PROPERTY — LIST WITH US • WE’RE SELLING PROPERTY — LIST WITH US

WE’RE SELLING PROPERTY — LIST WITH US • WE’RE SELLING PROPERTY — LIST WITH US • WE’RE SELLING PROPERTY — LIST WITH US

WE’R

E SELLING

PRO

PERTY —

LIST WITH

US •

Barry Dyer, Broker/Auctioneer(270) 237-3987 • (270) 622-1601

Stevie Blankenship(270) 622-1571, Realtor

Chad Harston, 622-8500, RealtorTommy Doss, 622-0731, AgentRoger Pitchford, Auctioneer

Chris Skaggs, App. AuctioneerSteve Meador, Auctioneer

Brian Dyer, App. Auctioneer

REALTOR®

Dyer & AssociAtesAuction/Realty, Inc.

1545 Old Gallatin Road • Scottsville, Ky. 42164 • Office (270) 237-3987 Toll Free 1 (800) 879-9949dyerassociates@nctc.com dyerauctionrealty.com

WE’

RE

SELL

ING

PR

OPE

RTY

— L

IST

WIT

H U

S

•Austin Lane•3 duplexes, great income, all in nice

condition, all three units only $219,900.

Investors Take Note•52 Caleb Ct•Nice 3BR home, possible lease/option, owner/agent. $69,800.

NEW PRICE

•205 Wilkerson Street•Nice 3BR brick, newly redecorated,

priced to sell, $74,500.

Possible Lease Option

•100 Woodrow Hughes Rd•Nice 3BR, 2BA, detached garage, $89,900.

New Year’s Specials

•1991 Walkers Chapel Rd•Nice 3BR home with detached metal building, on 1.5 acres, only $89,900.

Huge price reduction $69,300.

REDUCED

•333 Mt. Carmel Church Rd•Like-new 3BR, 2BA home, large lot, possible lease option. Owner/agent

$89,900

•307 Marcrum Lane•

Super nice 3BR, 2BA home on 1 acre lot, blacktop drive. $92,900.

•298 Halfway-Halifax Rd•Beautiful 4BR, 3BA home w/base-ment mostly finished, 1+ AC lot, de-tached garage, ready to move into. Owner says make reasonable offer.

•6636 Bowling Green Rd•Beautiful 3BR, 2BA home with beautiful poplar floors, sunroom, full poured base-

ment on 1.7 AC, it’s a honey. $199.900.

NEW LISTING

•165 Willow Tree Lane•Lake cottage, full basement, great view of

lake, Barren County. Seller says sell. $79,900.

NEW LISTING

Book Your 2012 Auction NOW! Our Auction Team Will Give 110% to Obtain the BEST Possible Price for Your Property

•727 Halifax Road•Beautiful 3BR, 2BA home, attached

2-car garage, 1+ AC lot. $129,900. Price reduced to $119,900.

Make Offer

Make Offer

•589 Guy-Brown•New 3BR, 2BA home with of-fice area, 1-car attached garage, blacktop drive, $115,000.

•120 Cottage Dr•New home under construction, 3Br, 2BA,

in city, perfect for retirement. $92,500. Price reduced to $89,900.

•120 Pleasant Ridge Church Rd•3BR, 2BA doublewide, detached garage.

$79,900. Reduced to $75,900.

•150 Circle Road• Near LakeBeautiful 3BR, 2BA home, custom built, 1,800± sq. ft., 2-car garage blacktop dr., de-tached garage. All on 3 lots, only $169,900. $159,900.

NEW PRICE

NEW PRICE

NEW PRICE

SALE PENDING

2022 Meador Port Oliver Rd $219,900 #114326

Private, large four bedroom home on 5.48 ± acres, just about 2 miles from the lake! 4 BR, 2.5 BA w/a GR w/FP, kitchen w/lots of cabinetry, utility rm, big BR’s - all w/walk-in closets, & sunrm. 2 car + 3 car det garage w/an efficiency apt!

Call Verice or Gene England

1354 Old Glasgow Rd $119,900 #117755

Lots to offer! This 3 BR, 2 BA home, on 1 ± acre close to town & all its amenities, has a very roomy great room, 2 fireplaces, eat-in kitchen + a dining room, & a partial basement. Garden spot, & outdoor storage.

Call Mike Huntsman

301 Hilburn Springs Rd $54,900 #118373

Lovely setting of 5.88 ± acres! This 16 x 76 mobile home w/ 3 BR’s & 2 BA’s is in immaculate condition! LR, kitchen/dining combo, utility rm. Some wooded areas, front deck, covered rear deck, two 2-car carports, & a storage bldg.

