Tcrs presentation for website revised 2016 07
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1 IN SOUTH AFRICA there are 35 million ADULTS [aged 15-65] TRANSACTION CAPITAL RISK SERVICES Source: StatsSA, NCR, Accountancy SA February 2016, Internal data ENSURES A HEALTHY SOUTH AFRICAN CONSUMER CREDIT ENVIRONMENT 24 million ACTIVE CREDIT CONSUMERS 10 million NON-PERFORMING CREDIT CONSUMERS 86% OF SOUTH AFRICANS borrowed money between 2013 and 2014 2014 South Africans were the biggest borrowers in the world, World Bank report OUR PORTFOLIO UNIQUE MBD CUSTOMERS 4.4 million 1 in 8 SOUTH AFRICAN ADULTS 1 in 5 CREDIT-ACTIVE PEOPLE 1 in 2 NON-PERFORMING CREDIT CONSUMERS RESULTING IN COLLECTION AGENTS 2 700 4.2 million VOICE INTERACTIONS each month 715 000 PAYMENTS received each month >11 million uth Africans described as “OVER-INDEBTED” (it was 5 million in 2013)
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Transcript of Tcrs presentation for website revised 2016 07
1
IN SOUTH AFRICAthere are 35 million ADULTS [aged 15-65]
TRANSACTION CAPITAL RISK SERVICES
Source: StatsSA, NCR, Accountancy SA February 2016, Internal data
ENSURES A HEALTHY SOUTH AFRICAN CONSUMER CREDIT ENVIRONMENT
24 million
ACTIVE CREDIT CONSUMERS
10 million
NON-PERFORMING CREDIT CONSUMERS
86%OF SOUTH AFRICANS
borrowed money between 2013 and 2014
2014South Africans were
the biggest borrowers in the world,World Bank report
OUR PORTFOLIO
UNIQUE MBD CUSTOMERS
4.4 million
1 in 8SOUTH AFRICAN ADULTS
1 in 5CREDIT-ACTIVE PEOPLE
1 in 2NON-PERFORMING CREDIT CONSUMERS
RESULTING IN
COLLECTION AGENTS
2 700
4.2 million
VOICE INTERACTIONSeach month
715 000PAYMENTS
received each month
>11 million
South Africans described as “OVER-INDEBTED”(it was 5 million in 2013)
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A GROWING NON-PERFORMING LOANS MARKET IN SOUTH AFRICA
1. R81bn comprises credit monitored by the NCR. Transaction Capital Risk Services industry solutions also include SMEs, education, insurance, Public Sector, telecommunications & SOEs & Utilities
2. Source: NCR
2008 2009 2010 2011 2012 2013 2014 2015
34 33 31
36
43
61
69
81
76
103
105
89 78
67 63
59
MBD target marketMortgages & vehicle finance
NON-PERFORMING LOAN MARKETSIZE & GROWTH (Rbn)2
2008 - 2015 CAGR: 13%2008 - 2015 CAGR: -4%
› 162 BOOKS PURCHASED since 1999
› We rank 1st or 2nd by our clients in 78% of 240 MANDATES (▲33%)
on panels where we are represented
78%1st or 2nd
FACE VALUE OFDEBT SERVICEDR81bn¹
Customer Management SolutionsR15bn
Capital Solutions R16bn
Otherfragmentedparticipants In addressable market
Non-
perfo
rmin
g lo
an v
alue
