BY Ricardo Schmid t

Super Money

Connecting Currencies Around the World

1 2 3 4 Introduction

to Super Money

Technical

advantages of SMC

SMC

development plan The Relationship

between SM and SMC

1 Introduction to Super Money

PART ONE

Introduction to Super Money

Super Money (SMC) is a virtual currency created by

the US team. Its founder is Ricardo Schmidt. SMC's

role is to connect digital currencies and global

currencies, and to establish a network for diversified

currency registration and decentralized circulation.

SMC's goal is to become the world's largest free

currency conversion network, allowing consumers to

exchange currency at the fastest speed in any part of

the world.

Introduction to Super Money Team

Ricardo Schmidt CEO

Ricardo Schmidt is the founder and CTO of Super

Money (SMC). He graduated from Standford

University and has a master degree for computer. He

previously worked for JPMorgan Chase & Co., Ltd.,

and has more than 8 years of experience in Internet

information security and information payment. He is a

Blockchain expert who focuses on Internet finance.

Alexander Pantyukhov COO graduated from Caltech and started programming

with Basic at 10, proficient in node.js, python. He

began to get interested in blockchain technology in

2011 and once worked as a senior executive in

Citibank. He has a wealth of project operation

experience.

Alisson Zanini CMO

graduated from Cornell University and previously

worked for McKinsey, the world's most prominent

management consulting firm. He is a marketing

expert in internet finance, asenior researcher of

the blockchain. He has a wealth of blockchain

firm resources.

Introduction to Super Money Team

graduated from Caltech and started programming

with Basic at 10, proficient in node.js, python. He

began to get interested in blockchain technology in

2011 and once worked as a senior executive in

Citibank. He has a wealth of project operation

experience.

Mario Justiniano Blockchain Technical Engineer

Mario Justiniano is good at front-end and back-end

development, and is also an outstanding architect, who

has a profound knowledge of early logic algorithms,

and was once responsible for front-end and back-end

development of well-known foreign financial

companies. He has rich experience in digital currency.

Anderson Marques Product Manager

Jefferson Mach Server Engineer

Jefferson Mach is a senior Java engineer,

C ++ expert, and has rich experience in

Internet project development. He is also

a senior Android enthusiast.

Johaen Jeams Blockchain Development Engineer

Rebecca Jennings Visual Disigner

Rebecca Jennings is a senior UI designer, who

graduated from Rhode Island School of Design in

the United States. A former director of product

design at Google, with 5 years of experience in

visual and UI interaction design.

Johaen Jeams is a back-end technology genius,

familiar with the development of the blockchain, and

good at technical realization in the application layer.

He is a technical consultant and engineer for the

Super Money (SMC) .

The Disadvantages of Traditional Currency

Slow transfer speed

The traditional banks adopt SWIFI

mode to make telegraphic transfer,

which generally takes about 3

working days. The working

efficiency is very slow compared

to the high efficiency in today’s

society.

SWIFI is very expensive

Banks transfer through SWIFI,

and the fee is very expensive.

Generally it costs from dozens of

dollars to hundreds of dollars.

Capital can't flow

Actually SWIFT does not move

any money. However, in order to

build trust, SWIFT members must

provide guarantee for every type

of bank relationship they maintain

on the network.

2 Technical advantages of SMC

PART TWO

Technical advantages of SMC

1, Highly Concurrent Processing Power The top speed of SMC can reach millions of TPS. Even if there is a peak transfer volume in the network, it will not get affected. 2, End-to-End Encryption and Guaranteed Anonymity SMC uses a "secure node" to ensure that the system remains distributed, resilient, and secure. Between nodes encrypted communications are implemented, protecting the data from being stolen between nodes during the wallet transfer process. 3, Quick deal with any virtual currency Another advantage of SMC is that it is able to trade quickly with any other currency in the world, enabling users to work in any place without any problem.

SMC's mining method

THE KEY IS ALWAYS YOU! If you are going to use a passage of Lorem Ipsum,

you need to be sure there isn't anything

SMC adopts POS mining mode, but it is different from the traditional mode of mining. In the case of the traditional Pos mining method, as long as there is money in the wallet, you can get interests every day. Regardless of the amount of money in the wallet, the interest rate is fixed. SMC's mining pattern is based on the traditional Pos mining pattern, but some modifications are involved. The biggest change is that the more coins one holds, the longer the holding time is, the higher interest rate one would get in the mining.

SMC distribution mechanism

Distribution method

Not using ICO method

100,000 free mining machines

Initial SMC price: 0.01 US dollars

for each

The total amount is constant 1, the total amount of SMC's money is constant at 50 million 2, the founding team holds: 8 million (locked-up till 2022) 3, POS mining: 42 million (expected to be completely dug up in 2020)

Transaction method

Early Period: point-to-point

transaction in the official website.

