Test Bank for Managing Human Resources 17th …...Test Bank for Managing Human Resources 17th...
Transcript of Test Bank for Managing Human Resources 17th …...Test Bank for Managing Human Resources 17th...
Test Bank for Managing Human Resources 17th
Edition by Snell
Managing Human Resources: 17th Edition Test Bank – Snell
Sample
Chapter 11
1. Benefits generally account for approximately 14 percent of payroll costs. a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
2. Surveys show that employees who are satisfied with their benefits are more likely to be satisfied with their jobs.
a. True b. False
ANSWER: True
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
3. Generation Y employees are less likely to be concerned with having pensions than Baby Boomers.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
4. Most online benefits systems are adaptable and transfer information with full security.
a. True b. False
ANSWER: False
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
1
Moderate
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Comprehension
5. There has been a reduction in the number of single-parent families and two-earner couples in the workplace than there have been in the decades past.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Easy
MGHR.SNEL.17.11-11 – MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
6. Typically, employees are offered a basic or core benefits package of life and health insurance, sick leave, and vacation.
a. True b. False
ANSWER: True
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
7. Employers are tailoring their benefits programs to be family-friendly, because employees desire more work-life balance.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Moderate
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Comprehension
8. A need for a new benefit should be established through consultation with employees before it is introduced.
a. True b. False
ANSWER: True
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
9. To accommodate the individual needs of employees, it would be desirable for employers to implement a cafeteria plan.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
10. An advantage of flexible benefit plans is that if employees make poor
selections and do not use their benefits, it saves the employer money. a. True b. False
ANSWER: False
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
1
Moderate
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Comprehension
11. Compensation specialists often see flexible benefits plans as ideal. a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
12. The Social Security Act was designed to protect workers against the loss of earnings resulting from old age and unemployment.
a. True b. False
ANSWER: True
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
13. Employees can sue employers who deliberately mislead them about health and welfare benefits.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
14. When communicating benefits packages to employees, using a uniform method or technique is recommended for consistency, so that everyone hears the
same message in the same way. a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
15. Although some government programs provide money to people with partial disabilities or short-term disabilities, Social Security does not.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
16. Generally speaking, a firm with a record of laying off large numbers of employees will have to pay a lower rate than those that do not.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
17. The Social Security program is funded by a tax paid by an employer, based on an employee’s earnings.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
18. In order to qualify for Social Security benefits, all individuals must be at least
65 years of age. a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
19. To be eligible for Social Security disability benefits, an individual’s disability
must have existed for at least one year and must result in, or be expected to result in, death.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
20. Workers who are laid off are eligible for 52 weeks of unemployment insurance per occurrence.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
21. Workers’ compensation programs serve to prevent financial disaster to employees who are injured or become ill through their work.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Moderate
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Comprehension
22. Workers eligible for unemployment benefits must submit an application for
unemployment compensation with their state employment agencies, register for available work, and be willing to accept any suitable employment that may be offered to them.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
23. One of the major problems of workers’ compensation programs is that an injured employee faces substantial legal expense to obtain a settlement.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
24. Workers’ compensation laws provide uniform compensation to disabled workers regardless of the state in which they work.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
TOPICS:
False
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
25. Workers’ compensation insurance rates depend on the seriousness of the occupations, each state’s level of benefits for injuries, and the company’s frequency and severity of employee injury.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
26. The Consolidated Omnibus Budget Reconciliation Act requires all
employers to provide health care coverage to employees and their spouses for 12 months following termination, death, or divorce of an employee.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
27. Under the Family and Medical Leave Act, a convenience store owner with 20 employees is required to provide up to 12 weeks of unpaid leave to an eligible employee for medical reasons.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Moderate
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Comprehension
28. If an employee takes a leave of absence under the Family and Medical Leave
Act, the employer must continue the employee’s medical benefits for the duration of the leave.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
29. The Family and Medical Leave Act permits substitution of paid leave and vacation during leave.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
30. Under the Family and Medical Leave Act, an employee returning to work does
not necessarily have to be restored to his or her original job or to an equivalent job. a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
31. As of 2014, firms that employ 50 or more people who work 30 or more hours per week but do not offer them health insurance will have to pay a penalty to the government.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
32. Some states provide rights to employees that are lesser than those provided by the Family and Medical Leave Act.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Moderate
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Comprehension
33. Health care plans only cover medical, surgical, and hospital expenses. a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Moderate
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Comprehension
34. Today, the majority of U.S. employees get health coverage through their
employers.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Moderate
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Comprehension
35. To contain health care costs, an employer may increase an employee’s deductible amount or co-payments.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Moderate
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Comprehension
36. Employers pay a fixed annual fee to a health maintenance organization to cover
a majority of their employees’ medical costs.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
37. Employee costs for medical services provided by a health maintenance organization (HMO) vary according to the type of service and how often the employee needs it.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Moderate
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Comprehension
38. A preferred provider organization (PPO) is a group of physicians who establish an organization that guarantees the quality of health care provided by a health maintenance organization (HMO).