Call Mike Huntsman orVerice or Gene England

284 Mt. Union Rd $67,500 #118224 First time buyers take a look ! Cute 3 BR, 1 BA brick/vinyl home, on 0.28 ± acres with mature trees, is just minutes from town! Living room, eat-in kitchen w/oak cabinetry & pantry, updated bath, faux interior paint, newer HVAC & water heater. 9 x 12 storage bldg, too!

Call Verice or Gene England

For All Your Auction Needs!Mike Huntsman, Auctioneer

4999 Old Glasgow Rd $129,900 #120441

Brick home on 4.9 ± acres! This 3 BR, 2 BA home is ready for you & your horses! Updates include a new septic tank, add’l blown in insula-tion, dimensional shingle roof & thermopane windows. Fenced backyard, 46x24 outbldg w/12x12 stall. Qualifies for FHA financing.

Call Verice or Gene England

between S’ville & Bowling Green. Utilities available. Call Gene or Verice England # 120051

COMMERCIAL: • $550,000 - Outstanding location for commercial de-velopment. Near Allen Co. High School, major crossroads and other commercial business. High traffic count and less than 20 minutes to Bowling Green.• $459,900 2500 + sq ft of office space, 3000 + sq ft of garage/shop area + nearly 1000 sq ft of finished bsmt. 5 garage bays, blacktop lot, high speed Internet & much more. Perfect for a car lot, service center, tire store or anything else. Call Mike Huntsman or Gene England #117488

SOLD• 3060 Mitchell Weaver Rd - 3 BR, 2 BA home, on 0.89± acres in the country• 191 Patriot Circle - 3 bedroom, 2.5 bath with a bonus room & hardwood floors.• 84 Osborne Rd - Beautifully remodeled in a picturesque setting of 0.76 ± acres!

LEGACYREAL ESTATE GROUP

506 Old Gallatin Road • 239-7872~ FEATURED HOMES ~

COMMERCIAL

HOMEWARRANTY

LAND• $162,000 – Are you looking for that great hunting land? 60 ± acs has all the potential you need! 3 springs & a branch. Close to the Warren Co line. Call Mike Huntsman # 107030• $109,900 – Lake front lots with a year round lake view! Boat dock, Boat slip with Corps approval. A bsmt is already in place! Will consider trade for hunting land in Allen, Warren or Barren Counties. Call Verice or Gene England # 113170• $37,500 - 1 ± ac lot in a new sbdv in Alvaton. #107262 Call Mark Douglas or Darrell Oliver• $18,000 –Building lots just minutes from the lake! 2 lots, 0.70 ± acres in Homeland Estates off of Barren River Dam Rd. Level to gently rolling restricted lots. Call Verice or Gene England #113169• $15,000 - Lake front lots! Two sloping, lots on a cove that backs up to the Clearwater Subdivision in the Austin Area. Call Gene or Verice England # 113755 • $12,500 – Building lot in a popular subdivision! Clear, level 0.62 ± acre corner lot in a subdivision located

SOLD

JIM HUGGINS, BROKER/AUCTIONEER

DARRELL OLIVER,

202-0476REALTOR®

MIKE HUNTSMAN618-1168

REALTOR®, Auct.

VERICE ENGLAND,791-4930

Managing Broker

GENE ENGLAND,791-8402

REALTOR®, App. Auct.

MARK DOUGLAS,792-1847REALTOR®

LORIA JEAUXDEVINE,

622-1932Sales Agent

Call us about all oF our other listings

MOTIVATEDSELLER

45 Erwin Rd, Barren River Lake $199,900 #120512

Private setting on 10 ± acres! 3 BR, 2 BA home with over 3100 sq ft of living space! The upstairs can be finished for add’l space! Vaulted GR w/stone gas log FP, kitchen w/granite & oak cabinetry, adjoining DR. Family rm & rec room, too! Wraparound deck, patio. Minutes to the lake!

Call Verice or Gene England

HOMEWARRANTY

141 Misty Row Rd $49,500 #120541Watch the deer from this quiet county setting on a dead end road! 2 - 3 BR, 1 BA hm is on 0.96 ± ac is convenient to both S’ville & Franklin. LR w/laminate hdwd , eat-in kitchen w/oak cabinetry & laminate hdwd. Unfinished foyer area could be used as an office. Plenty of room for a garden. Enclosed carport for outside storage!

Call Verice or Gene England or Mike Huntsman

152 Old Hickory Ln $189,900 #116277Time to rest & relax! This new construction 3-4 BR, 2 BA home features hdwd floors, tiled kitchen & baths & 9’ ceilings thruout. The bonus rm could easily be a 4th BR! Wooded 0.7 ± ac lot.

