Supplemental Life Insurance Your life can change in a minute. Take 10 minutes to help change what...

Supplemental Life InsuranceYour life can change in a minute.Take 10 minutes to help change what happens next.

Group Benefits from The Hartford

Pocatello School District #25, Bannock County


Supplemental Life Insurance

• Monthly bills and credit card debts

• Home mortgage

• Childcare or elder care

• College education

• Funeral costs and estate taxes

Coverage that can help you keep your promises



It can help your family cope with any added expenses

• Helps provide funds and a safe place to keep them

• Can take care of any unforeseen expenses

• Provides beneficiaries access to expert counseling and legal advice (after claim)

• Provides other benefits that can help you today



Real benefits for real people with real budgets

• Affordable- Take advantage of economical group rates

• Convenient- Premiums are automatically deducted from your paycheck



• Who’s eligible?

– Full-time and Part-time employees

• When am I covered?

– Newly elected benefits effective 5/1/10

• Enrollment period?

– Begins 4/5/10 and ends 4/20/10

Details, details



About your plan

– Employee - Increments of $5,000. Maximum amount is $300,000. Minimum is $10,000.

– Spouse - Increments of $5,000. Maximum is lesser of $250,000 or 100% of the amount of your Supplemental Life Insurance amount. Minimum is $10,000.

– Dependent children - $5,000 or $10,000. Coverage is for each child. One rate for all children.

If you currently have Supplemental Life Insurance coverage, your coverage will continue with The Hartford. You must elect Supplemental Life Insurance for yourself to be able to elect Spouse and/or Child Supplemental Life Insurance.



• Portability

• Conversion

• Waiver of premium

• Living benefit option

Even more advantages



One-time Open Enrollment with Guarantee issue Opportunity:

Employee – If currently participating, may increase current coverage up to $100,000. If electing for first time, may elect in amount of $100,000.

Spouse – If currently participating, may increase current coverage up to $30,000. If electing for first time, may elect in amount of $30,000.

Child(ren) – all Guaranteed Issue for increases or initial elections.

• Offer valid until April 20, 2010

• Late entry requires evidence of insurability

Timing is everything



Know your benefits. Read the enrollment kit.

• Welcome letter

• Benefit highlight sheet

• Personalized enrollment form

• Supplemental Life Insurance brochure

• Travel Assistance brochure



Step 1: Complete your personalized enrollment

Step 2: Return it to Shauna Miller in Human Resources no later than 4/20/10

Convenient enrollment process



Questions?

The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including issuing companies Hartford Supplemental Life Insurance Company and Hartford Life and Accident Insurance Company. Policies sold in New York are underwritten by Hartford Supplemental Life Insurance Company. Home Office of both companies is Simsbury, CT. All benefits are subject to the terms and conditions of the policy. Policies underwritten by the issuing companies listed above detail exclusions, limitations,

reduction of benefits and terms under which the policies may be continued in force or discontinued. This brochure/presentation explains the general purpose of the insurance described, but in no way changes or affects the policy as actually issued. In the event of a discrepancy between this brochure and the policy, the terms of the policy apply.

Complete details are in the Certificate of Insurance issued to each insured individual and the Master Policy as issued to the policyholder. Benefits are subject to state availability.

3079 NS (12/08)

Supplemental Life Insurance Your life can change in a minute. Take 10 minutes to help change what...

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