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
39. Unlike preferred provider organizations (PPOs), where employees may have little choice in the doctor they see, health maintenance organizations (HMOs) allow employees to select their doctor of choice from a list of physicians.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
40. Employees do not have to pay taxes on the amounts they are reimbursed under a health reimbursement account.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
41. The “payment for time not worked” category of benefits includes all absences from work except sick leaves and personal leaves taken by employees.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Easy
MGHR.SNEL.17.11-3
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
42. One estimate is that the “payment for time not worked” category of benefits comprises a large expenditure, which is over 25 percent of the employer’s total payroll costs.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Easy
MGHR.SNEL.17.11-3
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
43. According to the “payment for time not worked” category, all workers are guaranteed at least ten paid holidays each year.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Easy
MGHR.SNEL.17.11-3
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
44. Severance pay plans grant employees weekly benefits in addition to state unemployment compensation.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Easy
MGHR.SNEL.17.11-3
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
45. Severance pay is considered a supplemental unemployment benefit. a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Moderate
MGHR.SNEL.17.11-3
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Comprehension
46. Supplemental unemployment benefits are not required by law and are usually
funded by an employer.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-3
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
47. Almost all workers with health coverage receive mental health benefits as part of their plans.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
48. It is not uncommon for larger companies to cut the health care plans they once
provided their retirees.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
49. Some firms are penalizing employees for unhealthy habits by charging them higher health care premiums for habits such as smoking.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
50. Paid time off for hours not worked is not mandatory in the United States.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-3
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
51. Research shows that workers who use their vacation time are more productive and less prone to job-related burnout.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-3
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
52. Most companies require their employees to either take their vacation days by the end of the year or forfeit them.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-3
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
53. Today, employers are required to provide pension plans to all full-time employees.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Moderate
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Comprehension
54. With contributory pension plans, contributions are made jointly by employers and the government.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
55. In a defined-contribution pension plan, the amount an employee is to receive upon retirement is specifically set forth.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
56. Unlike defined benefit pension plan, which guarantees nothing, the 401(k) plan guarantees payments based on years of service.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
57. Companies may match employee contributions to a 401(k) with cash or company stock.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
58. Typically, in a 401(k) savings plan, an employer matches an employee
contribution at the rate of 25 to 50 cents for every worker dollar contributed.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
59. A 401(k) plan transfers responsibility for investment choices to the employee. a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
60. A 401(k) plan is also called a cash-balance pension plan. a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
61. Vesting is a guarantee of accrued benefits to participants at retirement age, provided they are currently employed.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
62. Childcare, elder care, and extended leave policies are all examples of work-life benefits.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-3
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
63. Employee assistance programs (EAPs) help employees mainly with relocation costs.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
False
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
64. A common childcare benefit offered by employers is the dependent care spending account.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-3
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
65. Mildly ill childcare facilities offer medical supervision in addition to traditional childcare arrangements.
a. True b. False
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
True
1
Easy
MGHR.SNEL.17.11-3
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
66. Benefits can represent more than ______ of the employer’s total payroll costs. a. 28 percent b. 7 percent c. 12 percent
d. 66 percent
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
b
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
67. Which of the following represents the greatest expense to which a dollar of the employee compensation goes to in the United States?