Later more exchanges would be

available online and we would

develop independently global

transactions.

3 SMC development plan

PART THREE

SMC development plan

3. When SMC members reach 500,000, we would provide an improved online trading platform.

1. Within the first 6 months of SMC’s listing, 10,000 free mining machines would be given out as gifts.

4. When SMC members reach 1 billion, the global currency exchange platform, independently developed by SMS, would be available.

2. When SMC members would reach 100,000, online SMC global transactions would be available and SM could use SMC in transactions.

3 1 2 4

4 Relationship between SM and SMC

PART FOUR

Relationship between SM and SMC

SM is a derivative module of SMC SM is the best choice for quick member accumulation and team building. SM and SMC accounts are interchangeable. During the promotion period, the user who registers can not only get a free SMC-A10 mining machine, but can also get 10 dollars in the SMC account for recommending a friend to register. The more people one recommends, the more bonus one would get, without ceiling amount.

Two modes to participle in SM

Explanation about “20% -50%”: The minimum advance payment is 20% of the capital, and when 50% of what

you’ve earned has exceeded 20% of the new order, the advance payment would be more than 20% of the capital.

The maximum advance payment is 50%. For example: You have earned 20,000 US dollars. The new order is

10,000 US dollars, and then the advance payment is 5,000 US dollars.

1, Conventional mode (benefit cap for each time: 30%)

Select the capital amount that you would like to invest (you only need

to pay 20% -50% of the amount). Interest rate for the first five days is

0.5%, and the rate would change since the sixth day. Before the whole

capital amount is paid, the interest rate is 1% for each day. After the

investment is complete, the daily rate of return would change into 2%,

and the maximum interest rate for each contribution is 30%.

Four Levels of the Investment Amount

Level 1 The top amount for the first investment is 1000 dollars;

Level 2 When the cumulative investment amount reaches

2000 dollars, one could upgrade to level 2, and the

maximal amount for each investment would be 2000

US dollars;

Level 3 When the cumulative investment amount reaches

5,000 dollars, then one would upgrade to level 3, and

the maximal amount for each investment would be

5,000 dollars.

Level 4 When the cumulative investment amount reaches

12,000 dollars, then one would upgrade to level 4, and

the maximal amount for each investment would be

10,000 dollars.

Conventional mode (benefit cap for each time: 30%)

After 15 days since the advance prepayment time, one could unfreeze the capital. If the capital is not drawn in due time, the interests would not increase after reaching 30%.

For withdrawing capital and interest, a new order needs to be launched, and the amount of the new order needs to be greater than or equal to the amount of the old order, and the advance payment should be completed. Example: A user has invested $ 1000, and after 15 days he received $ 1300(capital + interest). If he wants to withdraw the capital and the interest, he needs to make a new order whose amount exceeds or equals $ 1000, and he should complete the advance payment of $ 200.

Only one order can be bought within 10 days. Within 24 hours one can only sell one order.

Unfreezing Cycle Capital Withdrawal Engagement Cycle

2, Fast mode (single revenue cap: 5%)

1 2 3 4 5

Requirement for

participation

A regular order of

more than $ 300 is

required to

participate.

Investment amount is

divided into four levels

respectively 300 US

dollars, 500 US

dollars, 1000 US

dollars, 2000 US

dollars

Unfreezing Cycle

One can unfreeze it

any time after one

buys a new order.

Earning Calculation

If one sells right after one

buys, the yield rate is 2%. If

he does not withdraw the

capital, earnings would

increase by 0.05% every hour,

until the rate of return reaches

5% and stops increasing.

Participation Cycle

Only once in 7 days

SM team reward system

name level

Bonus system

Upgrade requirement note Sharing Award

Manager Award

member

ordinary 1st level 5% / ≥ $10

Requirement for getting the sharing award: one would get the first level after recommending one person, second level by recommending 2 people. The rest follows the same pattern, with 10 as the top level

V1 2nd level 3% 0.2% Recommendation ≥10people

V2 3rd level 1% 0.4% Recommendation ≥ V1，

team number≥100

V3 4th level 0.5% 0.6% Recommendation ≥ 2V2

V4 5th level 0.3% 0.8% Recommendation ≥ 2V3

V5 6-10 level 0.1% 1% Recommendation ≥ 2V4

Case analysis

Sharing relationship: A → B → C → D

A is V3 B is V2 C is V1 D is an ordinary member

Suppose D now invests 10,000 $

C is V1. According to the system he could get 0.2% manager award, and 5% sharing

award, which is 520 $;

B is V2. According to the system he could get 0.4% manager award, but C takes away

0.2%, so B can only get the remaining 0.2%, plus 3% share award, which is 320 $;

A is V3. According to the system he could get the manager's award of 0.6%, but B and

C take away 0.4%, so he can only get the remaining 0.2%, plus 1% share award, which

is 120 $.

THANK