Call Mike Huntsman

495 Aaron Ln $249,900 #120894Water front log and stone home! 2320± sq.ft 4 bedroom, 2 bath home plus 1200± sq.ft walk-out basement, 5 garages, workshop, 1000 sqft, and new private boat dock sits on 4 lots. Call Verice or Gene England or Mike Huntsman

410 W Maple St $44,900 #120432Beautiful older home in town! This 2 BR, 2 BA not only has plenty of space, but has a detached 2 BR apartment, too! The main house features hrdwd floors & high ceilings. Lots of potential, including room for a 3rd bedroom! Located near the new justice center.

Call Verice or Gene Englandor Mike Huntsman

HOMEWARRANTY

HOMEWARRANTY

200 N. 4th St $125,000 #119308 Love older homes? Come see this gorgeous, well maintained older home! 3 BR, 2 BA hm features original woodwork & over 2000 sq ft of living space. Formal entry foyer, LR + sitting rm, formal DR, & a huge eat-in kitchen w/lots of cabinetry! Three fireplaces! Detached garage/wkshop. Lovely landscaping.

Call Verice or Gene England

248 N Spring St $359,000 #118975Many amenities, fabulous finishes! Minutes to Bowling Green & Scottsville, this 3 BR, 2.5 BA features upgraded kitchen w/custom maple cabinetry & Quartz countertops. MBR suite has his/her walk-ins, family rm, & sunrm w/see through FP. Det 3 car garage w/full guest apt. In-ground irrigation system, too. On 2 ± ac w/addl acreage available.

Call Our Office

HOMEWARRANTY

296 Woodrow Hughes Rd $95,900 # 119714

1600 ± square feet! 3 BR, 2 BA hm offers many features: 2 living areas, kitchen w/oak cabinetry & a walk in pantry, DR & utility rm! Insulated flrs, & extra insulation in the attic. 20x12 shop w/220 elec, & 2 RV plugs, + a 16x10 storage bldg w/concrete floor & electric.

Call Verice or Gene England

HOMEWARRANTY

Dependable...We’re the Leader in Farm Financing!

5572 Russellville Rd. Bowling Green, Ky.

Dana Dennis

Financial Services Officer

(270) 782-3310(800) 264-0310

ddennis@e-farmcredit.com

Financing available:• Farm Real Estate Loans• Home Real Estate Loans & Lot Loans• Construction Loans• Equipment & Operating Loans• Leases• Life & Crop Insurance

Come see me for all your lending needs!

Fire DepartmentRecycling Trailer Schedule

beginningDecember 1, 2011

1st-10th of each monthCedar Springs No. 1, Adolphus VFD,

East Allen VFD

11th-20th of each monthHalifax VFD, Stony Point VFD

New Bethel Church (Bunkum)

21st-30th of each monthMeador VFD, Trammel VFD,

South Allen VFD

If you have anyquestions please

call the Allen County Transfer Station at

(270) 622-5867.(8Drtn)

BROWNING’SLIVESTOCK MARKET

LAFAYETTE, TN • AT THE MACON COUNTY STOCKYARD • 615-666-2184

~ Selling All Types of Livestock ~Stacey Browning 699-3441, 888-6016

Doug Browning 699-3370Sale Every 1st, 3rd & 5th Wednesdays, 1:30 p.m.

WILL RECEIVE CATTLETue. from 12 p.m. to 6 p.m. &

Wed. from 6 a.m. to 1 p.m.

Jan.4Jan. 18

Feb. 1Feb. 15

Feb. 29Mar. 7

Givens(Continued from page 1)

Givens, like State Rep. Wil-son Stone (D-22nd District), said attention will turn to the budget. For the Senate, there’s one issue foremost in that category.

Employee Pension Reform

This issue is a true “goril-la in the room,” Givens said. The state faces a looming unfunded liability of a stag-

gering $25 billion to $30 bil-lion in pension payments to current state workers and retirees. Givens said the administration of Governor Steve Beshear hasn’t made the issue a priority, but it is nonetheless vital to the state’s financial future.

“It’s such a serious situa-tion that Kentucky’s bond rating has been lowered to AA-minus, the third worst in the nation,” Givens said. The consequences of that will affect everyone, he

adds—just as in the case of individual consumers with poor credit ratings, the state will have to pay more inter-est on its bond-funded pub-lic projects.

One proposal to address this involved not adding new employees to the pen-sion plan. Rather, they would go to a 401K retire-ment system like many large private-sector employ-ers use, into which the state also still invests as a benefit to its workers but does not face uncertain future finan-cial liability.