a. Supplemental pay b. Paid leave c. Legally required benefits d. Health, life, and disability insurance
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
d
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
68. _____ enable individual employees to choose the benefits that are best suited to
their particular needs.
a. Employee self-service systems b. Cafeteria plans c. Employee wellness programs d. Social Security plans
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
b
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
69. Online benefits systems are often referred to as _____ and can result in significant cost savings in benefits administration.
a. cafeteria plans b. value-based initiatives c. employee self-service systems d. high-deductible health insurance plans
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
c
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
70. To obtain employee input regarding benefits packages, employers often use: a. performance appraisals. b. psychological tests. c. union reports. d. opinion surveys.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
d
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
71. The communication of employee benefits information improved significantly with the passage of the _____.
a. Employee Retirement Income Security Act b. Social Security Act c. Old Age, Survivors, and Disability Insurance Act d. Consolidated Omnibus Budget Reconciliation Act
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
a
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
STATE STANDARDS: United States – OH – DISC: HRM
KEYWORDS: Bloom’s: Knowledge
72. Which of the following is NOT a method that employers commonly use to communicate benefits to employees?
a. Brochures b. Word-of-mouth c. Social media d. Blogs
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
b
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
73. Flexible benefit plans: a. are offered to employees who then must purchase each benefit they select. b. are favored by employers because they reduce administration costs.
c. result in wasted benefits because of the number of different types available to employees.
d. allow employees to choose benefits suited to their needs.
ANSWER: d
POINTS: 1
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
74. Regardless of the medium, which of the following is NOT a general pointer for designing benefits information?
Avoid complex language when describing benefits. Clear, concise, and
a. understandable
language is a must.
Explain the purpose behind a benefit and the value it offers employees. Be
b. up front
about the pros and cons of different benefit plans.
Provide numerous examples to illustrate how a benefit choice might affect
c. different
types of employees, depending upon their personal circumstances.
d. Avoid the use of graphics whenever possible to make the information understandable and prevent confusion.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
d
1
Moderate
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Comprehension
75. When communicating benefits programs to employees use: a. correct legal language to avoid subsequent liability. b. one, uniform method to communicate to all employees. c. multiple media techniques. d. graphics and presentation software to conceal unpleasant news.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
c
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
76. According to the Social Security Administration, in 2014, about _____ people received retirement survivors and disability benefits from Social Security.
a. 100 million
b. 75 million
c. 60 million
d. 25 million
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
c
1
Knowledge
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
STATE STANDARDS: United States – OH – DISC: HRM
KEYWORDS: Bloom’s: Knowledge
77. With a diverse workforce, more employers are willing to provide benefits to employees who establish a:
a. dual taxing relationship. b. joint employment status. c. codependent relationship. d. domestic partnership.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
d
1
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
78. A standard definition of domestic partnership includes all of the following
EXCEPT: a. a requirement that the couple live together. b. a specification of financial interdependence. c. a requirement that the relationship be a permanent one. d. a minimum term of cohabitation requirement.
ANSWER: d
POINTS: 1
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
79. Employees desiring domestic companion benefits typically must sign: a. a writ of Common Domestic Marriage. b. an Affidavit of Domestic Partnership. c. an Affidavit of Residency within their state of residence. d. a waiver of legal liability.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
b
1
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
80. Which of the following benefits is NOT a legally required employee benefit? a. Employer contributions to Social Security b. Employer contributions to unemployment insurance c. Employer contributions to workers’ compensation insurance d. Employer contributions to minimum life insurance
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
d
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
81. Which of the following groups of employees is NOT covered by Social Security insurance?
a. Railroad workers b. Clergy c. Self-employed persons d. Most military personnel
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
a
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
82. The Social Security insurance program is funded by: a. employer contributions. b. Old Age, Survivors, and Disability Insurance (OASDI). c. employee contributions with matching employer contributions.
d. employee contributions and general tax funds.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
c
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
83. Which of the following is NOT a benefit covered under Social Security insurance?
a. Old-age insurance benefits b. Disability benefits c. Short-term disability caused by a job-related accident d. Survivors’ benefits
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
c
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
84. Tax revenues derived from Social Security pay for each of the following
benefits, EXCEPT:
a. disability benefits.
