T R C T R ES T R U C T U R E STHE OSMOS GROUP MAGAZINE N°7

www.osmos-group.com

GLOBALTHINKINGLET US MAKE YOUR PROJECT MANAGEMENT EASIERP//16

S T R U C T U R E S N ° 7S H O U L D L I K E T O T H A N KAlain Fiocco, Damien Abad, Jean-Marc Castaignon, Jean Tuccella, Jean-Luc de Boissieu, Fabrice Saint-Pol

Editor in Chief : Alice Bastick-Ruizbastick-ruiz@osmos-group.comCreative Editor : Hugo Fultotfultoth@osmos-group.com

Managing Editor : Erwan de Rancourtderancourt@osmos-group.com

OSMOS Group SA

5 rue Alfred de Vigny75008 parisTel : 01 71 39 85 15Fax : 01 71 39 85 14www.osmos-group.com

OVER 4000 BUIDINGS MONITORED WORLDWIDE…

…And for each one of them, a client chose risk-anticipation and budgetary optimisa-tion

OSMOS NOW IN 24 COUNTRIES…

…With three affiliates in Greece, Fin-land and Benelux and a network of license-holders.

Trust

International

15% OF OVERALL PROFITS REINVESTED IN R&D IN 2015…

…Means we can always adapt our solu-tions to best suit our clients.

Innovation

THE OSMOS GROUP MAGAZINE

10 INNOVATION

16 ON FILE

24 OSMOS, EVOLVING PROFESSIONS

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Rising to the challenge, every dayThese are the men and women of OSMOS, juggling innovation and savoir-faire to feed a common ambition.

What They SayDamien Abad, Chairman of the Ain Départe-ment Council, and Jean-Marc Cataignon, Head of Real-Estate for the Society Générale Group tell us what they think.

28 INSURANCE

30 Interview with Jean-Luc de BoissieuThe chairman of the SMALC Assurances Admi-nistration Council shows us his point of view on risk management and analysis.

25 Expert OpinionThose professionals who are making the most of technology to develop new tenders.

PUTTING THINGS INTOPERSPECTIVESTRUCTURES, the OSMOS maga-zine published twice a year aims to shed light on the very heart of mat-ters at the very heart of our com-pany’s métier and current affairs alike.

FOR THOSE MAKING THE WORLD A DURABLE PLACEPut together with the help of players in civil engineering and society at large as well as elected officials, STRUCTURES is destined to all stakeholders in a durable world, res-pectful of Humankind.

A PRIME PLAYER, RECO-GNISED AND REWARDED

As a player in civil society, OSMOS combines economic results and societal utility.

Commitment

OSMOS, WATCHING OVER YOUR BUILDINGS

S T R U C T U R E S

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Heart to heart between two pioneers in the Internet of Things (IoT)Innovation and R&D as a hobbyhorse: personal conviction or business project?

Bernd Heinrichs: I can respond with yes in both cases, it is a corporate project but also a per-sonal conviction of mine. What we are doing in the innovation centre is exactly what CISCO is doing : being innovative where global market leaders are acting in specific segments of the market.

Bernard Hodac: For an entrepreneur the trig-ger is first and foremost a quest for freedom, and every initiative manifests this freedom, and, of course, how do you fulfil your corporate existence with a product, that is the difference, the innova-tion. Technical innovation has always fascinated me, and I tried, of course, to achieve a purpose beyond a profitable business. For us the actual point of contact with CISCO is in the first place in sensors and data acquisition. It is, of course, im-peded if there is no data network, transferring and storage. Therefore this point of contact with Cisco is very important to us and is a challenge for us at this stage of the company’s development.

which our role is, as we see it, to embellish.We decided to invest in core countries, in innova-tive, metropolitan areas, concentrating on issues such as improving transport, traffic safety or the retail sector. In these areas, the Internet of Every-thing has a decisive part to play. Firstly through the added economic value to the municipality, but also in generating profits for us. Hamburg, one of our reference projects, is a city where the Internet of Everything is already well es-tablished. Why? Because they have an innovative harbour and were very early on concerned with finding new ways to link shipping with transport

throughout the city and transport control etc., so the city itself has been extensively implemented.

Should the practice of tenders between authorities and service providers be changed?

B. Hodac: Here in France, our experience is that the practice of tenders by municipalities or large companies is a problem if players want to coope-rate. I will give you a brief example : take a mu-nicipality in which there is a service provider for street lighting. This same service provider could

Innovation : How does it fit, in our fast-changing so-ciety?

