Systematic Investment Plan
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Transcript of Systematic Investment Plan
Systematic Investment Plan(It’s Never Too Late To Invest)
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Why SIP?• Despite there being patches when the investments go under
water, the case for Systematic Investing is still compelling and remains the best way to participate in the Equity markets.
Features of SIP:
1. Light on the wallet.2. A specific amount is invested for a continuous period at regular
intervals under this plan.3. SIP is similar to a regular saving scheme like a recurring deposit.
It is a method of investing a fixed sum regularly in a mutual fund4. SIP allows the investor to buy units on a given date every month.
The investor decides the amount and also the mutual fund scheme
5. While the investor's investment remains the same, more number of units can be bought in a declining market and less number of units in a rising market
6. The investor automatically participates in the market swings once the option for SIP is made
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Benefits of SIP• Saving a small sum of money regularly at an early age
makes money work with greater power of compounding with significant impact on wealth accumulation.
• SIP helps in averaging cost of acquiring units
• It is very convenient. SIP can be operated by simply providing post dated cheques with the completed enrolment form or give ECS instructions. The cheques can be banked on the specified dates and the units credited into the investor's account.
• It helps in creating wealth over a longer time period.
• It makes investor disciplined in their savings.
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Example: Reliance Growth Fund
• Inception: 8-Oct-1995• Amt of SIP: Rs.1000 Per Month• Total Months : 236 (Till 6-Jun-15)• Total Investment Value: Rs.236000• Value of Investment: Rs.48,94,572.00• Annualised Returns: 26.14 %• Annualised Returns of Index: 13.26 %
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Portfolio
Scheme Category Amt Rs.
Franklin India Bluechip Fund Equity – Large Cap 1000
HDFC Mid-Cap Opp Fund Equity – Mid & Small Cap 1000
ICICI Pru Discovery Fund Equity – Mid & Small Cap 1000
Mirae Asset Emerging Bluechip Equity – Mid & Small Cap 1000
Reliance Equity Opp Fund Equity – Multi Cap 1000
Selecting well-performing funds with high ratings is the first step towards successful investing
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Performance
* NAV as on 24-MAR-15
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SIP Returns
SchemeNAVRs
3 Yrs 5 Yrs 10 Yrs 15 Yrs SinceInception
Franklin India Bluechip Fund 349.12 21.39 15.99 14.79 20.86 22.48
HDFC Mid-Cap Opp Fund 36.652 38.81 28.05 24.56
ICICI Pru Discovery Fund 113.13 39.42 28.43 22.61 23.08
Mirae Asset Emerging Bluechip 28.717 42.94 31.51
Reliance Equity Opp Fund 72.541 28.68 22.23 19.57 19.76
Performance
* NAV as on 29-Sep-14
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SIP Returns & Valuations
Scheme
3 Yrs 5 Yrs 10 Yrs 15 Yrs Since Inception
Inv Rs. Value Rs.Inv Rs.
Value Rs.
Inv Rs.Value
Rs.Inv Rs. Value Rs. Inv Rs. Value Rs.
Franklin India Bluechip 36000 48514 60000 88530 120000 241683 180000 1017771 259000 4624956
HDFC Mid-Cap Opp 36000 60611 60000 117632 96000 259657
ICICI Pru Discovery 36000 61065 60000 118673 120000 390861 130000 490525
Mirae Asset Emerging Bl 36000 63748 59000 125385
Reliance Equity Opp Fund 36000 53322 60000 102607 120000 332069 123000 353885
Capitalisation
Portfolio Style Break Up
Rank Percentage (%)
Giant 27.05
Large Cap 16.96
Mid Cap 43.36
Small Cap 12.63
Not Classified 0.00
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Equity Style Box
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Sector AllocationPortfolio Sector Allocation
Sector Net Asset(%)Asset Value `
Financial 23.83 1124
Automobiles 11.33 511
Technology 10.94 494
Engineering 9.32 421
Services 8.15 368
Healthcare 7.54 340
Energy 6.42 290
Construction 5.05 227
Diversified 4.61 208
FMCG 3.99 180
Chemicals 3.37 152
Communication 1.55 70
Cons Durables 1.13 51
Metals 0.78 35
Textiles 0.16 7
Others 0.01 0.49
Total 100 5000
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Stock AllocationTop 15 Equity Portfolio Holdings
Company Net Asset(%)Value `
Infosys 5.00 226
HDFC Bank 4.60 208
SBI 4.47 202
ICICI Bank 4.29 194
L&T 4.18 189
Maruti Suzuki 3.18 144
Axis Bank 2.98 135
Bharat Forge 1.98 90
Divi’s Lab 1.97 89
Tata Motors DVR 1.96 89
HCL Tech 1.81 82
Hero MotoCorp 1.65 74
HPCL 1.53 69
Reliance Industries 1.48 67
United Spirits 1.23 55
Others 57.69 2603
Total Portfolio Value 100.00 5000
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SIP of Rs.5000 p.m.
Returns
SIP Period
(Yrs)
TotalInvestment
12 15 18 20
5 300000 408348 442872 481073 508791
10 600000 1150193 1376000 1656000 1880476
15 900000 2497900 3342533 4528122 5578499
20 1200000 4946000 7486000 11544000 15548259
Monthly Income(ROI @ 8% p.a.) 32973 49907 76960 103655
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• SIP is a Good way to Invest to achieve Financial goal such as Marriage or Education of Children's, Wealthy Retirement and many more.
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To Invest In Mutual Funds
Contact : Amit M. SurpuriyaKSHITIJ FINANCIAL SERVICESMobile: 98508 73688Email: [email protected]: http://www.kshitijfinancial.com/