b. unemployment. c. retirement. d. survivors’ benefits.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
b
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
85. The amount of survivors’ insurance benefits paid by Social Security is: a. based on the cause of death.
b. based on a formula that takes into consideration the number of remaining years the deceased worker had to work until retirement.
c. fixed by law and adjusted only by the cost-of-living. d. based on the worker’s lifetime earnings covered by Social Security.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
TOPICS:
d
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
86. Individuals can receive Social Security benefits as early as age:
a. 58. b. 62. c. 65. d. 67.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
b
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
STATE STANDARDS: United States – OH – DISC: HRM
KEYWORDS: Bloom’s: Knowledge
87. Laid off employees who have been working in an employment covered by the
Social Security Act may get unemployment insurance benefits for up to _____
weeks. a. 20 b. 22 c. 24 d. 26
ANSWER: d
POINTS: 1
DIFFICULTY: Easy
LEARNING OBJECTIVES: MGHR.SNEL.17.11-2
NATIONAL STANDARDS: United States – BUSPROG – Analytic – Business
knowledge and analytic skills
STATE STANDARDS: United States – OH – DISC: HRM
KEYWORDS: Bloom’s: Knowledge
88. A typical unemployment insurance program does NOT require that: a. all eligible individuals must register for available work. b. all eligible individuals must submit an application for benefits. c. recipients must be willing to accept any job that is offered to them. d. recipients must be willing to accept any suitable job that is offered to them.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
c
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
89. Unemployment compensation payments to individuals vary according to: a. the type of job held before layoff. b. their previous wage rate and length of previous employment. c. job type and length of previous employment. d. their previous wage rate and the type of job held before layoff.
ANSWER: b
POINTS: 1
DIFFICULTY: Easy
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
90. To qualify for old-age benefits, a person must reach retirement age and have earned:
a. 20 credits.
b. 40 credits.
c. 60 credits.
d. 80 credits.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
b
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
STATE STANDARDS: United States – OH – DISC: HRM
KEYWORDS: Bloom’s: Knowledge
91. One of the limitations of the Family and Medical Leave Act is that it
only applies to companies that have ____ or more employees during 20 or more calendar workweeks in the current or preceding year.
a. 30 b. 40 c. 50 d. 60
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
c
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
92. The Family and Medical Leave Act:
a. applies to employers having 10 or more employees during 20 or more calendar workweeks in the current or preceding year.
b. preempts state laws under all circumstances. c. mandates continuation of medical coverage.
d. requires the employer to provide up to 24 weeks of unpaid, job-protected leave for certain family and medical reasons.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
c
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
93. The Family and Medical Leave Act provides all of the following EXCEPT:
a. up to 12 weeks of unpaid leave.
b. promotions missed during leave.
c. continuation of medical benefits.
d. job protection.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
b
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
94. Under the Family and Medical Leave Act, if an employee is returned to an
equivalent job, rather than his/her original job, the equivalent job must have: a. identical pay, benefits, and terms of employment. b. terms of employment and promotional opportunity. c. promotional opportunity and benefits. d. identical pay, benefits, and promotional opportunity.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
a
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
95. Retired persons are eligible for Medicare at the age of:
a. 59. b. 62. c. 65. d. 67.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
c
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
STATE STANDARDS: United States – OH – DISC: HRM
KEYWORDS: Bloom’s: Knowledge
96. A portion of the payroll taxes is paid by workers and matched by their employers. In 2011, workers and their employers each paid _____ percent on every dollar of salary or wages paid.
a. 1.15 b. 1.30 c. 1.45 d. 1.60
ANSWER: c
POINTS: 1
DIFFICULTY: Easy
LEARNING OBJECTIVES: MGHR.SNEL.17.11-2
NATIONAL STANDARDS: United States – BUSPROG – Analytic – Business
knowledge and analytic skills
STATE STANDARDS: United States – OH – DISC: HRM
KEYWORDS: Bloom’s: Knowledge
97. Organizations of physicians and other health care professionals that provide a wide range of services to subscribers on a prepaid basis are known as:
a. preferred provider organizations (PPOs). b. major medical plans. c. health maintenance organizations (HMOs). d. integrated medical practices.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
c
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
98. Despite its high unemployment rate, in 2011, _____ became the first state to cut the number of weeks to 20 because its unemployment fund was so far in the red.