When Bernd Heinrichs, Managing Director for IoE EMEAR & open-Berlin Inno-vation Centre met Bernard Hodac, OSMOS CEO and Chairman of SYNNOV, the innovation syndicate.

How do the IoT and innovative enter-prises have an impact on the way cities and public services are managed?

B. Hodac: Research and entrepreneurship are much more than simply gaining market shares and making more money. In the field of new tech-nologies applied to smart cities, we are clearly providing processes and innovations as services that provide communities with clear advantages, both in terms of safety and cost-efficiency. There is a need to go further than simply what we put on the market as industrialists, and through our services to the community and public interest, this attitude is fully embodied at OSMOS. Moreover, it constituted one of the main impulses triggering the research that we have come up with in our perpetual attempts to optimise and expand on our assessment of services delivered to clients, and which today more than ever depend on data.

B. Heinrichs: Although I believe that through the IoT much will happen in the private sector, it is not CISCO’s main focus. We focus instead on cities and industries, especially urban areas in

Bernd Heinrichs Managing Director IoE EMEAR & openBerlin Innovation Center

Bernd Heinrichs has 20 years of profes-sional experience in the field of high-tech communications. Having been with Cisco since 1996, he is now the Managing Direc-tor for openBerlin Innovation Centre whose aim is to create cooperation with a strong external ecosystem.

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but it is not helped by processes. I think it rather depends in part on a gut feeling, some figures, technical and market understanding.

B. Hodac: For us, of course, research on sensors will continue since collecting data at its source is our raison d’être. But our main challenge of the

last two years has been to create an operatio-nal interface with the insurance world. We

are developing small insurance products with the SMACL. Local authorities are dealing with pro-blems like legal responsibility, budgets, etc. The challenge for us is to make

data enforceable as evidence, both for third parties and in the insurance and

reinsurance world. In other words, ensure that data will actually be integrated into the de-

cision-making chain of contracting authorities.

Mr Hodac, what are the existing syner-gies between players in the digital trans-formation of cities and companies like OSMOS?

The idea

In 1984, Bernard Hodac had an idea : Structural mo-nitoring with optic fibre

Technology

Putting optic fibre to use on a new market, we developed the Optic Cord

Services

OSMOS develops engineering services associated with OSMOS technology

The market

OSMOS invests diffe-rent sectors, spanning from Heri-tage through to Railways

Our predictive Models

Mathematical research and data processing are at the very core of R&D

Insurance

New insu-rance tenders are impulsed, supported by and based on OSMOS

IoTInternet of Things

help OSMOS by also supplying data transferral or supplying power to OSMOS measuring stations. This would enable us to provide a global service to the municipality without creating a multi-layered and legally complicated structure.

B. Heinrichs: I think the most important step forward is a close interconnection and inte-raction between the companies involved, like CISCO and OSMOS, which can be achieved directly with no bureaucra-tic hurdles to overcome. We must achieve that, as we need speed, we need structures to be more open, and this does not only apply to France, but also to Germany. In Ham-burg, it worked because politicians really understood that rapid action and innovation provide the city with a competitive advantage. The city has, since the early stages of the project, had an influx of talented young people, of start-ups etc. Hamburg changed hugely, as a city, and people, particularly politicians, realised that. Once politicians acknowledge these things, attitudes to the tender process tend to change.

What are the next challenges to be met in the area of innovation?

B. Heinrichs: The key challenge is to implement the right innovations: how do you decide what pro-ject you should be doing and which to refuse? We make rapid “Kill fast, win far” decisions whether to carry out a project or not but it is nonetheless difficult and in the end I would be glad if we could prove that two out of ten of our projects are suc-cessful in introducing innovation. That is the crux,

B. Hodac: The synergies are fundamental. I would say that OSMOS can only really use its ca-pacity to inform by joining forces with actors who process and transfer data; for reasons of opera-tional efficiency as well as market credibility. We are in the process of conducting an experiment with a local authority. It consists of implemen-ting twenty structures that are managed by the municipality itself. The objective is to make an assessment of how the municipality wishes to manage the preventive maintenance of its struc-tures. The underlying idea is to be able to roll out the concept to include entire sets of municipally or privately-owned structures. And though our technology is up to the challenge, this market will not be open to us without a solution that is just as professional in processing data.

Mr Heinrichs, openBerlin is one of nine Cisco Innovation Centers worldwide, each with its own specialization. Is R&D quite decentralised at CISCO?

