TAKE YOUR BEST GUESS!Molina’s Cantina 7901 Westheimer Road Houston, Texas 77063 LET’S SET A...

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Mortgage Industry Holiday Social December 6, 2016 | 5:30 – 8:30 p.m. Molina’s Cantina 7901 Westheimer Road Houston, Texas 77063 LET’S SET A DATE. We’d love for you to join us at any and all industry events. See below for the next one we’re planning to attend. GET THE DETAILS GET SOCIAL WITH US! Connect with us to stay on top of the latest compliance news, industry trends, local events and educational resources. THE REGULATOR. Keeping you updated on the latest real estate news & regulations. DECEMBER 2016 “I will honor Christmas in my heart, and try to keep it all the year.” — Charles Dickens, Ebeneezer Scrooge, A Christmas Carol The holiday season is upon us, and along with the hustle and bustle of shoppers, the sound of bells ringing reminds us to count our blessings and offer kindness to loved ones and those less fortunate. It seems so natural this time of year to drop a dollar in the red buckets outside the shopping center, leave an extra tip for our waiter, participate in the toy and coat drives at work or even let an extra driver over as we make our way through traffic. At Janus, we’d like for those feelings of good will to last all year round. READ MORE ON OUR BLOG PLACE YOUR TRUST. OUR PROCESS FOR LENDERS FOR APPRAISERS CONTACT Mortgage Rates Highest Since July ’15. Rates are well above 4% for the typical 30-year fixed-rate mortgage. The average hit 4.125% on Friday—the highest since July 2015, according to MortgageNewsDaily.com. That is more than half a percentage point higher from the average on Election Day... Read More >> TAKE YOUR BEST GUESS! Answer correctly, and you’ll be entered to win a Starbucks gift card. Why Mortgage Rate Shopping Can Be Perilous. As far back as when the first mortgage loans were used to buy caves, cave men and cave women made cave lender decisions based mostly on whoever quoted the lowest cave loan interest rates. And back then, access to information is not like it is today with real time pricing information available around the clock on a smart phone. Even now, many consumers make lender decisions using only the information gleaned from the question; “what’s your rate?”… Read More >> Mortgage Rates Surge After Trump Victory. Interest rates for home loans jumped almost a half-percentage point to nearly 4% in the wake of the upset win by Donald Trump in the U.S. presidential election. The rate on a 30-year fixed-rate mortgage rose to 3.94% in the seven days ended Nov. 17 from 3.57% in the prior week, mortgage guarantor Freddie Mac said Thursday. Although mortgage rates are still fairly cheap, they are now back to where they were a year ago… Read More >> KEEPING OUR EARS TO THE GROUND. WORD OF MOUTH. I very much enjoy working with Janus because I can depend on them. I refer them to my partners who have the ability to use them directly. I can pick up the phone and know they’ll take care of me. They always go above and beyond. – Account Executive Real estate mogul, Donald Trump is getting ready to move into his new home at the White House. What is the hypothetical market value of this American icon? ANSWER LET’S MAKE IT CHRISTMAS ALL YEAR! Janus’s Diana Yowell networking with Wendy Hrncir from Black, Mann & Graham and Kittie Gugenheim from Mortgage Guaranty Insurance Corp. at the November GHAMP luncheon. OUR TEAM BEHIND THE SCENES. 888.995.2687 | janusamc.com THE JANUS DIFFERENCE. Complete Regulatory Compliance Wide Pool of Qualified, Locally Certified, E&O Insured Appraisers 24/7, Secure Online Ordering and Payment System Automated Order Assignment Process Custom Reports to Track Orders 5 – 7 Day Turn Time Quality Control and Internal Monitoring Wishing You Holiday Cheer. From our team to yours, wishing you a holiday season that is merry and bright, filled with family, joy and laughter. Merry Christmas and Happy New Year!

Transcript of TAKE YOUR BEST GUESS!Molina’s Cantina 7901 Westheimer Road Houston, Texas 77063 LET’S SET A...