a. Pennsylvania b. Michigan c. South Dakota d. California
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
b
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
99. The _____ mandates that employers make health care coverage, at the
same rate the employer would pay, available to employees, their spouses, and their dependents on termination of employment, death, or divorce.
a. Health Care and Education Reconciliation Act b. Patient Protection and Affordable Care Act c. Consolidated Omnibus Budget Reconciliation Act d. Social Security Act
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
c
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
100. Groups of physicians that contract with an employer to provide medical resources on a more cost-efficient basis in exchange for a greater share of patients are known as:
a. preferred provider organizations (PPOs).
b. major medical plans.
c. health maintenance organizations (HMOs).
d. integrated medical practices.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
a
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
101. Beginning in 2014, firms that employ _____ or more people who work 30 or more hours per week but do not offer them health insurance will have to pay a penalty to the government.
a. 12 b. 20 c. 25 d. 50
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
d
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
STATE STANDARDS: United States – OH – DISC: HRM
KEYWORDS: Bloom’s: Knowledge
102. An advantage of a health savings account is that if there are funds remaining in the account at the end of the year the money:
a. goes back to the employer, helping the employer contain costs. b. is forfeited. c. belongs to the employee. d. can be withdrawn and placed in the employee’s retirement account.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
c
1
Moderate
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Comprehension
103. Disease management programs:
a. are comprehensive insurance benefits that serve as a supplemental health insurance.
b. assist employees by providing information on monitoring and treating health conditions.
c. assist employees as work-site fitness programs. d. are a major portion of worker’s compensation insurance.
ANSWER: b
POINTS: 1
DIFFICULTY: Easy
LEARNING OBJECTIVES: MGHR.SNEL.17.11-1
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
104. Holiday pay, sick leave, and vacation pay are examples of: a. payment for time not worked. b. benefits required by law. c. categories of health care benefits. d. unearned benefits.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
a
1
Easy
MGHR.SNEL.17.11-3
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
105. Federal government employees can usually be expected to be paid for ____
holidays a year. a. 24 b. 10 c. 15 d. 20
ANSWER: b
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
1
Easy
MGHR.SNEL.17.11-3
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
106. Beginning in 2014, firms with ____ full-time employees will be required to automatically enroll new full-time employees in their health care plans.
a. 50 b. 100 c. 200 d. 250
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
c
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
STATE STANDARDS: United States – OH – DISC: HRM
KEYWORDS: Bloom’s: Knowledge
107. A plan that enables an employee who is laid off to draw, in addition to state unemployment compensation, weekly benefits from the employer that are paid from a fund created for this purpose is referred to as:
a. severance pay. b. supplemental unemployment benefits. c. leave insurance compensation.
d. unemployment protection payments.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
b
1
Easy
MGHR.SNEL.17.11-3
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
108. Under the Family and Medical Leave Act (FMLA), employees are eligible to
take leave if they have worked for their employers for at least twelve months, have at least _____ hours of service, and work in organizations that have 50 or more
employees within a 75-mile radius
a. 750 b. 1,000 c. 1,250 d. 1,500
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
c
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
STATE STANDARDS: United States – OH – DISC: HRM
KEYWORDS: Bloom’s: Knowledge
109. In January 2008, Congress passed the __________ which amended the Family and Medical Leave Act (FLMA) to provide eligible employees working for covered employers new leave rights related to military service.
a. National Defense Authorization Act b. Consolidated Omnibus Budget Reconciliation Act c. Patient Protection and Affordable Care Act d. Health Care and Education Reconciliation Act
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
a
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
110. A _____ is a plan in which employees fund accounts by having money deducted from their paychecks.
a. consumer-driven plan b. healthcare spending plan c. health reimbursement account d. flexible spending account
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
d
1
Easy
MGHR.SNEL.17.11-1
United States – BUSPROG – Analytic – Business knowledge and analytic skills
STATE STANDARDS: United States – OH – DISC: HRM
KEYWORDS: Bloom’s: Knowledge
111. Polaroid allows employees the opportunity to try out retirement with a leave program, or gradually reduce their work hours as they approach retirement
age. This is an example of: a. a severance leave. b. a preretirement program. c. family-friendly benefits. d. policies recommended by Social Security.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
b
1
Moderate
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Application
112. The decision whether a pension plan should be offered is the responsibility of
the: a. union and Department of Labor representatives. b. employees. c. employer. d. Pension Benefit Guaranty Corporation.