B. Heinrichs: We are present in Berlin because in Germany, there are world market leaders in au-tomation, in machine construction, in the automo-tive industry, in logistics, and we want to coope-rate with them on a local scale. Of course, our base in the Silicon Valley enables us to keep up with all the international trends and to have a global pre-sence, but in order to be agile and responsive, we will be opening many more innovation centres throughout the world.

T H E O S M O S I N N O V A T I O N P R O C E S S

TECHTAKE CARELIRIS

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Smart Structures Citiesby

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Cost-efficiency ensuredIn-depth understanding of a construc-

tion makes for efficient assessment of

its health and optimum maintenance

on the long term.

Safe structuresRisk is efficiently managed in every

phase of a structure’s life cycle, ensuring

the safety of the general public.

Configurable constructionsImplemented with OSMOS technology,

any structure becomes a sensor for its

own environment and can be configured

to collect whatever data is required.

Before, during and after construction Optimising maintenance.

Road systemDispelling doubts on the state of the system’s delicate infrastructure.

Preserving neighbouring structuresAnticipating litigation by assessing the effects of construction work on neighbouring structures.

Landslides and cliff sidesReaping the benefits of an observation method to monitor the terrain’s evolution.

Rail tracksMonitoring structural behaviour.

Bridges and engineering worksMonitoring the structure’s mechanical beha-viour to ensure continued use.

Underpinning wallsConfirming the structure’s ability to bear strain.

Maritime StructuresOptimising maintenance for quays and sea walls.

Underground networkAnticipating damage to structures particularly subjected to stresses.

Industrial zones and facilitiesAvoiding heavy interventions to ensure conti-nued economic activity.

How does it work ?

Technology to make structures smart

Experts to analyse data

Software to prolong structure lifespan

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FROM OUR LABTO REAL LIFE

A recipe for contained standardisation Despite mature technology which has successfully found its place on the market, our R&D department is working tirelessly to develop generation after generation of sensors and conquer extra market room while firmly establishing OSMOS as the gold standard in opti-mum structural monitoring.

Three product ranges on offerOur determination has enabled us to leave a niche market and to generalise structural monitoring. Though truly generalised and sys-tematic preventive monitoring is still far from achieved, all three ranges of technology have been devised to suit our clients’ needs:

• LIRIS, the wireless mini-unit

• E.A.S, the Expert Acquisition System

• GapTrack, the smart fissurometer

T H E L I R I S O P T I C C O R D. T H E R E A L I T Y O F A V I S I O N . . .

The whole purpo-se of innovation is to make life BETTER

it’s practical use, the satisfaction derived by OS-MOS teams depends on our technology being used on a day-to-day basis, on building sites, in the preservation of built heritage or public facili-ties benefiting everyone.

Innovation, leverage for growthToo often cast aside as the pursuit of an ideal, ecology was for a long time considered to be an issue far removed from economical and political realities. Nevertheless, it now constitutes a ma-jor issue in public opinion and has become the source of whole new economies: circular eco-nomy, green energy, sharing economy, etc. Similarly, we are convinced that innovation is not only a trigger for exceptional growth and development, but also an invitation to redefine how we manage our patrimony ; an opportunity to overthrow the so-called fatality of operating and maintenance costs constituting 75% of a building’s global cost though actual building and study phases only amount to 25%.

A global responsibilityAs we are very aware of our clients’ constraints and requirements, we make risk-reduction our absolute priority. Our production line, our en-gineers, our sales teams and implementing units are organised specifically to meet our clients’ complex and specific needs.

. . . M A K I N G S T A T E - O F - T H E - A R T T E C H N O L O G Y A C C E S S I B L E

This constitutes the major part of OSMOS am-bitions: ensuring durability in constructions, en-suring safety for everyone, ensuring that mainte-nance costs are drastically diminished. The very core of this adventure is Optic Cord technology, the result of over 35 technological patents and years of Research and Develop-ment. The full implications of this pure product of French expertise and savoir-faire only became clear when it was taken out of the laboratory and applied to real life situations. Just as the value of technology is measured in

INNOVATION

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Morad Oumellil, our on-site engineer has only a few hours to install the seven LIRIS Optic Cords that are to monitor a school just outside Lyon. Meanwhile, in Paris, Intassar is working on predictive models using data analysed by her colleagues in the department of engineering. Between meetings with suppliers, Lucie ‘phones the OSMOS production centre ; five LIRIS need to be calibrated double quick for a bridge fa-cing permanent closure. All these people take ownership of OSMOS technology, and the op-portunities it presents.