Page 1: TAKE YOUR BEST GUESS!Molina’s Cantina 7901 Westheimer Road Houston, Texas 77063 LET’S SET A DATE. We’d love for you to join us at any and all industry events. See below for the

Mortgage Industry Holiday Social

December 6, 2016 | 5:30 – 8:30 p.m.

Molina’s Cantina 7901 Westheimer Road Houston, Texas 77063

LET’S SET A DATE.We’d love for you to join us at any and all industry events. See below for the next one we’re planning to attend.

GET THE DETAILS

GET SOCIAL WITH US!

Connect with us to stay on top of the latest compliance news, industry trends, local events and educational resources.

THE REGULATOR.Keeping you updated on the latest real estate news & regulations. DECEMBER 2016

“I will honor Christmas in my heart, and try to keep it all the year.” — Charles Dickens, Ebeneezer Scrooge, A Christmas Carol

The holiday season is upon us, and along with the hustle and bustle of shoppers, the sound of bells ringing reminds us to count our blessings and offer kindness to loved ones and those less fortunate. It seems so natural this time of year to drop a dollar in the red buckets outside the shopping center, leave an extra tip for our waiter, participate in the toy and coat drives at work or even let an extra driver over as we make our way through traffic. At Janus, we’d like for those feelings of good will to last all year round.

READ MORE ON OUR BLOG

PLACE YOUR TRUST.

OUR PROCESS FOR LENDERS FOR APPRAISERS CONTACT

Mortgage Rates Highest Since July ’15.Rates are well above 4% for the typical 30-year fixed-rate mortgage. The average hit 4.125% on Friday—the highest since July 2015, according to MortgageNewsDaily.com. That is more than half a percentage point higher from the average on Election Day... Read More >>

TAKE YOUR BEST GUESS! Answer correctly, and you’ll be entered to win a Starbucks gift card.

Why Mortgage Rate Shopping Can Be Perilous.As far back as when the first mortgage loans were used to buy caves, cave men and cave women made cave lender decisions based mostly on whoever quoted the lowest cave loan interest rates. And back then, access to information is not like it is today with real time pricing information available around the clock on a smart phone. Even now, many consumers make lender decisions using only the information gleaned from the question; “what’s your rate?”… Read More >>

Mortgage Rates Surge After Trump Victory.Interest rates for home loans jumped almost a half-percentage point to nearly 4% in the wake of the upset win by Donald Trump in the U.S. presidential election. The rate on a 30-year fixed-rate mortgage rose to 3.94% in the seven days ended Nov. 17 from 3.57% in the prior week, mortgage guarantor Freddie Mac said Thursday. Although mortgage rates are still fairly cheap, they are now back to where they were a year ago… Read More >>

KEEPING OUR EARS TO THE GROUND.

WORD OF MOUTH. I very much enjoy working with Janus because I can depend on them. I refer them to my partners who have the ability to use them directly. I can pick up the phone and know they’ll take care of me. They always go above and beyond.

– Account Executive

Real estate mogul, Donald Trump is getting ready to move into his new home at the White House. What is the hypothetical market value of this American icon?

ANSWER

LET’S MAKE IT CHRISTMAS ALL YEAR!

Janus’s Diana Yowell networking with Wendy Hrncir from Black, Mann & Graham and Kittie Gugenheim from Mortgage Guaranty Insurance Corp. at the November GHAMP luncheon.

OUR TEAM BEHIND THE SCENES.

888.995.2687 | janusamc.com

THE JANUS DIFFERENCE.

• Complete Regulatory Compliance

• Wide Pool of Qualified, Locally Certified, E&O Insured Appraisers

• 24/7, Secure Online Ordering and Payment System

• Automated Order Assignment Process

• Custom Reports to Track Orders

• 5 – 7 Day Turn Time

• Quality Control and Internal Monitoring

Wishing You Holiday Cheer.From our team to yours, wishing you a holiday season that is merry and bright, filled with family, joy and laughter. Merry Christmas and Happy New Year!