ANSWER: c
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
1
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
113. Today, about _____ of households nearing retirement have 401(k)-type of accounts.
a. 20 percent
b. 30 percent
c. 50 percent
d. 60 percent
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
d
1
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
STATE STANDARDS: United States – OH – DISC: HRM
KEYWORDS: Bloom’s: Knowledge
114. A pension plan where contributions are made jointly by employees and employers is referred to as a:
a. contributory plan. b. noncontributory plan. c. defined-benefit plan.
d. defined-contribution plan.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
a
1
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
115. A pension plan where contributions are made solely by the employer is referred to as a:
a. contributory plan. b. noncontributory plan. c. defined-benefit plan. d. defined-contribution plan.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
b
1
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
116. A pension plan where the amount that an employee is to receive upon
retirement is set forth in advance is referred to as a:
a. contributory plan.
b. noncontributory plan.
c. defined-benefit plan. d. defined-contribution plan.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
c
1
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
117. A pension plan that establishes the basis on which an employer will contribute to a pension plan is referred to as a:
a. contributory plan. b. noncontributory plan. c. defined-benefit plan. d. defined-contribution plan.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
d
1
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
118. A popular plan that offers employees an opportunity to save through payroll
deductions and have their contributions matched by the employer is known as the: a. 401(k) plan. b. tax reduction plan. c. ERISA benefit plan. d. Individual Retirement Plan.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
a
1
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
119. Annual interest earned on cash-balance pension plans are often tied to a:
a. 20-year Treasury rate. b. 10-year Treasury rate. c. 15-year Treasury rate.
d. 30-year Treasury rate.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
d
1
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
STATE STANDARDS: United States – OH – DISC: HRM
KEYWORDS: Bloom’s: Knowledge
120. Private pensions are subject to federal legislation under: a. Employee Retirement Income Security Act (ERISA). b. Consolidated Omnibus Budget Reconciliation Act (COBRA). c. Tax Equity and Fiscal Responsibility Act (TEFRA). d. Retirement Equity Act (REA).
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
a
1
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
121. After an employee works for an employer for a certain period of time, the employee is entitled to the money in his or her pension plan. This employee is now:
a. secured. b. endowed. c. vested. d. integrated.
ANSWER: c
POINTS: 1
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
STATE STANDARDS: United States – OH – DISC: HRM
TOPICS: Bloom’s: Knowledge
122. Vesting guarantees: a. withdrawal of benefits at any time. b. automatic funding of pension plans. c. accrued pension benefits at retirement age. d. selection of pension options.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
c
1
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
123. To help employees pay for the college expenses of their children and other family members, an increasing number of companies are offering _____.
a. additional overtime b. contributory benefit plans c. cafeteria plans d. 529 college savings plans
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
d
1
Easy
MGHR.SNEL.17.11-3
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
124. In 1996, Congress passed the ______, which provides that a same-sex domestic partner may not be treated as an employee’s spouse for purposes of federal law.
a. Defense of Marriage Act b. Employee Retirement Income Security Act c. Health Insurance Portability and Accountability Act d. Health Care and Education Reconciliation Act
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
TOPICS:
a
1
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
125. Mildly ill child care facilities provide:
a. tax benefits
b. medical supervision
c. a negative investment
d. telecommuting facilities for working parents with ill children
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
b
1
Easy
MGHR.SNEL.17.11-3
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
126. Employer-sponsored child care programs and elder care programs are similar because:
a. under both programs, most of the caregivers are men.
b. both types of programs typically offer on-site care facilities to the employees who bring their wards to the workplace.
c. both programs try to maintain or increase productivity by assisting employees with their responsibilities outside the workplace.
d. both programs offer substantial income tax benefits to employees.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
c
1
Moderate
MGHR.SNEL.17.11-3
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
KEYWORDS: Bloom’s: Comprehension
127. The Social Security Administration administers the ______________
program. a. Childcare b. ERISA c. Medicare d. SNL
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
c
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
128. In recent years, several companies have banded together to provide elder care in a cooperative arrangement referred to as a:
a. consortium. b. limited partnership. c. combined subsidiary. d. hostel.