Strenght in fieldwork

Every day, every member of staff, each an expert in his or her field, helps provide administrators and officials with innovative solutions to ensure the safety of the public, improve construction durability, support building and recovery pro-jects as well as optimisation operations. This company mission stretches, thanks to our teams, throughout France and on an international level. Affiliates in France, Greece, Benelux and Finland along with partners all over the world are wor-king together to implement structures with inno-vative solutions improving urban landscapes for millions of people.

Cédric RemusanProject Manager

The vibrancy and team-spirit in the company make it possible for everyone to exploit their potential. Everyone has a part to play in this cohesion, and that motivates me to do my very best every day.

Lucie Jeanne Supply Chain Engineer

My Supply Chain team and I oversee the production and preparation of sensors. All ne-cessary materials are therefore in place ahead of time to ensure optimum monitoring for struc-tures implemented with OSMOS technology.

Intissar CohenMathematic Engineer

Mathematics make it possible to extrapolate a local structu-ral model and use it to predict the overall behaviour of the construction. The mass analysis of data is a real challenge and expands the knowledge we have of a given structure, making a detection system possible.

Dominique OswaldElectronic Conception Engineer

My work at OSMOS enables me to approach a great many technical subjects in a reactive and autonomous fashion, and in a field in which there remain a great many possibilities for development.

François-Baptiste CartiauxStructural EngineerThe measurements we make, continually and on a wide array of different structures, constitute a precious source of information for me, as it enables us to perfect our knowledge of structural behaviour every day.

Patrick MadecR&D Engineer

I am glad to be developing sof-tware that will enable our clients to have a clear vision of their buildings’ structural health. It is a service that is of real value, and I am proud to contribute to it by developing top-quality tools.

Rising to the challenge every day

Expertise serving innovation

INNOVATION

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SAINT LOUIS CATHEDRAL IN VERSAILLESThe majestic Saint Louis cathedral in Versailles was built in 1754. On may 4th 1789, it housed the solemn Three Orders procession to mark the Estates General opening. The ca-thedral was classified as an Historical Monument in 1906 without ever having been subjected to any major trans-formations. It is only recently, after alterations appeared, that an inspection was carried out and reinforcement work commissioned. Once the work was finished, our client de-cided that OSMOS should monitoring strategic structural points in order to assess the structure’s evolution with pre-cision.

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G L O B A L T H I N K I N G

NO DAMAGE

No intervention necessary

IMMEDIATE INTERVENTION

MARKERS TO GET YOUR PRIORITIES RIGHT

We believe in decision-makers’commitment to durable building. We believe in the opportuni-ties presented by predictive analysis and tech-nological innovation. We believe that one day, systems able to anticipate risks linked to buil-dings will be integrated during construction as a matter of course, and that administrators will no longer be held responsible for hidden faults or unforeseeable accidents.

We believe that as an innovative company, our mission is to provide solutions for mana-gers in charge and to adapt our technology to society’s challenges. We carry out our com-pany’s project to ensure that innovation is available to all. This commitment has already enabled us to shift structural monitoring from a niche market to a global market. Thanks to our efforts, added to those of civil society, structural monitoring is now of great concern to decision-makers.

LE US MAKE YOUR PROJECT MANAGEMENT EASIER

ON FILE

Steel bridge P-23948Suspension bridge P-23803Arch bridge P-23763Rail bridge P-23574Bascule bridge P-23110Arch bridge P-23005

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21 06Concrete bridge P-23082

Deck

Concrete bridge P-23086 Deck

SUIVI DE TRAVAUX

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Steel bridge P-23899Pillar A1

IDENTIFIED WEAKNESS

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GLOBAL THINKINGFOR ALL YOUR BUILDING

Safeguarding and cost-savingStructural health in buildings is a group effort. For institutions, local elected authorities and companies alike, it is no longer possible for anyone to do away with safety precautions or cost-effectiveness in building management.

A solution for every situationA lack of tools can lead to decision-makers ma-naging their buildings on a case-by-case basis, as and when problems occur. This is why most of our clients still only call on us to dispel any doubts they might have, in construction work si-tuations or to contain a crisis.

Making preventive monitoring a generalityOur aim is of course to meet our clients’s imme-diate needs, but also to support them through a process of preventive management for all their buildings. By monitoring all their structures and facilities, OSMOS enables anyone to benefit from durable and structurally healthy facilities which need no longer be a cause of worry and unne-cessary costs.