“The short-term down side is that the state has to fund two plans,” Givens acknowledged. However, if successful, the plan returns the state’s pension picture to solvency by 2030.

“We hope the governor will realize the importance of this,” Givens said.

Beyond that, there may be some positive budgetary news, Givens said. The state relies heavily on the Con-sensus Forecast Group for its budgetary projections; Givens explained that the group offers “pessimistic,” “50-50” and “optimistic” forecasts.

“They fairly consistently use the 50-50 forecast,” Giv-ens said. But in December, they used the optimistic.”

That means a projection of $250 million more than its October forecast, which will balance the 2013 bud-get, Givens said.

“They typically do a pretty good job,” Givens said. “We certainly hope they’re right on this one.”

But the state isn’t out of the woods even with that—legislators will face a $300 million deficit in 2014, Giv-ens said. The state’s “rainy day” funds—about $140 mil-lion set aside in the 2011 session for future needs—will likely be needed to bal-ance that.

A flat line in expenses will be needed, including a zero increase in Medicaid, he said. But that may be inevitable. If the 2010 fed-eral health care law isn’t repealed or reformed, Ken-tucky alone will face addi-tional Medicaid costs of 220 million to $400 million when the federal legislation’s re-quirements kick in by 2014.

“The only way we won’t face a dire situation is to pass an austere budget,”

Givens said. “No new proj-ects, without new revenue.”

However, Givens noted, funding for already slated projects remains stable. He noted some local road proj-ects as examples.

“The new bridge on Ky. 100 was an excellent project we were still able to achieve,” Givens noted. He added that major road projects like im-provements to Ky. 98 (set to begin this year) are safe. He said the Kentucky trans-portation Cabinet has done a good job of administering its plans.

“We want to keep those efforts moving forward,” he said.

AgricultureGivens, who chairs the

Senate’s Agriculture Com-mittee, said legislative ef-forts will continue to focus on preventing another situ-ation like the Eastern Live-stock scandal. In that, East-ern Livestock, one of the cattle industry’s foremost companies, imploded after an accounting scandal that promoted its major creditor, Fifth/Third Bank, to freeze its accounts.

Yet, before word of that got out, Eastern buyers still issued checks to livestock producers—including sev-eral from Allen County and more from across Givens’ district—who sold cattle at a November 2, 2010 sale in Edmonton. Their livestock was gone, and farmers were stuck with ice-cold checks. At least one indictment has already been returned, against company owner Tommy Gibson.

Efforts are underway to align Kentucky Department of Agriculture inspectors’ legal definitions with US Department of Agriculture definitions, allowing state officials better oversight of the major players operating in Kentucky’s market.

Other efforts include pro-viding farmers a safety net for such transactions, in-cluding possibly increasing bonding requirements for companies operating in the state. Other efforts will be meant to address “down-channel” problems such situations create—for ex-ample, animals arriving on subsequent buyers’ lots with liens still attached to them.

“There are still so many unanswered questions about the role Fifth Third

played in this, and what the Eastern owners knew and when,” Givens said.

EducationGivens notes that half of

the state’s overall budget is devoted to public education, from kindergarten through post-secondary schools. Yet, he said, assessments of Ken-tucky high school graduates showed that only about one in three were adequately prepared for advanced edu-cation or the workforce. Somewhere, he said, reforms continue to be needed.

One possible place to start is public charter schools, he said. The system involves schools—established at lo-cal districts’ discretion and attended at will by stu-dents—that function on a non-profit basis and receive public funding. (In most sys-tems, they are not allowed to charge tuition.) These schools can specialize in cer-tain subject areas such as arts, math or science. They can operate on longer school days if they so choose, and are not subject to many rules regarding traditional public schools. This has been tried with some success in other states.

The option is an attractive one for exceptional teachers as well as students, Givens

said.“Teachers can get more

pay in certain subject areas,” Givens said. “It offers some possibilities. Studies show that effective teachers can manage larger classrooms with positive results. Many constraints in the system can be addressed without threatening public schools.”

How far proposals for charter schools will get in the Senate remains to be seen; Stone predicts that the idea won’t make it to a floor vote in the House.

Meth ProblemsGivens said he’s not had

the opportunity to review proposed House legislation that would make ephed-rine or psuedo-ephedrine pills—though not in gelcap form—prescription-only, but said he is open to ideas to address the methamphet-amine issue.

“There is collateral dam-age on so many fronts,” he said. He noted the social costs as well as the costs incurred by state and local law enforcement agencies to clean up meth labs.

DID You KNowThe top baby names for

2011 were Edward, Harry, Dylan, Chase and Sealteam-six?