ANSWER: a
POINTS: 1
DIFFICULTY: Easy
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
MGHR.SNEL.17.11-3
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
129. Workers’ compensation insurance may be provided through private or _____
insurance. a. state-funded b. employee-prepaid c. federally-funded d. SNL-funded
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
a
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
130. Workers’ compensation insurance covers certain work-related _____. a. lawsuits b. misunderstandings c. pay inequities d. illnesses
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
d
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
131. Employers pay for workers’ compensation insurance in ___________ states. a. all b. a majority of c. large d. heavily industrialized
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
a
1
Easy
MGHR.SNEL.17.11-2
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
132. A major objective of the Pension Protection Act is to _____ 401(k) pension plans.
a. reduce the number of b. alter the tax status of c. limit to very small employers the use of
d. provide greater control over
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
d
1
Easy
MGHR.SNEL.17.11-4
United States – BUSPROG – Analytic – Business knowledge and analytic skills
United States – OH – DISC: HRM
Bloom’s: Knowledge
133. Explain why an organization may choose to develop a cafeteria benefits plan for its employees.
To make it easier to accommodate the individual
needs of different employees, a wide range of
organizations have begun offering flexible benefits
plans, also known as cafeteria plans. Rather than one-
size-fits-all plans, these plans allow individual
employees to choose the benefits that are best suited
to their particular needs. They also prevent certain
benefits from being wasted on employees who have
ANSWER: no need for them. Furthermore, companies realize they can get a better return on investment by
tailoring benefits to an employee’s stage of life or
family status. For example, younger employees can
select a more comprehensive family health plan or
dental insurance, while older employees can spend
their benefits dollars on improved retirement or
disability coverage. In short, a cafeteria plan allows
benefits dollars to be spent in a more satisfying and
cost-effective manner.
POINTS: 1
DIFFICULTY: Moderate
LEARNING OBJECTIVES: MGHR.SNEL.17.11-1
NATIONAL STANDARDS: United States – BUSPROG: Diversity
STATE STANDARDS: United States – OH – DISC: HRM
KEYWORDS: Bloom’s: Comprehension
134. Describe issues that employers have to consider while providing domestic partner benefits.
ANSWER:
POINTS:
DIFFICULTY:
LEARNING OBJECTIVES:
NATIONAL STANDARDS:
STATE STANDARDS:
KEYWORDS:
Employer health benefits provided to unmarried
partners, unlike health benefits for spouses, are taxable
under federal law. Furthermore, in 1996, Congress
passed the Defense of Marriage Act, which provides
that a same-sex domestic partner may not be treated as
an employee’s spouse for purposes of federal law.
Another implication of the DOMA is that a married
same-sex partner is not eligible for his or her partners’
Social Security survival benefits or employer-provided
pension benefits if they are governed by Employee
Retirement Income Security Act (ERISA), which most
are.
1
Moderate
MGHR.SNEL.17.11-4
United States – BUSPROG: Diversity
United States – OH – DISC: HRM
Bloom’s: Comprehension
135. Describe the requirements and provisions of the Family and Medical Leave
Act.
Under the Family and Medical Leave Act (FMLA),
ANSWER: all employers with 50 or more employees during 20 or more calendar workweeks, in the current or
proceeding year, must provide up to 12 weeks of
unpaid leave in a 12-month period for a serious
health condition affecting the employee’s family.
Reasons include, but are not limited to, birth or
adoption of a child, care of spouse, child, or parent,
or serious health condition affecting the employee.
Upon return to work, the employee must be
restored to his/her original job, or an equivalent job
in terms of pay, benefits, and terms of employment.
The employer may provide paid leave but is not
required to. The employee should provide 30 days notice for leave request when foreseeable.