>>

GET ON BOARD

The Dutch complexAn administrator responsible for the mainte-nance of a great number of structures in the Netherlands sought an alternative to traditional routine inspection methods, finding them ex-pensive, and in no way a guarantee of absolute safety.

With the shortest of intervention delays and armed with an in-depth understanding of structu-ral behaviour in the complex structures that are bridges, OSMOS set up a structural monitoring system on four bridges to send this administra-tor’s structural portfolio on its way to preventive monitoring.

Increased responsibility

Declining growth

Increasing risks

Osmos is committed to supporting administrators in the monitoring of all structures.

Lift bridge over the Ijssel,Zutphen The Moerdjik bridge The Hagestein Bridge

The Tacitus Bridge, Ewijk

ON FILE

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The right intel at the right time

Making decisions is an ever accelerating process. In order to help those in charge to make the right choices, OSMOS is fully committed to providing them with trustworthy, reliable information. How? By collecting and comparing data from each and every structure in a given area. This is the job of our analysis unit, who provides precise and conclusive reports.

Elected official - Project manager - Technical manager - Maintenance manager - Developer - Property manager - General foreman - Local community - Private

landowner - Operations manager - Site manager - Survey bureau - Insurer

Making budgetary leg-room By initiating generalised monitoring for the va-rious structures for which they are responsible, decision-makers can better establish priorities in scheduling interventions on a city scale, for instance, and be made aware of the state of all structures concerned, in real time. By doing away with emergency and opting for a globalised ma-nagement system, they afford themselves some budgetary flexibility and make it possible to continue investing in new projects.

Decision-makers with this preventive approach dispose of a centralised overview of their struc-tures’s strengths and weaknesses, enabling them to anticipate risks, and drastically reducing their maintenance costs.

An advantageous domino effectEfficiency and budgetary optimisation enable decision-makers to put saved time and money to good use for development projects. This is a ne-cessary move since structural health in buildings is synonymous with their continued use, conti-nued economic activity, efficiency of public facili-ties, durability in the face of external solicitations, cost reduction and safety for everyone involved.

DWINDLE YOUR DOUBTS... …AND YOUR EXPENDITURE

OSMOS enables decision-makers to personally consult all data collected on-site

Inventing a predictive systemOSMOS is convinced that quite soon, crisis management and risky situations will give way to the generalisation of a preventive process. Our analysis unit and Research & Develop-ment department are, to that end, developing knowledge relative to risk anticipation. En-gineers and mathematicians work hand in hand on the conception of predictive systems based on data collected from structures in order to im-prove our risk-anticipation capacities as well as the possibility of optimising budgets.

>>ON FILE

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the Roads department is working alongside OSMOS, monitoring two concrete structures presenting extensive fissuring, but that appear stable. The point of the OSMOS solution is the fact that the moni-toring systems provided will endow us with conclusive information on our bridges’s durability, and useful data for their maintenance without having to opt for disadvantageous.

Our knowledge of structural health throughout our property port-folio turned out to be incomplete and was limiting our capacity to detect any structural trouble precociously, and consequently, com-missioning the work necessary to improve its durability. The pro-cess we have opted for aims to monitor the structure of our main, emblematic buildings. The global improvement of our knowledge of our patrimony’s structural health will constitute a decisive ar-gument in convincing our insurers of our efficient management of these kinds of risks.

Jean-Marc CASTAIGNONHead of Real Estate for the Societé Générale Group

Damien ABADChairman of the Council for the Ain Département

WHAT THEY SAY

Moulin Niat Bridge, Beaupont

Alicante and Chassagne Towers, La Défense

Old Seat of the Société Générale, Bou-levard Haussman, Paris

Basalte Building, La Défense

Granite Tower, La Défense

Noblens Bridge, Villereversure

ON FILE

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OSMOS EVOLVING PROFESSIONSWe are nurturing an ambitious vision, that of a society in which safety and durable building should constitute the de facto standard. We aim to apply our technological innovation to different professional spheres, widening our company’s outlook. That is the OSMOS gamble.

Though the road to systematic preventive monitoringis still somewhat rocky, OSMOS has been including clients and partners in the achievement of our goals for over 15 years. Building Industry experts, study units, operators, architects and insurance professionals alike have been helping make this vision a reality, one project at a time, their very methods evolving in time with their job descriptions.

Innovation is not a dream, it is a group project, impulsed by the notion that it is possible to improve our society, and that every one of us can help in doing so. Innovation really comes into its own when actively beneficial to all parties involved.

93% of entrepreneurs in the building industry opt for innovations lin-ked to safety and durability.

1000 billion € could be saved by 2025, were digital technology to be fully deployed.

CONCEPTION

A catalyst for architectural ambition

Arnaud De PemilleHeritage Architect

To me, the monitoring system seems on-point for managing our Heritage, more so than other options on the market. It seems to me one of the most important precautionary measures there are.

Jean-Paul ViguierArchitect

The link between architectural au-dacity and technical workability is the key ; with OSMOS, an in depth knowledge of structural behaviour in buildings subjected to operational strain is essential in making auda-city secure.

INSURABILITY DURABILITYSECURITY

Architects must combine creativity with durability. Technological innovation en-ables them to improve building’s resilience to wear and the passing of time, while en-couraging architectural audacity.

The data collected by OSMOS technology constitutes a bank of reliable information that can be conclusive in all construction phases to check structural behaviour in innovative materials or methods, but also to help in the preservation of architectural heritage.

Jean TucellaHead of the decennial insu-rance department for SCOR

OSMOS, with their easy collecting of data from structural elements could help us monitor the progression of buildings as they are being erected. This would enable us to react more rapidly in case of any unexpected developments.

FOCUS

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Time and money savedfor adminis-trators

Bertrand GuigueSite Supervisor Eiffage Habitat

On one building site, OSMOS was the only solution able to shield us from litigation to do with neighbouring buildings. Without the factual data supplied by OSMOS and that we were able to give to the experts, we would have been held responsible, quite wrongly.

Pascal RivoireTechnical ExecutiveColas IDF Normandie

We work with OSMOS in order to monitor structural stability in buil-dings for which COLAS is overseeing various phases of deconstruction. This monitoring demonstrates the attention paid by COLAS to the safety of neighbouring and on-site workers.

Pierre GarinBouygues Bâtiment Ile-de-France

Being able to rely on this technology has really reassured the project ma-nager, especially where neighbou-ring constructions are concerned. It is a great add-on to our surveyor’s work, and a real risk insurance.

A bonus for the men on the job

METHODS DELAYSUNEXPECTED

EVENTS ANTICIPATE DIAGNOSEECONOMISE

Our partners, professionals in fields such as construction, maintenance and decons-truction, have integrated OSMOS systems to their usual methods and tools. In doing so they have opted for damage anticipation and monitoring based on fine-tuned crite-ria so that they in turn can ensure smoo-th-running operations for their clients, guaranteeing safety for workers and neighbours alike.

Our partners in property and risk manage-ment have realised what opportunities OS-MOS services can provide in anticipating litigation and personalised support for lan-downer clients and facility operators. This is why these pro-innovation professionals are perpetually re-thinking their jobs in order to provide the most appropriate offers, always.

Général Serge GarriguesFormer Chief of Staff for the Paris-Ile-De-France Area

What could hitherto be provided by human means must now be re-placed with simple, innovative and not too expensive technology whose effect is immediate so as to help crises managers to make decisions.

Romain BarretDirector GeneralAxitis-Logerim

Resulting diagnoses could help us determine, on behalf of our lan-downers, what work to commission to make sure their buildings remain in the best possible state.

WORKS MANAGEMENT

Nicolas DemigneuxAttorney-at-law, Paris & New-York. Dentons

The very nature of OSMOS solutions is to facilitate the task of experts and advisors to whom it is incumbent to provide answers.

FOCUS

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THE INSURANCE REVOLUTION

Conservative, insurers ?They are not! they have firmly set foot in this new era of data, put-ting it at the service of their policyholders! By teaming up with the leader in structural health, SMACL Assurances is proving once and for all insurer’s ability to reinvent themselves, forever looking towar-ds the future.

Risk anticipation is at the very heart of insurance. Though promises to do away with risk entirely would be impossible, the abi-lity to reduce it considerably by anticipating structural fragility is now a very revolutionary reality, made possible with data collected by OSMOS directly on structures themselves.

150 000 accidents declared as construction faults every year

170 000 accidents declared for decennial responsibility every year

300 accidents every year reach a total cost of over 150 000 euros

A partnership for future progress Ours is an ongoing revolution, with the signature, on december 11th 2015, or a partnership between OS-MOS and SMACL Assurances, the French leader in local community insurance. With this signature, Jean-Luc de Boissieu and Christian Ottavioli, respectively Chairman of the Administration Council and Director General of SMACL Assurances, intend to provide their corporations with innovative solutions for maintenance in public-fa-cilities.