POINTS: 1
DIFFICULTY: Moderate
LEARNING OBJECTIVES: MGHR.SNEL.17.11-2
NATIONAL STANDARDS: United States – BUSPROG: Diversity
STATE STANDARDS: United States – OH – DISC: HRM
KEYWORDS: Bloom’s: Comprehension
136. Describe some of the ways employers have been trying to contain health insurance costs.
Employer efforts have focused on two areas. First,
employers have altered medical coverages so that
employees either share more of the costs or have to
better document the need for particular treatments.
Examples of this type of effort include higher co-
ANSWER: payments, reductions in coverages, larger deductibles, required second opinions, and preadmission hurdles for hospital admissions (see HRM 5 for a detailed list).
Second, employers are enlisting health systems that potentially help control costs. Examples of these
efforts include the negotiation of advantageous contracts with health maintenance organizations
(HMOs) and preferred provider organizations (PPOs). Finally, employers are incorporating
various consumer-driven health plans.
POINTS: 1
DIFFICULTY: Moderate
LEARNING OBJECTIVES: MGHR.SNEL.17.11-1
NATIONAL STANDARDS: United States – BUSPROG: Diversity
STATE STANDARDS: United States – OH – DISC: HRM
KEYWORDS: Bloom’s: Comprehension
137. Compare and contrast the risks to the employee in regard to defined-contribution and defined-benefit pension plans.
In a defined-benefit pension plan, retiring
employees are guaranteed a particular payment level
(the retirement benefit is “defined”). However, in a
defined-contribution pension plan, the only
guarantee to employees is that the employer will
contribute a set dollar amount on their behalf to the
pension plan (the contribution is “defined”). While
the pension benefits under a defined-benefit plan are
fixed, the pension benefits of the defined-
contribution plan vary according to the success of
ANSWER: the plan’s investments (superior investment decisions will yield greater pension payments than
mediocre or poor decisions).
Under the defined-benefit plan, retiree risk is largely
limited to whether the fund is properly funded and
whatever effects inflation will have on their fixed
pension checks. Under the defined-contribution plan,
retiree risk is associated with the general risks and
rewards of investments, the quality of investment
advice, and the risks commonly associated with the defined-benefit plans.
POINTS: 1
DIFFICULTY: Moderate
LEARNING OBJECTIVES: MGHR.SNEL.17.11-4
NATIONAL STANDARDS: United States – BUSPROG: Diversity
STATE STANDARDS: United States – OH – DISC: HRM
KEYWORDS: Bloom’s: Comprehension
138. Explain the concept of work-life benefits. Name and discuss at least five of these benefits employers offer their employees.
Many organizations are seeking to create a work-life
organizational environment that allows employees
to balance work and personal needs. There are a
wide variety of work-life benefits that organizations
may offer. To help workers cope with a wide variety
of problems that interfere with the way they perform
their jobs, organizations have developed employee
assistance programs. These programs provide
diagnosis, counseling, and referral for advice or
treatment when necessary for problems related to
alcohol or drug abuse, emotional difficulties, and
financial or family difficulties. One of the benefits
ANSWER: most frequently mentioned in the literature for
employees is the use of an educational assistance
plan to help employees keep up to date with
advances in their fields and to help them get ahead in
the organization. Usually the organization covers, in
part or totally, costs of tuition, books, and related
fees. The increased employment of women with
dependent children has created an unprecedented
demand for child care arrangements. In response
many organizations provide financial assistance and
on-site child care centers. Related, many
organizations are implementing employee-
accumulated leave days for dependent care and
extended leave policies for child and/or older care.
Many organizations offer flexible work hour
scheduling or work-at-home arrangement, such as
telecommuting, that enables employees to have
more flexibility to meet the family needs. Other
benefits include food services, onsite health
services, credit unions, and gift cards.
POINTS: 1
DIFFICULTY: Moderate
LEARNING OBJECTIVES: MGHR.SNEL.17.11-3
NATIONAL STANDARDS: United States – BUSPROG: Diversity
STATE STANDARDS: United States – OH – DISC: HRM
KEYWORDS: Bloom’s: Knowledge
139. Why have 401(k) plans become so popular?
Employers like them because they shift the burden of retirement ANSWER: planning, risk, and investment management to employees. Employees
like the tax advantages and flexibility offered by such plans.
POINTS: 1