Revolution pionneers Only a few months after having signed a partnership with MARSH, the world leader in insurance broking, OSMOS is continuing the adventure by pairing up with SMACL Assu-rances.

A Joint CommitmentOn the very next day after this momentous signature, OSMOS and the SMACL Assurances regional directors spent the afternoon discussing and working on OSMOS services and technology. Our respective teams are now absolutely easy to present this new service to their po-licyholders.

Florent Cantié - Business Engineer Insurance

Bernard Hodac - CEO of OSMOSJean-Luc de Boissieu - Chairman of the SMACL Administration BoardChristian Ottavioli - Director General of SMACL Assurances

From left to roght : Florent Cantié (OSMOS), Jacques Chanteclair (OSMOS), Bernard Hodac (OSMOS), Laurent Aussillous (SMACL sud-ouest), Pamela Christiny (SMACL Idf-Picardie), Erwan de Rancourt (OSMOS), Florence Maigre (SMACL Sud-Est), Bruno Sansonetti (SMACL Centre-Ouest), Anthony Gout (SMACL Nord-Est), Philippe Lesage (SMACL responsable pôle inspection), Jean-Luc de Boissieu (SMACL Président du Conseil d’administration)

Philippe LESAGEHead of the SMACL Assurances Inspection Department

We will be able to fully ascertain the necessity for reparations or total refurbishment after an accident. It is also an extra tool with which to encourage our poli-cyholders to adopt a precautionary approach, ensuring the very best management of their property portfolios and budgets.

INSURANCE

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As leader in local community insurance, what new necessities have you iden-tified? What do your policyholders now expect from insurance?

The world of territorial collectivity is changing fast: with the territorial Reform, the multiplica-tion of collective operations, increasingly sophisticated facilities and the rise in intangible risks, both insurers and elected officials must continually adapt risk-management and insurance gua-rantees.

Do you refuse to insure public facilities in the event of an overly worrying state of health?

We are obliged to meet the need for insurance in territorial communities. That said, it can happen that SMACL Assurances should refuse to insure facilities or property whose condition is really too dilapidated or unsuited to their intended purpose.

How do you analyse structural risks?

Risk analyses take into account every factor that might be of consequence in the evaluation of said risk. The very existence of a risk-preventive policy is in itself a factor in evaluation. It would have a direct impact on the financial aspects of any community’s insurance program.

In the event of an accident, would OSMOS technology make the SMACL ex-perts’s task any easier?

When a building is seriously damaged after a fire or a climate-related event, OSMOS’s interven-tion along with our experts and the analysis performed by our Compensations Board will help determine how necessary (or not) it will be to commission repair work or total rebuilding.

Do your clients wish to commit to a precautionary procedure which would consist of anticipating damage and optimising maintenance budgets?

Ever since its creation, forty years ago, SMACL Assurances has always maintained that insurance cannot work without anticipation. Any solution enabling our policyholders to better manage risk and anticipate damage is logically conducive to a more rigorous and economical management of maintenance and insurance budgets.

Jean-Luc de BoissieuChairman of the SMACL Administration Board

INSURANCE

smacl.frSMACL Assurances – Mutual insurance company with fixed premiums governed by the Insurance Code – Niort Trade & Companies Register No. 301 309 605.

Smacl Assurances is improving their «prevention» solutions thanks to innovative services by Osmos, leader in structural health monitoring.

Jean-Luc de BoissieuChairman of SMACL Assurances Administration Board

THREE REASONS TO WORK WITH OSMOSBY SMACL ASSURANCES

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Manage your risk

Increase your insurability

Reduce yourexpenditure

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1. ANTICIPATE RISK

Because there is no such thing as good management without anticipation, OSMOS ON SITE demonstrates your efforts toward active management of risks linked to construction and refurbishment projects.

2. SET YOUR PRIORITIES, COST-EFFICIENTLY

OSMOS ON SITE proves your commitment to budgetary efficiency, as it provides evidence of a structural reality to which your budget can then adapt.

3. RESILIENCE IN THE FACE OF HAZARDS

Having OSMOS ON SITE shows that you do not place blind faith in your construction works, but rather that you adapt your decisions based on factual evidence of their structural reality.

4. EXIT EMERGENCY

OSMOS ON SITE expresses your desire to carry out your projects without nasty surprises, resulting in reliable, healthy buildings.

OSMOS ON SITEGET RECOGNITION FOR GOOD MANAGEMENT

#OSMOSonsiteto entrust the two structures to OSMOS for a year. We much appreciated the reactivity, rapi-dity and simplicity in their implementation, but also the quality of the collected data, which en-abled us to dispel our doubts over our bridges’ resiliency when subjected to their usual strain. Now all we need is to monitor them over time to perfect the analysis and make absolutely sure of their durability.

Moulin Niat Bridge, Beaupont (Ain)

Fabrice SAINT-POL Head of the engineering works departmentDGAI for the Ain Département Council

After detailed reports found worrying fissures in two reinforced concrete bridges, we looked for an extra investigation system that might be as little invasive as possible, and that mi-ght help us better understand the bridges’ structural behaviour when in use. We decided

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In late 2015, Bernard Hodac accompanied the French prime minister on his official visit to Japan, and met Shin-zo Abe, the Japanese prime minister. Alongside Airbus, EDF, Areva and Dassault Sytèmes among others, OSMOS was handpicked by Matignon to constitute part of a thirty company delegation. OSMOS was there to represent vi-gour in French technological SMEs.

In march 2015, Bernard Hodac and Timo Okkonen, CCO of Inspecta Group, signed the contract that would lead to the creation of OSMOS Nordics. Since, Terhi Hirvikorkpi, Business Area manager for OSMOS Nordics, and Lee-na Sarell Kapannkää, sales engineer paid a visit to their French counterparts to complete their training.

Having set up the monitoring of prestigious buildings such as the Acropolis Propylaeum or the Athens Natio-nal gallery, OSMOS Hellas is moving onwards and upwar-ds, strengthening its team with the arrival of two new en-gineers, Mr Gimnopoulos and Mr Zafeiratos.

In february 2016, OSMOS Group became the proud owners of our partner in Belgium and created OSMOS Be-nelux in order to develop the market in Belgium, Luxem-bourg and the Netherlands. In doing so, the OSMOS Group is pursuing the aim of es-tablishing a solid network of close affiliates in the same field, and sharing a common company outlook.

Industrial championOSMOS was selected by the METI to represent the capacity for innovation in French Industry as part of the «Des Usines et Des Hommes» (Of Factories and Men) Exhibition. Photos are to be seen on the JCDecaux billboarding network.

The CEA, rewardedAs dowager laureate and member of the Jury, OS-MOS awarded the Expocrise Salon prize for societal innovation to the Commissariat à l’Énergie Atomique (the French Atomic Energyy Commission) for their rapid diagnosis tool for the Ebola virus.

ETI and Start-upsOn january 29th last, OSMOS participated in the sea-sonal greetings to the French Tech from Emmanuel Macron, the French minister for economy. Alongside various ETI such as Thuasne, Paprec and REDEX, OS-MOS was provided with a stall at which to make the acquaintance of the hundred or so start-ups being presented.

« Data challenger » game changerAs part of an extension to Bernard Hodac’s stay in California, OSMOS and Google France have been working on opportunities presented by cartography tools in risk-prevention and building valuation.

OSMOS big in Japan with prime minister Manuel Valls

OSMOS Nordics

OSMOS Hellas welcomes new members

OSMOS Benelux

OUR BEST MOMENTS

Jo Blomme, Bernard Hodac

Vassilis Zafeiratos, Kostas Gymno-poulos, Cosmas Fessas, Mary Xampla, George Andrikopoulos, Panos Tsakiris Laurent Bellanger, Bernard Hodac

Bernard Hodac, Timo Okkonen

Manuel Valls, Shinzo Abe, Bernard Hodac

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THE LIRIS TILT METERIS AUTONOMOUSAND… WIRELESSDesigned to be decisive, the OSMOS autonomous inclinometer will make your buildings loquacious.It measures continuously both incline and tempe-rature continuously, and is easy to set up.

IT’S TIME TO LEAVE THE STONE AGE

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OSMOS Group, Limited company (SA) with capital of 6 527 027€ / RCS Paris 438 288 458 5 rue Alfred de Vigny 75008 Paris - France

Tel : +33 1 71 39 85 15 - Fax: +33 1 71 39 85 14info@osmos-group.com - www.osmos-group.com

All OSMOS products are designed, developed and manufactured in France